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1. 发明申请

WO2017206830A1 数据处理方法、服务器、用户终端及存储介质审中-公开
公开(公告)号：WO2017206830A1
公开(公告)日：2017-12-07
申请号：PCT/CN2017/086307
申请日：2017-05-27
申请人：腾讯科技(深圳)有限公司
发明人：蒋明
IPC分类号： H04L29/08 , H04L12/58 , G06Q50/00
CPC分类号： G06Q30/0242 , G06Q30/0234 , G06Q30/0257 , H04L29/08 , H04L67/125 , H04L67/40
摘要：本申请实施例提供了数据处理方法、服务器及用户终端。该数据处理方法包括：生成带有反馈规则的第一推广数据，将所述第一推广数据发送给第一用户；其中，所述反馈规则用于指示推广反馈信息和数据应用信息的对应关系；接收到所述第一用户的确认消息后，将所述第一用户的用户标识作为归属标识增加到所述第一推广数据中，得到第二推广数据发送给所述第一用户；接收到针对第二用户的资源转移请求时，查找该第二用户可用的第三推广数据，并根据所述第三推广数据减少该第二用户的资源转移数量；及，从所述第三推广数据中提取出归属标识和反馈规则，根据所述反馈规则和该第三推广数据的数据应用信息为该归属标识对应的第一用户确定推广反馈信息。

2. 发明申请

WO2017176364A1 METHOD AND SYSTEM FOR INTEGRATED REWARD REDEMPTION 审中-公开
标题翻译：用于集成奖励赎回的方法和系统
公开(公告)号：WO2017176364A1
公开(公告)日：2017-10-12
申请号：PCT/US2017/017789
申请日：2017-02-14
申请人： MASTERCARD INTERNATIONAL INCORPORATED
发明人： CLARK, Kyle, Patrick
IPC分类号： G06Q30/02
CPC分类号： G06Q30/0215 , G06Q20/381 , G06Q30/0234
摘要： A method for generating a controlled payment number using reward value is described. The method includes receiving a redemption request including a specific account identifier and a reward amount; validating a reward balance included in a specific account; generating a controlled payment number request that includes at least the specific account identifier and a currency amount based on the reward amount; electronically transmitting the generated controlled payment number to a computing device to generate a controlled payment number.
摘要翻译：描述了一种使用奖励值生成受控支付号码的方法。该方法包括接收包括特定账户标识符和奖励金额的兑换请求; 验证包含在特定账户中的奖励余额; 基于所述奖励金额生成受控支付号码请求，所述受控支付号码请求至少包括所述特定账户标识符和货币金额; 将生成的受控支付号码电子地传输到计算设备以生成受控支付号码。

3. 发明申请

WO2017008086A1 SYSTEM AND METHOD FOR DYNAMIC PERSONALIZATION OF ELECTRONIC COUPON DISTRIBUTION AND REDEMPTION VIA MOBILE DEVICE 审中-公开
标题翻译：通过移动设备进行电子分配和赎回的动态个性化系统和方法
公开(公告)号：WO2017008086A1
公开(公告)日：2017-01-12
申请号：PCT/US2016/041821
申请日：2016-07-11
申请人： AINTU INC.
发明人： VAYSMAN, Arthur
IPC分类号： G06Q30/00
CPC分类号： G06Q30/0234 , G06Q20/3224 , G06Q30/0239 , H04M1/72522 , H04M1/72527 , H04W4/021
摘要： A method for coupon generation, distribution and redemption is disclosed. The method comprises generating a plurality of coupons, each for an instance of a promoted product, wherein each of the coupons has a unique coupon identifier; for each instance of the promoted product, assigning one of the generated coupons to said instance by encoding the coupon identifier for said coupon in a machine readable-code; and physically locating said code within packaging for said instance, and provisioning a customer device with a coupon application; said coupon application comprising a function to enable a customer to initiate a coupon redemption process to redeem a coupon associated with an instance of the promoted product automatically, only after opening the packaging associated with an instance of the promoted product.
摘要翻译：披露了一种优惠券生成，分配和赎回的方法。该方法包括生成多个优惠券，每个优惠券用于促销产品的实例，其中每个优惠券具有唯一的优惠券标识符; 对于促销产品的每个实例，通过以机器可读代码对所述优惠券的优惠券标识符进行编码来将所生成的优惠券中的一个分配给所述实例; 并在所述实例的包装内物理定位所述代码，以及为客户设备提供优惠券应用; 所述优惠券应用程序包括一个功能，只有在打开与促销产品的实例相关联的包装后，客户能够启动优惠券兑换过程以自动兑换与促销产品的实例相关联的优惠券。

