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1. 发明申请

WO0133499A3 METHOD FOR FORMING A VALUABLE DOCUMENT 审中-公开
标题翻译：形成可评估文件的方法
公开(公告)号：WO0133499A3
公开(公告)日：2001-12-27
申请号：PCT/RU0000436
申请日：2000-11-01
申请人： ZOLOTAREV OLEG ANATOLIEVICH , KUZNETSOV IVAN VLADIMIROVICH , MOSHONKIN ANDREI GENNADIEVICH , SMIRNOV ALEXANDR LEONIDOVICH , KHAMITOV ILDAR MAGAFUROVICH
发明人： ZOLOTAREV OLEG ANATOLIEVICH , KUZNETSOV IVAN VLADIMIROVICH , MOSHONKIN ANDREI GENNADIEVICH , SMIRNOV ALEXANDR LEONIDOVICH , KHAMITOV ILDAR MAGAFUROVICH
IPC分类号： G07D7/00 , G07F7/02 , G07F7/12 , G07F7/08
CPC分类号： G07F7/08 , G06Q20/342 , G07F7/025 , G07F7/122
摘要： The invention relates to a new method for forming a valuable document, enabling the formation of said valuable document to be finalized, whereby the form of said document can be found at a location which is different from the issuer of the document and remote from said issuer. The valuable document form thus includes primary verification data and protection elements, whereby additional verification data is received from the issuer (for example, by using telecommunications). Said additional verification data is linked to the primary verification data by cryptographic means. The received verification data are considered as references for the valuable document, whereby said references confirm the value of said document. The inventive method guarantees the security of the issuer of the valuable document and of the purchaser of said document.
摘要翻译：本发明涉及一种用于形成有价值的文件的新方法，使得能够形成所述有价值的文件以最终确定，由此所述文件的形式可以在不同于文件的发行者并且远离所述发行者的位置处找到。因此，有价值的文件形式包括主要验证数据和保护元素，从而从发行人处接收额外的验证数据（例如通过使用电信）。所述附加验证数据通过密码手段与主要验证数据相关联。接收到的验证数据被认为是有价文件的参考，由此所述参考确认所述文件的价值。本发明的方法保证了有价文件的发行者和所述文件的购买者的安全。

2. 发明申请

WO0049514A3 METHOD ENABLING A PURCHASER TO ASK FOR THE EXECUTION OF AN OBLIGATION RELATED TO A CARD AND ENABLING AN EMITTER TO RECOGNISE SAID OBLIGATION 审中-公开
标题翻译：采购方要求执行与卡有关的义务，并启用发射机以确认所谓的义务
公开(公告)号：WO0049514A3
公开(公告)日：2000-12-14
申请号：PCT/RU0000053
申请日：2000-02-16
申请人： ZOLOTAREV OLEG ANATOLIEVICH , KUZNETSOV IVAN VLADIMIROVICH , MOSHONKIN ANDREI GENNADIEVICH , SMIRNOV ALEXANDR LEONIDOVICH , KHAMITOV ILDAR MAGAFUROVICH
发明人： ZOLOTAREV OLEG ANATOLIEVICH , KUZNETSOV IVAN VLADIMIROVICH , MOSHONKIN ANDREI GENNADIEVICH , SMIRNOV ALEXANDR LEONIDOVICH , KHAMITOV ILDAR MAGAFUROVICH
IPC分类号： G06Q20/34 , G06Q40/00 , G07F7/02 , G07F7/12 , G07F19/00
CPC分类号： G06Q20/342 , G07F7/025
摘要： The present invention relates to a method that enables a purchaser to ask for the execution of an obligation related to a card and that enables an emitter to recognise this obligation, wherein said method provides for a remote interaction between the parties and ensures their security. The emitter releases cards each comprising an identifier as well as a verifier which corresponds to said identifier and is hidden by a masking system. The card purchaser sends the card identifier to the emitter together with an indication related to the execution of the obligation. The emitter checks that he has not provided anybody with a signed answer establishing a link between the identifier provided and an indication different from that provided. The emitter further signs the answer establishing a link between the identifier and the indication and forwards the signed answer to the purchaser. The purchaser checks the signature of the emitter under the answer, also checks that the answer establishes a link between the identifier and the indication he had sent to the emitter, and eventually sends the card verifier to said emitter. The emitter checks that the verifier corresponds to the identifier and recognises an obligation corresponding to that provided by the card and the indication of the purchaser. This invention can be used in the organisation of product and service sale transactions, in lotteries, in banking and financial activities as well as in other fields.
摘要翻译：本发明涉及一种使购买者能够要求执行与卡有关的义务的方法，并且使得发射者能够识别该义务，其中所述方法提供了双方之间的远程交互并确保其安全性。发射器释放每个包括标识符的卡，以及对应于所述标识符并由掩蔽系统隐藏的验证者。卡片购买者将卡片标识符发送到发射器以及与执行义务相关的指示。发射机检查他没有向任何人提供签名的答案，建立所提供的标识符和与提供的标识不同的指示。发射器进一步标识建立标识符和指示之间的链接的答案，并将签名的答案转发给购买者。购买者在答案下检查发射器的签名，还检查答案是否建立了标识符与发送给发射器的指示之间的链接，并最终将卡验证器发送到发射器。发射机检查验证者是否对应于标识符，并识别与卡提供的义务和购买者的指示相对应的义务。本发明可用于组织产品和服务销售交易，彩票，银行和金融活动以及其他领域。

