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1. 发明专利

JP2004234257A Detailed receipt transaction audit method, system and program, and recording medium 审中-公开
公开(公告)号：JP2004234257A
公开(公告)日：2004-08-19
申请号：JP2003021068
申请日：2003-01-29
申请人： Hitachi Ltd , 株式会社日立製作所
发明人： FUJINO HAYATO , MIZUKAMI TAMOTSU , KIKUCHI YOSHITOMO , ENDO HIDEKI
IPC分类号： G06Q40/02 , G06Q20/10 , G06Q40/00 , G06Q40/04 , G06Q50/00 , G06F17/60
摘要： PROBLEM TO BE SOLVED: To simplify a detailed audit procedure, and improve the accuracy and speed of daily calculation work. SOLUTION: A detailed receipt transaction audit method executes a step of receiving detailed audit instructions for receipt transactions, and information on a receipt transaction history acquired from a storage device of an accounting system host, from a receipt-dedicated terminal in a financial institution, a step of extracting mediation history information related to detailed audit target information included in the detailed audit instructions, from a storage device storing mediation history information on reconciliation instructions from the receipt-dedicated terminal to a receipt institution server, a step of collating the receipt transaction history information and the extracted mediation history information to determine whether they match or not, and a step of notifying the receipt-dedicated terminal of the determination contents as detailed audit results. COPYRIGHT: (C)2004,JPO&NCIPI

2. 发明专利

JP2003281378A Payment mediation system and its method 有权
标题翻译：付款调动系统及其方法
公开(公告)号：JP2003281378A
公开(公告)日：2003-10-03
申请号：JP2002077488
申请日：2002-03-20
申请人： Hitachi Ltd , 株式会社日立製作所
发明人： YAMADA HIROMITSU , INOUE SHINICHIRO , MIZUKAMI TAMOTSU , OTANI FUMIHIKO
IPC分类号： G06Q20/00 , G06Q20/10 , G06Q20/26 , G06Q40/00 , G06Q40/02 , G06Q40/04 , G06F17/60
摘要： PROBLEM TO BE SOLVED: To provide payment mediation method and system capable of unitarily executing a payment procedure to a claimant and an account transfer request procedure for paying an amount claimed to the claimant. SOLUTION: A center device inputs money collection data having a payer code for identifying a payer, a claimer code for identifying a claimer, card data of the payer, and an amount to be paid by a card storing the card data from a terminal through a network, generates remittance request data indicating the contents of a remittance request to a financial institution identified by a financial institution code included in the card data of the payer on the basis of the inputted money collection data, transmits the remittance request data to a financial institution device of the financial institution, and at the time of receiving approval information for the transmitted remittance request data from the identified financial institution, generates account transfer registration data for requesting the registration of account transfer on the basis of the money collection data, and transmits the account transfer registration data to the financial institution device. COPYRIGHT: (C)2004,JPO
摘要翻译：要解决的问题：提供能够向索赔人一体执行支付程序的支付调解方法和系统以及向索赔人支付索赔金额的帐户转移请求程序。解决方案：中央设备输入具有用于识别付款人的付款人代码的货币收集数据，用于识别申请人的索赔人代码，付款人的卡片数据以及由卡存储卡的数据支付的金额通过网络，根据输入的货币收集数据，将包含在付款人的卡片数据中的金融机构代码识别的金融机构的汇款请求的内容生成汇款请求数据，将汇款请求数据发送到金融机构的金融机构装置，在从所识别的金融机构收到所发送的汇款请求数据的批准信息的时候，根据收款数据生成请求登记账户转账登记数据，并向金融机构设备发送账户转账登记数据。版权所有（C）2004，JPO

3. 发明专利

JP2011145785A User registration system in internet banking 有权
标题翻译：互联网银行用户登记制度
公开(公告)号：JP2011145785A
公开(公告)日：2011-07-28
申请号：JP2010004525
申请日：2010-01-13
申请人： Hitachi Ltd , 株式会社日立製作所
发明人： MIYAZAKI SUMINOBU , AMAGAI MASATETSU , MIZUKAMI TAMOTSU
IPC分类号： G06K17/00 , G06Q10/00 , G06Q20/10 , G06Q20/32 , G06Q20/34 , G06Q20/40 , G06Q40/00 , G06Q40/02 , G06Q50/00
摘要： PROBLEM TO BE SOLVED: To provide a system which reduces complicatedness of customer registration work of internet banking by using an accounting system (including terminals, such as ATMs). SOLUTION: The system uses terminal devices, such as ATMs, sales store terminals or kiosk terminals. A personal identification means is substituted, by using cash card and cash card password number or biometric authentication, namely, authenticating information in general service (in an accounting system). A (portable) terminal having a unique ID which the user uses is obtained and utilization registration is carried out, by associating the user information with the unique ID of the (portable) terminal. COPYRIGHT: (C)2011,JPO&INPIT
摘要翻译：要解决的问题：提供一种通过使用会计系统（包括诸如ATM之类的终端）来减少网络银行的客户注册工作的复杂性的系统。解决方案：系统使用终端设备，如ATM，销售店终端或信息亭终端。通过使用现金卡和现金卡密码或生物认证来代替个人识别手段，即在一般服务（会计系统）中认证信息。通过将用户信息与（便携式）终端的唯一ID相关联，获得具有用户使用的唯一ID的（便携式）终端并进行利用登记。版权所有（C）2011，JPO＆INPIT

