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    • 3. 发明专利
    • INTERNET BANKING SYSTEM
    • JPH10312437A
    • 1998-11-24
    • JP12376097
    • 1997-05-14
    • HITACHI LTD
    • FUJII SHIGEHARUKUMOMURA AKIRA
    • G06F13/00G06F19/00G06Q10/00G06Q20/00G06Q20/10G06Q20/34G06Q20/40G06Q20/42G06Q30/06G06Q40/00G06Q40/02G06Q40/04G06Q50/00G06F17/60
    • PROBLEM TO BE SOLVED: To attain the execution of transactions regardless of the place and time by performing the transaction processes (new contracts, proposals) of personal loan commodities of a bank via a public network and with application of an automatic screening function and an identity authentication function. SOLUTION: The identity of a customer is confirmed by an identity authentication function 208 of a bank server via the transmission of the customer password. When the customer designates his proposal amount and its transfer destination, the contract contents and transaction information of the customer are acquired from a commodity contact table and a transaction table. Furthermore, an automatic screening function 207 automatically screens the customer based on the transmitted data on the customer and the data acquired previously. Then a job production function 206 produces the jobs (programs) of a loan amount and the designated transfer destination to send them to a counting system 203. At the same time, the notification contents of approval of the customer are acquired from a table and sent to an E mail address of a commodity contract table. Thus, the customer is automatically screened and an amount proposed to the customer account of his own bank is transferred to the account of a customer of another bank via an internet, etc.
    • 8. 发明专利
    • EXAMINATION JOB SUPPORT SYSTEM
    • JPH08147381A
    • 1996-06-07
    • JP28330794
    • 1994-11-17
    • HITACHI LTD
    • KAWASHIMA KAZUHIROFUJII SHIGEHARUHAMAGUCHI TSUYOSHITANAKA ATSUSHISAKASHITA MASAHIRO
    • G06F17/30G06F19/00G06Q10/10G06Q40/00G06Q40/02G06Q50/00G06F17/60
    • PURPOSE: To enable exact examinations and approvals by displaying update information from the preparation of a document to examination and approval and checking the update information by examiners and approvers. CONSTITUTION: As for a financing process of obtaining the sanction to a plan by circulating the draft prepared by a person in charge job, a document preparing person refers to the information required for the preparation of a document from a data base system 101 on a computer 111 at first, prepares the process document and stores it in a document data base 105. An examiner examines the contents of the process document on a computer 121. If the examination result is a 'rejection', the document is returned to its original state. If the result is 'OK', an approver inputs the examined process document on a computer 131 and approves the contents of the process document. The history information on only the information referred to at the time of preparing the process document is stored in an update history data base 104. Thus, because the data quantity of the update history data base 104 is reduced as compared with the case where all the update information is stored in the update history data base, the retrieval time for update information is shortened, response time is shortened and the working efficiency of examination and approval works is improved.