3. 发明专利

AU5310899A Method for carrying out transactions and device for realising the same 未知
公开(公告)号：AU5310899A
公开(公告)日：2000-06-13
申请号：AU5310899
申请日：1999-07-29
申请人： KHAMITOV ILDAR MAGAFUROVICH , KUZNETSOV IVAN VLADIMIROVICH , MOSHONKIN ANDREI GENNADIEVICH , SMIRNOV ALEXANDR LEONIDOVICH , ZOLOTAREV OLEG ANATOLIEVICH
发明人： ZOLOTOREV OLEG ANATOLIEVICH , KUZNETSOV IVAN VLADIMIROVICH , MOSHONKIN ANDREI GENNADIEVICH , SMIRNOV ALEXANDR LEONIDOVICH , KHAMITOV ILDAR MAGAFUROVICH
IPC分类号： G06Q20/16 , G06Q20/00 , G06Q30/06 , G07F7/10 , G09C1/00 , H04L9/00 , H04W12/00
摘要： A method for effecting payments is suggested which allows protecting the financial interests of each participant of a payment during payments via open telecommunication nets from other participants' cheating, provides protection of the payers' and payees' privacy, admits payments ranging from micro-payments to business-to-business payments, ensures that the time taken to effecting a payment depends only on the speed of action of the net connections and not on the payment amount, makes it possible to serve of serving a number of clients which grows proportionally to the payment system operator's resources; is easy to build into an arbitrary trade system, enables each client both to pay and to receive payments, and makes possible payments between clients of different banks. The method of effecting payments is realized with the help of programming means.

4. 发明专利

CA2363558A1 METHOD ENABLING A PURCHASER TO ASK FOR THE EXECUTION OF AN OBLIGATION RELATED TO A CARD AND ENABLING AN EMITTER TO RECOGNISE SAID OBLIGATION 未知
公开(公告)号：CA2363558A1
公开(公告)日：2000-08-24
申请号：CA2363558
申请日：2000-02-16
申请人： MOSHONKIN ANDREI GENNADIEVICH , SMIRNOV ALEXANDR LEONIDOVICH , KUZNETSOV IVAN VLADIMIROVICH , KHAMITOV ILDAR MAGAFUROVICH , ZOLOTAREV OLEG ANATOLIEVICH
发明人： MOSHONKIN ANDREI GENNADIEVICH , SMIRNOV ALEXANDR LEONIDOVICH , KUZNETSOV IVAN VLADIMIROVICH , KHAMITOV ILDAR MAGAFUROVICH , ZOLOTAREV OLEG ANATOLIEVICH
IPC分类号： G06Q20/34 , G06Q40/00 , G07F7/02 , G07F7/12 , G07F19/00
摘要： The present invention relates to a method that enables a purchaser to ask fo r the execution of an obligation related to a card and that enables an emitter to recognise this obligation, wherein said method provides for a remote interaction between the parties and ensures their security. The emitter releases cards each comprising an identifier as well as a verifier which corresponds to said identifier and is hidden by a masking system. The card purchaser sends the card identifier to the emitter together with an indicati on related to the execution of the obligation. The emitter checks that he has n ot provided anybody with a signed answer establishing a link between the identifier provided and an indication different from that provided. The emitter further signs the answer establishing a link between the identifier and the indication and forwards the signed answer to the purchaser. The purchaser checks the signature of the emitter under the answer, also checks that the answer establishes a link between the identifier and the indication he had sent to the emitter, and eventually sends the card verifier to said emitter. The emitter checks that the verifier corresponds to the identifier and recognises an obligation corresponding to that provided by the card and the indication of the purchaser. This invention can be used in the organisation of product and service sale transactions, in lotteries, in banking and financial activities as well as in other fields.

