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1. 发明申请

WO2014065912A1 METHOD AND SYSTEM FOR A POWER STRIP WITH AUTOMATIC EQUIPMENT DISCONNECT 审中-公开
标题翻译：具有自动设备断开功能的方法和系统
公开(公告)号：WO2014065912A1
公开(公告)日：2014-05-01
申请号：PCT/US2013/051235
申请日：2013-07-19
申请人： STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
发明人： JORDAN, Jackie, O.
IPC分类号： G08B27/00 , G01W1/16 , G06F1/26
CPC分类号： G06F1/266 , G05F5/00 , G06F11/30 , G06F11/3058 , G08B27/005 , G08B27/006 , G08B27/008 , Y10T307/469 , Y10T307/766
摘要： A power strip may automatically disconnect a wired connection in response to received weather alert data based on a configuration file including one or more user preference settings. The power strip may include a receiver for a National Weather Service Specific Area Message Encoding system message including an alert type. The power strip may process the message and disconnect a wired connection based on the preference settings. A timer function may also define a time period that the power strip monitors its receiver for weather alert data and automatically disconnects and reconnects the wired connections.
摘要翻译：基于包括一个或多个用户偏好设置的配置文件，响应于接收到的天气警报数据，电源板可以自动断开有线连接。电源板可以包括用于包括警报类型的国家气象局特定区域消息编码系统消息的接收器。电源板可以根据偏好设置处理消息并断开有线连接。定时器功能还可以定义电源板监视其接收器的天气警报数据的时间段，并自动断开并重新连接有线连接。

2. 发明公开

EP2743117A1 System and method to monitor and reduce vehicle operator impairment 审中-公开
标题翻译：系统和用于监测的方法和减少车辆驾驶员的劣化
公开(公告)号：EP2743117A1
公开(公告)日：2014-06-18
申请号：EP13196067.6
申请日：2013-12-06
申请人： State Farm Mutual Automobile Insurance Company
发明人： He, Jibo , Fields, Brian M. , Roberson, Steve , Cielocha, Steve , Peng, Jufeng , Coltea, Julian
IPC分类号： B60K28/06 , B60W40/08 , G07C5/00 , G06Q40/08
CPC分类号： B60W40/08 , B60K28/066 , B60Q9/00 , B60W2040/0818 , B60W2040/0827 , B60W2040/0836 , B60W2040/0845 , G06K9/00845 , G06Q40/08 , G07C5/008 , G08B21/02
摘要： The method, system, and computer-readable medium facilitates monitoring a vehicle operator, the environment ahead of the vehicle, and/or forces acting on the vehicle during the course of vehicle operation to determine whether the vehicle operator is impaired (e.g., distracted, drowsy, intoxicated), alerting the vehicle operator when impairment is detected, and log data relating to vehicle operator impairment for further analysis.. The method, system, and computer-readable medium may monitor the vehicle operator, the environment ahead of the vehicle, and/or forces acting on the vehicle using either or both of optical sensors or accelerometers. In particular, one optical sensor may monitor the vehicle operator to detect eye blinks, head nods, head rotations, and/or gaze fixation. Another optical sensor may monitor the road ahead of the vehicle to detect lane deviation, lane centering, and time to collision. The accelerometers may detect acceleration in the direction of vehicle travel and/or lateral acceleration.
摘要翻译：的方法，系统和计算机可读介质，便于进行监视的车辆操作者，在车辆前方和/或车辆操作确定性矿无论车辆操作者受到损害的过程中作用于车辆的力的环境（例如，分心，昏昏欲睡，陶醉），警告车辆操作者当检测到损害，和日志数据与车辆操作者对减值进一步分析。该方法，系统和计算机可读介质可监测车辆驾驶员，车辆前方的环境，和作用于使用任一个或两个光学传感器或加速度计的车辆/或力。特别地，一个光学传感器可以监视车辆操作者来检测眨眼，头点头，头部旋转，和/或凝视。另一光学传感器可以监视前方的道路车辆的检测车道偏离，车道居中和碰撞时间。加速计可以在车辆的行驶和/或横向加速度的方向检测加速度。

