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1. 发明授权

US07483859B2 System and method for dispensing digital information from an automated transaction machine 有权
标题翻译：用于从自动交易机器分配数字信息的系统和方法
公开(公告)号：US07483859B2
公开(公告)日：2009-01-27
申请号：US09776503
申请日：2001-02-02
申请人： Dale Blackson , James R. Church , Mark Smith , Natarajan Ramachandran
发明人： Dale Blackson , James R. Church , Mark Smith , Natarajan Ramachandran
IPC分类号： G06Q40/00
CPC分类号： G06Q40/02 , G06Q20/04 , G06Q20/10 , G06Q20/1085 , G06Q20/123 , G06Q20/18 , G06Q20/20 , G06Q20/327 , G07F17/0014 , G07F17/16 , G07F19/20 , G11B27/031 , G11B27/032 , G11B27/034 , G11B2220/216 , G11B2220/218 , G11B2220/2545 , G11B2220/2562 , G11B2220/2575 , G11B2220/41 , G11B2220/61 , G11B2220/913
摘要： An automated teller machine (ATM) (10) includes an input device (16) a card reader (20), a cash dispenser (24), and an output device (18). The ATM is operative to read account information from a card with the card reader and validate a user PIN input through the input device. The ATM is also operative to dispense cash with the cash dispenser and dispense digital content with the output device responsive to user input selections. The ATM is further operative to charge a user fee to an account associated with the card for the dispense of cash and digital content. The digital content may be acquired by the ATM from a digital information source on the Internet or other network. Licensing fees associated with the dispense of the digital files may be transferred to a source or licensing entity associated with the digital content.
摘要翻译：自动取款机（ATM）（10）包括输入装置（16），读卡器（20），自动提款机（24）和输出装置（18）。 ATM通过读卡器从卡读取账户信息，并通过输入设备验证用户PIN输入。 ATM还可以使用现金分配器分配现金，并根据用户输入选择与输出设备分配数字内容。 ATM进一步操作以向与卡相关联的帐户收取用户费用以分配现金和数字内容。数字内容可以由ATM从因特网或其他网络上的数字信息源获取。与数字文件分发相关的授权费用可以转移到与数字内容相关联的源或许可证实体。

2. 发明授权

US06457640B2 System and method for dispensing digital information from an automated transaction machine 有权
标题翻译：用于从自动交易机器分配数字信息的系统和方法
公开(公告)号：US06457640B2
公开(公告)日：2002-10-01
申请号：US09775885
申请日：2001-02-02
申请人： Natarajan Ramachandran , Dale Blackson , James R. Church , Mark Smith
发明人： Natarajan Ramachandran , Dale Blackson , James R. Church , Mark Smith
IPC分类号： G06F1760
CPC分类号： G06Q40/02 , G06Q20/04 , G06Q20/10 , G06Q20/1085 , G06Q20/123 , G06Q20/18 , G06Q20/20 , G06Q20/327 , G07F17/0014 , G07F17/16 , G07F19/20 , G11B27/031 , G11B27/032 , G11B27/034 , G11B2220/216 , G11B2220/218 , G11B2220/2545 , G11B2220/2562 , G11B2220/2575 , G11B2220/41 , G11B2220/61 , G11B2220/913
摘要： An automated teller machine (ATM) (10) includes an input device (16) a card reader (20), a cash dispenser (24), and an output device (18). The ATM is operative to read account information from a card with the card reader and validate a user PIN input through the input device. The ATM may also be operative to dispense cash with the cash dispenser and dispense digital content with the output device responsive to user input selections. The ATM may be further operative to charge a user fee to an account associated with the card for the dispense of cash and digital content. Digital content dispensed by the ATM may include sound recordings such as MP3 files, video files, books, graphics, photographs, and other digital data. In cases where the ATM dispenses visual content the output device may include a printer that is operative to output printed photographs. Photographic image files may be acquired by the ATM from a remote photo processor or other digital information source accessible through the Internet or other network. The ATM may be operated through user inputs to manipulate image files. Image files may also be selectively received from or dispensed to a portable storage medium through a reading device or recording device connected to the ATM. Fees associated with the dispense of the image files may be transferred from an account associated with a user.
摘要翻译：自动取款机（ATM）（10）包括输入装置（16），读卡器（20），自动提款机（24）和输出装置（18）。 ATM通过读卡器从卡读取账户信息，并通过输入设备验证用户PIN输入。 ATM还可以操作以分配与自动提款机的现金，并根据用户输入选择与输出设备分配数字内容。 ATM可以进一步操作以向与卡相关联的帐户收取用户费用以分配现金和数字内容。由ATM分配的数字内容可以包括诸如MP3文件，视频文件，书籍，图形，照片和其他数字数据的声音记录。在ATM分配视觉内容的情况下，输出设备可以包括可操作地输出打印照片的打印机。摄影图像文件可以由ATM从远程照相处理器或通过因特网或其他网络可访问的其他数字信息源获取。 ATM可以通过用户输入来操作图像文件。图像文件还可以通过连接到ATM的读取装置或记录装置被选择性地从便携式存储介质中接收或分配给便携式存储介质。与分发图像文件相关联的费用可以从与用户相关联的帐户传送。

