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1. 发明公开

EP2823435A1 TRANSFERABLE INDICIA AND DISPLAY WITH RELATED COMMISSIONING SYSTEM 审中-公开
标题翻译： TRANSMITTED MARKS并显示与相关起动系统
公开(公告)号：EP2823435A1
公开(公告)日：2015-01-14
申请号：EP13758239.1
申请日：2013-03-22
申请人： E2Interactive, Inc. d/b/a E2Interactive, Inc.
发明人： SMITH, Merrill, Brooks , GRAVES, Phillip, Craig , CHAKIRIS, Phil, M. , COLLINS, Samuel
IPC分类号： G06K5/00
CPC分类号： G06Q30/0214 , G06Q20/12 , G06Q20/20 , G06Q20/3276 , G06Q20/3278
摘要： Aspects of the invention may include methods and systems for determining commission amounts in a multiple party transaction for the purchase of goods or services by an obtaining user, the goods or services associated with an indicia, the multiple party transaction being amongst at least an originating merchant and a providing merchant, the providing merchant in selective communication with a central processor, the method including: receiving the indicia associated with the goods or services for purchase and a purchase price; determining the goods or services associated with the indicia; determining factors associated with the multiple party transaction comprising: the purchase price; the identity of the providing merchant and providing merchant characteristics; the identity of the originating merchant and originating merchant characteristics; calculating, based at least in part on the factors: a commission, if any, for the providing merchant; and a commission, if any, for the originating merchant.

2. 发明授权

EP1442404B1 SYSTEM AND METHOD FOR SUPPLYING COMMUNICATION SERVICE 有权
标题翻译：系统和方法提供通信服务
公开(公告)号：EP1442404B1
公开(公告)日：2014-01-01
申请号：EP02773550.5
申请日：2002-09-24
申请人： E2Interactive, Inc. D/B/A E2Interactive, Inc.
发明人： GRAVES, Phillip Craig , SMITH, Merrill Brooks
IPC分类号： H04M17/00 , H04M17/02 , G06Q20/10
CPC分类号： H04M17/02 , G06Q20/10 , G06Q20/202 , G06Q20/204 , G06Q20/40 , G06Q30/02 , G06Q40/00 , G06Q40/04 , H04M15/00 , H04M15/48 , H04M15/49 , H04M15/68 , H04M15/8083 , H04M17/00 , H04M17/10 , H04M17/20 , H04M2017/25 , H04M2017/2506 , H04M2017/2512 , H04M2017/2518 , H04M2017/2537 , H04M2017/2556 , H04M2017/2562 , H04M2017/2593 , H04M2215/0156 , H04M2215/0184 , H04M2215/0192 , H04M2215/0196 , H04M2215/46

3. 发明公开

EP2652698A1 SYSTEMS FOR FACILITATING CREATION AND MANAGEMENT OF ITEM LISTS WITH UNIQUE IDENTIFICATION CODES FOR ITEMS AND ASSOCIATING THE LISTS TO SPONSOR'S PAYMENT FINANCIAL TRANSACTION CARD PROGRAMS 审中-公开
标题翻译：制度，以便唯一识别代码制品和协会列表中的文章列出了与卡与赞助商付款方案的财务交易生产经营
公开(公告)号：EP2652698A1
公开(公告)日：2013-10-23
申请号：EP11849456.6
申请日：2011-12-12
申请人： E2Interactive, Inc. D/B/A E2Interactive, Inc.
发明人： WADE, Devin
IPC分类号： G06Q50/22
CPC分类号： G06Q20/202 , G06Q20/20 , G06Q20/387 , G06Q30/0207 , G06Q30/0637 , G06Q30/0643
摘要： A system is provided for multiple retailers to participate in restricted spend card programs. A retailer infrastructure includes a point of sale server coupled to a store concentrator and to a product tables/price book(s). An adjudication processor is coupled to the retailer. A catalog management processor includes a server coupled to the adjudication processor. The catalog management processor creates a catalog of UPC's for each of a participating retailer. Each catalog includes first and second sets of UPC data. The first set is for national brand products and the second set is for retailer private label products.

