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1. 发明公开

EP1134708A1 METHOD FOR CARRYING OUT TRANSACTIONS AND DEVICE FOR REALISING THE SAME 审中-公开
标题翻译： VERFAHREN ZUM ZAHLUNGSANSTOSS UND VORRICHTUNG DAZU
公开(公告)号：EP1134708A1
公开(公告)日：2001-09-19
申请号：EP99938677.4
申请日：1999-07-29
申请人： Zolotarev, Oleg Anatolievich , Kuznetsov, Ivan Vladimirovich , Moshonkin, Andrei Gennadievich , Smirnov, Alexandr Leonidovich , Khamitov, Ildar Magafurovich
发明人： Zolotarev, Oleg Anatolievich , Kuznetsov, Ivan Vladimirovich , Moshonkin, Andrei Gennadievich , Smirnov, Alexandr Leonidovich , Khamitov, Ildar Magafurovich
IPC分类号： G07F7/10
CPC分类号： G06Q20/02 , G06Q20/04 , G06Q20/085 , G06Q20/3674 , G06Q20/382 , G06Q20/3821 , G06Q20/3825 , G06Q20/3829 , G07F7/1016
摘要： A method for effecting payments is suggested which allows protecting the financial interests of each participant of a payment during payments via open telecommunication nets from other participants' cheating, provides protection of the payers' and payees' privacy, admits payments ranging from micro-payments to business-to-business payments, ensures that the time taken to effecting a payment depends only on the speed of action of the net connections and not on the payment amount, makes it possible to serve of serving a number of clients which grows proportionally to the payment system operator's resources; is easy to build into an arbitrary trade system, enables each client both to pay and to receive payments, and makes possible payments between clients of different banks. The method of effecting payments is realized with the help of programming means.
摘要翻译：建议付款方式，可以通过开放的电信网络从其他参与者的作弊行为中保护付款中每个参与者的经济利益，保护付款人和收款人的隐私，承认从微额付款到企业对企业支付，确保实行付款所需的时间仅取决于网络连接的速度，而不是支付金额，可以为多个客户提供服务，这些客户端按比例增长支付系统运营商资源; 很容易构建成一个任意的交易系统，使每个客户能够支付和接收付款，并且可以在不同银行的客户之间付款。实施付款的方法是通过编程手段实现的。

2. 发明公开

EP1152379A2 VERFAHREN ZUM ANFORDERN DER AUSFÜHRUNG EINER MIT DER KARTE VERBUNDENEN VERPFLICHTUNG DURCH DEN KARTENHALTER UND ZUM ANERKENNEN DIESER VERPFLICHTUNG DURCH DEN KARTENAUSGEBER 审中-公开
标题翻译：方法请求用于承载隶属于图的承诺由持卡人并认识到有义务发卡
公开(公告)号：EP1152379A2
公开(公告)日：2001-11-07
申请号：EP00909817.9
申请日：2000-02-16
申请人： Zolotarev, Oleg Anatolievich , Kuznetsov, Ivan Vladimirovich , Moshonkin, Andrei Gennadievich , Smirnov, Alexandr Leonidovich , Khamitov, Ildar Magafurovich
发明人： Zolotarev, Oleg Anatolievich , Kuznetsov, Ivan Vladimirovich , Moshonkin, Andrei Gennadievich , Smirnov, Alexandr Leonidovich , Khamitov, Ildar Magafurovich
IPC分类号： G07F7/12
CPC分类号： G06Q20/342 , G07F7/025
摘要： Verfahren zum Anfordern der Erfüllung einer mit einer Karte verbundenen Verpflichtung durch den Karteninhaber und zum Anerkennen dieser Verpflichtung durch den Emittenten, das ein Fernkommunizieren der Beteiligten zulässt und deren Sicherheit gewährleistet. Ein Emittent gibt Karten aus, deren jede einen Identifikator und einen ihm entsprechenden Verifikator aufweist, der mittels eines Maskierers verdeckt ist. Der Karteninhaber übermittelt dem Emittenten den Kartenidentifikator und eine Anweisung zur Erfüllung der Verpflichtung. Der Emittent prüft, dass er niemandem eine unterzeichnete Antwort gegeben hat, die den eingegangenen Identifikator und eine Anweisung verbindet, die sich von der eingegangenen Anweisung unterscheidet, unterzeichnet eine Antwort, die den Identifikator und die Anweisung verbindet, und sendet die unterzeichnete Antwort an den Karteninhaber. Der Karteninhaber prüft die Unterschrift des Emittenten unter der Antwort und, ob die Antwort den Identifikator und die Anweisung verbindet, die er an den Emittenten gesendet hat, und sendet danach an den Kartenverifikator den Emittenten. Der Emittent prüft, ob der Verifikator dem Identifikator entspricht, und anerkennt danach die Verpflichtung, die der kartengemäßen Verpflichtung und der Anweisung des Karteninhabers entspricht. Die Erfindung kann benutzt werden beim Verkauf von Waren und Dienstleistungen, in Lotterien, im Bank- und Finanzgeschäft und auf anderen Gebieten.
摘要翻译：一种请求的与由持卡人和卡参与由发行人，这使得双方的远程通信，并确保他们的安全识别该义务的连接性能的方法。发行人发行卡，其中的每一个都有一个标识符和对应的验证他，这是由一个掩蔽的装置覆盖。持卡人应提供发行人的卡标识符和沉降的义务的指令。发行人验证他给任何人连接所述标识符的签名响应和接收的是从所接收的顺序不同的指令，签署连接所述标识符和所述指令的应答，并将签名给持卡人的响应，持卡人检查响应的发行者的签名，并且如果响应连接标识符和它已发送给发行人的指令，然后发送到Kartenverifikator发行人。发行人验证对应于标识符验证者，之后确认根据该指令承诺和持卡人对应于卡的占空比。本发明可在银行和金融业务的彩票销售商品和服务，并在其他领域使用。