3. 发明公开

EP2743118A1 Method, system and computer readable medium with instructions to adjust insurance rate based on real-time data about potential vehicle operator impairment 审中-公开
标题翻译：方法，系统和计算机可读介质具有用于调节实时数据的基础上的保险费上车辆驾驶者的潜在损害的指令
公开(公告)号：EP2743118A1
公开(公告)日：2014-06-18
申请号：EP13196072.6
申请日：2013-12-06
申请人： State Farm Mutual Automobile Insurance Company
发明人： He, Jibo , Fields, Brian M. , Roberson, Steve , Cielocha, Steve , Peng, Jufeng , Coltea, Julian
IPC分类号： B60K28/06 , B60W40/08 , G07C5/00
CPC分类号： G06Q40/08 , A61B5/18 , B60K28/066 , B60W40/08 , B60W2040/0818 , B60W2040/0827 , B60W2040/0836 , B60W2040/0845 , G06N99/005 , G06Q30/0201 , G07C5/008
摘要： The method, system, and computer-readable medium facilitates monitoring a vehicle operator, the environment ahead of the vehicle, and/or forces acting on the vehicle during the course of vehicle operation to determine whether the vehicle operator is impaired (e.g., distracted, drowsy), log data relating to vehicle operator impairment for further analysis, and send the data to a server for analysis. The method, system, and computer-readable medium may monitor the vehicle operator, the environment ahead of the vehicle, and/or forces acting on the vehicle using either or both of optical sensors or accelerometers. In particular, one optical sensor may monitor the vehicle operator to detect eye blinks, head nods, head rotations, and/or gaze fixation. Another optical sensor may monitor the road ahead of the vehicle to detect lane deviation, lane centering, and time to collision. The accelerometers may detect acceleration in the direction of vehicle travel and/or lateral acceleration. The data gathered by the various sensors may be scored to determine whether to change a property and casualty insurance rate charged to vehicle operator and/or vehicle owner and/or vehicle policy.
摘要翻译：的方法，系统和计算机可读介质，便于进行监视的车辆操作者，在车辆前方和/或车辆操作确定性矿无论车辆操作者受到损害的过程中作用于车辆的力的环境（例如，分心，昏昏欲睡），日志数据与用于进一步分析车辆操作损害，并且将数据发送到服务器以供分析。的方法，系统和计算机可读介质可以在车辆前方的监视车辆操作者，环境，和/或作用于使用任一个或两个光学传感器或加速度计的车辆的力。特别地，一个光学传感器可以监视车辆操作者来检测眨眼，头点头，头部旋转，和/或凝视。另一光学传感器可以监视前方的道路车辆的检测车道偏离，车道居中和碰撞时间。加速计可以在车辆的行驶和/或横向加速度的方向检测加速度。由各种传感器收集的数据可被评分确定性矿是否改变收取车辆驾驶员和/或车主和/或车辆政策财产保险率。

4. 发明申请

US20230139702A1 METHODS AND SYSTEMS FOR USING TRAINED GENERATIVE ADVERSARIAL NETWORKS TO IMPUTE 3D DATA FOR CONSTRUCTION AND URBAN PLANNING 有权
公开(公告)号：US20230139702A1
公开(公告)日：2023-05-04
申请号：US18091254
申请日：2022-12-29
申请人： STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
发明人： Ryan Knuffman
IPC分类号： G06T5/00 , G06T7/579 , G06N3/088 , G06N3/045
摘要： A computer-implemented method for using a trained generative adversarial network to improve construction and urban planning includes receiving a semantically-segmented point cloud corresponding to a construction site; determining a volumetric soil measurement; and generating a cost estimate. A computing system for using a trained generative adversarial network to improve vehicle orientation and navigation includes one or more processors, and one or more memories having stored thereon computer-executable instructions that, when executed, cause the computing system to: receive a semantically-segmented point cloud corresponding to a construction site; determine a volumetric soil measurement; and generate a cost estimate. A non-transitory computer-readable medium includes computer-executable instructions that, when executed, cause a computer to: receive a semantically-segmented point cloud corresponding to a construction site; determine a volumetric soil measurement; and generate a cost estimate.

