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1. 发明授权

US10417714B1 Systems and methods for updating a driving tip model using telematics data 有权
公开(公告)号：US10417714B1
公开(公告)日：2019-09-17
申请号：US15411737
申请日：2017-01-20
申请人： STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
发明人： Scott Christensen , David J. Dosher , Jufeng Peng , Gregory Hayward , William Messner
IPC分类号： G06Q40/08 , G07C5/02 , G07C5/08
摘要： Methods and systems for improving vehicular safety by utilizing a driving tip model are provided. According to embodiments, an analysis server can analyze telematics data associated with operation of one or more vehicles to identify driving tips that may be aimed to mitigate certain risks or warn of various conditions. The analysis server can provide the driving tips to the vehicles and, in response, receive updated telematics data from the vehicles that reflects operation data for the vehicles subsequent to receiving the driving tips. The analysis server can analyze the updated telematics data to associate certain driving tips with certain telematics data and identify effective driving tips and delivery techniques. The analysis server can update the driving tip model accordingly.

2. 发明授权

US09868352B1 Systems and methodologies for real-time driver gaze location determination and analysis utilizing computer vision technology 有权
公开(公告)号：US09868352B1
公开(公告)日：2018-01-16
申请号：US14978416
申请日：2015-12-22
申请人： STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
发明人： Bryan Allen Plummer , Parker Andrew Brown , Jibo He , Brian M. Fields , Steve Roberson , Steve Cielocha , Jufeng Peng
IPC分类号： B60K28/06 , G06K9/00
CPC分类号： B60W40/08 , B60K28/066 , B60Q9/00 , B60W2040/0818 , B60W2040/0827 , B60W2040/0836 , B60W2040/0845 , G06K9/00845 , G06Q40/08 , G07C5/008 , G08B21/02
摘要： The method, system, and computer-readable medium facilitates monitoring one or more eyes of a vehicle operator during a driving session to generate a plurality of gaze location logs with gaze location values. The gaze location value may be generated by determining a location of the vehicle operator's gaze, determining which area of the vehicle is associated with the gaze location, and assigning the gaze location value based on the area of the vehicle associated with the gaze location. The gaze location logs may be analyzed to determine the duration of the vehicle operator's gaze at each area of the vehicle. Based on the duration of the vehicle operators gaze, one or more recommendations to improve vehicle operator performance may be identified and communicated to the vehicle operator.

3. 发明授权

US08981942B2 System and method to monitor and reduce vehicle operator impairment 有权
标题翻译：监控和减少车辆操作人员损害的系统和方法
公开(公告)号：US08981942B2
公开(公告)日：2015-03-17
申请号：US13717506
申请日：2012-12-17
申请人： State Farm Mutual Automobile Insurance Company
发明人： Jibo He , Brian M. Fields , Steve Roberson , Steve Cielocha , Jufeng Peng , Julian Coltea
IPC分类号： G08B23/00 , G08B21/02 , B60Q9/00 , B60K28/06 , B60W40/08 , G06Q40/08 , G07C5/00
CPC分类号： B60W40/08 , B60K28/066 , B60Q9/00 , B60W2040/0818 , B60W2040/0827 , B60W2040/0836 , B60W2040/0845 , G06K9/00845 , G06Q40/08 , G07C5/008 , G08B21/02
摘要： The method, system, and computer-readable medium facilitates monitoring a vehicle operator, the environment ahead of the vehicle, and/or forces acting on the vehicle during the course of vehicle operation to determine whether the vehicle operator is impaired (e.g., distracted, drowsy, intoxicated), alerting the vehicle operator when impairment is detected, and log data relating to vehicle operator impairment for further analysis. The method, system, and computer-readable medium may monitor the vehicle operator, the environment ahead of the vehicle, and/or forces acting on the vehicle using either or both of optical sensors or accelerometers. In particular, one optical sensor may monitor the vehicle operator to detect eye blinks, head nods, head rotations, and/or gaze fixation. Another optical sensor may monitor the road ahead of the vehicle to detect lane deviation, lane centering, and time to collision. The accelerometers may detect acceleration in the direction of vehicle travel and/or lateral acceleration.
摘要翻译：方法，系统和计算机可读介质便于在车辆操作过程中监视车辆操作者，车辆前方的环境和/或作用在车辆上的力，以确定车辆操作者是否受损（例如，分心，困倦，醉酒），当检测到损伤时警告车辆操作人员，并记录与车辆操作人员损伤有关的数据进行进一步分析。方法，系统和计算机可读介质可以使用光学传感器或加速度计中的任一者或两者来监视车辆操作者，车辆前方的环境和/或作用在车辆上的力。特别地，一个光学传感器可以监视车辆操作者以检测眨眼，头部头部，头部旋转和/或注视固定。另一个光学传感器可以监控车辆前方的道路，以检测车道偏离，车道居中和碰撞时间。加速度计可以检测车辆行驶方向和/或横向加速度的加速度。

