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1. 发明公开

EP2823435A1 TRANSFERABLE INDICIA AND DISPLAY WITH RELATED COMMISSIONING SYSTEM 审中-公开
标题翻译： TRANSMITTED MARKS并显示与相关起动系统
公开(公告)号：EP2823435A1
公开(公告)日：2015-01-14
申请号：EP13758239.1
申请日：2013-03-22
申请人： E2Interactive, Inc. d/b/a E2Interactive, Inc.
发明人： SMITH, Merrill, Brooks , GRAVES, Phillip, Craig , CHAKIRIS, Phil, M. , COLLINS, Samuel
IPC分类号： G06K5/00
CPC分类号： G06Q30/0214 , G06Q20/12 , G06Q20/20 , G06Q20/3276 , G06Q20/3278
摘要： Aspects of the invention may include methods and systems for determining commission amounts in a multiple party transaction for the purchase of goods or services by an obtaining user, the goods or services associated with an indicia, the multiple party transaction being amongst at least an originating merchant and a providing merchant, the providing merchant in selective communication with a central processor, the method including: receiving the indicia associated with the goods or services for purchase and a purchase price; determining the goods or services associated with the indicia; determining factors associated with the multiple party transaction comprising: the purchase price; the identity of the providing merchant and providing merchant characteristics; the identity of the originating merchant and originating merchant characteristics; calculating, based at least in part on the factors: a commission, if any, for the providing merchant; and a commission, if any, for the originating merchant.

2. 发明公开

EP2625657A1 SYSTEMS AND METHODS FOR CONDUCTING A COMPOSITE BILL PAYMENT TRANSACTION 审中-公开
标题翻译：系统和方法为大规模金融支付交易的执行情况
公开(公告)号：EP2625657A1
公开(公告)日：2013-08-14
申请号：EP11831106.7
申请日：2011-08-04
申请人： E2Interactive, Inc. D/B/A E2Interactive, Inc.
发明人： SMITH, Merrill, Brooks , GRAVES, Phillip, Craig , CHAKIRIS, Phil, M.
IPC分类号： G06Q20/00
CPC分类号： G06Q20/20 , G06Q20/14
摘要： The present invention is directed to systems and methods of conducting a payment system, facilitated between a computerized processor, a point-of-sale, a customer, and one or more payees to whom the customer wishes to make a payment. The method including the steps of: receiving composite payment transaction information from the customer - including identifying information of the one or more payees and an indication of the an amount of value the customer wishes to pay to each of the one or more payees, associating an identifier with the composite payment transaction information, providing the identifier to the customer, receiving the identifier from the point-of-sale, receiving an amount of value from the point-of-sale, and providing value to the one or more payees in the amount indicated by the customer in the composite payment transaction information. The system configured to provide payment in a similar manner.

3. 发明公开

EP2823449A2 TRANSFERABLE INDICIA AND DISPLAY 审中-公开
标题翻译：可转让的指示和显示
公开(公告)号：EP2823449A2
公开(公告)日：2015-01-14
申请号：EP13757268.1
申请日：2013-03-22
申请人： E2Interactive, Inc. d/b/a E2Interactive, Inc.
发明人： SMITH, Merrill, Brooks , GRAVES, Phillip, Craig , CHAKIRIS, Phil, M. , COLLINS, Samuel
IPC分类号： G06Q30/02
CPC分类号： G06Q30/02
摘要： Aspects of the invention may include methods and systems for conducting a transaction utilizing an indicia associated with goods or services, the indicia initially provided to an originating party by an originating merchant, but wherein the indicia may be used in a transaction at a providing merchant by an obtaining party, the transaction conducted amongst a central processor, one or more merchants that may include the originating merchant and the providing merchant, and one or more parties that may include the originating party and the obtaining party. The method may include steps such as: receiving the indicia from the providing merchant; determining whether the indicia is valid, the goods or services associated with the indicia, whether the providing merchant is the originating merchant, whether the obtaining party is the originating party, and determining a transaction price for the indicia.
摘要翻译：本发明的各方面可以包括用于利用与商品或服务相关联的标记进行交易的方法和系统，所述标记最初由始发商家提供给始发方，但是其中标记可以用于提供商的交易中，获得方，在中央处理器，可以包括发起商家和提供商家的一个或多个商家以及可以包括发起方和获得方的一方或多方之间进行的交易。该方法可以包括以下步骤：从提供商家接收标记; 确定标记是否有效，与标记相关联的商品或服务，提供商是否是始发商家，获取方是否是发起方，以及确定标记的交易价格。