3. 发明授权

US07542944B1 Method and system for connecting services to an automated transaction machine 有权
公开(公告)号：US07542944B1
公开(公告)日：2009-06-02
申请号：US09505594
申请日：2000-02-16
申请人： Jay Paul Drummond , Bob Cichon , Mark Smith , Dale Blackson , David Weis , James R. Church , Mikal R. Gilger
发明人： Jay Paul Drummond , Bob Cichon , Mark Smith , Dale Blackson , David Weis , James R. Church , Mikal R. Gilger
IPC分类号： G06Q40/00
CPC分类号： G06F9/548 , G06Q20/102 , G06Q20/1085 , G06Q40/00 , G06Q40/025 , G06Q40/04 , G07F19/20 , G07F19/201 , G07F19/211
摘要： A system for connecting transaction services to an ATM (10, 500) that includes a network (20). A user interface service (12) and a lookup service (22) are in operative connection with the network. Transaction services such as a printer service (16), card reader service (18), and cash dispenser service (14) are also in operative connection with the network. These transaction services are operative to register with the lookup service and to upload a service proxy to the lookup service. The user interface service is operative to locate transaction services on the network by invoking a remote lookup method on the lookup service. The lookup service is operative to return service proxies that match the type of service that is required. The user interface service is further operative to invoke methods of the service proxies that remotely control the functionality of the transaction services on the network. The user interface service is further operative to register events with the service proxies for notification when certain events on the services occur.

4. 发明授权

US07959077B2 Banking system controlled responsive to data bearing records 有权
标题翻译：控制数据记录的银行系统
公开(公告)号：US07959077B2
公开(公告)日：2011-06-14
申请号：US12321759
申请日：2009-01-23
申请人： Dale H. Blackson , James R. Church , Mark D. Smith , Natarajan Ramachandran
发明人： Dale H. Blackson , James R. Church , Mark D. Smith , Natarajan Ramachandran
IPC分类号： G06F7/08
CPC分类号： G11B27/031 , G06Q20/04 , G06Q20/1085 , G06Q20/123 , G06Q20/1235 , G06Q20/18 , G06Q20/327 , G06Q40/00 , G06Q40/02 , G07F17/0014 , G07F17/16 , G07F19/20 , G07F19/201 , G07F19/205 , G11B27/032 , G11B27/034 , G11B2220/216 , G11B2220/218 , G11B2220/2545 , G11B2220/2562 , G11B2220/2575 , G11B2220/41 , G11B2220/61 , G11B2220/913
摘要： An automated banking machine operates responsive to data bearing records to carry out financial transactions. The automated banking machine includes a card reader that operates to read data from user cards that corresponds to financial accounts. The automated banking machine includes a display, at least one manual input device and a cash dispenser. The machine further includes at least one computer processor that operates to cause financial transactions to be carried out on accounts corresponding to the data read from cards. The automated banking machine computer processor is operative to also cause digital information to be delivered from the machine or sent to remote system addresses.
摘要翻译：自动银行业务机构响应于数据记录记录进行金融交易。自动银行机器包括读卡器，其操作以从对应于财务帐户的用户卡读取数据。自动银行机包括显示器，至少一个手动输入装置和自动提款机。该机器还包括至少一个计算机处理器，其操作以在与从卡读取的数据相对应的帐户上执行金融交易。自动银行机计算机处理器也可操作以使数字信息从机器传送或发送到远程系统地址。

