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1. 发明申请

US20100125510A1 SYSTEM AND METHOD OF CONDUCTING TRANSACTIONS USING A MOBILE WALLET SYSTEM 审中-公开
标题翻译：使用移动电子钱包系统进行交易的系统和方法
公开(公告)号：US20100125510A1
公开(公告)日：2010-05-20
申请号：US12562593
申请日：2009-09-18
申请人： Steven M. Smith , Brady L. Rackley , Ben D. Ackerman , Nanci Rainey , Warren D. Porter , Aidoo Osei , Robert L. Dessert , Karthik R. Iyer , Kyle Cochran , James P. Mason , Scott P. Monahan
发明人： Steven M. Smith , Brady L. Rackley , Ben D. Ackerman , Nanci Rainey , Warren D. Porter , Aidoo Osei , Robert L. Dessert , Karthik R. Iyer , Kyle Cochran , James P. Mason , Scott P. Monahan
IPC分类号： G06Q20/00 , G06Q30/00 , G06Q40/00
CPC分类号： G06Q20/40 , G06Q20/105 , G06Q20/20 , G06Q20/204 , G06Q20/32 , G06Q20/322 , G06Q20/385 , G06Q20/425 , H04L63/0838 , H04L2463/102
摘要： A method of managing transactions between a mobile wallet within a mobile device and a point-of-sale terminal at a merchant is disclosed and may include receiving a request for a purchase code from the mobile wallet, generating a short-term purchase code, transmitting the short-term purchase code to the mobile wallet, and receiving the short-term purchase code from the merchant.
摘要翻译：公开了一种管理移动设备内的移动钱包与商户的销售点终端之间的交易的方法，并且可以包括从移动钱包接收购买代码的请求，生成短期购买代码，发送短期购买代码到手机钱包，并从商家接收短期购买代码。

2. 发明申请

US20100125495A1 SYSTEM AND METHOD OF PROVIDING A MOBILE WALLET AT A MOBILE TELEPHONE 审中-公开
标题翻译：在移动电话上提供移动电子钱包的系统和方法
公开(公告)号：US20100125495A1
公开(公告)日：2010-05-20
申请号：US12562576
申请日：2009-09-18
申请人： Steven M. Smith , Brady L. Rackley , Ben D. Ackerman , Nanci Rainey , Warren D. Porter , Aidoo Osei , Robert L. Dessert , Karthik R. Iyer , Kyle Cochran , James P. Mason , Scott P. Monahan
发明人： Steven M. Smith , Brady L. Rackley , Ben D. Ackerman , Nanci Rainey , Warren D. Porter , Aidoo Osei , Robert L. Dessert , Karthik R. Iyer , Kyle Cochran , James P. Mason , Scott P. Monahan
IPC分类号： G06Q30/00 , G06Q40/00
CPC分类号： G06Q40/02 , G06Q20/3223 , G06Q30/0222 , G06Q30/04 , G06Q30/0601 , G06Q40/00 , G06Q40/12
摘要： A method of providing a mobile wallet is disclosed and may include displaying a mobile wallet login screen and displaying a mobile wallet. The mobile wallet includes at least one of the following: an accounts option, a buy now option, an offers option, a receipts option, and a more option. The method further includes displaying one or more accounts when the accounts option is selected. The one or more accounts may include at least one of the following: a bank account, a credit account, a gift card account, and a rewards account.
摘要翻译：公开了提供移动钱包的方法，并且可以包括显示移动钱包登录屏幕并显示移动钱包。移动钱包至少包括以下之一：帐户选项，现在购买选项，优惠选项，收据选项和更多选项。该方法还包括当选择帐户选项时显示一个或多个帐户。一个或多个帐户可以包括以下中的至少一个：银行帐户，信用账户，礼品卡帐户和奖励账户。

