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1. 发明申请

WO2013006640A1 INTEGRATION OF DISTRIBUTED THERMOELECTRIC HEATING AND COOLING 审中-公开
标题翻译：分布式热电加热和冷却的集成
公开(公告)号：WO2013006640A1
公开(公告)日：2013-01-10
申请号：PCT/US2012/045443
申请日：2012-07-03
申请人： TEMPRONICS, INC. , MAKANSI, Tarek , BERMAN, Michael, J. , FRANKLIN, John, Latimer , EVERS, Mark, Nelsen , WOOD, Steven
发明人： MAKANSI, Tarek , BERMAN, Michael, J. , FRANKLIN, John, Latimer , EVERS, Mark, Nelsen , WOOD, Steven
IPC分类号： A47C21/04 , H05B3/00
CPC分类号： F25B21/04 , A41D13/0025 , A41D13/0051 , A41D13/0053 , A47C7/74 , A47C21/04 , A61G1/04 , A61G5/1043 , F25B21/00 , F25B21/02 , F25B2321/0251 , H01L35/32 , H05B3/347 , H05B2203/007 , H05B2203/015 , H05B2203/029 , H05B2203/036 , H05B2203/037
摘要： A thermoelectric device comprising an elongated panel, formed of a thermally insulating material, and having a plurality of thermoelectric elements comprising compacted conductors inside the insulating material and expanded conductors outside the insulating material wherein the thermoelectric elements run substantially parallel to or at an acute angle relative to the long dimension of the panel. The thermoelectric device may be integrated into a variety of surfaces or enclosures needing heating or cooling with controls and configurations to optimize the application.
摘要翻译：一种热电装置，包括由绝热材料形成的细长板，并且具有多个热电元件，所述多个热电元件包括绝缘材料内部的压实导体和绝缘材料外部的膨胀导体，其中所述热电元件基本上平行于或相对于锐角到面板的长尺寸。热电装置可以集成到需要加热或冷却的各种表面或外壳中，以便控制和配置以优化应用。

2. 发明授权

US08924279B2 Risk assessment rule set application for fraud prevention 有权
标题翻译：风险评估规则设定防欺诈申请
公开(公告)号：US08924279B2
公开(公告)日：2014-12-30
申请号：US12774521
申请日：2010-05-05
申请人： Frederick Liu , Nancy Hilgers , Mark Nelsen , Kevin Siegel , Christopher Brown , Thomas Dwyer
发明人： Frederick Liu , Nancy Hilgers , Mark Nelsen , Kevin Siegel , Christopher Brown , Thomas Dwyer
IPC分类号： G06Q40/00
CPC分类号： G06Q20/4016 , G06Q20/40 , G06Q20/405
摘要： Rules, applied to deny authorization of likely fraudulent transactions, are derived from a modified Patient Rule Induction Method algorithm that uses a target variable and a data set of past transactions each associated with a plurality of input variables and a hyper-rectangle enclosing a multi-dimensional space defined by a representation of the input variable values as points within the multi-dimensional space. While a count of the points within the hyper-rectangle is greater than a minimum support parameter, a first plurality of points proximal to edges of the hyper-rectangle are removed, where each such removing maximizes a mean value of the target variable, and then, while the mean value remains maximized, a second plurality of points proximal to the edges is added, where each adding maximizes or maintains the mean value. The hyper-rectangle is bounded within a minimum bounding box that defines the rules.
摘要翻译：应用于拒绝对可能的欺诈交易的授权的规则来自修改的患者规则诱导方法算法，该算法使用目标变量和与多个输入变量相关联的过去交易的数据集，以及包围多个输入变量的超矩形，由输入变量值的表示定义的多维空间作为多维空间内的点。虽然超矩形内的点的计数大于最小支持参数，但是去除超矩形边缘附近的第一多个点，其中每个这样的移除最大化目标变量的平均值，然后当平均值保持最大时，添加靠近边缘的第二多个点，其中每个添加最大化或维持平均值。超矩形在定义规则的最小边界框内是有界的。