5. 发明专利

AU3200100A Method enabling a purchaser to ask for the execution of an obligation related toa card and enabling an emitter to recognise said obligation 未知
公开(公告)号：AU3200100A
公开(公告)日：2000-09-04
申请号：AU3200100
申请日：2000-02-16
申请人： KHAMITOV ILDAR MAGAFUROVICH , KUZNETSOV IVAN VLADIMIROVICH , MOSHONKIN ANDREI GENNADIEVICH , SMIRNOV ALEXANDR LEONIDOVICH , ZOLOTAREV OLEG ANATOLIEVICH
发明人： ZOLOTAREV OLEG ANATOLIEVICH , KUZNETSOV IVAN VLADIMIROVICH , MOSHONKIN ANDREI GENNADIEVICH , SMIRNOV ALEXANDR LEONIDOVICH , KHAMITOV ILDAR MAGAFUROVICH
IPC分类号： G06Q20/34 , G06Q40/00 , G07F7/02 , G06F17/00
摘要： A method for a cardholder to request fulfillment of an obligation associated with the card and for the issuer to acknowledge this obligation, which method allows a remote interaction of the parties and ensures their security. The issuer issues cards each of which has an identifier and the corresponding verifier, the latter being concealed by a masking device. A cardholder sends the identifier of the card and directions specifying fulfillment of the obligation to the issuer. The issuer checks that he has never issued to anybody a signed reply binding the presented identifier and directions different from the presented directions, signs the reply binding the identifier and the directions, and sends the signed reply to the cardholder. The cardholder verifies the issuer's signature on the reply and checks that the reply binds the identifier and directions he has sent to the issuer, after which he sends the verifier of the card to the issuer. The issuer checks that the verifier corresponds to the identifier, after which he acknowledges the obligation that corresponds to the obligation associated with the card and the cardholder's directions. The invention can be used for selling goods and services, in lotteries, in banking and financing activities, and in other areas.

6. 发明专利

CA2351588C METHOD FOR CARRYING OUT TRANSACTIONS AND DEVICE FOR REALISING THE SAME 未知
公开(公告)号：CA2351588C
公开(公告)日：2008-07-15
申请号：CA2351588
申请日：1999-07-29
申请人： ZOLOTAREV OLEG ANATOLIEVICH , KHAMITOV ILDAR MAGAFUROVICH , MOSHONKIN ANDREI GENNADIEVICH , SMIRNOV ALEXANDR LEONIDOVICH , KUZNETSOV IVAN VLADIMIROVICH
发明人： ZOLOTAREV OLEG ANATOLIEVICH , KHAMITOV ILDAR MAGAFUROVICH , MOSHONKIN ANDREI GENNADIEVICH , SMIRNOV ALEXANDR LEONIDOVICH , KUZNETSOV IVAN VLADIMIROVICH
IPC分类号： G06Q20/16 , G06Q20/00 , G06Q30/06 , G07F7/10 , G09C1/00 , H04L9/00 , H04W12/00
摘要： The present invention relates to a method for carrying out transactions and, during transactions on open telecommunication networks, for protecting the financial interests of each participant in the transaction against unauthorised actions by other participants. This method is used for protecting the privacy between payers and recipients and for carrying out transactions ranging from micro-transactions to business transactions, the transactions being subordinated in time to the rapidity of action of the network connections only regardless of the transaction amount. This method also allows to serve a number of clients that increases proportionally with the resources of the transaction system operator, can be easily integrated in any trade system, allows each client to make and receive payments and can be used for making transactions between the clients of different banks. This method for carrying out transactions is implemented in a software environment.