5. 发明申请

US20090194585A1 Banking system controlled responsive to data bearing records 有权
标题翻译：控制数据记录的银行系统
公开(公告)号：US20090194585A1
公开(公告)日：2009-08-06
申请号：US12321759
申请日：2009-01-23
申请人： Dale H. Blackson , James R. Church , Mark D. Smith , Natarajan Ramachandran
发明人： Dale H. Blackson , James R. Church , Mark D. Smith , Natarajan Ramachandran
IPC分类号： G07F19/00 , G06Q40/00
CPC分类号： G11B27/031 , G06Q20/04 , G06Q20/1085 , G06Q20/123 , G06Q20/1235 , G06Q20/18 , G06Q20/327 , G06Q40/00 , G06Q40/02 , G07F17/0014 , G07F17/16 , G07F19/20 , G07F19/201 , G07F19/205 , G11B27/032 , G11B27/034 , G11B2220/216 , G11B2220/218 , G11B2220/2545 , G11B2220/2562 , G11B2220/2575 , G11B2220/41 , G11B2220/61 , G11B2220/913
摘要： An automated banking machine operates responsive to data bearing records to carry out financial transactions. The automated banking machine includes a card reader that operates to read data from user cards that corresponds to financial accounts. The automated banking machine includes a display, at least one manual input device and a cash dispenser. The machine further includes at least one computer processor that operates to cause financial transactions to be carried out on accounts corresponding to the data read from cards. The automated banking machine computer processor is operative to also cause digital information to be delivered from the machine or sent to remote system addresses.
摘要翻译：自动银行业务机构响应于数据记录记录进行金融交易。自动银行机器包括读卡器，其操作以从对应于财务帐户的用户卡读取数据。自动银行机包括显示器，至少一个手动输入装置和自动提款机。该机器还包括至少一个计算机处理器，其操作以在与从卡读取的数据相对应的帐户上执行金融交易。自动银行机计算机处理器也可操作以使数字信息从机器传送或发送到远程系统地址。

6. 发明申请

US20110240735A1 Banking system controlled responsive to data bearing records 有权
标题翻译：控制数据记录的银行系统
公开(公告)号：US20110240735A1
公开(公告)日：2011-10-06
申请号：US13134500
申请日：2011-06-09
申请人： Dale H. Blackson , James R. Church , Mark D. Smith , Natarajan Ramachandran
发明人： Dale H. Blackson , James R. Church , Mark D. Smith , Natarajan Ramachandran
IPC分类号： G07F19/00
CPC分类号： G11B27/031 , G06Q20/04 , G06Q20/1085 , G06Q20/123 , G06Q20/1235 , G06Q20/18 , G06Q20/327 , G06Q40/00 , G06Q40/02 , G07F17/0014 , G07F17/16 , G07F19/20 , G07F19/201 , G07F19/205 , G11B27/032 , G11B27/034 , G11B2220/216 , G11B2220/218 , G11B2220/2545 , G11B2220/2562 , G11B2220/2575 , G11B2220/41 , G11B2220/61 , G11B2220/913
摘要： An automated banking machine operates responsive to data bearing records to carry out financial transactions. The machine includes a card reader that operates to read data from user cards that corresponds to financial accounts. The machine also includes a display, at least one manual input device, a cash dispenser, and a machine computer that operates to cause financial transactions to be carried out on financial accounts that correspond to data read from cards. The machine computer is also operative to cause digital information to be sent from the machine to a machine user's remote system address.
摘要翻译：自动银行业务机构响应于数据记录记录进行金融交易。该机器包括读卡器，用于从与财务帐户对应的用户卡读取数据。该机器还包括显示器，至少一个手动输入设备，自动提款机和机器计算机，其操作以使金融交易在对应于从卡读取的数据的金融账户上执行。机器计算机还可操作以使数字信息从机器发送到机器用户的远程系统地址。