3. 发明申请

US20100287099A1 RISK ASSESSMENT RULE SET APPLICATION FOR FRAUD PREVENTION 有权
标题翻译：风险评估规则申请预防欺诈
公开(公告)号：US20100287099A1
公开(公告)日：2010-11-11
申请号：US12774521
申请日：2010-05-05
申请人： Frederick Liu , Nancy Hilgers , Mark Nelsen , Kevin Siegel , Christopher Brown , Thomas Dwyer
发明人： Frederick Liu , Nancy Hilgers , Mark Nelsen , Kevin Siegel , Christopher Brown , Thomas Dwyer
IPC分类号： G06Q40/00
CPC分类号： G06Q20/4016 , G06Q20/40 , G06Q20/405
摘要： Rules, applied to deny authorization of likely fraudulent transactions, are derived from a modified Patient Rule Induction Method algorithm that uses a target variable and a data set of past transactions each associated with a plurality of input variables and a hyper-rectangle enclosing a multi-dimensional space defined by a representation of the input variable values as points within the multi-dimensional space. While a count of the points within the hyper-rectangle is greater than a minimum support parameter, a first plurality of points proximal to edges of the hyper-rectangle are removed, where each such removing maximizes a mean value of the target variable, and then, while the mean value remains maximized, a second plurality of points proximal to the edges is added, where each adding maximizes or maintains the mean value. The hyper-rectangle is bounded within a minimum bounding box that defines the rules.
摘要翻译：应用于拒绝对可能的欺诈交易的授权的规则来自修改的患者规则诱导方法算法，该算法使用目标变量和与多个输入变量相关联的过去交易的数据集，以及包围多个输入变量的超矩形，由输入变量值的表示定义的多维空间作为多维空间内的点。虽然超矩形内的点的计数大于最小支持参数，但是去除超矩形边缘附近的第一多个点，其中每个这样的移除最大化目标变量的平均值，然后当平均值保持最大时，添加靠近边缘的第二多个点，其中每个添加最大化或维持平均值。超矩形在定义规则的最小边界框内是有界的。

4. 发明授权

US06359554B1 Motor vehicle dashboard indicators with an intelligent computer network interface 有权
标题翻译：汽车仪表板指示灯带有智能计算机网络接口
公开(公告)号：US06359554B1
公开(公告)日：2002-03-19
申请号：US09657672
申请日：2000-09-08
申请人： John Robert Skibinski , Edward Francis Buck , Norman John Colle , Alan Robert Coloske , Michael John Drapac , John Edmund Dunne , Charles John Luebke , David Mark Nelsen , Edwin Eames Pickens
发明人： John Robert Skibinski , Edward Francis Buck , Norman John Colle , Alan Robert Coloske , Michael John Drapac , John Edmund Dunne , Charles John Luebke , David Mark Nelsen , Edwin Eames Pickens
IPC分类号： B60R100
CPC分类号： B60K35/00
摘要： An indicator unit is provided to display information to occupants in a motor vehicle. The indicator unit is adapted for connection to a communication network and intercepts messages that carry data between other vehicle equipment. A control circuit is programmed to identify the existing network messages that carry the data needed for the information display. The control circuit operates a display device in response to received data. Because the indicator eavesdrops on the network and intercepts existing data messages, other equipment in the motor vehicle do not have to be programmed to communicate specifically with the indicator. This facilitates adding specific indicators to a particular truck.
摘要翻译：提供指示器单元以向机动车辆中的乘客显示信息。指示器单元适于连接到通信网络并拦截在其他车辆设备之间携带数据的消息。编程控制电路以识别携带信息显示所需的数据的现有网络消息。控制电路根据接收到的数据操作显示装置。由于指示器窃听网络并拦截现有的数据消息，因此机动车辆中的其他设备不需要编程为与指示器进行专门的通信。这有助于将特定指标添加到特定的卡车。

