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1. 发明申请

US20130046637A1 SYSTEM AND METHOD FOR INTERACTIVE PROMOTION OF PRODUCTS AND SERVICES 审中-公开
标题翻译：用于互动促销产品和服务的系统和方法
公开(公告)号：US20130046637A1
公开(公告)日：2013-02-21
申请号：US13248937
申请日：2011-09-29
申请人： Bradley A. SLUTSKY , Frank T. YOUNG
发明人： Bradley A. SLUTSKY , Frank T. YOUNG
IPC分类号： G06Q30/02
CPC分类号： G06Q30/0269 , G06Q30/0241 , G08B13/14 , H04N5/222 , H04N9/47 , H04Q1/00
摘要： A method and system for interactively promoting the sale of a product or service are described. The method and system includes capturing an image of a consumer with a video camera. Next, a biometric scan of the image may be conducted to determine if at least one biometric has been recognized from the scan. The biometric scan usually comprises a facial recognition scan. If one biometric has been recognized from the scan, the system may access a database comprising biometrics associated with at least one of browsing history, purchase history, and preference data associated with a consumer. The system may then display advertising images on a display device comprising a product or service augmented with one or more images of the consumer and which correspond with data stored in the database. The system may convey options for initiating a sale and preserving the sale of the product or service.
摘要翻译：描述了用于交互地促进产品或服务的销售的方法和系统。该方法和系统包括用摄像机捕获消费者的图像。接下来，可以进行图像的生物测定扫描以确定是否已经从扫描识别出至少一个生物特征。生物特征扫描通常包括面部识别扫描。如果从扫描中识别出一个生物特征，则系统可以访问包括与消费者相关联的浏览历史，购买历史和偏好数据中的至少一个相关联的生物识别的数据库。然后，该系统可以在包括用消费者的一个或多个图像增强的产品或服务的显示设备上显示广告图像，并且与存储在数据库中的数据相对应。系统可以传达启动销售和保存产品或服务的销售的选项。

2. 发明申请

US20110218907A1 SYSTEM AND METHOD FOR CREATING AND MANAGING A SHARED STORED VALUE ACCOUNT ASSOCIATED WITH A CLIENT DEVICE 审中-公开
标题翻译：用于创建和管理与客户设备相关的共享存储值帐户的系统和方法
公开(公告)号：US20110218907A1
公开(公告)日：2011-09-08
申请号：US12841914
申请日：2010-07-22
申请人： Robert L. Dessert , Frank T. Young
发明人： Robert L. Dessert , Frank T. Young
IPC分类号： G06Q40/00
CPC分类号： G06Q30/02 , G06Q20/10 , G06Q30/06
摘要： A method for creating and managing a shared stored value account associated with a client device is disclosed. The method may include assigning a first unique identifier to an owner of a stored value account and assigning a primary account number to the stored value account. The method may further include receiving input to create a shared stored value account based on the stored value account as well as receiving input corresponding to an intended recipient of the shared stored value account. The method may also include creating a second unique identifier that is associated with the intended recipient of the shared stored value account and that is associated with the primary account number assigned to the stored value account. The method may also include displaying options for restrictions as well as creating a second primary account number that is associated with the second unique identifier for tracking the restrictions.
摘要翻译：公开了一种用于创建和管理与客户端设备相关联的共享存储值帐户的方法。该方法可以包括将第一唯一标识符分配给存储值帐户的所有者并且将主帐号分配给存储值帐户。该方法还可以包括接收输入以基于所存储的价值账户创建共享的存储值账户，以及接收对应于共享存储值账户的预期收件人的输入。该方法还可以包括创建与共享存储值帐户的预期接收者相关联并且与分配给存储值帐户的主帐户号码相关联的第二唯一标识符。该方法还可以包括显示用于限制的选项以及创建与用于跟踪限制的第二唯一标识符相关联的第二主帐号。

3. 发明申请

US20130030915A1 APPARATUS AND METHOD FOR ENHANCED IN-STORE SHOPPING SERVICES USING MOBILE DEVICE 审中-公开
标题翻译：使用移动设备的加强店内购物服务的装置和方法
公开(公告)号：US20130030915A1
公开(公告)日：2013-01-31
申请号：US13363580
申请日：2012-02-01
申请人： Stephen B. Statler , Ravi Halker , Eric R. Kraar , Jonathan K. Kies , Daniel J. Guest , Frank T. Young , Kenneth Waldron , Michele O. Gantt , Ravikumar Devarajan , Ketal V. Gandhi , Atif J. Piracha
发明人： Stephen B. Statler , Ravi Halker , Eric R. Kraar , Jonathan K. Kies , Daniel J. Guest , Frank T. Young , Kenneth Waldron , Michele O. Gantt , Ravikumar Devarajan , Ketal V. Gandhi , Atif J. Piracha
IPC分类号： G06Q30/00 , G06Q30/02
CPC分类号： G06Q30/02 , G06Q20/322 , G06Q30/06
摘要： Apparatus and methods are provided for offering shopping assistance tools. The tools may be used by developers to create enhanced in-store customer shopping applications. The shopping assistance tools provide in-store navigation, customer assistance, and inventory management services.
摘要翻译：提供了提供购物辅助工具的装置和方法。开发人员可以使用这些工具来创建增强的店内客户购物应用程序。购物帮助工具提供店内导航，客户支持和库存管理服务。