3. 发明公开

EP1128599A1 METHOD FOR THE BLIND GENERATION OF A DIGITAL RSA SIGNATURE AND DEVICE FOR REALISING THE SAME 审中-公开
标题翻译： VERFAHREN UND VORRICHTUNG ZUR ERZEUGUNG VON BLINDUNTERSCHRIFTEN
公开(公告)号：EP1128599A1
公开(公告)日：2001-08-29
申请号：EP99927003.6
申请日：1999-06-16
申请人： Zolotarev, Oleg Anatolievich , Kuznetsov, Ivan Vladimirovich , Moshonkin, Andrei Gennadievich , Smirnov, Alexandr Leonidovich , Khamitov, Ildar Magafurovich
发明人： Zolotarev, Oleg Anatolievich , Kuznetsov, Ivan Vladimirovich , Moshonkin, Andrei Gennadievich , Smirnov, Alexandr Leonidovich , Khamitov, Ildar Magafurovich
IPC分类号： H04L9/32
CPC分类号： H04L9/3249 , H04L9/3257
摘要： The essence of the invention is in that when making a digital blind RSA-signature a new technique for blinding an initial data by a RSA-encryption and corresponding technique for unblinding the signed blinded data are employed, which gives the possibility to use an unlimited number of kinds of the signature in electronic systems of the mass scale service. The untraceability is ensured by a corresponding choice of the randomized exponent R, RSA-key used in RSA-encryption the initial data, and by the public module N properties verified in an arbitrary time moment. In so doing, N=P·Q, where P and Q are secret prime factors, and R is multiple to N-1. In other variants of the invention the diversity of kinds of the signature is set by limitings on multiplicities of public exponents, said limitings being chosen prior to blinding the initial data. The apparatus to realize the method for making a digital blind RSA-signature comprises a blinding unit based on a modular exponentiator, and a corresponding unblinding unit.
摘要翻译：本发明的精髓在于，当进行数字盲RSA签名时，采用了通过RSA加密对初始数据进行盲法的新技术，并且采用了用于解除签名的盲数据的相应技术，这提供了使用无限数量的可能性在大规模服务的电子系统中签名的种类。通过在RSA加密中使用的随机指数R，RSA密钥的初始数据以及在任意时刻验证的公共模块N个属性的相应选择来确保不可追踪性。这样做，N = P.Q，其中P和Q是秘密素因子，R是多个到N-1。在本发明的其他变型中，通过对公共指数的多重性的限制来设置签名的种类的多样性，所述限制在盲目的初始数据之前被选择。实现数字盲RSA签名的方法的装置包括基于模数乘法器的盲目单元和相应的盲盲单元。