5. 发明申请

US20170278104A1 SYSTEM AND METHOD FOR AUTHENTICATION USING PAYMENT PROTOCOL 审中-公开
公开(公告)号：US20170278104A1
公开(公告)日：2017-09-28
申请号：US15622698
申请日：2017-06-14
申请人： Craig O'Connell , Kevin E. Wong , Nancy Hilgers , Mark Nelsen
发明人： Craig O'Connell , Kevin E. Wong , Nancy Hilgers , Mark Nelsen
IPC分类号： G06Q20/38 , G07C9/02 , G06Q20/40 , G07C9/00
CPC分类号： G06Q20/3821 , G06Q20/4014 , G06Q20/409 , G07C9/00103 , G07C9/00571 , G07C9/02
摘要： Methods, systems, and devices are disclosed for using a payment processing network as an authorization engine to access secure physical areas, such as college dormitories, office buildings. A keycard with a cryptogram generator is presented by a user to an access device, and the access device or associated computer sends an access request message formatted like a payment authentication request message to an aggregator/acquirer and payment processing network. The payment processing network validates the cryptogram and returns an access response message, again formatted like a payment authorization response message, indicating that the keycard is authentic. The gate, door, turnstile, or other barrier is then temporarily unlocked to let the user through.

6. 发明授权

US09596944B2 Integration of distributed thermoelectric heating and cooling 有权
公开(公告)号：US09596944B2
公开(公告)日：2017-03-21
申请号：US13541530
申请日：2012-07-03
申请人： Tarek Makansi , Michael J. Berman , John Latimer Franklin , Mark Nelsen Evers , Steven Wood
发明人： Tarek Makansi , Michael J. Berman , John Latimer Franklin , Mark Nelsen Evers , Steven Wood
IPC分类号： F25B21/02 , A47C21/04 , F25B21/00 , A47C7/74 , H05B3/34 , H01L35/32 , F25B21/04
CPC分类号： F25B21/04 , A41D13/0025 , A41D13/0051 , A41D13/0053 , A47C7/74 , A47C21/04 , A61G1/04 , A61G5/1043 , F25B21/00 , F25B21/02 , F25B2321/0251 , H01L35/32 , H05B3/347 , H05B2203/007 , H05B2203/015 , H05B2203/029 , H05B2203/036 , H05B2203/037
摘要： A thermoelectric device includes an elongated panel, formed of a thermally insulating material, and having a plurality of thermoelectric elements formed from compacted conductors inside the insulating material and expanded conductors outside the insulating material wherein the thermoelectric elements run substantially parallel to or at an acute angle relative to the long dimension of the panel. The thermoelectric device may be integrated into a variety of surfaces or enclosures needing heating or cooling with controls and configurations to optimize the application.

7. 发明申请

US20160277380A1 MULTI-DEVICE TRANSACTION VERIFICATION 审中-公开
标题翻译：多设备交易验证
公开(公告)号：US20160277380A1
公开(公告)日：2016-09-22
申请号：US15072636
申请日：2016-03-17
申请人： Kim Wagner , John F. Sheets , Mark Nelsen , Jing Jin
发明人： Kim Wagner , John F. Sheets , Mark Nelsen , Jing Jin
IPC分类号： H04L29/06 , G06Q20/40
CPC分类号： G06Q20/4016 , G06Q20/3224 , H04L63/08 , H04L63/0861 , H04W12/06 , H04W12/08
摘要： When a user enters a resource provider location with a portable communication device, the portable communication device provides an indication to a transaction processing system that the portable communication device is currently at the resource provider location. At a later time when the user conducts a transaction with a portable transaction device, the fact that the user's portable communication device had been detected at the resource provider a short time ago is taken into account as a positive indicator that the transaction is not fraudulent. By verifying that both the portable communication device and the portable transaction device are present at the resource provider, the risk of approving a fraudulent transaction from a stolen portable transaction device can be reduced.
摘要翻译：当用户使用便携式通信设备进入资源提供商位置时，便携式通信设备向交易处理系统提供便携式通信设备当前在资源提供商位置的指示。在用户与便携式交易设备进行交易的稍后时间，将用户的便携式通信设备在资源提供商不久前被检测到的事实被考虑作为交易不是欺诈的肯定指示。通过验证便携式通信设备和便携式交易设备是否存在于资源提供商处，可以减少从被盗的便携式交易设备批准欺诈交易的风险。