4. 发明申请

US20110166992A1 SYSTEM AND METHOD FOR CREATING AND MANAGING A STORED VALUE ACCOUNT ASSOCIATED WITH A CLIENT UNIQUE IDENTIFIER 审中-公开
标题翻译：用于创建和管理与客户端标识符相关的存储值帐户的系统和方法
公开(公告)号：US20110166992A1
公开(公告)日：2011-07-07
申请号：US12851724
申请日：2010-08-06
申请人： Robert L. Dessert , Frank T. Young , Ben D. Ackerman , Gwenael B. Delaine , Lindsey K. Dorman , Eric R. Kraar
发明人： Robert L. Dessert , Frank T. Young , Ben D. Ackerman , Gwenael B. Delaine , Lindsey K. Dorman , Eric R. Kraar
IPC分类号： G06Q40/00
CPC分类号： G06Q20/32 , G06Q20/0655 , G06Q20/10 , G06Q20/227 , G06Q20/28 , G06Q20/322 , G06Q20/351 , G06Q20/3572
摘要： A method for creating and managing a stored value account associated with a client device is disclosed and may include receiving one of a merchant identifier and an unbranded place holder to associate with the stored value account, receiving an amount of value to assign to the stored value account, and creating a virtual token for the stored value account that is associated with the client device. The method may further include creating a unique identifier associated with a client device, if a stored value account is associated with a merchant identifier, then creating an account number, and if a stored value account is associated with a merchant identifier, then creating an association between the account number and the unique identifier and between the account identifier and the merchant identifier in a database.
摘要翻译：公开了一种用于创建和管理与客户端设备相关联的存储值帐户的方法，并且可以包括接收商户标识符和未标记占位符之一以与存储的价值帐户相关联，接收一定量的值以分配给存储的值帐户，并为与客户端设备相关联的存储值帐户创建虚拟令牌。该方法还可以包括创建与客户端设备相关联的唯一标识符，如果存储的值帐户与商家标识符相关联，则创建帐号，并且如果存储的价值帐户与商家标识符相关联，则创建关联帐号与唯一标识符之间以及帐号与数据库中的商家标识之间。

5. 发明授权

US09336519B2 System and method for determining appropriate redemption presentations for a virtual token associated with a stored value account 有权
标题翻译：用于确定与存储值帐户相关联的虚拟令牌的适当兑换演示的系统和方法
公开(公告)号：US09336519B2
公开(公告)日：2016-05-10
申请号：US12851716
申请日：2010-08-06
申请人： Frank T. Young , Robert L. Dessert , Ben D. Ackerman , Gwenael B. Delaine , Lindsey K. Dorman , Eric R. Kraar , Aidoo Osei , Kyle Cochran , Steven M. Smith
发明人： Frank T. Young , Robert L. Dessert , Ben D. Ackerman , Gwenael B. Delaine , Lindsey K. Dorman , Eric R. Kraar , Aidoo Osei , Kyle Cochran , Steven M. Smith
IPC分类号： G06Q20/00 , G06Q20/32 , G06Q20/04 , G06Q20/20 , G06Q30/02 , G06Q30/06 , G06Q40/02 , G06Q30/00 , G07B15/00
CPC分类号： G06Q20/3274 , G06Q20/045 , G06Q20/20 , G06Q20/32 , G06Q30/02 , G06Q30/06 , G06Q40/02
摘要： A method for determining an appropriate redemption presentation for a virtual token associated with a stored value account is disclosed. The method may include receiving a request for presenting a redemption presentation of a virtual token and obtaining a merchant identifier associated with the request. The method may further include determining if the request is for one of an on-line transaction and a transaction with a point-of-sale terminal, and if the request is for a transaction with a point-of-sale terminal, then searching a database using the merchant identifier to find one or more redemption presentations of virtual token preferred by a merchant. Subsequently, the one or more redemption presentations of the virtual token may be transmitted over a computer network to a client device.
摘要翻译：公开了一种用于确定与存储值帐户相关联的虚拟令牌的适当兑换呈现的方法。该方法可以包括接收呈现虚拟令牌的兑换呈现的请求并获得与请求相关联的商家标识符。该方法可以进一步包括确定该请求是针对在线交易中的一种以及与销售点终端的交易，以及如果该请求是用于与销售点终端的交易，则搜索一个数据库，使用商家标识符来查找商家优选的虚拟标记的一个或多个兑换演示。随后，虚拟令牌的一个或多个兑换表示可以通过计算机网络发送到客户端设备。