7. 发明授权

US08474709B2 Banking system controlled responsive to data bearing records 有权
标题翻译：控制数据记录的银行系统
公开(公告)号：US08474709B2
公开(公告)日：2013-07-02
申请号：US13134500
申请日：2011-06-09
申请人： Dale H. Blackson , James R. Church , Mark D. Smith , Natarajan Ramachandran
发明人： Dale H. Blackson , James R. Church , Mark D. Smith , Natarajan Ramachandran
IPC分类号： G06F7/08
CPC分类号： G11B27/031 , G06Q20/04 , G06Q20/1085 , G06Q20/123 , G06Q20/1235 , G06Q20/18 , G06Q20/327 , G06Q40/00 , G06Q40/02 , G07F17/0014 , G07F17/16 , G07F19/20 , G07F19/201 , G07F19/205 , G11B27/032 , G11B27/034 , G11B2220/216 , G11B2220/218 , G11B2220/2545 , G11B2220/2562 , G11B2220/2575 , G11B2220/41 , G11B2220/61 , G11B2220/913
摘要： An automated banking machine operates responsive to data bearing records to carry out financial transactions. The machine includes a card reader that operates to read data from user cards that corresponds to financial accounts. The machine also includes a display, at least one manual input device, a cash dispenser, and a machine computer that operates to cause financial transactions to be carried out on financial accounts that correspond to data read from cards. The machine computer is also operative to cause digital information to be sent from the machine to a machine user's remote system address.
摘要翻译：自动银行业务机构响应于数据记录记录进行金融交易。该机器包括读卡器，用于从与财务帐户对应的用户卡读取数据。该机器还包括显示器，至少一个手动输入设备，自动提款机和机器计算机，其操作以使金融交易在对应于从卡读取的数据的金融账户上执行。机器计算机还可操作以使数字信息从机器发送到机器用户的远程系统地址。

8. 发明授权

US07653601B2 Cash dispensing ATM system with multiple entity interface 有权
标题翻译：现金分配ATM系统具有多个实体接口
公开(公告)号：US07653601B2
公开(公告)日：2010-01-26
申请号：US11033601
申请日：2005-01-12
申请人： Jay Paul Drummond , Bob Cichon , Mark Smith , David Weis , James R. Church , Mikal R. Gilger
发明人： Jay Paul Drummond , Bob Cichon , Mark Smith , David Weis , James R. Church , Mikal R. Gilger
IPC分类号： G06Q40/00 , G06K5/00 , G07F19/00
CPC分类号： G07F19/211 , G06F3/023 , G06F3/04895 , G06F17/30861 , G06Q20/00 , G06Q20/042 , G06Q20/10 , G06Q20/1085 , G06Q20/18 , G06Q30/06 , G06Q40/00 , G07F19/20 , G07F19/206 , H04L29/06 , H04L67/02 , H04L67/12 , H04L67/34 , H04L69/329
摘要： A method of operating a cash dispensing automated banking machine includes causing through operation of a processor of a cash dispensing automated banking machine, a card reader of the machine to read data from a card which corresponds to an entity with which a customer operating the machine has an account. The method also includes providing through operation of the processor, at least one visual output through a display device on the automated banking machine, The visual output uniquely corresponds to the entity with which the customer has the account.
摘要翻译：一种操作现金分配自动银行机的方法包括通过现金分配自动银行机的处理器的操作，机器的读卡器从卡中读取数据，该卡对应于操作该机器的客户的实体一个帐户。该方法还包括通过处理器的操作提供至少一个通过自动银行机上的显示装置的视觉输出。视觉输出唯一地对应于客户具有该账户的实体。