8. 发明专利

CA2351588A1 METHOD FOR CARRYING OUT TRANSACTIONS AND DEVICE FOR REALISING THE SAME 未知
公开(公告)号：CA2351588A1
公开(公告)日：2000-06-02
申请号：CA2351588
申请日：1999-07-29
申请人： KHAMITOV ILDAR MAGAFUROVICH , SMIRNOV ALEXANDR LEONIDOVICH , MOSHONKIN ANDREI GENNADIEVICH , KUZNETSOV IVAN VLADIMIROVICH , ZOLOTAREV OLEG ANATOLIEVICH
发明人： KHAMITOV ILDAR MAGAFUROVICH , SMIRNOV ALEXANDR LEONIDOVICH , MOSHONKIN ANDREI GENNADIEVICH , KUZNETSOV IVAN VLADIMIROVICH , ZOLOTAREV OLEG ANATOLIEVICH
IPC分类号： G06Q20/16 , G06Q20/00 , G06Q30/06 , G07F7/10 , G09C1/00 , H04L9/00 , H04W12/00
摘要： The present invention relates to a method for carrying out transactions and, during transactions on open telecommunication networks, for protecting the financial interests of each participant in the transaction against unauthorised actions by other participants. This method is used for protecti ng the privacy between payers and recipients and for carrying out transactions ranging from micro-transactions to business transactions, the transactions being subordinated in time to the rapidity of action of the network connections only regardless of the transaction amount. This method also allo ws to serve a number of clients that increases proportionally with the resource s of the transaction system operator, can be easily integrated in any trade system, allows each client to make and receive payments and can be used for making transactions between the clients of different banks. This method for carrying out transactions is implemented in a software environment.

9. 发明专利

AU770762B2 Method for carrying out transactions and device for realising the same 未知
公开(公告)号：AU770762B2
公开(公告)日：2004-03-04
申请号：AU5310899
申请日：1999-07-29
申请人： ZOLOTAREV OLEG ANATOLIEVICH , KUZNETSOV IVAN VLADIMIROVICH , MOSHONKIN ANDREI GENNADIEVICH , SMIRNOV ALEXANDR LEONIDOVICH , KHAMITOV ILDAR MAGAFUROVICH
发明人： ZOLOTAREV OLEG ANATOLIEVICH , KUZNETSOV IVAN VLADIMIROVICH , MOSHONKIN ANDREI GENNADIEVICH , SMIRNOV ALEXANDR LEONIDOVICH , KHAMITOV ILDAR MAGAFUROVICH
IPC分类号： G06Q20/16 , G06Q20/00 , G06Q30/06 , G07F7/10 , G09C1/00 , H04L9/00 , H04W12/00
摘要： A method for effecting payments is suggested which allows protecting the financial interests of each participant of a payment during payments via open telecommunication nets from other participants' cheating, provides protection of the payers' and payees' privacy, admits payments ranging from micro-payments to business-to-business payments, ensures that the time taken to effecting a payment depends only on the speed of action of the net connections and not on the payment amount, makes it possible to serve of serving a number of clients which grows proportionally to the payment system operator's resources; is easy to build into an arbitrary trade system, enables each client both to pay and to receive payments, and makes possible payments between clients of different banks. The method of effecting payments is realized with the help of programming means.

10. 发明专利

AU765988B2 Method enabling a purchaser to ask for the execution of an obligation related to a card and enabling an emitter to recognise said obligation 未知
公开(公告)号：AU765988B2
公开(公告)日：2003-10-09
申请号：AU3200100
申请日：2000-02-16
申请人： ZOLOTAREV OLEG ANATOLIEVICH , KUZNETSOV IVAN VLADIMIROVICH , MOSHONKIN ANDREI GENNADIEVICH , SMIRNOV ALEXANDR LEONIDOVICH , KHAMITOV ILDAR MAGAFUROVICH
发明人： ZOLOTAREV OLEG ANATOLIEVICH , KUZNETSOV IVAN VLADIMIROVICH , MOSHONKIN ANDREI GENNADIEVICH , SMIRNOV ALEXANDR LEONIDOVICH , KHAMITOV ILDAR MAGAFUROVICH
IPC分类号： G06Q20/34 , G06Q40/00 , G07F7/02 , G06F17/00
摘要： A method for a cardholder to request fulfillment of an obligation associated with the card and for the issuer to acknowledge this obligation, which method allows a remote interaction of the parties and ensures their security. The issuer issues cards each of which has an identifier and the corresponding verifier, the latter being concealed by a masking device. A cardholder sends the identifier of the card and directions specifying fulfillment of the obligation to the issuer. The issuer checks that he has never issued to anybody a signed reply binding the presented identifier and directions different from the presented directions, signs the reply binding the identifier and the directions, and sends the signed reply to the cardholder. The cardholder verifies the issuer's signature on the reply and checks that the reply binds the identifier and directions he has sent to the issuer, after which he sends the verifier of the card to the issuer. The issuer checks that the verifier corresponds to the identifier, after which he acknowledges the obligation that corresponds to the obligation associated with the card and the cardholder's directions. The invention can be used for selling goods and services, in lotteries, in banking and financing activities, and in other areas.

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