8. 发明申请

US20150142673A1 METHODS AND SYSTEMS FOR TOKEN REQUEST MANAGEMENT 审中-公开
标题翻译： TOKEN要求管理的方法和系统
公开(公告)号：US20150142673A1
公开(公告)日：2015-05-21
申请号：US14546999
申请日：2014-11-18
申请人： Mark Nelsen , John Sheets
发明人： Mark Nelsen , John Sheets
IPC分类号： G06Q20/38
CPC分类号： G06Q20/385 , G06Q20/405
摘要： Embodiments of the present invention are directed to methods and systems for providing a payment token issuance system using account issuer-defined payment token request rules generated and stored by a token issuer computer. The token issuer computer allows an account issuer to define payment token request rules, and the token issuer computer can automatically apply the payment token request rules to a payment token request without requiring additional decisioning by the account issuer.
摘要翻译：本发明的实施例涉及使用由令牌发行者计算机生成和存储的帐户发行者定义的支付令牌请求规则来提供支付令牌发行系统的方法和系统。令牌发行者计算机允许帐户发行者定义支付令牌请求规则，并且令牌发行者计算机可以自动将支付令牌请求规则应用于支付令牌请求，而不需要由帐户发行者进行额外的决定。

9. 发明申请

US20140344155A1 OUT OF BAND AUTHENTICATION AND AUTHORIZATION PROCESSING 审中-公开
标题翻译：没有验证和授权加工
公开(公告)号：US20140344155A1
公开(公告)日：2014-11-20
申请号：US14280498
申请日：2014-05-16
申请人： Frederick Liu , Shaw Li , Glenn Powell , Mark Nelsen
发明人： Frederick Liu , Shaw Li , Glenn Powell , Mark Nelsen
IPC分类号： G06Q20/40 , G06Q20/32
CPC分类号： G06Q20/4016 , G06Q20/322 , G06Q20/40
摘要： Methods and systems for providing data retrieved and analyzed as part of an authentication process for a user device to other entities of a transaction system are disclosed. This data can be used by other entities of the transaction system to enable more secure authorization processes for transactions. A risk score generated for a payment application server computer and the data used to generate the risk score can be leveraged to provide an issuer with more detailed data to ensure that the user engaging in a transaction is authenticated and that transactions being processed by the issuer are not fraudulent.
摘要翻译：公开了用于提供作为用户设备到交易系统的其他实体的认证过程的一部分检索和分析的数据的方法和系统。该数据可以由事务系统的其他实体使用，以实现事务的更安全的授权流程。可以利用为支付应用服务器计算机生成的风险分数和用于生成风险分数的数据，以向发行者提供更详细的数据，以确保参与交易的用户被认证，并且由发行者处理的交易是不欺诈

10. 发明申请

US20130008181A1 INTEGRATION OF DISTRIBUTED THERMOELECTRIC HEATING AND COOLING 有权
标题翻译：分布式热电加热和冷却的集成
公开(公告)号：US20130008181A1
公开(公告)日：2013-01-10
申请号：US13541530
申请日：2012-07-03
申请人： Tarek Makansi , Michael J. Berman , John Latimer Franklin , Mark Nelsen Evers , Steven Wood
发明人： Tarek Makansi , Michael J. Berman , John Latimer Franklin , Mark Nelsen Evers , Steven Wood
IPC分类号： F25B21/02 , F25B21/04
CPC分类号： F25B21/04 , A41D13/0025 , A41D13/0051 , A41D13/0053 , A47C7/74 , A47C21/04 , A61G1/04 , A61G5/1043 , F25B21/00 , F25B21/02 , F25B2321/0251 , H01L35/32 , H05B3/347 , H05B2203/007 , H05B2203/015 , H05B2203/029 , H05B2203/036 , H05B2203/037
摘要： A thermoelectric device comprising an elongated panel, formed of a thermally insulating material, and having a plurality of thermoelectric elements comprising compacted conductors inside the insulating material and expanded conductors outside the insulating material wherein the thermoelectric elements run substantially parallel to or at an acute angle relative to the long dimension of the panel. The thermoelectric device may be integrated into a variety of surfaces or enclosures needing heating or cooling with controls and configurations to optimize the application.
摘要翻译：一种热电装置，包括由绝热材料形成的细长板，并且具有多个热电元件，所述多个热电元件包括绝缘材料内部的压实导体和绝缘材料外部的膨胀导体，其中所述热电元件基本上平行于或相对于锐角到面板的长尺寸。热电装置可以集成到需要加热或冷却的各种表面或外壳中，以便控制和配置以优化应用。

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