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1. 发明公开

EP1676182A1 CIRCUIT SECURITY 有权
标题翻译：切换安全
公开(公告)号：EP1676182A1
公开(公告)日：2006-07-05
申请号：EP04770420.0
申请日：2004-10-22
申请人： TRINTECH LIMITED
发明人： COLEMAN, Ronan , MARTIN, Michael
IPC分类号： G06F1/00 , G08B13/12
CPC分类号： G06F21/86 , H05K1/0275 , H05K1/144 , H05K2201/09263 , H05K2201/0999 , H05K2201/10151
摘要： A secure device (1) has a circuit board (2) with various exposed components such as an LCD (4) and keys (40). A secure circuit (10) is housed within an enclosure formed between the board (2) and a cover (11). The cover (11) has, on its inside surface, a security track (23) in a dense serpentine pattern. The board (2) has a security track (52), also in a dense serpentine pattern, is an inner layer. The track (52) is linked to covered surface-level tracks (27) by vias (64). The cover's security track (23) is connected to the board's security tracks (52, 27) via a deformable pad (25) whose conductivity increases with applied compression.

2. 发明公开

EP1334440A1 A COMPUTERIZED METHOD AND SYSTEM FOR A SECURE ON-LINE TRANSACTION USING CARDHOLDER AUTHENTICATION 审中-公开
标题翻译： FOR使用卡时业主认证安全的网上交易计算机化的方法和系统
公开(公告)号：EP1334440A1
公开(公告)日：2003-08-13
申请号：EP00966777.5
申请日：2000-09-21
申请人： Trintech Limited
发明人： BYRNE, Paddy , THOMPSON, Marilee , SCOTT, Steven, D. , BURNE, George
IPC分类号： G06F17/30
CPC分类号： G07F7/1008 , G06Q20/04 , G06Q20/12 , G06Q20/341 , G06Q20/389 , G06Q20/40145 , G06Q20/4037 , G06Q20/40975 , G07F7/08
摘要： A computerized method and system for a secure on-line transaction using cardholder authentication. In one embodiment, the identify of a cardholder (110) is authenticated before an on-line purchase transaction by using a username and password combination. A record of this authentication event, along with other information, is recorded in a cardholder authentication record (100) located in a database (100) at the payment card-issuing bank (100). This authentication information is later matched with information from a merchant acquiring bank (130) in a payment authorization request to authorize payment to a merchant (120). The advantages of this method and system includes decreasing the need for issuance of digital certificates, maintenance of customer loyalty reward programs, ability to use on-line purchasing sites that require use of one credit card number, and providing a secure on-line transaction with minimal complexity to the merchant and other trasactional entitites.

3. 发明授权

EP0968479B1 A TRANSACTION PROCESSING SYSTEM 失效
标题翻译：事务处理系统
公开(公告)号：EP0968479B1
公开(公告)日：2005-07-13
申请号：EP97915658.5
申请日：1997-03-19
申请人： TRINTECH LIMITED
发明人： CLARKE, Patrick , BURNE, George , O'DONOGHUE, Hubert , FLOOD, Eoin , O'SULLIVAN, Timothy , O'ROURKE, Francis , O'NEIL, David , McGUIRE, John, Trintech Limited , MEEHAN, Christopher , McGUIRE, Cyril
IPC分类号： G06F17/60
CPC分类号： G07G1/14
摘要： A transaction processing system (1) communicates with point-of-sale terminals (8) via a communications sub-system (3) which performs communications and protocol routing, and a transaction logic sub-system (4) which performs transaction logic-based routing. Transaction signals are processed internally in the system on a processor (4(b)) or are routed to external processors (10). Message traffic is minimised by operation of incoming partners (20) and associated outgoing partners (23) writing data to a variable database (7(a)) and retrieving this data if required at a subsequent stage in the process.

4. 发明公开

EP0968479A1 A TRANSACTION PROCESSING SYSTEM 失效
标题翻译：事务处理系统
公开(公告)号：EP0968479A1
公开(公告)日：2000-01-05
申请号：EP97915658.5
申请日：1997-03-19
申请人： TRINTECH LIMITED
发明人： CLARKE, Patrick , BURNE, George , O'DONOGHUE, Hubert , FLOOD, Eoin , O'SULLIVAN, Timothy , O'ROURKE, Francis , O'NEIL, David , McGUIRE, John,Trintech Limited , MEEHAN, Christopher , McGUIRE, Cyril
IPC分类号： G06F17/60
CPC分类号： G07G1/14
摘要： A transaction processing system (1) communicates with point-of-sale terminals (8) via a communications sub-system (3) which performs communications and protocol routing, and a transaction logic sub-system (4) which performs transaction logic-based routing. Transaction signals are processed internally in the system on a processor (4(b)) or are routed to external processors (10). Message traffic is minimised by operation of incoming partners (20) and associated outgoing partners (23) writing data to a variable database (7(a)) and retrieving this data if required at a subsequent stage in the process.

