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1. 发明专利

AU2020101952A4 SMT- Voice Based Mobile Banking: SECURE MONEY TRANSFER USING VOICE BASED MOBILE BANKING 未知
公开(公告)号：AU2020101952A4
公开(公告)日：2020-10-01
申请号：AU2020101952
申请日：2020-08-24
申请人： CHAKRAVERTI ASHISH KUMAR , CHOUDHARY SHWETA , GARG RUCHI RANI , GOEL VIKAS , GUPTA AMIT KUMAR , KARTHIKEYAN J , PANDIKUMAR M , SANGWAN SUMIT , SELVARAJ P , SINGH YASHPAL
发明人： KARTHIKEYAN J , GARG RUCHI RANI , GUPTA AMIT KUMAR , GOEL VIKAS , PANDIKUMAR M , SELVARAJ P , CHAKRAVERTI ASHISH KUMAR , CHOUDHARY SHWETA , SANGWAN SUMIT , SINGH YASHPAL
IPC分类号： G06Q20/32 , G06F21/32 , G06K7/10 , G06V30/224 , G10L17/22
摘要： Patent Title: SMT- Voice Based Mobile Banking: SECURE MONEY TRANSFER USING VOICE BASED MOBILE BANKING. My Invention "SMT- Voice Based Mobile Banking: is a mobile payment platform and service provides a fast, easy way to make secure payments by users of 3-G,4-G,5-G mobile devices. The platform also interfaces with nonmobile channels and devices such as apps, twitter, e-mail, instant messenger, and Web. The invented technology the funds are accessed from an account holder's mobile device such as a mobile phone or a personal digital assistant to make or receive payments. The financial transactions may be conducted on a person-to-person (P2P) or person-to-merchant (P2M) or person-to person-to person (P2P2P) basis where each party is identified by a unique indicator such as a telephone number, voice input, bar code. The invented technology the transactions may be requested through any number of means including SMS messaging, Web, e-mail, instant messenger, a mobile client application, an instant messaging plug-in application or widget. The invention also the resident on the mobile device, simplifies access and performing financial transactions in a fast, secure manner. The invented technology is a financial transactions system including a consumer interface, connected to a network, including: a Web interface to handle transaction requests from a Web browser client. The mobile Internet browser interface to handle transaction requests from a mobile Internet browser on a mobile phone client. The SMS notification interface to handle transaction requests using SMS text messaging and a mobile client application interface to handle requests from a mobile client application executing on mobile phone client. Dr. J. Karthikeyan (Principal) Dr. Ruchi Rani Garg (Associate Professor) Dr. Amit Kumar Gupta (Associate Professor) Dr.Vikas Goel (Associate Professor) Dr. M Pandikumar (Associate Professor) Dr. Selvaraj. P (Principal) Dr. Ashish Kumar Chakraverti (Associate Professor) Dr. Shweta Choudhary (Assistant Professor) Dr. Sumit Sangwan (Associate Professor) Dr. Yashpal Singh (Professor) TOTAL NO OF SHEET: 07 NO OF FIG: 08 Cross Bank P2P Bank Padner"A" Comuner'A' Bank Partner"B Consumer1 $®Linked Like~d FIN rd Credit iUnked Uinked Debit Debit Obopay Obopay Obopay Obopay Working Member Worilkng Member capital Pooled Capital Pwced 1 Amcount Account Acount Account 1. ConsuaerAsends bopay pali on Wy'reques5t 2. Obopay trnsfersfunds fIrom poled amoountto working aocunt. abopay Statement Treoords for Consumer 3. Obopay transfers funds from worng W 1bSyste l A's0Obosay account account to pooled account. 4. Obopay updates T records in Obopay SOR. 5. Obopay notifes Consumer'Vof Pra-ud payment Del.ion Acount 6. Obopsy peodically seitles In in Statement T records for Consuner between Partner Banks. Obopay Platform Ob p aCCount FIGURE 7: IS A SHOWS A CROSS BANK PERSON-TO-PERSON PAYMENT.

