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1. 发明授权

US08042733B2 Automated banking machine that operates responsive to data bearing records 有权
标题翻译：自动银行业务响应数据记录运作
公开(公告)号：US08042733B2
公开(公告)日：2011-10-25
申请号：US12799501
申请日：2010-04-26
申请人： Mark D. Smith , Jay Paul Drummond , Charles H. Somers, Jr. , Denise Couper , Harold V. Putman
发明人： Mark D. Smith , Jay Paul Drummond , Charles H. Somers, Jr. , Denise Couper , Harold V. Putman
IPC分类号： G06Q40/00 , G07D11/00 , G07F19/00 , G06K5/00
CPC分类号： G07F19/20 , G06Q20/1085 , G06Q40/02 , G07F19/206 , G07F19/211
摘要： An automated banking machine controlled responsive to data bearing records includes a card reader that can read identifying data from user cards. User operation of the automated banking machine is authorized responsive to the identifying data read by the card reader. The automated banking machine is allowed temporary usage of a machine application that enables the machine to perform an authorized banking transaction requiring operation of the card reader.
摘要翻译：响应于数据承载记录控制的自动银行机包括读卡器，其可以从用户卡读取识别数据。响应于读卡器读取的识别数据来授权自动银行机的用户操作。允许自动银行机器临时使用机器应用程序，使得机器能够执行需要操作读卡器的授权银行交易。

2. 发明授权

US07606767B1 Cash dispensing automated banking machine system and communication method 失效
标题翻译：现金自动银行系统和通讯方式
公开(公告)号：US07606767B1
公开(公告)日：2009-10-20
申请号：US11135948
申请日：2005-05-23
申请人： Denise Couper , Charles H. Somers, Jr. , Jay Paul Drummond , Mark D. Smith , Harold V. Putman
发明人： Denise Couper , Charles H. Somers, Jr. , Jay Paul Drummond , Mark D. Smith , Harold V. Putman
IPC分类号： G06Q40/00
CPC分类号： G07F19/20 , G06Q20/105 , G06Q20/108 , G06Q20/1085 , G06Q40/02 , G07F17/42 , G07F19/206 , G07F19/211
摘要： A method of operating an automated banking machine is provided. The method comprises sending a configuration XML message to an ATM from an application server, wherein the configuration XML data includes configuration data targeted to the ATM. The method also includes sending with the application server an application XML message to the ATM, wherein the application XML message includes application data. In addition, the method includes mapping the application data to at least one corresponding resource on the ATM responsive to the configuration data. In addition, the method includes performing a banking transaction using the at least one resource on the ATM responsive to the application XML message.
摘要翻译：提供了一种操作自动银行机的方法。该方法包括从应用服务器向ATM发送配置XML消息，其中配置XML数据包括针对ATM的配置数据。该方法还包括向应用服务器发送应用XML消息给ATM，其中应用XML消息包括应用数据。此外，该方法包括响应于配置数据将应用数据映射到ATM上的至少一个对应的资源。此外，该方法包括响应于应用XML消息，使用ATM上的至少一个资源来执行银行交易。

3. 发明授权

US06908032B1 Automated teller machine, software and distribution method 有权
标题翻译：自动柜员机，软件配送方式
公开(公告)号：US06908032B1
公开(公告)日：2005-06-21
申请号：US10349370
申请日：2003-01-21
申请人： Charles H. Somers, Jr. , Richard A. Steinmetz , Richard P. Brunt , Kenneth W. Zahorec
发明人： Charles H. Somers, Jr. , Richard A. Steinmetz , Richard P. Brunt , Kenneth W. Zahorec
IPC分类号： G07F19/00 , G06F17/60
CPC分类号： G07F19/20 , G06Q20/1085 , G07F19/206
摘要： An automated teller machine (12) includes at least one processor (36) which operates to cause transaction function devices (16, 18, 20, 22, 24, 26, 28, 30, 32, 34) to operate to carry out banking transactions for users of the machine. A software environment (54) operates in the processor and includes a hardware independent software application (60) which application may be operated successfully in a plurality of brands of automated teller machine hardware. The automated teller machine verifies that the software application has been authorized by an appropriate authorizing entity before the application is enabled to cause operation of transaction function devices. In some distribution methods the software application is provided in source code form at generally no charge to ATM owners and software developers, who are required to contribute modifications to the entity offering the software, which modifications are further made available to facilitate the development and use of platform independent software applications in automated teller machines.
摘要翻译：自动取款机（12）包括至少一个处理器（36），其操作以使得交易功能设备（16,18,20,22,24,26,28,30,32,34）操作以执行银行交易为机器的用户。软件环境（54）在处理器中操作并且包括硬件独立软件应用（60），该应用可以在多个品牌的自动柜员机硬件中成功地被操作。在启用应用程序以引起事务功能设备的操作之前，自动柜员机验证软件应用程序已被适当的授权实体授权。在一些分发方法中，软件应用程序以一般免费的方式提供给ATM所有者和软件开发商，他们需要对提供软件的实体作出修改，这些修改进一步提供给用户以便于开发和使用平台独立软件应用于自动柜员机。