4. 发明授权

EP1891876B1 Card product display system 有权
标题翻译：对于卡产品展示系统
公开(公告)号：EP1891876B1
公开(公告)日：2012-02-22
申请号：EP07113320.1
申请日：2007-07-27
申请人： E2Interactive, Inc. D/B/A E2Interactive, Inc.
发明人： Washer, Wayne , Bernstein, David
IPC分类号： A47F5/08
CPC分类号： A47F5/0823

5. 发明授权

EP1534043B1 System and method for authorizing the activation of a communication device 有权转让
标题翻译：系统和方法，用于授权的通信装置的激活
公开(公告)号：EP1534043B1
公开(公告)日：2011-01-05
申请号：EP04256999.6
申请日：2004-11-11
申请人： e2interactive,Inc. d/b/a e2interactive, Inc.
发明人： Smith, Merrill Brooks , Graves, Phillip Craig
IPC分类号： H04W12/12
CPC分类号： H04W12/12 , H04W12/08

6. 发明公开

EP1947600A3 Bill payment card method and system 审中-公开
标题翻译：卡支付账单，方法和系统
公开(公告)号：EP1947600A3
公开(公告)日：2008-10-01
申请号：EP08100530.8
申请日：2008-01-16
申请人： E2Interactive, Inc. D/B/A E2Interactive, Inc.
发明人： Graves, Philips , Chakiris, Phil , Young, Dustin , Denzer, Karl
IPC分类号： G06Q20/00
CPC分类号： G06Q20/02 , G06Q20/06 , G06Q20/10 , G06Q20/102 , G06Q20/105 , G06Q20/14 , G06Q20/20 , G06Q20/347 , G06Q20/351
摘要： The invention is directed to a system and method for managing a payment system. The method generally comprises activating a payment card, associating a value with the payment card, associating at least one third party with the bill payment card, receiving a request from a bill payment card user to transfer at least some of the value to a selected third party, the request comprising receiving an identifier associated with the payment card and receiving an indication of an amount of value to transfer, and transferring at least some of the value to the selected third party. Systems of the invention may generally comprise one or more payment cards, a database storing a plurality of records comprising information related to the payment card; one or more communication devices; and a processor in communication with the database and in selective communication with the communication device.

7. 发明公开

EP1690151A2 SYSTEM AND METHOD FOR SECURELY AUTHORIZING AND DISTRIBUTING STORED-VALUE CARD DATA 审中-公开
标题翻译：系统和方法安全批准和价值存储卡的数据分布
公开(公告)号：EP1690151A2
公开(公告)日：2006-08-16
申请号：EP04783244.9
申请日：2004-09-03
申请人： E2Interactive, Inc. D/B/A E2Interactive, Inc.
发明人： GRAVES, Phillip, Craig , SMITH, Merrill Brooks
IPC分类号： G06F1/00
CPC分类号： G06Q20/28 , G06Q20/02 , G06Q20/04 , G06Q20/3552 , G06Q20/3558 , G06Q20/3829 , G07F7/1008
摘要： A computerized system and method for securely authorizing and distributing stored-value card data over a communications network is provided. The method allows for storing in the database a plurality of records comprising stored-value card data for each stored-value card as well as information identifying a plurality of trusted sources of stored-value card activation requests and/or a plurality of trusted communications networks for transmitting stored value card activation requests. A transmitting step allows for a requesting terminal to transmit over a communications network a request to change the status of a stored-value card. The central processor then determines whether the requesting terminal and/or the communications network is a trusted source. Based on whether the requesting terminal or communications network is a trusted source or trusted communications network, the request can be processed and the card can be activated. A method for establishing a list of trusted sources and trusted communications networks is also provided.

8. 发明公开

EP3378023A1 NETWORK BRIDGE FOR LOCAL TRANSACTION AUTHORIZATION 审中-公开
公开(公告)号：EP3378023A1
公开(公告)日：2018-09-26
申请号：EP16866923.2
申请日：2016-11-14
申请人： e2interactive, Inc. d/b/a e2Interactive, Inc.
发明人： ORROCK, Andrew , VIELEHR, David
IPC分类号： G06Q20/20 , G06Q20/40
CPC分类号： G06Q20/204 , G06Q20/342 , G06Q20/3674 , G06Q20/403 , G06Q20/409
摘要： In general, the present invention is directed to an apparatus for locally processing stored value card transactions, the apparatus proximate to a retailer point-of-sale (POS) or host, the apparatus in communication with the POS or host and a stored value card processor and configured to: receive a transaction request; determine if the transaction request should be passed through to the stored value card processor or decided upon locally; if the transaction request should be passed through; communicate such request to the stored value card processor, upon receiving a certain response from stored value card processor, or from the attempted communication with the stored value card processor, locally overriding the response of the stored value card processor or deciding upon the transaction request locally; if the transaction request should not be passed through; locally deciding the transaction request; and communicating a transaction request response back to the POS or host.