3. 发明申请

US20100057614A1 SYSTEM AND METHOD FOR EFFECTING REAL-TIME FINANCIAL TRANSACTIONS BETWEEN DELAYED-SETTLEMENT FINANCIAL ACCOUNTS 审中-公开
标题翻译：延迟结算金融账户实时金融交易系统与方法
公开(公告)号：US20100057614A1
公开(公告)日：2010-03-04
申请号：US12437475
申请日：2009-05-07
申请人： Nanci Rainey , Steven M. Smith
发明人： Nanci Rainey , Steven M. Smith
IPC分类号： G06Q40/00
CPC分类号： G06Q40/02 , G06Q20/10 , G06Q20/108 , G06Q20/40
摘要： A system and method for effecting a substantially real-time financial transaction between at least one secure account linked to a computer device, such as a checking account that ultimately has a delayed-settlement of financial transactions, and one other financial account, such as another secure account linked to another computer device. A financial services system allows remote computer devices, such as mobile computer devices, to store access codes, such as debit card numbers, for secure accounts and the financial services system can then effect a desired transaction over an existing electronic transaction network, such as an ATM/Debit network, thereby causing the financial transaction to occur substantially in real-time between secure accounts.
摘要翻译：用于在至少一个连接到计算机设备的安全帐户（例如最终具有金融交易的延迟结算的支票账户）与另一个其他金融账户（例如另一个）之间实现基本上实时的金融交易的系统和方法安全帐户链接到另一台计算机设备。金融服务系统允许远程计算机设备（例如移动计算机设备）存储用于安全帐户的访问代码，例如借记卡号码，并且金融服务系统然后可以通过现有的电子交易网络（例如， ATM /借记网络，从而导致金融交易实质上在安全帐户之间实时发生。

4. 发明授权

US09108033B2 Valved sheath introducer for venous cannulation 有权
公开(公告)号：US09108033B2
公开(公告)日：2015-08-18
申请号：US12648533
申请日：2009-12-29
申请人： Mark A. Christensen , Steven M. Smith , Walter Shang , James D. Beal
发明人： Mark A. Christensen , Steven M. Smith , Walter Shang , James D. Beal
IPC分类号： A61M25/00 , A61M39/06 , A61B17/34 , A61M25/06
CPC分类号： A61B17/3415 , A61B17/3498 , A61M25/0662 , A61M39/0693 , Y10T29/49405 , Y10T29/49412 , Y10T29/49826 , Y10T137/788 , Y10T137/7885
摘要： A valved sheath introducer for venous cannulation, including a valve, sheath, handle and cap. The valve is configured to permit safe introduction and removal of medical instruments through the sheath introducer. The valve may have one or more anchoring members and a thickened central portion through which a slit is formed. The central portion may have one or more concave surfaces and the slit can be angled with respect to the top surface of the valve. The cap is attached to the handle, compressing a portion of the valve therebetween.

5. 发明授权

US09349063B2 System and method for capturing token data with a portable computing device 有权
标题翻译：用便携式计算设备捕获令牌数据的系统和方法
公开(公告)号：US09349063B2
公开(公告)日：2016-05-24
申请号：US13048422
申请日：2011-03-15
申请人： Steven M. Smith , Robert L. Dessert
发明人： Steven M. Smith , Robert L. Dessert
IPC分类号： G06K9/00 , G06K9/20 , G06K9/22 , G06Q20/12 , G06Q20/32 , G06Q20/34 , G06Q20/36 , G06Q20/10
CPC分类号： G06K9/2063 , G06K9/228 , G06K2209/01 , G06Q20/108 , G06Q20/12 , G06Q20/322 , G06Q20/3274 , G06Q20/3276 , G06Q20/34 , G06Q20/363
摘要： A system and method for collecting and managing information taken from tokens, like credit cards and gift cards, includes a portable computing device (PCD). The PCD may support a token recognizer that may comprise hardware and/or software that may reside in memory of the PCD. The token recognizer may work in combination with a camera. The token recognizer may comprise a broad recognizer module and an optical character recognition (“OCR”) module. The camera of the PCD may capture images of one or more physical tokens. These captured images of the physical tokens may be processed by the token recognizer so that digital images as well as data provided by the physical tokens may be maintained in memory of the PCD for later presentation to the user. These later presentations on the PCD may be used for account management and for conducting transactions, such as making payment at a point-of-sale (POS) terminal.
摘要翻译：用于收集和管理从令牌（例如信用卡和礼品卡）取得的信息的系统和方法包括便携式计算设备（PCD）。 PCD可以支持令牌识别器，其可以包括可以驻留在PCD的存储器中的硬件和/或软件。令牌识别器可以与相机组合使用。令牌识别器可以包括广泛识别器模块和光学字符识别（“OCR”）模块。 PCD的相机可以捕获一个或多个物理令牌的图像。物理令牌的这些拍摄图像可以由令牌识别器处理，使得数字图像以及由物理令牌提供的数据可被维持在PCD的存储器中，以供稍后呈现给用户。 PCD上的这些后续演示可用于帐户管理和进行交易，例如在销售点（POS）终端进行支付。