4. 发明申请

WO0133499A3 METHOD FOR FORMING A VALUABLE DOCUMENT 审中-公开
标题翻译：形成可评估文件的方法
公开(公告)号：WO0133499A3
公开(公告)日：2001-12-27
申请号：PCT/RU0000436
申请日：2000-11-01
申请人： ZOLOTAREV OLEG ANATOLIEVICH , KUZNETSOV IVAN VLADIMIROVICH , MOSHONKIN ANDREI GENNADIEVICH , SMIRNOV ALEXANDR LEONIDOVICH , KHAMITOV ILDAR MAGAFUROVICH
发明人： ZOLOTAREV OLEG ANATOLIEVICH , KUZNETSOV IVAN VLADIMIROVICH , MOSHONKIN ANDREI GENNADIEVICH , SMIRNOV ALEXANDR LEONIDOVICH , KHAMITOV ILDAR MAGAFUROVICH
IPC分类号： G07D7/00 , G07F7/02 , G07F7/12 , G07F7/08
CPC分类号： G07F7/08 , G06Q20/342 , G07F7/025 , G07F7/122
摘要： The invention relates to a new method for forming a valuable document, enabling the formation of said valuable document to be finalized, whereby the form of said document can be found at a location which is different from the issuer of the document and remote from said issuer. The valuable document form thus includes primary verification data and protection elements, whereby additional verification data is received from the issuer (for example, by using telecommunications). Said additional verification data is linked to the primary verification data by cryptographic means. The received verification data are considered as references for the valuable document, whereby said references confirm the value of said document. The inventive method guarantees the security of the issuer of the valuable document and of the purchaser of said document.
摘要翻译：本发明涉及一种用于形成有价值的文件的新方法，使得能够形成所述有价值的文件以最终确定，由此所述文件的形式可以在不同于文件的发行者并且远离所述发行者的位置处找到。因此，有价值的文件形式包括主要验证数据和保护元素，从而从发行人处接收额外的验证数据（例如通过使用电信）。所述附加验证数据通过密码手段与主要验证数据相关联。接收到的验证数据被认为是有价文件的参考，由此所述参考确认所述文件的价值。本发明的方法保证了有价文件的发行者和所述文件的购买者的安全。

5. 发明申请

WO0049514A3 METHOD ENABLING A PURCHASER TO ASK FOR THE EXECUTION OF AN OBLIGATION RELATED TO A CARD AND ENABLING AN EMITTER TO RECOGNISE SAID OBLIGATION 审中-公开
标题翻译：采购方要求执行与卡有关的义务，并启用发射机以确认所谓的义务
公开(公告)号：WO0049514A3
公开(公告)日：2000-12-14
申请号：PCT/RU0000053
申请日：2000-02-16
申请人： ZOLOTAREV OLEG ANATOLIEVICH , KUZNETSOV IVAN VLADIMIROVICH , MOSHONKIN ANDREI GENNADIEVICH , SMIRNOV ALEXANDR LEONIDOVICH , KHAMITOV ILDAR MAGAFUROVICH
发明人： ZOLOTAREV OLEG ANATOLIEVICH , KUZNETSOV IVAN VLADIMIROVICH , MOSHONKIN ANDREI GENNADIEVICH , SMIRNOV ALEXANDR LEONIDOVICH , KHAMITOV ILDAR MAGAFUROVICH
IPC分类号： G06Q20/34 , G06Q40/00 , G07F7/02 , G07F7/12 , G07F19/00
CPC分类号： G06Q20/342 , G07F7/025
摘要： The present invention relates to a method that enables a purchaser to ask for the execution of an obligation related to a card and that enables an emitter to recognise this obligation, wherein said method provides for a remote interaction between the parties and ensures their security. The emitter releases cards each comprising an identifier as well as a verifier which corresponds to said identifier and is hidden by a masking system. The card purchaser sends the card identifier to the emitter together with an indication related to the execution of the obligation. The emitter checks that he has not provided anybody with a signed answer establishing a link between the identifier provided and an indication different from that provided. The emitter further signs the answer establishing a link between the identifier and the indication and forwards the signed answer to the purchaser. The purchaser checks the signature of the emitter under the answer, also checks that the answer establishes a link between the identifier and the indication he had sent to the emitter, and eventually sends the card verifier to said emitter. The emitter checks that the verifier corresponds to the identifier and recognises an obligation corresponding to that provided by the card and the indication of the purchaser. This invention can be used in the organisation of product and service sale transactions, in lotteries, in banking and financial activities as well as in other fields.
摘要翻译：本发明涉及一种使购买者能够要求执行与卡有关的义务的方法，并且使得发射者能够识别该义务，其中所述方法提供了双方之间的远程交互并确保其安全性。发射器释放每个包括标识符的卡，以及对应于所述标识符并由掩蔽系统隐藏的验证者。卡片购买者将卡片标识符发送到发射器以及与执行义务相关的指示。发射机检查他没有向任何人提供签名的答案，建立所提供的标识符和与提供的标识不同的指示。发射器进一步标识建立标识符和指示之间的链接的答案，并将签名的答案转发给购买者。购买者在答案下检查发射器的签名，还检查答案是否建立了标识符与发送给发射器的指示之间的链接，并最终将卡验证器发送到发射器。发射机检查验证者是否对应于标识符，并识别与卡提供的义务和购买者的指示相对应的义务。本发明可用于组织产品和服务销售交易，彩票，银行和金融活动以及其他领域。

