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1. 发明专利

JP2005258497A Method, device and program for preparing rule combination 审中-公开
标题翻译：方法，设备和程序，用于准备规则组合
公开(公告)号：JP2005258497A
公开(公告)日：2005-09-22
申请号：JP2004064970
申请日：2004-03-09
申请人： Hitachi Ltd , 株式会社日立製作所
发明人： NOZAKI MASARU , SEKIMOTO TAKAO , MIZUNO HIROTAKA
IPC分类号： G06Q10/00 , G06F17/30 , G06Q10/06 , G06Q50/00 , G06Q50/10 , G06F17/60
摘要： PROBLEM TO BE SOLVED: To extract the optimum rule combination satisfying a target value out of a large number of rules. SOLUTION: An evaluation data 107 for evaluating the rule combination, the target values 111-113 in every level related to the evaluation data and a candidate rule set 101 are acquired, a rule selection processing part 103 selects rules included in the respective levels, out of the candidate rule set, and prepares the rule combinations (determination rule sets 104-105) of the respective levels, a determination processing part 108 investigates the consistency of the evaluation data with a condition part of each of the respective rules, totalizes determination result data to prepare an evaluation result of the rule combination, using the highest priority of levels out of the consistent rules as the determination result data 109 for the evaluation data, outputs the selected rule combination, when the evaluation result satisfies the target value, and procedures starting from the rule selection are repeated to determine the rule combination, when the evaluation result does not satisfy the target value. COPYRIGHT: (C)2005,JPO&NCIPI
摘要翻译：要解决的问题：从大量规则中提取满足目标值的最优规则组合。解决方案：规则组合的评估数据107，与评价数据有关的各个级别的目标值111-113和候选规则集101被获取，规则选择处理部103选择包含在各个级别，在候选规则集之外，并准备各个级别的规则组合（确定规则集104-105），确定处理部分108调查评估数据的一致性与每个相应规则的条件部分，将确定结果数据合并，以使用规则组合的评估结果，使用一致规则中的最高优先级作为评估数据的确定结果数据109，当评估结果满足目标值时，输出所选择的规则组合，并且当评估结果不满足时，重复从规则选择开始的过程以确定规则组合目标价值。版权所有（C）2005，JPO＆NCIPI

2. 发明专利

JP2003044679A Providing method of financial service, system and financial agency device 审中-公开
标题翻译：提供财务服务，系统和财务机构的方法
公开(公告)号：JP2003044679A
公开(公告)日：2003-02-14
申请号：JP2001228321
申请日：2001-07-27
申请人： Hitachi Capital Corp , Hitachi Ltd , 日立キャピタル株式会社 , 株式会社日立製作所
发明人： OSHIMA HIDEKO , NOZAKI MASARU , SATO RYOJI
IPC分类号： G06Q40/06 , G06Q40/00 , G06Q40/02 , G06Q40/04 , G06Q50/00 , G06F17/60
摘要： PROBLEM TO BE SOLVED: To analyze accumulated client information to be provided to financial institutions as profiling information by managing the financial property of clients which a plurality of the financial institutions manage in place of the clients. SOLUTION: Financial transaction such as inquiry and totalization of property contents of transaction financial institutions, measurement and warning of a risk amount of the financial property, proposal of cancellation and purchase of the financial products, deposit, withdrawal, transfer or the like is enabled in place of the clients contracted with a financial agency company by the financial agency company 12 executing business of the financial institutions, a web site of the financial agency company and an automatic teller machine, and a financial agency device 120 providing client information obtained by the service, transaction information and analysis result of the transaction information to an enterprise contracted with the financial agency company.
摘要翻译：要解决的问题：通过管理多个金融机构管理的客户的金融财产来代替客户，分析要提供给金融机构的累计客户信息作为分析信息。解决方案：开展金融交易，如交易金融机构财产内容的查询和总计，金融财产风险金额的计量和预警，金融产品的取消和购买建议，存款，提款，转账等。由金融机构公司12执行金融机构业务的金融机构公司的客户的地方，金融机构公司的网站和自动取款机，以及提供由服务获得的客户信息的金融机构设备120 ，交易信息和交易信息分析结果给与金融代理公司签约的企业。

3. 发明专利

JP2003022359A Method and device for analyzing customer lifetime value 审中-公开
标题翻译：用于分析客户生命价值的方法和设备
公开(公告)号：JP2003022359A
公开(公告)日：2003-01-24
申请号：JP2001205617
申请日：2001-07-06
申请人： Hitachi Ltd , 株式会社日立製作所
发明人： YOSHIKAWA YUTAKA , YASUNOBU CHIZUKO , ONO TOSHIYUKI , NOZAKI MASARU
IPC分类号： G06Q30/02 , G06F17/18 , G06Q10/00 , G06Q50/00 , G06F17/60
摘要： PROBLEM TO BE SOLVED: To provide a method and a device for easily deriving a strategy from customer data, for guiding a customer into a customer segment of higher customer lifelong values. SOLUTION: The customer data are segmented on the basis of attribute and transaction actual results, a probability model representing a transition relation between segments on the basis of the segmentation results, and the probability model is used to calculate a customer lifetime value in each segment. Furthermore, realization probability of transition to the segment is calculated in each customer to guide the customer into a segment with a higher customer lifelong values, on the basis of the segmentation results, the probability mode and the calculated customer lifelong value, and merchandise to be sold is extracted from the customer data in each customer for realizing the transition.
摘要翻译：要解决的问题：提供一种用于从客户数据中轻松获得策略的方法和设备，用于指导客户进入更高客户终身价值的客户群。解决方案：根据属性和交易实际结果对客户数据进行细分，根据分割结果表示段之间的转换关系的概率模型，并使用概率模型计算每个分段中的客户生命周期值。此外，在每个客户中计算过渡到细分市场的实现概率，根据分割结果，概率模式和计算的客户终身价值，将商品引导到具有较高客户终身价值的细分市场中从每个客户的客户数据中提取出售以实现转换。