5. 发明申请

US20230137389A1 Aerial Imaging for Insurance Purposes 有权
公开(公告)号：US20230137389A1
公开(公告)日：2023-05-04
申请号：US18089086
申请日：2022-12-27
申请人： STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
发明人： Timothy Joel Davis , Amy Engelhorn , Tami R. Custer , Karen E. Przybylski , Paul C. Szews , Rosemarie Geier Grant , Eric Haefli , Arthur P. Paulette, JR.
IPC分类号： G06Q40/08 , G06V20/10 , G06Q50/16
摘要： In a computer-implemented method, one or more digital aerial images of a property are received, and processed according to one or more image analysis techniques to determine one or more features of the property, including one or more features of a tree located on or near the property. A time of year corresponding to at least one of the digital aerial images is determined, and the feature(s) of the property and the time of year are analyzed to determine a risk of damage to a structure located on the property. Based at least in part on the risk of damage, a risk output is generated that includes an indication of whether action should be taken to mitigate the risk of damage to the structure, an indication of whether insurance coverage associated with the structure should be offered, and/or a measure of the risk of damage to the structure.

6. 发明申请

US20230136766A1 METHODS AND SYSTEMS FOR USING TRAINED GENERATIVE ADVERSARIAL NETWORKS TO IMPUTE 3D DATA FOR VEHICLES AND TRANSPORATION 有权
公开(公告)号：US20230136766A1
公开(公告)日：2023-05-04
申请号：US18091183
申请日：2022-12-29
申请人： STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
发明人： Ryan Knuffman
IPC分类号： G06T5/00 , G06T7/579 , G06N3/088 , G06N3/045
摘要： A method includes receiving a navigation data set; generating a combined data set using a trained generative adversarial network; and generating a high resolution map that includes spatial data. A computing system includes: one or more processors, and one or more memories having stored thereon computer-executable instructions that, when executed, cause the computing system to: receive a navigation data set; generate a combined data set using a trained generative adversarial network; and generate a high resolution map that includes spatial data. A non-transitory computer-readable medium includes computer-executable instructions that, when executed, cause a computer to: receive a navigation data set; generate a combined data set using a trained generative adversarial network; and generate a high resolution map that includes spatial data.

7. 发明申请

US20230135121A1 METHOD AND SYSTEM FOR EARLY IDENTIFICATION AND SETTLEMENT OF TOTAL LOSS CLAIMS 有权
公开(公告)号：US20230135121A1
公开(公告)日：2023-05-04
申请号：US18091702
申请日：2022-12-30
申请人： State Farm Mutual Automobile Insurance Company
发明人： Carlee A. Clymer , Gary Foreman , Ronald R. Duehr , Denson Smith , Vincent M. Hummel , Bradley J Walder , Chad Mychal Hirst , Justin Devore , Shane Tomlinson , David A Pluimer , Pavan Kumar Bhagavatula , John Westhues , Tracey Leigh Knorr , Erin E. Miller , Joshua T. Monk , Aaron Ames , John G. McConkey , Michael Cicilio Fresquez , Himanshu Chhita , Jason Beckman , Douglas A. Graff , Michele Wittman , Alexis Cates , Stephen Young , Rajesh Panicker , Yohan Santos , Stephen Wilson , Carrie A Read , Michael Brown , Robin A Rose
IPC分类号： G06Q40/08 , G06N7/01 , G07C5/08
摘要： A method of identifying a vehicle total loss claim includes retrieving a plurality of historical vehicle records, labeling the records as repaired or total loss, calculating mean cost values, training a regression model, optimizing a probability threshold, analyzing a plurality of inputs to generate a prediction, and transmitting the prediction. A computing system includes a transceiver; a processor; and a memory storing instructions that, when executed by the processor, cause the computing system to receive answers, transmit the answers, receive a prediction, when the prediction is repairable, generate a repair suggestion, and when the prediction is total loss, generate a settlement offer. A non-transitory computer readable medium containing program instructions that when executed, cause a computer to receive answers, transmit the answers, receive a prediction, when the prediction is repairable, generate a repair suggestion, and when prediction is total loss, generate a settlement offer.