4. 发明授权

US09275532B2 Systems and methodologies for real-time driver gaze location determination and analysis utilizing computer vision technology 有权
标题翻译：使用计算机视觉技术的实时驾驶员注视位置确定和分析的系统和方法
公开(公告)号：US09275532B2
公开(公告)日：2016-03-01
申请号：US13908114
申请日：2013-06-03
申请人： STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
发明人： Bryan Allen Plummer , Parker Andrew Brown , Jibo He , Brian M. Fields , Steve Roberson , Steve Cielocha , Jufeng Peng
IPC分类号： G08B21/02 , B60Q9/00 , B60K28/06 , B60W40/08 , G06Q40/08 , G07C5/00
CPC分类号： B60W40/08 , B60K28/066 , B60Q9/00 , B60W2040/0818 , B60W2040/0827 , B60W2040/0836 , B60W2040/0845 , G06K9/00845 , G06Q40/08 , G07C5/008 , G08B21/02
摘要： The method, system, and computer-readable medium facilitates monitoring one or more eyes of a vehicle operator during a driving session to generate a plurality of gaze location logs with gaze location values and timestamps. The gaze location value may be generated by determining a focal point of the vehicle operator's gaze, determining which of a plurality of areas of the vehicle is associated with the focal point, and assigning the gaze location value based on the area of the vehicle associated with the focal point. The gaze location logs may be analyzed to determine the duration of the vehicle operator's gaze at each area of the vehicle. Based on the duration of the vehicle operators gaze, recommendations to improve vehicle operator performance may be determined and communicated to the vehicle operator.
摘要翻译：该方法，系统和计算机可读介质便于在驾驶会话期间监视车辆操作者的一个或多个眼睛，以产生具有视线位置值和时间戳的多个凝视位置日志。注视位置值可以通过确定车辆操作者的注视的焦点，确定车辆的多个区域中的哪一个与焦点相关联并且基于与车辆的相关联的车辆的区域来分配目视位置值来生成的焦点。可以分析注视位置记录以确定车辆操作者在车辆每个区域的凝视的持续时间。根据车辆操作员注视的持续时间，可以确定提高车辆操作员性能的建议并将其传达给车辆操作员。

5. 发明授权

US09165326B1 System and method to adjust insurance rate based on real-time data about potential vehicle operator impairment 有权
标题翻译：基于有关潜在车辆操作人员损失的实时数据调整保险费率的制度和方法
公开(公告)号：US09165326B1
公开(公告)日：2015-10-20
申请号：US14484922
申请日：2014-09-12
申请人： STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
发明人： Jibo He , Brian Mark Fields , Steve Roberson , Steve C. Cielocha , Jufeng Peng , Julian Coltea
IPC分类号： G06Q40/08 , G06N99/00 , A61B5/18
CPC分类号： G06Q40/08 , A61B5/18 , B60K28/066 , B60W40/08 , B60W2040/0818 , B60W2040/0827 , B60W2040/0836 , B60W2040/0845 , G06N99/005 , G06Q30/0201 , G07C5/008
摘要： A method includes receiving data about potential impairment of a vehicle operator, wherein the data about potential impairment is generated by: (i) a first optical sensor monitoring a vehicle operator, and (ii) a second optical sensor monitoring an environment ahead of a vehicle operated by the vehicle operator. The computer-implemented method further includes assigning a plurality of scores based on the data about potential vehicle operator impairment, wherein each of the plurality of scores corresponds to a respective impairment indicator, determining an impairment score by performing a mathematical operation on the plurality of scores, and providing the impairment score to a remote device configured to alert the vehicle operator based on the impairment score.
摘要翻译：一种方法包括接收关于车辆操作者的潜在的损害的数据，其中关于潜在的损害的数据是通过以下方式产生的：（i）监测车辆操作者的第一光学传感器和（ii）监测车辆前方的环境的第二光学传感器由车辆操作员操作。计算机实现的方法还包括基于关于潜在的车辆运营商减值的数据分配多个分数，其中多个分数中的每个分数对应于相应的减值指标，通过对多个分数执行数学运算来确定减值分数，并且将所述减值分数提供给被配置为基于所述损害分数警告所述车辆操作者的远程设备。