4. 发明专利

JP2004139198A Limited sum calculating device and its method 审中-公开
公开(公告)号：JP2004139198A
公开(公告)日：2004-05-13
申请号：JP2002301224
申请日：2002-10-16
申请人： Hitachi Ltd , 株式会社日立製作所
发明人： YOSHIKAWA YUTAKA , NOZAKI MASARU , SEKIMOTO TAKAO
IPC分类号： G06Q40/06 , G06Q40/00 , G06Q40/02 , G06Q40/04 , G06F17/60
摘要： PROBLEM TO BE SOLVED: To provide a limited sum calculating method for optimizing the risk return of a bond portfolio whose credit limited sum is determined. SOLUTION: As for a bond portfolio whose credit limited sum is determined, the ranking data and limited sum data of each customer are inputted, and when a use sum rate expressed with a probability distribution function and a delay sum rate expressed with the probability distribution function, a collection rate expressed with the probability distribution function, and inter-ranking transition probability matrix are defined as probability variables, the value of portfolio after t term is calculated by Monte Carlo simulation as variables for optimizing the credit limited sum. Then, the combination of the limited sum for optimizing the value of the portfolio is calculated by a combination optimizing means. Thus, it is possible to calculate the optimal credit limited sum for each customer. COPYRIGHT: (C)2004,JPO

5. 发明专利

JP2004046525A Credit examination method and credit examination system 审中-公开
公开(公告)号：JP2004046525A
公开(公告)日：2004-02-12
申请号：JP2002202866
申请日：2002-07-11
申请人： Hitachi Capital Corp , Hitachi Ltd , 日立キャピタル株式会社 , 株式会社日立製作所
发明人： NOZAKI MASARU , SAKASHITA MASAHIRO , IDE YUJI , YOKOTA TAKESHI , SATO RYOJI , NISHIDA MASAO
IPC分类号： G06Q40/06 , G06Q40/00 , G06Q40/02 , G06Q40/04 , G06F17/60
摘要： PROBLEM TO BE SOLVED: To provide a credit examination method capable of performing the loan acceptance to more customers by dispersing the credit risk of a customer as much as possible in the credit determination for a loan. SOLUTION: The data related to the customer are inputted (401), the credit examination for the customer is performed by use of the data (402), and the data related to the customer who is determined as "no execution of loan" in the credit examination are accumulated as refused customer information (405). A combination of one or more customer data of the refused customer information including the customer data determined as "no execution of loan" and accumulated before then is formed (407), the combination result is displayed (408), and the credit examination for a plurality of customers constituting the combination is performed (409) in reference to the display of the combination result. COPYRIGHT: (C)2004,JPO

6. 发明专利

JP2002366730A Personal information management method, its implementation system and its processing program 审中-公开
标题翻译：个人信息管理方法及其实施系统及其处理程序
公开(公告)号：JP2002366730A
公开(公告)日：2002-12-20
申请号：JP2001171033
申请日：2001-06-06
申请人： Hitachi Ltd , 株式会社日立製作所
发明人： NOZAKI MASARU , MATSUSHITA TOMOAKI , MOROOKA YOSHITSUGU
IPC分类号： G06Q10/00 , G06F17/30 , G06Q30/02 , G06Q50/00 , G06F17/60
摘要： PROBLEM TO BE SOLVED: To provide technique capable of simplifying procedures for asking a company for merchandise sales or providing of a service requiring personal information.
SOLUTION: The personal information management method for unitarily managing personal information of customers for providing it to the company has a step for asking the company for merchandise sales or providing of the service requiring personal information, a step for requesting a personal information providing device for obtaining personal information corresponding to member identification information and authentication information for disclosing the personal information on the customer, a step for reading personal information corresponding to the member identification information and authentication information from a personal information management database to the company side, and a step for receiving the provided personal information to store it in a customer management database on the company side and performing merchandise sales or providing of services to the customer by using the personal information.
COPYRIGHT: (C)2003,JPO
摘要翻译：要解决的问题：提供能够简化向公司询问商品销售或提供需要个人信息的服务的程序的技术。解决方案：将用于提供给公司的客户的个人信息统一管理的个人信息管理方法具有向公司询问商品销售或提供需要个人信息的服务的步骤，用于请求个人信息提供装置获取的步骤对应于会员识别信息的个人信息和用于公开客户的个人信息的认证信息，从个人信息管理数据库向公司方读取对应于会员身份信息和认证信息的个人信息的步骤以及用于接收提供的个人信息将其存储在公司侧的客户管理数据库中，并通过使用个人信息对客户进行商品销售或提供服务。