4. 发明授权

US06779717B1 Automated teller machine, software and distribution method 有权
标题翻译：自动柜员机，软件配送方式
公开(公告)号：US06779717B1
公开(公告)日：2004-08-24
申请号：US10349372
申请日：2003-01-21
申请人： Charles H. Somers, Jr.
发明人： Charles H. Somers, Jr.
IPC分类号： G06F1760
CPC分类号： G07F19/20 , G06Q20/1085 , G07F19/201 , G07F19/206 , G07F19/211
摘要： An automated teller machine (12) includes at least one processor (36) which operates to cause transaction function devices (16, 18, 20, 22, 24, 26, 28, 30, 32, 34) to operate to carry out banking transactions for users of the machine. A software environment (54) operates in the processor and includes a hardware independent software application (60) which application may be operated successfully in a plurality of brands of automated teller machine hardware. The automated teller machine verifies that the software application has been authorized by an appropriate authorizing entity before the application is enabled to cause operation of transaction function devices. In some distribution methods the software application is provided in source code form at generally no charge to ATM owners and software developers, who are required to contribute modifications to the entity offering the software, which modifications are further made available to facilitate the development and use of platform independent software applications in automated teller machines.
摘要翻译：自动取款机（12）包括至少一个处理器（36），其操作以使得交易功能设备（16,18,20,22,24,26,28,30,32,34）操作以执行银行交易为机器的用户。软件环境（54）在处理器中操作并且包括硬件独立软件应用（60），该应用可以在多个品牌的自动柜员机硬件中成功地被操作。在启用应用程序以引起事务功能设备的操作之前，自动柜员机验证软件应用程序已被适当的授权实体授权。在一些分发方法中，软件应用程序以一般免费的方式提供给ATM所有者和软件开发商，他们需要对提供软件的实体作出修改，这些修改进一步提供给用户以便于开发和使用平台独立软件应用于自动柜员机。

5. 发明申请

US20110284630A1 Banking system controlled responsive to data bearing records 失效
标题翻译：控制数据记录的银行系统
公开(公告)号：US20110284630A1
公开(公告)日：2011-11-24
申请号：US13136442
申请日：2011-08-01
申请人： Denise Couper , Charles H. Somers, JR. , Jay Paul Drummond , Mark D. Smith , Harold V. Putman
发明人： Denise Couper , Charles H. Somers, JR. , Jay Paul Drummond , Mark D. Smith , Harold V. Putman
IPC分类号： G06Q40/00
CPC分类号： G07F19/20 , G06Q20/1085 , G06Q40/02 , G07F19/206 , G07F19/211
摘要： An automated banking machine controlled responsive to data bearing records includes a card reader that can read identifying data from user cards. User operation of the automated banking machine is authorized responsive to the identifying data read by the card reader. The automated banking machine is allowed temporary usage of a machine application that enables the machine to perform an authorized banking transaction requiring operation of the card reader.
摘要翻译：响应于数据承载记录控制的自动银行机包括读卡器，其可以从用户卡读取识别数据。响应于读卡器读取的识别数据来授权自动银行机的用户操作。允许自动银行机器临时使用机器应用程序，使得机器能够执行需要操作读卡器的授权银行交易。