4. 发明专利

JP2010282310A Method for operating management server for internet banking system 有权
标题翻译：操作互联网银行系统管理服务器的方法
公开(公告)号：JP2010282310A
公开(公告)日：2010-12-16
申请号：JP2009133625
申请日：2009-06-03
申请人： Hitachi Ltd , 株式会社日立製作所
发明人： AKASHI TAKUYA , MIYAMOTO ASAKO , OKADA MAYUKO , YAMAGATA SHOHEI , MIYAZAKI SUMINOBU , MIZUKAMI TAMOTSU , AMAGAI MASATETSU , HATANAKA HIROYUKI
IPC分类号： G06Q20/10 , G06Q40/00 , G06Q40/02 , G06Q40/04
摘要： PROBLEM TO BE SOLVED: To provide a management server for an Internet banking system that receives a schedule of future depositing/dispensing based on past depositing/dispensing information on the basis of a date of access.
SOLUTION: The management server 24 for the Internet banking system manages a user's financial account and receives a financial transaction on the financial account from a user terminal 100 through a site established on a network 10. The management server 24 provides the user terminal 100 with a menu screen 100 including a balance graph 221 indicating the balance of the financial account with a change over time, based on an access request on the financial account from the user terminal 100. The balance graph 221 indicates past and future schedules in time series based on the date of access P on a horizontal axis X, and the balance on a vertical axis Y, and memo information 222 that can be registered in the user terminal 100 can be displayed on the balance display graph 221.
COPYRIGHT: (C)2011,JPO&INPIT
摘要翻译：要解决的问题：提供一种用于网上银行系统的管理服务器，其基于访问日期基于过去的存取款信息来接收未来存款/分发的时间表。解决方案：用于因特网银行系统的管理服务器24管理用户的金融账户，并从用户终端100通过在网络10上建立的站点在金融账户上接收金融交易。管理服务器24提供用户终端 100，其具有菜单屏幕100，其包括基于来自用户终端100的关于金融帐户的访问请求，指示金融帐户的余额与时间的变化的余额图表22.余额图表221指示过去和未来的时间表基于水平轴X上的访问日期P的系列，以及垂直轴Y上的余额，以及可以登记在用户终端100中的备注信息222可以显示在余额显示图221上。
版权：（C）2011，JPO＆INPIT

5. 发明专利

JP2010113485A Management server of internet banking system 有权
标题翻译：互联网银行系统管理服务器
公开(公告)号：JP2010113485A
公开(公告)日：2010-05-20
申请号：JP2008284961
申请日：2008-11-06
申请人： Hitachi Ltd , 株式会社日立製作所
发明人： AKASHI TAKUYA , MIYAMOTO ASAKO , OKADA MAYUKO , OWAKI YORIMICHI , AMAGAI MASATETSU , MIZUKAMI TAMOTSU , SHINOHARA SEIKI
IPC分类号： G06Q20/10 , G06Q40/00 , G06Q40/02 , G06Q40/04
摘要： PROBLEM TO BE SOLVED: To provide a management server of an Internet banking system that allows inputting a plan of future deposits and withdrawals with reference to the day of access and based on information about previous deposits and withdrawals.
SOLUTION: The management server 24 of the Internet banking system can manage a user's financial account and accept financial transactions about the financial account from a user terminal 100 via a site opened on a network 10. A menu screen 100 having a balance display graph 221 showing the balance of the financial account as it changes over time is provided to the user terminal 100 in response to an access request about the financial account from the user terminal 100. The balance display graph 221 has a horizontal X-axis representing previous and future plans in time series with reference to the day P of access and a vertical Y-axis representing the balance. Memo information 222 that can be registered using the user terminal 100 can be displayed on the balance display graph 221.
COPYRIGHT: (C)2010,JPO&INPIT
摘要翻译：要解决的问题：提供一种互联网银行系统的管理服务器，可以参考访问日期并根据有关以前存款和取款的信息输入未来存款和取款的计划。解决方案：网上银行系统的管理服务器24可以通过在网络10上打开的站点来管理用户的金融账户并从用户终端100接受关于金融账户的金融交易。具有余额显示的菜单屏幕100 响应于来自用户终端100的关于金融账户的访问请求，向用户终端100提供示出随着时间变化的金融账户余额的图表221.余额显示图221具有表示前一个的水平X轴和未来的时间序列，参考访问日P和代表平衡的垂直Y轴。可以在平衡显示图表221上显示可以使用用户终端100登记的备注信息222.（C）2010，JPO＆INPIT

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