6. 发明授权

US10445331B1 Systems and methods for electronically mining intellectual property 有权
公开(公告)号：US10445331B1
公开(公告)日：2019-10-15
申请号：US15861848
申请日：2018-01-04
申请人： STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
发明人： Brian Mark Fields , Jufeng Peng , Jason Freeck , James Maxwell McWilliams , Mark O'Flaherty , Pat J. Johnson
IPC分类号： G06F16/2458 , G06F16/2457
摘要： A method for electronically mining intellectual property using an associative discovery process may include determining a set of documents containing keywords and/or phrases associated with an industry trend of interest and, for each document, assigning a weight. The method may also include selecting a subset of the documents based at least upon the assigned weights, and determining a feedback score for each document in the subset. The method may further include determining an optimal weighing scheme for the determined keywords and/or phrases using a statistical learning model and the feedback scores, ranking all documents in the set of documents according to the optimal weighing scheme, and providing results of the associative discovery process to a user.

7. 发明申请

US20140172467A1 SYSTEM AND METHOD TO ADJUST INSURANCE RATE BASED ON REAL-TIME DATA ABOUT POTENTIAL VEHICLE OPERATOR IMPAIRMENT 有权
标题翻译：基于实时数据调整潜在车辆操作员的保险费率的系统和方法
公开(公告)号：US20140172467A1
公开(公告)日：2014-06-19
申请号：US13717514
申请日：2012-12-17
申请人： STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
发明人： Jibo He , Brian M. Fields , Steve Roberson , Steve Cielocha , Jufeng Peng , Julian Coltea
IPC分类号： G06Q40/08
CPC分类号： G06Q40/08 , A61B5/18 , B60K28/066 , B60W40/08 , B60W2040/0818 , B60W2040/0827 , B60W2040/0836 , B60W2040/0845 , G06N99/005 , G06Q30/0201 , G07C5/008
摘要： The method, system, and computer-readable medium facilitates monitoring a vehicle operator, the environment ahead of the vehicle, and/or forces acting on the vehicle during the course of vehicle operation to determine whether the vehicle operator is impaired (e.g., distracted, drowsy), log data relating to vehicle operator impairment for further analysis, and send the data to a server for analysis. The method, system, and computer-readable medium may monitor the vehicle operator, the environment ahead of the vehicle, and/or forces acting on the vehicle using either or both of optical sensors or accelerometers. In particular, one optical sensor may monitor the vehicle operator to detect eye blinks, head nods, head rotations, and/or gaze fixation. Another optical sensor may monitor the road ahead of the vehicle to detect lane deviation, lane centering, and time to collision. The accelerometers may detect acceleration in the direction of vehicle travel and/or lateral acceleration. The data gathered by the various sensors may be scored to determine whether to change a property and casualty insurance rate charged to vehicle operator and/or vehicle owner and/or vehicle policy.
摘要翻译：方法，系统和计算机可读介质便于在车辆操作过程中监视车辆操作者，车辆前方的环境和/或作用在车辆上的力，以确定车辆操作者是否受损（例如，分心，昏昏欲睡），记录有关车辆操作人员损伤的数据进行进一步分析，并将数据发送到服务器进行分析。方法，系统和计算机可读介质可以使用光学传感器或加速度计中的任一者或两者来监视车辆操作者，车辆前方的环境和/或作用在车辆上的力。特别地，一个光学传感器可以监视车辆操作者以检测眨眼，头部头部，头部旋转和/或注视固定。另一个光学传感器可以监控车辆前方的道路，以检测车道偏离，车道居中和碰撞时间。加速度计可以检测车辆行驶方向和/或横向加速度的加速度。可以对各种传感器收集的数据进行评分，以确定是否改变向车辆操作者和/或车主和/或车辆策略收取的财产和伤亡险费率。