6. 发明专利

BR9914401A 未知
公开(公告)号：BR9914401A
公开(公告)日：2001-06-26
申请号：BR9914401
申请日：1999-07-29
申请人： ZOLOTAREV OLEG ANATOLIEVICH , KUZNETSOV IVAN VLADIMIROVICH , MOSHONKIN ANDREI GENNADIEVICH , SMIRNOV ALEXANDR LEONIDOVICH , KHAMITOV ILDAR MAGAFURUVICH
发明人： ZOLOTAREV OLEG ANATOLIEVICH , KUZNETSOV VAN VLADIMIROVICH , MOSHONKIN ANDREI GENNADIEVICH , SMIRNOV ALEXANDR LEONIDOVICH , KHAMITOV ILDAR MAGAFURUVICH
IPC分类号： G06Q20/16 , G06Q20/00 , G06Q30/06 , G07F7/10 , G09C1/00 , H04L9/00 , H04W12/00
摘要： A method for effecting payments is suggested which allows protecting the financial interests of each participant of a payment during payments via open telecommunication nets from other participants' cheating, provides protection of the payers' and payees' privacy, admits payments ranging from micro-payments to business-to-business payments, ensures that the time taken to effecting a payment depends only on the speed of action of the net connections and not on the payment amount, makes it possible to serve of serving a number of clients which grows proportionally to the payment system operator's resources; is easy to build into an arbitrary trade system, enables each client both to pay and to receive payments, and makes possible payments between clients of different banks. The method of effecting payments is realized with the help of programming means.

7. 发明专利

CA2363558A1 METHOD ENABLING A PURCHASER TO ASK FOR THE EXECUTION OF AN OBLIGATION RELATED TO A CARD AND ENABLING AN EMITTER TO RECOGNISE SAID OBLIGATION 未知
公开(公告)号：CA2363558A1
公开(公告)日：2000-08-24
申请号：CA2363558
申请日：2000-02-16
申请人： MOSHONKIN ANDREI GENNADIEVICH , SMIRNOV ALEXANDR LEONIDOVICH , KUZNETSOV IVAN VLADIMIROVICH , KHAMITOV ILDAR MAGAFUROVICH , ZOLOTAREV OLEG ANATOLIEVICH
发明人： MOSHONKIN ANDREI GENNADIEVICH , SMIRNOV ALEXANDR LEONIDOVICH , KUZNETSOV IVAN VLADIMIROVICH , KHAMITOV ILDAR MAGAFUROVICH , ZOLOTAREV OLEG ANATOLIEVICH
IPC分类号： G06Q20/34 , G06Q40/00 , G07F7/02 , G07F7/12 , G07F19/00
摘要： The present invention relates to a method that enables a purchaser to ask fo r the execution of an obligation related to a card and that enables an emitter to recognise this obligation, wherein said method provides for a remote interaction between the parties and ensures their security. The emitter releases cards each comprising an identifier as well as a verifier which corresponds to said identifier and is hidden by a masking system. The card purchaser sends the card identifier to the emitter together with an indicati on related to the execution of the obligation. The emitter checks that he has n ot provided anybody with a signed answer establishing a link between the identifier provided and an indication different from that provided. The emitter further signs the answer establishing a link between the identifier and the indication and forwards the signed answer to the purchaser. The purchaser checks the signature of the emitter under the answer, also checks that the answer establishes a link between the identifier and the indication he had sent to the emitter, and eventually sends the card verifier to said emitter. The emitter checks that the verifier corresponds to the identifier and recognises an obligation corresponding to that provided by the card and the indication of the purchaser. This invention can be used in the organisation of product and service sale transactions, in lotteries, in banking and financial activities as well as in other fields.

