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    • 4. 发明授权
    • Financial transaction system
    • 金融交易系统
    • US4988849A
    • 1991-01-29
    • US179301
    • 1988-04-08
    • Shigeru SasakiMasataka KawauchiYasunori Hamada
    • Shigeru SasakiMasataka KawauchiYasunori Hamada
    • G07D9/00G07D11/00G07F19/00
    • G07F19/20G06Q20/1085G07D11/0015G07F19/201
    • A transaction processing system which includes apparatus for accepting a precontract including the amount of payment/deposit and delivery time of payment/deposit, cash counting apparatus for counting cash, a payment/deposit processing apparatus to be manipulated by the user at the time of payment/deposit on the basis of the user's precontact, delivery apparatus for delivering a medium such as cash and bonds precontracted by the user, transfer apparatus for transferring the medium for the payment/deposit precontract between the cash counting apparatus and the delivery apparatus, and control apparatus for activating the system on the basis of the precontract data of the user. A payment/deposit precontract from a user is accepted via a public telephone line or a data communication network, a medium delivered to the delivery apparatus is prepared in view of other payment precontracts and the time of the visit of the user to the transaction processing system.
    • 一种交易处理系统,包括用于接受包括付款/存款的支付/存款金额和交货时间的支付/存款,用于计数现金的现金计数设备,在付款时由用户操纵的支付/存款处理设备的预收合 /根据用户的预接触进行存款,用于交付诸如现金的介质的交付装置和用户预先收合的债券,用于在现金计数装置和递送装置之间转移用于支付/存入预承包的介质的转移装置,以及控制 基于用户的预收合数据激活系统的装置。 通过公用电话线或数据通信网络接受来自用户的付款/存款预收合,考虑到其他支付预合同和用户访问交易处理系统的时间来准备交付给交付装置的媒体 。
    • 7. 发明授权
    • Bank note handling apparatus of a recirculating type
    • 循环型纸币处理装置
    • US5186334A
    • 1993-02-16
    • US324551
    • 1989-03-16
    • Yoshio FukudomeYasunori HamadaMasao OkayamaYutaka KakoTetsuo SaitoItsunori Utsumi
    • Yoshio FukudomeYasunori HamadaMasao OkayamaYutaka KakoTetsuo SaitoItsunori Utsumi
    • G07D9/00G07D11/00
    • G07D11/0081
    • A bank note handling apparatus of a circulating type utilizes bank notes deposited by customers as payable bank notes. The following devices are provided in the form of a loop in a conveying passage downstream from a paying-in and paying-out device for use in depositing or withdrawing bank notes by customers: bank note stacking devices for stacking circulated bank notes; a first discriminating device for discriminating bank notes; a bank note receiving device for receiving bank notes that are not to be circulated; a second discriminating device for discriminating bank notes; a device for properly arranging the obverse and reverse sides of bank notes; and a temporary receiving device for temporarily receiving bank notes to be deposited or withdrawn. Hence, the conveying passages for the paying-in and paying-out device and the respective stacking devices are shortened, reducing the processing time.
    • 循环型纸币处理设备利用客户存入的票据作为应付票据。 在用于存放或取出客户的纸币的付款和付款设备的下游的输送通道中以循环的形式提供以下设备:用于堆放循环纸币的纸币堆垛设备; 用于区分钞票的第一鉴别装置; 用于接收不要流通的纸币的纸币收据装置; 用于区分钞票的第二识别装置; 一个正确安排钞票正反面的装置; 以及用于临时接收要存入或撤回的纸币的临时接收装置。 因此,用于付款和付款设备和各个堆叠设备的输送通道被缩短,从而缩短了处理时间。