5. 发明授权

EP0968483B1 A POINT-OF-SALE TRANSACTION TERMINAL 失效
标题翻译：出售交易终端
公开(公告)号：EP0968483B1
公开(公告)日：2002-10-02
申请号：EP97915659.3
申请日：1997-03-19
申请人： TRINTECH LIMITED
发明人： DEERING, Seamus , MARTIN, Michael , BROPHY, Laurence , MADDEN, Denis , McGUIRE, John, Trintech Limited , MEEHAN, Christopher , McGUIRE, Cyril
IPC分类号： G06K17/00
CPC分类号： G06K17/0022
摘要： A point-of-sale terminal (1) has a removable control circuit (20) upon which is mounted a separate and removable communications circuit (21). A printer (25) is mounted over these circuits by use of bridging supports (26). Control, communications and printing functions of the terminal are easily interchangeable because of the signalling and mechanical interconnections. Openings (12) in the base of the terminal (1) are blanked out by blanks (46). The terminal may be converted to a portable unit by insertion of galvanic contacts in openings (12) for connection to battery charging probes in a fixed cradle which communicates with an authorization processor. For this mode, the communications circuit (21) is a radio transceiver for radio communication with the cradle.

6. 发明公开

EP1087350A1 A method for the secure transfer of payments 审中-公开
标题翻译： VerfahrenfürgesichertesÜberweisenvon Zahlungen
公开(公告)号：EP1087350A1
公开(公告)日：2001-03-28
申请号：EP99650088.0
申请日：1999-09-22
申请人： TRINTECH LIMITED
发明人： Hamilton, Christopher John , Wells, Lisa Kay , Brahmbhatt, Bhagwat c/o Trintech Group
IPC分类号： G07F19/00 , G07F7/08 , G06F17/60
CPC分类号： G07F7/0866 , G06Q20/02 , G06Q20/04 , G06Q20/10 , G06Q20/28 , G06Q20/363
摘要： A method for the secure transfer of payments over a network sales system. The system includes a plurality of card holder computers (4), a card issuer computer (6), merchant computers (3) and at least one merchant payment acquirer computer (11). Card holder account details are stored in a secure database (7) by the card issuer (5). When a card holder computer (4) wishes to make a transaction with a merchant computer (3) the card holder must enter a password or PIN number to have access to their account. The transaction may be verified by the card issuer (5) or the payment acquirer computer (11). An important aspect of the invention is that for each transaction there is a dedicated communications channel between the card holder computer (4) and the merchant computer (3) that can be controlled by the card issuer (5).
摘要翻译：一种通过网络销售系统进行安全转移付款的方法。该系统包括多个持卡人计算机（4），发卡者计算机（6），商业计算机（3）和至少一个商业支付获取计算机（11）。持卡人帐户详细信息由卡发行商（5）存储在安全数据库（7）中。当持卡人计算机（4）希望与商家计算机（3）进行交易时，持卡人必须输入密码或PIN号码才能访问他们的帐户。交易可以由发卡机构（5）或支付获取机计算机（11）进行验证。本发明的一个重要方面是，对于每个交易，在卡持有者计算机（4）和商业计算机（3）之间都有一个可由卡发行者（5）控制的专用通信通道。

7. 发明公开

EP0968483A1 A POINT-OF-SALE TRANSACTION TERMINAL 失效
标题翻译：出售交易终端
公开(公告)号：EP0968483A1
公开(公告)日：2000-01-05
申请号：EP97915659.3
申请日：1997-03-19
申请人： TRINTECH LIMITED
发明人： DEERING, Seamus , MARTIN, Michael , BROPHY, Laurence , MADDEN, Denis , McGUIRE, John,Trintech Limited , MEEHAN, Christopher , McGUIRE, Cyril
IPC分类号： G06K17/00
CPC分类号： G06K17/0022
摘要： A point-of-sale terminal (1) has a removable control circuit (20) upon which is mounted a separate and removable communications circuit (21). A printer (25) is mounted over these circuits by use of bridging supports (26). Control, communications and printing functions of the terminal are easily interchangeable because of the signalling and mechanical interconnections. Openings (12) in the base of the terminal (1) are blanked out by blanks (46). The terminal may be converted to a portable unit by insertion of galvanic contacts in openings (12) for connection to battery charging probes in a fixed cradle which communicates with an authorization processor. For this mode, the communications circuit (21) is a radio transceiver for radio communication with the cradle.