6. 发明授权

US08720065B2 Valved sheath introducer for venous cannulation 有权
标题翻译：阀门导管器用于静脉插管
公开(公告)号：US08720065B2
公开(公告)日：2014-05-13
申请号：US13434415
申请日：2012-03-29
申请人： Mark A. Christensen , Steven M. Smith , Walter H. Shang , James D. Beal
发明人： Mark A. Christensen , Steven M. Smith , Walter H. Shang , James D. Beal
IPC分类号： A61M5/00
CPC分类号： A61B17/3415 , A61B17/3498 , A61M25/0662 , A61M39/0693 , Y10T29/49405 , Y10T29/49412 , Y10T29/49826 , Y10T137/788 , Y10T137/7885
摘要： A valved sheath introducer for venous cannulation, including a valve, sheath, handle and cap. The valve is configured to permit safe introduction and removal of medical instruments through the sheath introducer. The valve may have one or more anchoring members and a thickened central portion through which a slit is formed. The central portion may have one or more concave surfaces and the slit can be angled with respect to the top surface of the valve. The cap is attached to the handle, compressing a portion of the valve therebetween.
摘要翻译：一种用于静脉插管的带阀导管器，包括阀，护套，手柄和帽。阀被配置为允许通过护套引入器安全地引入和移除医疗器械。阀可以具有一个或多个锚固构件和增厚的中心部分，通过该中心部分形成狭缝。中心部分可以具有一个或多个凹面，并且狭缝可以相对于阀的顶表面成角度。盖子附接到手柄，压缩其间的阀的一部分。

7. 发明授权

US07729106B2 Smudge removal from electronic device displays 有权
标题翻译：从电子设备显示屏上清除墨迹
公开(公告)号：US07729106B2
公开(公告)日：2010-06-01
申请号：US11693445
申请日：2007-03-29
申请人： John J. D'Urso , Steven M. Smith , Steven A. Voight , Steve X. Dai
发明人： John J. D'Urso , Steven M. Smith , Steven A. Voight , Steve X. Dai
IPC分类号： H05K5/00 , H04M1/00
CPC分类号： B08B7/02 , B08B7/028
摘要： An apparatus and method is provided for removing smudges (506, 706, 806, 906) including oils and dust from portable electronic displays. The apparatus comprises a display device (110, 150, 500, 700, 800, 900, 1000) positioned within a housing (102, 104, 808), comprising a transparent cover (302, 502, 702, 802, 902, 1002) having a surface (508, 908) viewable through an opening in the housing (102, 104, 808) and a susceptibility to receiving contaminants (506, 706, 806, 906). A vibration device (504, 704, 804, 904, 1004) is positioned against the transparent cover (302, 502, 702, 802, 902, 1002) to provide motion (510) in a direction parallel to the surface, thereby causing the contaminants to move (708) across the surface (508, 908). The contaminants (506, 706, 806, 906) may then be hidden by the housing (102, 104, 808) or ejected by a motion (912) perpendicular to the surface by another vibrating device (911). Electronic circuitry (505) is provided for activating the vibration device (504, 704, 804, 904, 1004) either during normal operation of the electronic device or as selected by the user.
摘要翻译：提供了一种用于从便携式电子显示器去除包括油和灰尘的污迹（506,706,806,906）的设备和方法。该装置包括位于壳体（102,104,808）内的显示装置（110,150,500,700,800,900,1000），包括透明盖（302,502,702,802,902,1002）具有通过壳体（102,104,808）中的开口可视的表面（508,908）和对接收污染物（506,706,806,906）的敏感性。振动装置（504,704,804,904,1004）抵靠透明盖（302,502,702,802,902,1002）定位，以在平行于表面的方向上提供运动（510），从而使污染物移动（708）穿过表面（508,908）。然后污染物（506,706,806,906）可以由壳体（102,104,808）隐藏或者被垂直于表面的另一个振动装置（911）的运动（912）排出。电子电路（505）被提供用于在电子设备的正常操作期间或由用户选择的情况下启动振动装置（504,704,804,904,1004）。