8. 发明申请

US20230134191A1 SYSTEMS AND METHODS FOR INSURANCE APPLICATION PROCESSING 有权
公开(公告)号：US20230134191A1
公开(公告)日：2023-05-04
申请号：US17980107
申请日：2022-11-03
申请人： STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
发明人： Nick Marotta
IPC分类号： G06Q40/08 , G06Q30/0601 , G06Q20/32
摘要： A computer-implemented method and computer system configured to provide automated insurance quotes, insurance policy offers, and issued insurance policy contracts. A quote requester may initiate a quote request by using their mobile device to scan a QR code associated with a product offered for sale by a product offeror during a transaction. The mobile device may automatically generate and transmit a quote request to a computer system of the insurance provider. In response to the quote request, the insurance provider computer system may access a computer system of the product offeror for information about the product and information about the quote requester collected in connection with the transaction. The insurance provider computer system generates a quote-requester specific insurance quote, and transmits the insurance quote to the quote requester’s mobile device for their review, modification, or approval.

9. 发明申请

US20230130493A1 METHODS OF PROVIDING INSURANCE SAVINGS BASED UPON TELEMATICS AND DRIVING BEHAVIOR IDENTIFICATION 有权
公开(公告)号：US20230130493A1
公开(公告)日：2023-04-27
申请号：US18087095
申请日：2022-12-22
申请人： State Farm Mutual Automobile Insurance Company
发明人： Thomas Michael Potter , Mark E. Clauss , Dustin Ryan Carter , Douglas Albert Graff , Megan Michal Baumann , Atlanta Bonnom , Craig Cope , Jennifer Luella Lawyer , Curtis Simpson , Nathan W. Baumann
IPC分类号： B60R25/04 , G08B25/00 , G06Q40/08 , B60R25/102 , B60W40/09 , B60W40/08 , G08B21/02
摘要： A system and method may collect telematics and/or other data, and apply the data to insurance-based applications. From the data, an insurance provider may determine accurate vehicle usage information, including information regarding who is using a vehicle and under what conditions. An insurance provider may likewise determine risk levels or a risk profile for an insured driver (or other drivers), which may be used to adjust automobile or other insurance policies. The insurance provider may also use the data collected to adjust behavior based insurance using incentives, recommendations, or other means. For customers that opt-in to the data collection program offered, the present embodiments present the opportunity to demonstrate a low or moderate risk lifestyle and the chance for insurance-related savings based upon that low or moderate risk.

10. 发明授权

US11636547B1 Systems and methods for using tokenized icons to provide insurance policy quotes 有权
公开(公告)号：US11636547B1
公开(公告)日：2023-04-25
申请号：US16692910
申请日：2019-11-22
申请人： State Farm Mutual Automobile Insurance Company
发明人： Timothy Joel Davis
IPC分类号： G06Q40/08 , G06Q50/18 , G06F3/04817
摘要： An insurance server for using a tokenized icon to provide an insurance quote or submit an insurance claim may include a processor programmed to receive an image from a user application, and data associated with the image, wherein at least a portion of the obtained data is associated as metadata with the tokenized icon. The processor may instruct the user application to use an icon associated with the tokenized icon as a first graphical object, and to modify, in response to an association of the first graphical object with a second graphical object in the user application, the metadata of the tokenized icon based upon data associated with the second graphical object. The processor may transmit the virtual quote or proposed insurance claim to the user application, the virtual quote or proposed insurance claim being based upon the modified metadata. As a result, the online customer experience may be enhanced.

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