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    • 7. 发明公开
    • METHOD FOR THE ACTIVATION OF A PAYMENT CARD, CORRESPONDING SYSTEM AND COMPUTER PROGRAM
    • VERFAHREN ZUR AKTIVIERUNG EINER ZAHLUNGSKARTE,ENTSPRECHENDES SYSTEM UND COMPUTERPROGRAMM
    • EP3104321A1
    • 2016-12-14
    • EP15202826.2
    • 2015-12-28
    • STMicroelectronics S.r.l.
    • MIRANDA, RitaCIMINO, CarloALFARANO, Marco
    • G06Q20/32G06Q20/34G06Q20/42
    • G07F7/08G06F17/30876G06K19/07345G06Q20/3278G06Q20/352G06Q20/354G06Q20/425
    • Method for the activation of a payment card (SC), comprising accessing a remote computer server (14) of a card issuer to input card activation information (AS),
      The method includes
      storing (120) a unique code (UN) corresponding to a given payment card (SC) both
      in a smart card (13) corresponding to a cardholder (U), comprising a contactless readable interface (13a), used as payment card (SC), and
      in the remote computer server (14),

      reading (160) said unique code (UN) by a user terminal (11) associated to the cardholder (U) comprising a corresponding contactless interface (11a), in particular a NFC interface,
      sending (170) said unique code (UN) from the user terminal (11) to the remote computer server (15),
      upon verification (180) of the unique code (UN) at the remote computer server (15),
      generating (200) and sending (210) an activation code (AS) to the user terminal (11) associated to the cardholder (U) and
      supplying (190) to the user terminal (11) access to an activation code input mask (AP) corresponding to the payment card (SC),

      upon submission (220) of the activation code (SS),
      comparing (230) the submitted code (SS) with the generated code (AS) and, in case of matching, activating (240) the payment card (SC).
    • 用于激活支付卡(SC)的方法,包括访问卡发行者的远程计算机服务器(14)以输入卡激活信息(AS)。该方法包括存储(120)对应于 在与持卡人(U)对应的智能卡(13)中的给定支付卡(SC),包括用作支付卡(SC)的非接触式可读接口(13a),并且在远程计算机服务器(14)中,读取 (160)通过与持卡人(U)相关联的用户终端(11)所述唯一代码(UN)包括相应的非接触式接口(11a),特别是NFC接口,从所述唯一代码(UN)发送(170)所述唯一代码 用户终端(11)到远程计算机服务器(15),在远程计算机服务器(15)的唯一代码(UN)的验证(180)之后生成(200)并发送(210)激活码(AS) 到与持卡人(U)相关联的用户终端(11)并向用户终端(11)提供(190)访问激活码输入m 在所述激活码(SS)提交(220)之后询问对应于所述支付卡(SC)的(AP),将所述提交的代码(SS)与所生成的代码(AS)进行比较(230),并且在匹配的情况下, 激活(240)支付卡(SC)。