8. 发明授权

US06368924B1 Amorphous carbon layer for improved adhesion of photoresist and method of fabrication 有权
标题翻译：非晶碳层，用于改善光致抗蚀剂的附着力和制造方法
公开(公告)号：US06368924B1
公开(公告)日：2002-04-09
申请号：US09703208
申请日：2000-10-31
申请人： David P. Mancini , Steven M. Smith , Douglas J. Resnick
发明人： David P. Mancini , Steven M. Smith , Douglas J. Resnick
IPC分类号： H01L21336
CPC分类号： H01L21/0271 , G03F7/09 , G03F7/11 , H01L21/31111 , H01L21/3146
摘要： An improved and novel semiconductor device including an amorphous carbon layer for improved adhesion of photoresist and method of fabrication. The device includes a substrate having a surface, a carbon layer formed on the surface of the substrate, and a resist layer formed on a surface of the carbon layer. The device is formed by providing a substrate having a surface, depositing a carbon layer on the surface of the substrate using plasma enhanced chemical vapor deposition (PECVD) or sputtering, and forming a resist layer on a surface of the carbon layer.
摘要翻译：一种改进且新颖的半导体器件，包括用于改善光致抗蚀剂粘附性的无定形碳层和制造方法。该装置包括具有表面的基板，形成在基板的表面上的碳层和形成在碳层的表面上的抗蚀剂层。该器件通过提供具有表面的衬底，使用等离子体增强化学气相沉积（PECVD）或溅射在衬底的表面上沉积碳层并在碳层的表面上形成抗蚀剂层而形成。