4. 发明申请

WO2016114777A1 EVALUATION OF PAYMENT FENCING INFORMATION AND DETERMINATION OF REWARDS TO FACILITATE ANTI-FRAUD MEASURES 审中-公开
标题翻译：支付费用信息的评估和奖励措施以确定防欺诈措施
公开(公告)号：WO2016114777A1
公开(公告)日：2016-07-21
申请号：PCT/US2015/011485
申请日：2015-01-14
申请人： EMPIRE TECHNOLOGY DEVELOPMENT LLC
发明人： KRUGLICK, Ezekiel
IPC分类号： G06Q10/00
CPC分类号： G06Q50/14 , G06Q10/02 , G06Q20/4016 , G06Q30/0234
摘要： Technologies are generally described that relate to facilitating evaluation of payment fencing information and determination of rewards. An example method may include receiving, by a device comprising a processor, first electronic information indicative of a purchase for travel by a first entity; and determining second electronic information indicative of a rebate associated with the travel, wherein the determining is based on receipt of payment fencing information related to the travel. In some embodiments, the method includes determining the level of completeness, quality and/or precision of the payment fencing information. For example, the completeness, quality and/or precision can be determined based on a predictable travel range of the first entity or a corresponding travel uncertainty of the first entity.
摘要翻译：通常描述的技术涉及便利评估支付围栏信息和确定奖励。示例性方法可以包括由包括处理器的设备接收指示由第一实体进行旅行的购买的第一电子信息; 以及确定指示与所述旅行相关联的折扣的第二电子信息，其中所述确定是基于与所述旅行相关的支付围栏信息的接收。在一些实施例中，该方法包括确定支付围栏信息的完整性，质量和/或精度的水平。例如，完整性，质量和/或精度可以基于第一实体的可预测的行进范围或第一实体的对应行进不确定性来确定。

5. 发明申请

WO2016019118A1 APPARATUS AND METHOD FOR SELF-SERVICE VOUCHER CREATION 审中-公开
标题翻译：自助创业的设备和方法
公开(公告)号：WO2016019118A1
公开(公告)日：2016-02-04
申请号：PCT/US2015/042845
申请日：2015-07-30
申请人： WAL-MART STORES, INC.
发明人： LETSON, Eric A. , MCKENZIE, Emily D.
IPC分类号： G06Q30/06
CPC分类号： G06Q20/02 , G06Q20/342 , G06Q20/387 , G06Q30/02 , G06Q30/0234
摘要： Systems, apparatuses and methods are provided herein for creating a purchase voucher. In one embodiment, a method of creating a purchase voucher is provided. The method includes the steps of: providing a network accessible user interface for configuring the purchase voucher, receiving a selection of a voucher type through the user interface, receiving a selection of one or more products through the user interface, generating voucher usage parameters based on at least the selection of the voucher type and the selection of the one or more products, associating the voucher usage parameters with a voucher identifier, the voucher identifier being configured to be used by a customer to redeem the purchase voucher with a retailer, and storing the voucher usage parameters and the associated voucher identifier at a networked database.
摘要翻译：本文提供了用于创建购买凭证的系统，装置和方法。在一个实施例中，提供了创建购买凭单的方法。该方法包括以下步骤：提供用于配置购买凭单的网络可访问用户界面，通过用户界面接收凭证类型的选择，通过用户界面接收一个或多个产品的选择，基于至少选择凭证类型和选择一个或多个产品，将凭单使用参数与凭单标识符相关联，凭证标识符被配置为由客户用零售商来兑换购买凭单并存储网络数据库中的凭证使用参数和相关凭证标识符。