2. 发明专利

AU2020101948A4 Kitchen Items Cleaning Device: KITCHEN ITEMS CLEANING AND DISINFECTING DEVICE USING WATER AND UV-LIGHT 未知
公开(公告)号：AU2020101948A4
公开(公告)日：2020-10-01
申请号：AU2020101948
申请日：2020-08-23
申请人： CHAVHAN SANDIP PRAKASH , DESHMUKH DHEERAJ S , DESHMUKH MANISH S , KARTHIKEYAN J , KOTHARI MANISH , KUMAR NAVNEET , NAGPURE SANTOSH GOPAL , PATIL AVINASH G , RAJESWARI P , YADAV RAKESH KUMAR
发明人： YADAV RAKESH KUMAR , KUMAR NAVNEET KUMAR , NAGPURE SANTOSH GOPAL , KARTHIKEYAN J , RAJESWARI P , PATIL AVINASH G , CHAVHAN SANDIP PRAKASH , DESHMUKH MANISH S , DESHMUKH DHEERAJ S , KOTHARI MANISH
IPC分类号： B08B7/00 , A23L3/28 , A23L3/3445 , A61L2/10 , A61L2/20
摘要： Patent Title: Kitchen Items Cleaning Device: KITCHEN ITEMS CLEANING AND DISINFECTING DEVICE USING WATER AND UV-LIGHT. My Invention "Kitchen Items Cleaning Device" is to Ultraviolet radiation is directed within a user defined area and the target wavelength ranges or target intensity ranges of the ultraviolet radiation sources can correspond to at least one of a plurality of selectable operating configurations including a sterilization operating configuration and a preservation operating configuration. The invention provides a system comprising: at least one ultraviolet radiation source configured to generate ultraviolet radiation directed within a storage area; and a monitoring and control system for managing the storage area by performing a method comprising: monitoring a set of current conditions of at least one of: the storage area or a set of items located in the storage area; and controlling ultraviolet radiation generated by the at least one ultraviolet radiation source using at least one of a plurality of selectable operating configurations and the set of current conditions, the selectable operating configurations including: a sterilization operating configuration, and a preservation operating configuration. The invented device provides sanitizing a plurality of articles, which comprises a housing enclosing a sanitizing zone, the housing having a seal for preventing leakage of gas or fluid from the sanitizing zone. The UV-Light for introducing an antimicrobial fluid into the sanitizing zone. The UV-light pump for withdrawing the fluid from the sanitizing zone. The device also includes at least one high power microwave source and at least one ultraviolet irradiating source, or a microwave source that also generates ultraviolet radiation. Preferably, the gas is a halogen, such as chlorine, bromine, or iodine, or a gas or fluid containing chlorine or bromine ions, but it can be ozone or another gas which kills bacteria, microbes, viruses, and other pathogens. The fluid can also be sprayed droplets or vaporized sodium hypochlorite, or similar antiseptic agent. Dr. Rakesh Kumar Yadav (Director) Prof. Navneet Kumar (Professor) Mr. Santosh Gopal Nagpure (Assistant Professor) Dr. J. Karthikeyan (Principal) Dr. P. Rajeswari (Associate Professor) Dr. Avinash G. Patil (Professor) Dr. Sandip Prakash Chavhan (Assistant Professor) Dr. Manish S. Deshmukh (Associate Professor) Dr. Dheeraj S. Deshmukh (Associate Professor) Dr. Manish Kothari TOTAL NO OF SHEET: 10 NO OF FIG.: 13 ---- ----- ------- a78 FIG. 9: IS A SHOWS A PERSPECTIVE VIEW OF A STORAGE DEVICE. FIG.10: IS A SCHEMATICDRAWING OF A FIRST THESANITIZINGAPPARATUS.

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