6. 发明申请

US20120296725A1 SYSTEM AND METHOD FOR MANAGING TRANSACTIONS WITH A PORTABLE COMPUTING DEVICE 审中-公开
标题翻译：用便携式计算设备管理交易的系统和方法
公开(公告)号：US20120296725A1
公开(公告)日：2012-11-22
申请号：US13177973
申请日：2011-07-07
申请人： Robert L. DESSERT , Robert Canterbury , Frank T. Young , Scott P. Monahan , Rolando F. De Gracia
发明人： Robert L. DESSERT , Robert Canterbury , Frank T. Young , Scott P. Monahan , Rolando F. De Gracia
IPC分类号： G06Q30/00
CPC分类号： G06Q20/027 , G06Q20/20 , G06Q20/322 , G06Q20/3278 , G06Q30/0208 , G06Q30/0238
摘要： A method and system include verifying credentials for gaining access to a central mobile payment controller using the portable computing device (“PCD”). The central mobile payment controller may receive a merchant identifier corresponding to a merchant and then it may compare the merchant identifier against loyalty account data stored in a database. The central controller may also receive product scan data and compare the product scan data against one of offer data and coupon data in a database. After these comparisons, any matches of product scan data to offer data or coupon data may be sent to the PCD and an electronic cash register (“ECR”). Similarly, any matches of the merchant identifier to loyalty account data may be transmitted to the PCD and ECR. During or after the purchase transaction, a message may be generated by the central mobile payment controller which lists one or more preferred payment options.
摘要翻译：一种方法和系统包括验证用于使用便携式计算设备（PCD）访问中央移动支付控制器的证书。中央移动支付控制器可以接收对应于商家的商家标识符，然后可以将商家标识符与存储在数据库中的忠诚帐户数据进行比较。中央控制器还可以接收产品扫描数据，并将产品扫描数据与数据库中的提供数据和优惠券数据之一进行比较。经过这些比较之后，可以向PCD和电子收银机（ECR）发送任何产品扫描数据匹配以提供数据或优惠券数据。类似地，可以将商家标识符与忠诚度帐户数据的任何匹配发送到PCD和ECR。在购买交易期间或之后，可以由列出一个或多个优选支付选项的中央移动支付控制器产生消息。

7. 发明申请

US20110218868A1 SYSTEM AND METHOD FOR DETERMINING APPROPRIATE REDEMPTION PRESENTATIONS FOR A VIRTUAL TOKEN ASSOCIATED WITH A STORED VALUE ACCOUNT 有权
标题翻译：与存储价值帐户相关联的虚拟玩具确定适当的赎回说明的系统和方法
公开(公告)号：US20110218868A1
公开(公告)日：2011-09-08
申请号：US12851716
申请日：2010-08-06
申请人： Frank T. Young , Robert L. Dessert , Ben D. Ackerman , Gwenael B. Delaine , Lindsey K. Dorman , Eric R. Kraar , Aidoo Osei , Kyle Cochran , Steven M. Smith
发明人： Frank T. Young , Robert L. Dessert , Ben D. Ackerman , Gwenael B. Delaine , Lindsey K. Dorman , Eric R. Kraar , Aidoo Osei , Kyle Cochran , Steven M. Smith
IPC分类号： G06Q30/00
CPC分类号： G06Q20/3274 , G06Q20/045 , G06Q20/20 , G06Q20/32 , G06Q30/02 , G06Q30/06 , G06Q40/02
摘要： A method for determining an appropriate redemption presentation for a virtual token associated with a stored value account is disclosed. The method may include receiving a request for presenting a redemption presentation of a virtual token and obtaining a merchant identifier associated with the request. The method may further include determining if the request is for one of an on-line transaction and a transaction with a point-of-sale terminal, and if the request is for a transaction with a point-of-sale terminal, then searching a database using the merchant identifier to find one or more redemption presentations of virtual token preferred by a merchant. Subsequently, the one or more redemption presentations of the virtual token may be transmitted over a computer network to a client device.
摘要翻译：公开了一种用于确定与存储值帐户相关联的虚拟令牌的适当兑换呈现的方法。该方法可以包括接收呈现虚拟令牌的兑换呈现的请求并获得与请求相关联的商家标识符。该方法可以进一步包括确定该请求是针对在线交易中的一个以及与销售点终端的交易，以及如果该请求是用于与销售点终端的交易，则搜索一个数据库，使用商家标识符来查找商家优选的虚拟标记的一个或多个兑换演示。随后，虚拟令牌的一个或多个兑换表示可以通过计算机网络发送到客户端设备。

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