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    • 2. 发明专利
    • SMT- Voice Based Mobile Banking: SECURE MONEY TRANSFER USING VOICE BASED MOBILE BANKING
    • AU2020101952A4
    • 2020-10-01
    • AU2020101952
    • 2020-08-24
    • CHAKRAVERTI ASHISH KUMARCHOUDHARY SHWETAGARG RUCHI RANIGOEL VIKASGUPTA AMIT KUMARKARTHIKEYAN JPANDIKUMAR MSANGWAN SUMITSELVARAJ PSINGH YASHPAL
    • KARTHIKEYAN JGARG RUCHI RANIGUPTA AMIT KUMARGOEL VIKASPANDIKUMAR MSELVARAJ PCHAKRAVERTI ASHISH KUMARCHOUDHARY SHWETASANGWAN SUMITSINGH YASHPAL
    • G06Q20/32G06F21/32G06K7/10G06V30/224G10L17/22
    • Patent Title: SMT- Voice Based Mobile Banking: SECURE MONEY TRANSFER USING VOICE BASED MOBILE BANKING. My Invention "SMT- Voice Based Mobile Banking: is a mobile payment platform and service provides a fast, easy way to make secure payments by users of 3-G,4-G,5-G mobile devices. The platform also interfaces with nonmobile channels and devices such as apps, twitter, e-mail, instant messenger, and Web. The invented technology the funds are accessed from an account holder's mobile device such as a mobile phone or a personal digital assistant to make or receive payments. The financial transactions may be conducted on a person-to-person (P2P) or person-to-merchant (P2M) or person-to person-to person (P2P2P) basis where each party is identified by a unique indicator such as a telephone number, voice input, bar code. The invented technology the transactions may be requested through any number of means including SMS messaging, Web, e-mail, instant messenger, a mobile client application, an instant messaging plug-in application or widget. The invention also the resident on the mobile device, simplifies access and performing financial transactions in a fast, secure manner. The invented technology is a financial transactions system including a consumer interface, connected to a network, including: a Web interface to handle transaction requests from a Web browser client. The mobile Internet browser interface to handle transaction requests from a mobile Internet browser on a mobile phone client. The SMS notification interface to handle transaction requests using SMS text messaging and a mobile client application interface to handle requests from a mobile client application executing on mobile phone client. Dr. J. Karthikeyan (Principal) Dr. Ruchi Rani Garg (Associate Professor) Dr. Amit Kumar Gupta (Associate Professor) Dr.Vikas Goel (Associate Professor) Dr. M Pandikumar (Associate Professor) Dr. Selvaraj. P (Principal) Dr. Ashish Kumar Chakraverti (Associate Professor) Dr. Shweta Choudhary (Assistant Professor) Dr. Sumit Sangwan (Associate Professor) Dr. Yashpal Singh (Professor) TOTAL NO OF SHEET: 07 NO OF FIG: 08 Cross Bank P2P Bank Padner"A" Comuner'A' Bank Partner"B Consumer1 $®Linked Like~d FIN rd Credit iUnked Uinked Debit Debit Obopay Obopay Obopay Obopay Working Member Worilkng Member capital Pooled Capital Pwced 1 Amcount Account Acount Account 1. ConsuaerAsends bopay pali on Wy'reques5t 2. Obopay trnsfersfunds fIrom poled amoountto working aocunt. abopay Statement Treoords for Consumer 3. Obopay transfers funds from worng W 1bSyste l A's0Obosay account account to pooled account. 4. Obopay updates T records in Obopay SOR. 5. Obopay notifes Consumer'Vof Pra-ud payment Del.ion Acount 6. Obopsy peodically seitles In in Statement T records for Consuner between Partner Banks. Obopay Platform Ob p aCCount FIGURE 7: IS A SHOWS A CROSS BANK PERSON-TO-PERSON PAYMENT.
    • 3. 发明申请
    • STOCHASTIC PROGRAMMING-BASED DECISION SUPPORT TOOL FOR RESERVOIR DEVELOPMENT PLANNING
    • 基于编程规划的决策支持工具用于储备开发计划
    • WO2009131761A3
    • 2010-01-07
    • PCT/US2009036536
    • 2009-03-09
    • EXXONMOBILE UPSTREAM RES COMPAGOEL VIKASFURMAN KEVIN C
    • GOEL VIKASFURMAN KEVIN C
    • G06E1/00
    • G06Q10/06
    • A stochastic programming-based decision support tool for reservoir development planning can comprise a source of input data, an optimization model, a high fidelity model for simulating the reservoir, and one or more solution routines interfacing with the optimization model. The optimization model can consider unknown parameters having uncertainties directly within the optimization model. The model incorporates the flexibility that a decision-maker has in the real world and allows the decision-maker to adjust the decisions based on new information. The model can systematically address uncertain data, for example comprehensively or even taking all uncertain data into account. Accordingly, the optimization model can provide flexible or robust solutions that remain feasible over an uncertainty space. Once the reservoir model is optimized, final development plans may be generated.
    • 用于油藏开发规划的随机编程决策支持工具可以包括输入数据源,优化模型,用于模拟储层的高保真模型,以及与优化模型接口的一个或多个解决方案。 优化模型可以直接在优化模型中考虑具有不确定性的未知参数。 该模型融合了决策者在现实世界中的灵活性,并允许决策者根据新的信息调整决策。 该模型可以系统地处理不确定的数据,例如全面或甚至考虑所有不确定的数据。 因此,优化模型可以提供在不确定性空间上保持可行的灵活或可靠的解决方案。 一旦水库模型被优化,可能会产生最终的开发计划。