6. 发明申请

WO2011153019A2 LOYALTY PRESENTATION, METHOD AND SYSTEM 审中-公开
标题翻译： LOYALTY演示，方法和系统
公开(公告)号：WO2011153019A2
公开(公告)日：2011-12-08
申请号：PCT/US2011/037607
申请日：2011-05-23
申请人： VISA INTERNATIONAL SERVICE ASSOCIATION , REODICA, Robin
发明人： REODICA, Robin
IPC分类号： G06Q30/00
CPC分类号： G06Q30/02 , G06Q30/0234 , G06Q30/0238
摘要： Methods and systems are presented for sending an update to a customer's loyalty program account through a credit card authorization response message as well as sending the update by SMS, MMS, or other electronic message to the customer's mobile phone or device. The electronic message can allow the user to switch between the type of loyalty points to be accrued as well as offer coupons and other incentives for further purchase. Store returns can update loyalty points and result in update messages as well.
摘要翻译：提供方法和系统，通过信用卡授权响应消息向客户忠诚度计划帐户发送更新，并通过SMS，MMS或其他电子消息将更新发送到客户的手机或设备。电子消息可以允许用户在要累积的忠诚度点的类型之间切换，并提供优惠券和其他激励以进一步购买。商店退货可以更新积分，并产生更新消息。

7. 发明申请

WO2011031804A1 TOKEN MANAGEMENT SYSTEM AND METHOD 审中-公开
标题翻译： TOKEN管理系统和方法
公开(公告)号：WO2011031804A1
公开(公告)日：2011-03-17
申请号：PCT/US2010/048182
申请日：2010-09-08
申请人： QUINLAN, Christopher
发明人： QUINLAN, Christopher
IPC分类号： G06Q30/00
CPC分类号： G06Q20/20 , G06Q20/387 , G06Q30/02 , G06Q30/0234 , G06Q30/0236
摘要： A method for managing tokens is provided that is useful for offering and redeeming rebates on product purchases. A purchaser receives an unactivated token having a unique token identifier. The purchaser undertakes a first purchase transaction using a transaction system. The token identifier is recorded by the transaction system along with the transaction details, including any products for which a rebate is offered. The purchaser receives a receipt for the transaction including a transaction identifier. The purchaser accesses, for example, a home computer, to provide the transaction identifier and the token identifier to a token qualifying system. The token qualifying system analyzes the purchaser information, rebate criteria and transaction information received from the transaction system to qualify a purchase for a rebate. When qualified, the token qualifying system sends an indication to a token accounting system to activate the token by funding a token account. The purchaser may then use the token for a second purchase transaction.
摘要翻译：提供了一种管理令牌的方法，可用于提供和兑换产品购买回扣。购买者接收具有唯一令牌标识符的未激活令牌。购买者使用交易系统进行首次购买交易。令牌标识符由交易系统以及交易细节记录，包括提供回扣的任何产品。买方收到包含交易标识符的交易收据。购买者访问例如家用计算机，以将交易标识符和令牌标识符提供给令牌限定系统。令牌合格系统分析从交易系统收到的购买者信息，回扣标准和交易信息，以便进行退税的购买。符合条件时，令牌限定系统向令牌会计系统发送指示，以通过资助令牌帐户激活令牌。然后，购买者可以使用令牌进行第二次购买交易。

8. 发明申请

WO2009151652A1 SYSTEM AND METHOD FOR OFFERING AND FULFILLING SITUATION-BASED, LOCATION SPECIFIC REWARDS AND OFFERS TO MOBILE-ORIENTED CONSUMERS 审中-公开
标题翻译：提供和制定基于状况的系统和方法，针对面向移动消费者的位置特定奖励和优惠
公开(公告)号：WO2009151652A1
公开(公告)日：2009-12-17
申请号：PCT/US2009/031041
申请日：2009-01-15
申请人： ALPINE IN MOTION LLC , BOUS, Joseph , BLUTINGER, Elan, Joel , ISAACSON, Thomas, M.
发明人： BOUS, Joseph , BLUTINGER, Elan, Joel , ISAACSON, Thomas, M.
IPC分类号： G06Q30/00
CPC分类号： G06Q30/02 , G06Q30/0231 , G06Q30/0234 , G06Q30/0601
摘要： A system, method and computer-readable medium are disclosed for receiving situation information at a device, based on the situation information, transmitting an advertisement to the device, associating an advertisement with an identification card such as a debit car credit card, student ID card, biometric data, or club card, and receiving an indication of a purchase associated with the advertisement and completed using the card The disclosure enables a user to receive an advertisement on a device such as a mobile device and make a purchase decision based on that advertisement in a normal fashion or transparent to the user and sales clerk, without additional requirements to complete the purchase.
摘要翻译：公开了一种系统，方法和计算机可读介质，用于基于情况信息在设备处接收状况信息，向设备发送广告，将广告与诸如借记卡信用卡，学生证号，生物特征数据或俱乐部卡，以及接收与广告相关联的购买的指示并使用卡完成该公开使得用户能够在诸如移动设备的设备上接收广告，并且基于该广告进行购买决定以正常的方式或透明的用户和销售员，没有额外的要求完成购买。