8. 发明公开

EP1214696A1 A METHOD FOR THE SECURE TRANSFER OF PAYMENTS 审中-公开
标题翻译：法的资金安全传输
公开(公告)号：EP1214696A1
公开(公告)日：2002-06-19
申请号：EP00958954.0
申请日：2000-09-07
申请人： TRINTECH LIMITED
发明人： HAMILTON, Christopher, John , WELLS, Lisa, Kay , BRAHMBHATT, Bhagwat
IPC分类号： G07F19/00 , G07F7/08 , G06F17/60
CPC分类号： G07F7/0866 , G06Q20/02 , G06Q20/04 , G06Q20/10 , G06Q20/28 , G06Q20/363
摘要： A method for the secure transfer of payments over a network sales system. The system includes a plurality of card holder computers (4), a card issuer computer (6), merchant computers (3) and at least one merchant payment acquirer computer (11). Card holder account details are stored in a secure database (7) by the card issuer computer (6). When a card holder (4a) wishes to make a transaction with a merchant computer (3) the card holder computer establishes communication with the card issuer computer (6) and the card holder (4a) must enter a password or PIN number to his or her account. The transaction is authorised by the card issuer computer (5) which authorisation is transmitted either directly to the merchant computer (3) or indirectly through the merchant payment acquirer company (11). Important aspects of the invention are that (a) a card holder's payment account number is permanent and is used repeatedly for many successive transactions; and (b) for each transaction there is a dedicated communications channel between the card holder computer (4) and the merchant computer (3) into which the card issuer computer (5) can write account information.

9. 发明公开

EP1128347A1 A hand-held payment card terminal 审中-公开
标题翻译： Tragbares TrminalfürZahlungskarte
公开(公告)号：EP1128347A1
公开(公告)日：2001-08-29
申请号：EP00650011.0
申请日：2000-02-23
申请人： TRINTECH LIMITED
发明人： Loughlin, Kevin Patrick , Madden, Denis Colman , Martin, Michael Joseph , Brophy, Laurence Gerard
IPC分类号： G07G5/00
CPC分类号： G07F7/02 , G06Q20/343 , G07G5/00
摘要： A payment card terminal (1) having a printer (40) mounted in a casing (3,4). The printer (4) has a spring-loaded printing head (41). A paper roller (53) is carried by a support member (30) on spaced-apart arms (5). A lever arm (32) is pivotally mounted on the support member to engage the printer (40) to pivot the support member upwards and hence the roller (53) out of engagement with the printing head (41). This allows paper to be replaced easily. There is also provided a construction of key pad and key guard (15).
摘要翻译：一种具有安装在壳体（3,4）中的打印机（40）的支付卡终端（1）。打印机（4）具有弹簧加载的打印头（41）。纸辊（53）由支撑构件（30）承载在间隔开的臂（5）上。杠杆臂（32）枢转地安装在支撑构件上以接合打印机（40）以使支撑构件向上枢转，因此辊（53）脱离与打印头（41）的接合。这样可以轻松更换纸张。还提供了一个键盘和钥匙防护罩的构造（15）。

10. 发明公开

EP0254595A3 A credit card verifier 失效
标题翻译：信用卡验证器
公开(公告)号：EP0254595A3
公开(公告)日：1989-08-16
申请号：EP87306594.0
申请日：1987-07-24
申请人： TRINTECH LIMITED
发明人： Mcquire, John Finbarr
IPC分类号： G07F7/08
CPC分类号： G07F7/08 , G06Q20/403
摘要： A point-of-sale credit card verifier (1) for checking the validity of cards, such as credit cards, comprises means for non-destructively storing information (3) on invalid credit cards for comparison with information which is read from a card presented for use. The information on invalid credit cards is transmitted by signals embedded in a VHF stereo radio broadcast from a broadcast station which is received by a VHF receiver/demodulator (10). A credit card sensor (4) and control maintains the verifier switched off unless a credit card is to be read. The verifier is switched on when information is about to be broadcast from a broadcast station. The verifier operates quickly and independently of telecommunications networks.

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