9. 发明授权

US06293929B1 Wound irrigation apparatus 失效
标题翻译：伤口灌溉装置
公开(公告)号：US06293929B1
公开(公告)日：2001-09-25
申请号：US08925866
申请日：1997-09-09
申请人： Steven M. Smith , Mark A. Christensen , Philip M. Triolo , Deborah K. Jacobson
发明人： Steven M. Smith , Mark A. Christensen , Philip M. Triolo , Deborah K. Jacobson
IPC分类号： A61M3500
CPC分类号： A61M3/0262 , A61B90/05 , A61M3/0287
摘要： A wound irrigation apparatus comprising a fillable fluid delivery member, a fluid channel, and a splash shield for use in wound irrigation is disclosed. The splash shield is a three-dimensional shield positionable about a wound to protect medical personnel from the back splash resulting from wound irrigation and is at least partially flexible and compliant for shaping the shield to fit the unique shape or dimension of a wound. The flexible peripheral edge of the splash shield also prevents damage to the wound if the shield should come in contact with the wound. The shield may also be structured to provide selective angular adjustment of fluid delivery to the wound. The shield of the present invention generally comprises a shield member and a hub positioned through the surface of the shield member to direct fluid to a wound. The shield member may be structured to provide selective angular positioning of the hub to selectively direct fluid to the wound site. The fluid channel may be variable in length, internal diameter and bore shape to selectively determine the pressure at which fluid is delivered to the wound site and to selectively determine the spray pattern. The wound irrigation apparatus may also include an ergonomically designed handle attachable to the fillable fluid delivery member for facilitating filling and evacuation of the fluid delivery member.
摘要翻译：公开了一种伤口灌溉装置，包括可填充流体输送构件，流体通道和用于伤口冲洗的防溅罩。防溅罩是围绕伤口定位的三维屏蔽物，用于保护医务人员免受伤口冲洗引起的背部飞溅，并且至少部分地具有灵活性和柔顺性，以使护罩成形以适应伤口的独特形状或尺寸。如果防护罩与伤口接触，防溅罩的柔性外围边缘也能防止损伤伤口。护罩还可以构造成提供对伤口的流体输送的选择性角度调整。本发明的护罩通常包括屏蔽构件和定位成穿过屏蔽构件的表面以将流体引导到伤口的毂。屏蔽构件可以被构造成提供毂的选择性角度定位以选择性地将流体引导到伤口部位。流体通道的长度，内径和孔形状可以是可变的，以选择性地确定流体被输送到伤口部位的压力并选择性地确定喷射模式。伤口灌洗装置还可以包括可附接到可填充流体输送构件的符合人体工程学设计的手柄，以便于填充和排出流体输送构件。

10. 发明授权

US09336519B2 System and method for determining appropriate redemption presentations for a virtual token associated with a stored value account 有权
标题翻译：用于确定与存储值帐户相关联的虚拟令牌的适当兑换演示的系统和方法
公开(公告)号：US09336519B2
公开(公告)日：2016-05-10
申请号：US12851716
申请日：2010-08-06
申请人： Frank T. Young , Robert L. Dessert , Ben D. Ackerman , Gwenael B. Delaine , Lindsey K. Dorman , Eric R. Kraar , Aidoo Osei , Kyle Cochran , Steven M. Smith
发明人： Frank T. Young , Robert L. Dessert , Ben D. Ackerman , Gwenael B. Delaine , Lindsey K. Dorman , Eric R. Kraar , Aidoo Osei , Kyle Cochran , Steven M. Smith
IPC分类号： G06Q20/00 , G06Q20/32 , G06Q20/04 , G06Q20/20 , G06Q30/02 , G06Q30/06 , G06Q40/02 , G06Q30/00 , G07B15/00
CPC分类号： G06Q20/3274 , G06Q20/045 , G06Q20/20 , G06Q20/32 , G06Q30/02 , G06Q30/06 , G06Q40/02
摘要： A method for determining an appropriate redemption presentation for a virtual token associated with a stored value account is disclosed. The method may include receiving a request for presenting a redemption presentation of a virtual token and obtaining a merchant identifier associated with the request. The method may further include determining if the request is for one of an on-line transaction and a transaction with a point-of-sale terminal, and if the request is for a transaction with a point-of-sale terminal, then searching a database using the merchant identifier to find one or more redemption presentations of virtual token preferred by a merchant. Subsequently, the one or more redemption presentations of the virtual token may be transmitted over a computer network to a client device.
摘要翻译：公开了一种用于确定与存储值帐户相关联的虚拟令牌的适当兑换呈现的方法。该方法可以包括接收呈现虚拟令牌的兑换呈现的请求并获得与请求相关联的商家标识符。该方法可以进一步包括确定该请求是针对在线交易中的一种以及与销售点终端的交易，以及如果该请求是用于与销售点终端的交易，则搜索一个数据库，使用商家标识符来查找商家优选的虚拟标记的一个或多个兑换演示。随后，虚拟令牌的一个或多个兑换表示可以通过计算机网络发送到客户端设备。

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