9. 发明授权

US08121914B1 Automated banking machine customer profile method 有权
标题翻译：自动银行机客户资料法
公开(公告)号：US08121914B1
公开(公告)日：2012-02-21
申请号：US09639310
申请日：2000-08-14
申请人： Jay Paul Drummond , Bob A. Cichon , David Weis , James R. Church , Mikal R. Gilger , Jagadesh Myana , Todd Blakeslee , Aravind Dongara , Mark A. Moales , Radhika Reddy Bodapatla
发明人： Jay Paul Drummond , Bob A. Cichon , David Weis , James R. Church , Mikal R. Gilger , Jagadesh Myana , Todd Blakeslee , Aravind Dongara , Mark A. Moales , Radhika Reddy Bodapatla
IPC分类号： G06Q40/00
CPC分类号： G06Q40/00 , G06F3/04895 , G06Q20/00 , G06Q20/18 , G07F19/20 , G07F19/201 , G07F19/206 , G07F19/211 , H04L63/08 , H04L63/12 , H04L69/329
摘要： A method for visual programming an automated transaction machine (12). The method includes the creation of terminal directors (225) that generally correspond to transactions performed by the automated transaction machine. The terminal directors are programmed by visually creating associations (238) between a plurality of ATM objects (230, 232) in a work space (224). Exemplary ATM objects include an authorization object (260), a back stage control object (262), a card reader object (264), a customer profile object (266), a depositor object (268), a dispenser object (270), keypad object (272), a logic object (274), a OCS object (276), a presenter object (278), a PIN entry object (280), a printer object (282), a sync object (284), and a transaction data object (286). The customer profile object is operative to retrieve customer profile information responsive to a determined customer of a person using the ATM. A portion of the exemplary ATM objects are operative to interface with a device interface layer (728) for communicating with physical hardware devices (724, 726). The device interface layer is operative to retrieve rules (721) and capability features from a data store (720) for automatically switching between two or more different devices of similar type when one of the devices becomes inoperative.
摘要翻译：一种用于可视化编程自动交易机器（12）的方法。该方法包括创建通常对应于由自动交易机器执行的交易的终端指令（225）。通过在工作空间（224）中的多个ATM对象（230,232）之间可视地创建关联（238）来编程终端指导。示例性ATM对象包括授权对象（260），后台控制对象（262），读卡器对象（264），客户简档对象（266），存储对象（268），分配器对象（270）键盘对象（272），逻辑对象（274），OCS对象（276），演示者对象（278），PIN输入对象（280），打印机对象（282），同步对象（284）交易数据对象（286）。客户简档对象可操作以响应于使用ATM的人的确定的客户来检索客户简档信息。示例性ATM对象的一部分可操作以与用于与物理硬件设备（724,726）通信的设备接口层（728）接口。设备接口层可操作以从数据存储器（720）检索规则（721）和能力特征，用于当其中一个设备不工作时，在两个或多个类似类型的不同设备之间自动切换。

10. 发明授权

US07080036B1 Automated banking machine development method 有权
标题翻译：自动银行机开发方法
公开(公告)号：US07080036B1
公开(公告)日：2006-07-18
申请号：US09638848
申请日：2000-08-14
申请人： Jay Paul Drummond , Bob A. Cichon , David Weis , James R. Church , Mikal R. Gilger , Jagadesh Myana , Todd Blakeslee , Aravind Dongara , Mark A. Moales , Randhika Bodapatla
发明人： Jay Paul Drummond , Bob A. Cichon , David Weis , James R. Church , Mikal R. Gilger , Jagadesh Myana , Todd Blakeslee , Aravind Dongara , Mark A. Moales , Randhika Bodapatla
IPC分类号： G06F17/60
CPC分类号： G07F19/201 , G06F8/34 , G06Q20/105 , G06Q20/108 , G06Q20/1085 , G07F19/20 , G07F19/206 , G07F19/207
摘要： A method of visually programming an automated transaction machine (12). The method includes the creation of terminal directors (225) that generally correspond to transactions performed by the automated transaction machine. The terminal directors are programmed by visually creating associations (238) between a plurality of ATM objects (230, 232) in a work space (224). Exemplary ATM objects include an authorization object (260), a back stage control object (262), a card reader object (264), a customer profile object (266), a depositor object (268), a dispenser object (270), keypad object (272), a logic object (274), a OCS object (276), a presenter object (278), a PIN entry object (280), a printer object (282), a sync object (284), and a transaction data object (286). The customer profile object is operative to retrieve customer profile information responsive to a determined customer of a person using the ATM.
摘要翻译：一种视觉编程自动交易机器（12）的方法。该方法包括创建通常对应于由自动交易机器执行的交易的终端指令（225）。通过在工作空间（224）中的多个ATM对象（230,232）之间可视地创建关联（238）来编程终端指导。示例性ATM对象包括授权对象（260），后台控制对象（262），读卡器对象（264），客户简档对象（266），存储对象（268），分配器对象（270）键盘对象（272），逻辑对象（274），OCS对象（276），演示者对象（278），PIN输入对象（280），打印机对象（282），同步对象（284）交易数据对象（286）。客户简档对象可操作以响应于使用ATM的人的确定的客户来检索客户简档信息。

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