4. 发明公开

EP2517159A1 SYSTEMS AND METHODS FOR AUTHORIZING USE OF VALIDLY SOLD MERCHANDISE 审中-公开
标题翻译：系统和方法的授权已过期商品的用途出售
公开(公告)号：EP2517159A1
公开(公告)日：2012-10-31
申请号：EP10840025.0
申请日：2010-12-20
申请人： E2Interactive, Inc. D/B/A E2Interactive, Inc.
发明人： SMITH, Merrill, Brooks , GRAVES, Phillip, Craig , CHAKIRIS, Phil, M. , ETLING, David, J.
IPC分类号： G06Q20/00
CPC分类号： G06Q30/06 , G06Q20/10 , G06Q20/202 , G06Q20/209 , G06Q30/0607 , G06Q30/0641
摘要： The invention is generally directed to a method of managing the activation and use of a specific merchandise, facilitated between at least a retailer that sells the specific merchandise, a customer that purchases the specific merchandise, and a central processor that authorizes activation and use of the specific merchandise. The method includes the steps of receiving an indicia that uniquely identifies the specific merchandise, and an activation code associated with the merchandise that will allow the merchandise to properly function, storing the indicia of the specific merchandise and the activation code, receiving a confirmation of a valid purchase transaction of the specific merchandise, the confirmation of valid sale comprising the indicia of the specific merchandise, determining the activation code associated with the specific merchandise, and providing the activation code associated with the specific merchandise to the customer.

5. 发明公开

EP2883216A1 SYSTEMS AND METHODS FOR PROVIDING, RELOADING, AND REDEEMING STORED VALUE CARDS USED IN TRANSIT APPLICATIONS 审中-公开
标题翻译：系统和方法用于提供专门技术用途的过境申请的充电及赎回储值卡
公开(公告)号：EP2883216A1
公开(公告)日：2015-06-17
申请号：EP13828598.6
申请日：2013-08-06
申请人： E2Interactive, Inc. d/b/a E2Interactive, Inc.
发明人： GRAVES, Phillip , SMITH, Merrill, Brooks , CHAKIRIS, Phil, M. , PARLOTTO, Michael
IPC分类号： G07B15/02 , G06F13/00 , G06F13/14
CPC分类号： G06Q20/28 , G06Q20/0655 , G06Q20/20 , G06Q20/342 , G06Q20/349 , G06Q20/352 , G06Q20/354 , G06Q20/4037
摘要： The invention is directed to systems and methods of conducting transactions associated with a transit card. A method of conducting transactions may be conducted between a processor and a transit processor. Steps may include receiving a redemption request and determining if it is a pre-authorization request or a redemption; if the redemption request is a pre-authorization request, determining if the account is authorized for a particular transit type. If the account is authorized, communicating approval to the transit processor. If the account is not authorized communicating denial. If the redemption request is a redemption: determining if account value is sufficient to pay the redemption amount; if not, denying and if so approving the transaction and deducting the amount, and determining if the account value is below a pre-determined threshold for a particular transit types, and if so, updating the status of the account at a data store.

6. 发明公开

EP2609555A1 SYSTEMS AND METHODS FOR THE PAYMENT OF CUSTOMER BILLS UTILIZING PAYMENT PLATFORM OF BILLER 审中-公开
标题翻译：系统和方法来支付账单客户在使用支付平台比勒
公开(公告)号：EP2609555A1
公开(公告)日：2013-07-03
申请号：EP11820316.5
申请日：2011-07-11
申请人： E2Interactive, Inc. D/B/A E2Interactive, Inc.
发明人： SMITH, Merrill, Brooks , GRAVES, Philip, Craig , CHAKIRIS, Phil, M.
IPC分类号： G06Q30/00
CPC分类号： G06Q20/102 , G06Q20/02 , G06Q20/06 , G06Q20/10 , G06Q20/14 , G06Q20/20 , G06Q20/207 , G06Q20/347 , G06Q20/351 , G06Q20/40
摘要： The present invention is directed to systems and methods providing payment into a pre-existing customer account with a provider of goods or services, the method facilitated between a customer, a provider of goods or services, and a processor. The method including steps such as receiving from the customer value, identifying information of the customer, and information sufficient to identify the provider and pre-existing account of the customer; accessing a payment platform of the provider; determining information required by the provider in order to provide payment into the customer account; communicating information required by the provider in order to provide payment into the customer account; and providing a value into the customer account.

7. 发明公开

EP2135191A1 SYSTEM AND METHOD FOR AUTHORIZING STORED VALUE CARD TRANSACTIONS 审中-公开
标题翻译：系统和方法，用于授权交易储值卡
公开(公告)号：EP2135191A1
公开(公告)日：2009-12-23
申请号：EP07760619.2
申请日：2007-04-13
申请人： E2Interactive, Inc. D/B/A E2Interactive, Inc.
发明人： CHAKIRIS, Phil, M. , GRAVES, Phillip, Craig , SMITH, Merrill, Brooks
IPC分类号： G06K5/00
CPC分类号： G06Q20/28 , G06Q20/40 , G06Q30/0215
摘要： A computer-implemented method for processing a stored-value card transaction request in a card data management system is presented. The management system has a central processor in communication with one or more point-of-sale terminals over a communications network. Each terminal has a unique terminal identifier and is associated with a location and a prepaid card merchant. The central processor is in communication with a database having stored therein a plurality of card records. Each of these card records contains data associated with a stored- value card distributed to a prepaid card merchant for further distribution to purchasers at a location controlled by the prepaid card merchant. The transaction request comprises a requesting terminal identifier, a card identifier assigned to a stored value card, and information indicative of a requested transaction type. The method further comprises determining if the requesting terminal is authorized to request the requested transaction type for the stored value card.

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