6. 发明申请

US20120168498A1 BANKING MACHINE THAT OPERATES RESPONSIVE TO DATA BEARING RECORDS 审中-公开
标题翻译：对数据承载记录负责的银行机器
公开(公告)号：US20120168498A1
公开(公告)日：2012-07-05
申请号：US13405656
申请日：2012-02-27
申请人： Denise Couper , Charles H. Somers, JR. , Jay Paul Drummond , Mark D. Smith , Harold V. Putman
发明人： Denise Couper , Charles H. Somers, JR. , Jay Paul Drummond , Mark D. Smith , Harold V. Putman
IPC分类号： G07F19/00
CPC分类号： G07F19/20 , G06Q20/105 , G06Q20/108 , G06Q20/1085 , G06Q40/02 , G07F17/42 , G07F19/206 , G07F19/211
摘要： An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader operative to read card data from user cards corresponding to financial accounts. The automated banking machine includes a display and a printer to produce records of financial transactions carried out with the machine. The automated banking machine is operative to carry out financial transfers using resources of the ATM correlated to application instructions responsive to configuration data.
摘要翻译：自动银行业务机构可以根据从数据记录中读取的数据进行财务转移。自动银行机包括读卡器，用于从对应于财务账户的用户卡读取卡数据。自动银行机包括显示器和打印机，用于产生与机器进行的金融交易的记录。自动银行机可以根据配置数据使用与应用指令相关的ATM资源进行财务转账。

7. 发明授权

US06966487B1 Automated teller machine software and distribution method 有权
标题翻译：自动柜员机软件及配送方式
公开(公告)号：US06966487B1
公开(公告)日：2005-11-22
申请号：US11033598
申请日：2005-01-12
申请人： Charles H. Somers, Jr. , Richard A. Steinmetz , Richard P. Brunt , Kenneth W. Zahorec
发明人： Charles H. Somers, Jr. , Richard A. Steinmetz , Richard P. Brunt , Kenneth W. Zahorec
IPC分类号： G06F17/60
CPC分类号： G07F19/206 , G06Q20/1085 , G07F19/20
摘要： An automated teller machine (12) includes at least one processor (36) which operates to cause transaction function devices (16, 18, 20, 22, 24, 26, 28, 30, 32, 34) to operate to carry out banking transactions for users of the machine. A software environment (54) operates in the processor and includes a hardware independent software application (60) which application may be operated successfully in a plurality of brands of automated teller machine hardware. The automated teller machine verifies that the software application has been authorized by an appropriate authorizing entity before the application is enabled to cause operation of transaction function devices. In some distribution methods the software application is provided in source code form at generally no charge to ATM owners and software developers, who are required to contribute modifications to the entity offering the software, which modifications are further made available to facilitate the development and use of platform independent software applications in automated teller machines.
摘要翻译：自动取款机（12）包括至少一个处理器（36），其操作以使得交易功能设备（16,18,20,22,24,26,28,30,32,34）操作以执行银行交易为机器的用户。软件环境（54）在处理器中操作并且包括硬件独立软件应用（60），该应用可以在多个品牌的自动柜员机硬件中成功地被操作。在启用应用程序以引起事务功能设备的操作之前，自动柜员机验证软件应用程序已被适当的授权实体授权。在一些分发方法中，软件应用程序以一般免费的方式提供给ATM所有者和软件开发商，他们需要对提供软件的实体作出修改，这些修改进一步提供给用户以便于开发和使用平台独立软件应用于自动柜员机。

