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    • 5. 发明申请
    • Methods and apparatus for allowing consumers to make choices among financial service providers and providing incentives to the consumers
    • 允许消费者在金融服务提供商之间作出选择并为消费者提供激励的方法和设备
    • US20050108135A1
    • 2005-05-19
    • US10714272
    • 2003-11-14
    • Timothy FoleyPaul KrupaDale AdamsArthur O'Connor
    • Timothy FoleyPaul KrupaDale AdamsArthur O'Connor
    • G06Q30/00G06Q40/00G06F17/60
    • G06Q30/02G06Q40/02G06Q40/06
    • Systems and techniques for promotion of financial services to consumers are described. In one aspect, a system comprises a database of provider information including identification of affiliated providers, the services offered by the providers and categories of customers served by the providers and incentives offered by the providers, as well as an incentive information database including identification of incentives offered in exchange for selecting affiliated providers, levels of incentives offered and qualification requirements for each incentive and incentive level. The system further includes a user registration module allowing registration of a consumer in order to allow selection of providers, the user registration module storing user information and preferences for delivery to affiliated providers for use in conducting transactions and a selection module for coordinating selection by a consumer of affiliated providers and managing qualification for and delivery of incentives offered for selecting affiliated providers.
    • 描述了向消费者推广金融服务的系统和技术。 在一个方面,系统包括提供者信息的数据库,包括附属提供者的识别,提供者所提供的服务以及由提供者提供服务的顾客的类别以及由提供者提供的激励,以及激励信息数据库,包括激励的识别 提供了交换选择附属提供商,提供的激励水平和每个激励和激励水平的资格要求。 该系统还包括用户注册模块,其允许消费者的注册,以允许提供者的选择,用户登记模块存储用户信息和偏好以便递送到附属提供商以用于进行交易,以及选择模块,用于协调消费者的选择 的附属提供商,并管理为选择附属提供商提供的奖励资格和提供奖励。