8. 发明申请

US20140168399A1 Systems and Methodologies for Real-Time Driver Gaze Location Determination and Analysis Utilizing Computer Vision Technology 有权
标题翻译：使用计算机视觉技术的实时驱动程序凝视位置确定和分析的系统和方法
公开(公告)号：US20140168399A1
公开(公告)日：2014-06-19
申请号：US13908114
申请日：2013-06-03
申请人： STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
发明人： Bryan Allen Plummer , Parker Andrew Brown , Jibo He , Brian M. Fields , Steve Roberson , Steve Cielocha , Jufeng Peng
IPC分类号： B60Q9/00
CPC分类号： B60W40/08 , B60K28/066 , B60Q9/00 , B60W2040/0818 , B60W2040/0827 , B60W2040/0836 , B60W2040/0845 , G06K9/00845 , G06Q40/08 , G07C5/008 , G08B21/02
摘要： The method, system, and computer-readable medium facilitates monitoring one or more eyes of a vehicle operator during a driving session to generate a plurality of gaze location logs with gaze location values and timestamps. The gaze location value may be generated by determining a focal point of the vehicle operator's gaze, determining which of a plurality of areas of the vehicle is associated with the focal point, and assigning the gaze location value based on the area of the vehicle associated with the focal point. The gaze location logs may be analyzed to determine the duration of the vehicle operator's gaze at each area of the vehicle. Based on the duration of the vehicle operators gaze, recommendations to improve vehicle operator performance may be determined and communicated to the vehicle operator.
摘要翻译：该方法，系统和计算机可读介质便于在驾驶会话期间监视车辆操作者的一个或多个眼睛，以产生具有视线位置值和时间戳的多个凝视位置日志。注视位置值可以通过确定车辆操作者的注视的焦点，确定车辆的多个区域中的哪一个与焦点相关联并且基于与车辆的相关联的车辆的区域来分配目视位置值来生成的焦点。可以分析注视位置记录以确定车辆操作者在车辆每个区域的凝视的持续时间。根据车辆操作员注视的持续时间，可以确定提高车辆操作员性能的建议并将其传达给车辆操作员。

9. 发明授权

US10343520B1 Systems and methodologies for real-time driver gaze location determination and analysis utilizing computer vision technology 有权
公开(公告)号：US10343520B1
公开(公告)日：2019-07-09
申请号：US15726670
申请日：2017-10-06
申请人： STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
发明人： Bryan Allen Plummer , Parker Andrew Brown , Jibo He , Brian M. Fields , Steve Roberson , Steve Cielocha , Jufeng Peng
IPC分类号： B60K28/06 , G06K9/00
摘要： The method, system, and computer-readable medium facilitates monitoring one or more eyes of a vehicle operator during a driving session to generate a plurality of gaze location logs with gaze location values. The gaze location value may be generated by determining a location of the vehicle operator's gaze, determining which area of the vehicle is associated with the gaze location, and assigning the gaze location value based on the area of the vehicle associated with the gaze location. The gaze location logs may be analyzed to determine the duration of the vehicle operator's gaze at each area of the vehicle. Based on the duration of the vehicle operators gaze, one or more recommendations to improve vehicle operator performance may be identified and communicated to the vehicle operator.

10. 发明授权

US10163163B1 System and method to adjust insurance rate based on real-time data about potential vehicle operator impairment 有权
公开(公告)号：US10163163B1
公开(公告)日：2018-12-25
申请号：US14484760
申请日：2014-09-12
申请人： STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
发明人： Jibo He , Brian Mark Fields , Steve Roberson , Steve C. Cielocha , Jufeng Peng , Julian Coltea
IPC分类号： G06Q40/00 , G06Q40/08 , B60K28/06
摘要： A method includes receiving data about potential impairment of a vehicle operator, wherein the data about potential impairment is generated by: (i) monitoring the vehicle operator with a first optical sensor, and (ii) monitoring an environment ahead of a vehicle operated by the vehicle operator with a second optical sensor. The computer-implemented method further includes assigning a plurality of scores based on the data about potential impairment, wherein each of the plurality of scores corresponds to a respective impairment indicator, and determining an impairment score for the vehicle operator by performing a mathematical operation on the plurality of scores, the impairment score summarizing a level of impairment of the vehicle operator.

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