8. 发明专利

AU5310899A Method for carrying out transactions and device for realising the same 未知
公开(公告)号：AU5310899A
公开(公告)日：2000-06-13
申请号：AU5310899
申请日：1999-07-29
申请人： KHAMITOV ILDAR MAGAFUROVICH , KUZNETSOV IVAN VLADIMIROVICH , MOSHONKIN ANDREI GENNADIEVICH , SMIRNOV ALEXANDR LEONIDOVICH , ZOLOTAREV OLEG ANATOLIEVICH
发明人： ZOLOTOREV OLEG ANATOLIEVICH , KUZNETSOV IVAN VLADIMIROVICH , MOSHONKIN ANDREI GENNADIEVICH , SMIRNOV ALEXANDR LEONIDOVICH , KHAMITOV ILDAR MAGAFUROVICH
IPC分类号： G06Q20/16 , G06Q20/00 , G06Q30/06 , G07F7/10 , G09C1/00 , H04L9/00 , H04W12/00
摘要： A method for effecting payments is suggested which allows protecting the financial interests of each participant of a payment during payments via open telecommunication nets from other participants' cheating, provides protection of the payers' and payees' privacy, admits payments ranging from micro-payments to business-to-business payments, ensures that the time taken to effecting a payment depends only on the speed of action of the net connections and not on the payment amount, makes it possible to serve of serving a number of clients which grows proportionally to the payment system operator's resources; is easy to build into an arbitrary trade system, enables each client both to pay and to receive payments, and makes possible payments between clients of different banks. The method of effecting payments is realized with the help of programming means.

9. 发明专利

AU770762B2 Method for carrying out transactions and device for realising the same 未知
公开(公告)号：AU770762B2
公开(公告)日：2004-03-04
申请号：AU5310899
申请日：1999-07-29
申请人： ZOLOTAREV OLEG ANATOLIEVICH , KUZNETSOV IVAN VLADIMIROVICH , MOSHONKIN ANDREI GENNADIEVICH , SMIRNOV ALEXANDR LEONIDOVICH , KHAMITOV ILDAR MAGAFUROVICH
发明人： ZOLOTAREV OLEG ANATOLIEVICH , KUZNETSOV IVAN VLADIMIROVICH , MOSHONKIN ANDREI GENNADIEVICH , SMIRNOV ALEXANDR LEONIDOVICH , KHAMITOV ILDAR MAGAFUROVICH
IPC分类号： G06Q20/16 , G06Q20/00 , G06Q30/06 , G07F7/10 , G09C1/00 , H04L9/00 , H04W12/00
摘要： A method for effecting payments is suggested which allows protecting the financial interests of each participant of a payment during payments via open telecommunication nets from other participants' cheating, provides protection of the payers' and payees' privacy, admits payments ranging from micro-payments to business-to-business payments, ensures that the time taken to effecting a payment depends only on the speed of action of the net connections and not on the payment amount, makes it possible to serve of serving a number of clients which grows proportionally to the payment system operator's resources; is easy to build into an arbitrary trade system, enables each client both to pay and to receive payments, and makes possible payments between clients of different banks. The method of effecting payments is realized with the help of programming means.

10. 发明专利

AU765988B2 Method enabling a purchaser to ask for the execution of an obligation related to a card and enabling an emitter to recognise said obligation 未知
公开(公告)号：AU765988B2
公开(公告)日：2003-10-09
申请号：AU3200100
申请日：2000-02-16
申请人： ZOLOTAREV OLEG ANATOLIEVICH , KUZNETSOV IVAN VLADIMIROVICH , MOSHONKIN ANDREI GENNADIEVICH , SMIRNOV ALEXANDR LEONIDOVICH , KHAMITOV ILDAR MAGAFUROVICH
发明人： ZOLOTAREV OLEG ANATOLIEVICH , KUZNETSOV IVAN VLADIMIROVICH , MOSHONKIN ANDREI GENNADIEVICH , SMIRNOV ALEXANDR LEONIDOVICH , KHAMITOV ILDAR MAGAFUROVICH
IPC分类号： G06Q20/34 , G06Q40/00 , G07F7/02 , G06F17/00
摘要： A method for a cardholder to request fulfillment of an obligation associated with the card and for the issuer to acknowledge this obligation, which method allows a remote interaction of the parties and ensures their security. The issuer issues cards each of which has an identifier and the corresponding verifier, the latter being concealed by a masking device. A cardholder sends the identifier of the card and directions specifying fulfillment of the obligation to the issuer. The issuer checks that he has never issued to anybody a signed reply binding the presented identifier and directions different from the presented directions, signs the reply binding the identifier and the directions, and sends the signed reply to the cardholder. The cardholder verifies the issuer's signature on the reply and checks that the reply binds the identifier and directions he has sent to the issuer, after which he sends the verifier of the card to the issuer. The issuer checks that the verifier corresponds to the identifier, after which he acknowledges the obligation that corresponds to the obligation associated with the card and the cardholder's directions. The invention can be used for selling goods and services, in lotteries, in banking and financing activities, and in other areas.

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