8. 发明授权

US08342396B2 Banking system controlled responsive to data bearing records 失效
标题翻译：控制数据记录的银行系统
公开(公告)号：US08342396B2
公开(公告)日：2013-01-01
申请号：US13136442
申请日：2011-08-01
申请人： Denise Couper , Charles H. Somers, Jr. , Jay Paul Drummond , Mark D. Smith , Harold V. Putman
发明人： Denise Couper , Charles H. Somers, Jr. , Jay Paul Drummond , Mark D. Smith , Harold V. Putman
IPC分类号： G06Q40/00 , G07D11/00 , G07F19/00 , G06K5/00
CPC分类号： G07F19/20 , G06Q20/1085 , G06Q40/02 , G07F19/206 , G07F19/211
摘要： An automated banking machine controlled responsive to data bearing records includes a card reader that can read identifying data from user cards. User operation of the automated banking machine is authorized responsive to the identifying data read by the card reader. The automated banking machine is allowed temporary usage of a machine application that enables the machine to perform an authorized banking transaction requiring operation of the card reader.
摘要翻译：响应于数据承载记录控制的自动银行机包括读卡器，其可以从用户卡读取识别数据。响应于读卡器读取的识别数据来授权自动银行机的用户操作。允许自动银行机器临时使用机器应用程序，使得机器能够执行需要操作读卡器的授权银行交易。

9. 发明授权

US08123120B2 Automated banking machine that operates responsive to data bearing records 有权
标题翻译：自动银行业务响应数据记录运作
公开(公告)号：US08123120B2
公开(公告)日：2012-02-28
申请号：US12072197
申请日：2008-02-25
申请人： Denise Couper , Charles H. Somers, Jr. , Jay Paul Drummond , Mark D. Smith , Harold V. Putman
发明人： Denise Couper , Charles H. Somers, Jr. , Jay Paul Drummond , Mark D. Smith , Harold V. Putman
IPC分类号： G06Q40/00 , G07D11/00 , G07F5/00
CPC分类号： G07F19/20 , G06Q20/105 , G06Q20/108 , G06Q20/1085 , G06Q40/02 , G07F17/42 , G07F19/206 , G07F19/211
摘要： A system controlled responsive to data bearing records includes a card reader that is operative to read card data from user cards including identifying data, and authorizes operation of an automated banking machine responsive to the identifying data. The system is operative send a configuration XML message to a banking machine from an application server, wherein the configuration XML data includes configuration data targeted to the banking machine. The system comprising an application server is operative to send an application XML message to the banking machine, wherein the application XML application includes application data. In addition, the application data may be mapped to at least one corresponding resource on the banking machine responsive to the configuration data. The banking machine may performing a banking transaction using the at least one resource on the banking machine responsive to the application XML message.
摘要翻译：响应于数据承载记录控制的系统包括读卡器，其可操作以从用户卡读取卡数据，包括识别数据，以及响应于识别数据授权自动银行机的操作。系统可操作地从应用服务器向银行机发送配置XML消息，其中配置XML数据包括针对银行业务的配置数据。包括应用服务器的系统用于向银行机发送应用XML消息，其中应用XML应用包括应用数据。此外，响应于配置数据，应用数据可以被映射到银行机上的至少一个对应的资源。银行机可以响应于应用XML消息，使用银行机上的至少一个资源来执行银行交易。

10. 发明申请

US20120012652A1 Automated banking machine that operates responsive to data bearing records 审中-公开
标题翻译：自动银行业务响应数据记录运作
公开(公告)号：US20120012652A1
公开(公告)日：2012-01-19
申请号：US13200163
申请日：2011-09-20
申请人： Denise Couper , Charles H. Somers, JR. , Jay Paul Drummond , Mark D. Smith , Harold V. Putman
发明人： Denise Couper , Charles H. Somers, JR. , Jay Paul Drummond , Mark D. Smith , Harold V. Putman
IPC分类号： G06Q40/00
CPC分类号： G07F19/20 , G06Q20/105 , G06Q20/108 , G06Q20/1085 , G06Q40/02 , G07F17/42 , G07F19/206 , G07F19/211
摘要： An automated banking machine controlled responsive to data bearing records includes a card reader that can read identifying data from user cards. User operation of the automated banking machine is authorized responsive to the identifying data read by the card reader. The automated banking machine is allowed temporary usage of a machine application that enables the machine to perform an authorized banking transaction requiring operation of the card reader.
摘要翻译：响应于数据承载记录控制的自动银行机包括读卡器，其可以从用户卡读取识别数据。响应于读卡器读取的识别数据来授权自动银行机的用户操作。允许自动银行机器临时使用机器应用程序，使得机器能够执行需要操作读卡器的授权银行交易。

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