7. 发明专利

JP2001005795A METHOD FOR DETECTING ABNORMALITY IN DISTRIBUTED SYSTEM 失效
公开(公告)号：JP2001005795A
公开(公告)日：2001-01-12
申请号：JP17097099
申请日：1999-06-17
申请人： HITACHI LTD
发明人： NOZAKI MASARU , SHIMABUKURO JUN , SANBE RYOTA , HIRAI CHIAKI , KAWAKAMI MASUMI
IPC分类号： G06F11/30 , G06F15/177
摘要： PROBLEM TO BE SOLVED: To detect the existence/absence of abnormality in a distributed system without providing each device with a function that detects abnormality and performs reporting. SOLUTION: An abnormality detecting device 100 provided with a decision rule table on which relations to be satisfied between communication data caused to flow on a network 10 are described is provided on the network 10. The device 100 monitors whether the relations described on the decision rule table are satisfied by intercepting communication data caused to flow on the network 10, and when the relations are not satisfied, the device 100 detects it as abnormal.

8. 发明专利

JP2002230328A SYSTEM AND METHOD FOR ARTICLE SALES INTERMEDIATION 失效
公开(公告)号：JP2002230328A
公开(公告)日：2002-08-16
申请号：JP2001023591
申请日：2001-01-31
申请人： HITACHI LTD
发明人： YOSHIKAWA YUTAKA , NOZAKI MASARU , SEKIMOTO TAKAO , NAKAGAWA MASAYUKI , TSUCHIYAMA CHIKAKO
IPC分类号： G06Q50/00 , G06Q30/02 , G06Q30/06 , G06F17/60
摘要： PROBLEM TO BE SOLVED: To provide a system and a method for article sales intermediation which enables an information user to gather more evaluation information of high use value and the consumer to receive a reward even for evaluation information showing no recommendation to purchase the article specified by evaluation information on the article registered by an information provider. SOLUTION: A service provider server 101 provides an electronic bulletin board bulletining evaluation information regarding the article by the consumer and mediates in article sales between the consumer and article provider by using an article sales intermediating means 107. When the intermediation is successful, the service provider server 101 obtains evaluation information that the consumer referred to when purchasing the article from a reference history DB 105 and updates an intermediary result DB 106 for the evaluation information. Further, the service provider server 101 calculates a profit allotment amount regarding the article sales intermediation, collects the profit allotment from the article provider, and gives the profit allotment to the person who registered the evaluation information according to the intermediary result of the evaluation information.

9. 发明专利

JP2002092305A SCORE CALCULATING METHOD, AND SCORE PROVIDING METHOD 失效
公开(公告)号：JP2002092305A
公开(公告)日：2002-03-29
申请号：JP2000283779
申请日：2000-09-13
申请人： HITACHI LTD
发明人： NOZAKI MASARU , YOSHIKAWA YUTAKA , MARUOKA TETSUYA
IPC分类号： G06Q10/04 , G06Q10/00 , G06Q10/06 , G06Q50/00 , G06F17/60 , G06F19/00
摘要： PROBLEM TO BE SOLVED: To select a prediction model allowing adequate scoring for every customer in a method of calculating score from customer data. SOLUTION: Prediction models for calculating a characteristic amount of a customer from the customer data are hierarchically arranged, one or more of the items of the customer data are set as input data using the prediction model in a first layer, an output value is calculated from the input data, and a prediction model in the next layer is selected in response to the output value. This process is repeated to the lowest layer, and a prediction model for setting the score disposed in the lowest layer as an output value is selected.

10. 发明专利

JP2000057109A DISTRIBUTED SYSTEM AND ITS OPERATION MANAGING METHOD 失效
公开(公告)号：JP2000057109A
公开(公告)日：2000-02-25
申请号：JP22688198
申请日：1998-08-11
申请人： HITACHI LTD
发明人： NOZAKI MASARU , MAEDA AKIRA , KANEKO SHIGENORI
IPC分类号： G06F15/16 , G06F13/00 , G06F15/177
摘要： PROBLEM TO BE SOLVED: To provide a distributed system which can prevent omission of data even when data can not be received because a failure takes place in an execution module, etc., can continue control that is adapted to the behavior of the entire system after failure restoration, and has high reliability. SOLUTION: This system is provided with a data receiving means 121 which receives data, a survival state monitoring means 124 which monitors the operation states of execution modules 131 to 133 and a redirecting means 122 which changes a data transfer destination in accordance with the operation state of a transfer destination of received data. Here, when the modules 131 to 133 which are the data transfer destinations are suspended due to a failure, etc., a received data storage database 123 performs representative receiving of data. Also, it is provided with a representative receiving data transmitting part 125 which transmits representative receiving data in the received data storage DB 123 to the execution module after restarting the suspended execution module.

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