9. 发明申请

WO2008127890A1 METHOD AND APPARATUS FOR REWARD CALCULATION AND DISBURSEMENT 审中-公开
标题翻译：用于计算和分配的方法和装置
公开(公告)号：WO2008127890A1
公开(公告)日：2008-10-23
申请号：PCT/US2008/059386
申请日：2008-04-04
申请人： MASTERCARD INTERNATIONAL, INC. , PERREAULT, Bruno, D. , AGUAS, Christopher, P. , COISMAN, Jay, A. , WHITE, Brigette , ERICKSON, Theresa, Ann. , PASTRANA, James, E.
发明人： PERREAULT, Bruno, D. , AGUAS, Christopher, P. , COISMAN, Jay, A. , WHITE, Brigette , ERICKSON, Theresa, Ann. , PASTRANA, James, E.
IPC分类号： G06Q30/00
CPC分类号： G06Q30/0226 , G06Q20/02 , G06Q20/023 , G06Q20/12 , G06Q30/02 , G06Q30/0234
摘要： A method includes receiving data that represents purchase transactions received from acquirer financial institutions. The method further includes identifying, from the received data, purchase transactions that qualify for customer rebates. The method further includes transmitting rebate data to certain ones of the acquirer financial institutions. The rebate data identifies the purchase transactions that qualify for customer rebates.
摘要翻译：一种方法包括接收表示从收单金融机构收到的购买交易的数据。该方法还包括从接收到的数据中识别符合顾客回扣的购买交易。该方法还包括将回扣数据传送给某些收购方金融机构。回扣数据确定符合客户回扣条件的购买交易。

10. 发明申请

WO2007061780A2 METHOD AND SYSTEM FOR ENCOURAGING WIRELESS DEVICE USERS TO SEND MARKETING MESSAGES VIA A WIRELESS COMMUNICATION NETWORK 审中-公开
标题翻译：鼓励无线设备用户通过无线通信网络发送营销信息的方法和系统
公开(公告)号：WO2007061780A2
公开(公告)日：2007-05-31
申请号：PCT/US2006/044552
申请日：2006-11-17
申请人： 2B WIRELESS, INC. , GOULD, David , KARYS, Alec, P.
发明人： GOULD, David , KARYS, Alec, P.
IPC分类号： H04M11/00
CPC分类号： G06Q30/02 , G06Q30/0212 , G06Q30/0234 , G06Q30/0239 , G06Q30/0277 , H04L51/38 , H04L67/306
摘要： A method for encouraging wireless device users to send marketing messages via a wireless communications network is disclosed. The method includes the steps of (1) sending the wireless device user, via the wireless communications network, a marketing message interface having the marketing message, an incentive, and fields allowing the wireless device user to identify one or more recipients and, optionally, to add an additional message; (2) receiving via the wireless communications network an overall message sent by the wireless device user and/or one of the recipients by use of the marketing message interface and, optionally, the additional message, together with identifier information about the one or more recipients; and (3) rewarding the sender of the overall message with the incentive. A system to implement the method is also disclose.
摘要翻译：公开了一种用于鼓励无线设备用户经由无线通信网络发送营销消息的方法。该方法包括以下步骤：（1）经由无线通信网络向无线设备用户发送具有营销消息，激励和允许无线设备用户识别一个或多个接收者的营销消息接口，并且可选地，添加额外的消息; （2）经由无线通信网络接收由无线设备用户和/或接收者之一通过使用营销消息接口以及可选地附加消息与关于一个或多个接收者的标识符信息一起发送的总体消息 ; （3）用激励奖励整个消息的发送者。实施该方法的系统也被公开。

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