9. 发明公开

EP3066625A4 DUAL FUNCTION MEDICAL BENEFITS CARD 审中-公开
标题翻译： MEDIZINISCHE LEISTUNGSKARTE MIT DOPPELFUNKTION
公开(公告)号：EP3066625A4
公开(公告)日：2017-05-10
申请号：EP14858086
申请日：2014-10-15
申请人： E2INTERACTIVE INC D/B/A E2INTERACTIVE INC
发明人： SKIBA ROBERT , RICHARDSON TIM , LEWIS JEFF , WADE DEVIN
IPC分类号： G06Q20/20 , G06Q20/34 , G06Q50/22
CPC分类号： G06Q20/3574 , G06Q20/204 , G06Q20/3572
摘要： The invention is generally directed to methods of conducting transactions using a dual function card that is transacted amongst a processor in communication with a point of sale: receiving a message including: an indicia of the card and identifiers of goods; identifying a closed loop account and amount, a schedule of eligible goods, and an open loop account and amount; determining eligible goods and a purchase amount; comparing the purchase amount to the amount in the closed loop account, and if the purchase amount is less than or equal to value in the closed loop account, authorizing the transaction. Upon a determination that the purchase amount is less than the amount in the closed loop account, determining if the value in the open loop account is greater than or equal to the deficit, and if so, deducting all value from the closed loop account and the deficit from the open loop account.
摘要翻译：本发明一般涉及使用在与销售点通信的处理器之间进行处理的双功能卡进行交易的方法：接收消息，该消息包括：卡的标记和货物的标识符; 识别闭环账户和金额，合格货物的时间表以及开环账户和金额; 确定符合条件的商品和购买金额; 将购买金额与闭环账户中的金额进行比较，并且如果购买金额小于或等于闭环账户中的金额，则授权交易。在确定购买金额小于闭环账户中的金额时，确定开环账户中的值是否大于或等于赤字，并且如果是，则扣除闭环账户中的所有值，并且来自开放账户的赤字。

10. 发明公开

EP2823449A2 TRANSFERABLE INDICIA AND DISPLAY 审中-公开
标题翻译：可转让的指示和显示
公开(公告)号：EP2823449A2
公开(公告)日：2015-01-14
申请号：EP13757268.1
申请日：2013-03-22
申请人： E2Interactive, Inc. d/b/a E2Interactive, Inc.
发明人： SMITH, Merrill, Brooks , GRAVES, Phillip, Craig , CHAKIRIS, Phil, M. , COLLINS, Samuel
IPC分类号： G06Q30/02
CPC分类号： G06Q30/02
摘要： Aspects of the invention may include methods and systems for conducting a transaction utilizing an indicia associated with goods or services, the indicia initially provided to an originating party by an originating merchant, but wherein the indicia may be used in a transaction at a providing merchant by an obtaining party, the transaction conducted amongst a central processor, one or more merchants that may include the originating merchant and the providing merchant, and one or more parties that may include the originating party and the obtaining party. The method may include steps such as: receiving the indicia from the providing merchant; determining whether the indicia is valid, the goods or services associated with the indicia, whether the providing merchant is the originating merchant, whether the obtaining party is the originating party, and determining a transaction price for the indicia.
摘要翻译：本发明的各方面可以包括用于利用与商品或服务相关联的标记进行交易的方法和系统，所述标记最初由始发商家提供给始发方，但是其中标记可以用于提供商的交易中，获得方，在中央处理器，可以包括发起商家和提供商家的一个或多个商家以及可以包括发起方和获得方的一方或多方之间进行的交易。该方法可以包括以下步骤：从提供商家接收标记; 确定标记是否有效，与标记相关联的商品或服务，提供商是否是始发商家，获取方是否是发起方，以及确定标记的交易价格。

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