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1. 发明申请

WO2011153425A3 SYSTEMS AND METHODS TO PROVIDE MESSAGES IN REAL-TIME WITH TRANSACTION PROCESSING 审中-公开
标题翻译：使用交易处理实时提供消息的系统和方法
公开(公告)号：WO2011153425A3
公开(公告)日：2012-04-12
申请号：PCT/US2011039051
申请日：2011-06-03
申请人： VISA USA INC , YODER JEANETTE , AMARO LEIGH , HAGEY RYAN , VROOM DEREK , BANKSTON MICHAEL STEVEN
发明人： YODER JEANETTE , AMARO LEIGH , HAGEY RYAN , VROOM DEREK , BANKSTON MICHAEL STEVEN
IPC分类号： G06Q30/00 , G06Q50/00
CPC分类号： G06Q30/0231 , G06Q20/32 , G06Q20/40 , G06Q20/401 , G06Q30/02 , G06Q30/0215 , G06Q30/0222 , G06Q30/0251 , G06Q30/0269
摘要： In one aspect, a computing apparatus is configured to generate trigger records for a transaction handler to identify authorization requests that satisfy the conditions specified in the trigger records, identify communication preferences of the users associated with the identified authorization requests, and use the communication preferences to target real-time messages at the users in parallel with the transaction handler providing responses to the respective authorization requests.
摘要翻译：一方面，一种计算装置被配置为生成用于交易处理程序的触发记录，以识别满足在触发记录中指定的条件的授权请求，识别与所识别的授权请求相关联的用户的通信偏好，并且使用通信偏好将用户的实时消息与交易处理器并行地提供给各个授权请求的响应。

2. 发明申请

WO2012019075A2 SYSTEMS AND METHODS TO RANK AND SELECT TRIGGERS FOR REAL-TIME OFFERS 审中-公开
标题翻译：用于排序和选择实时提供的触发器的系统和方法
公开(公告)号：WO2012019075A2
公开(公告)日：2012-02-09
申请号：PCT/US2011046702
申请日：2011-08-05
申请人： VISA USA INC , YODER JEANETTE , AMARO LEIGH , HAGEY RYAN , GEBBIE JAMES MICHAEL , BANKSTON MICHAEL STEVEN
发明人： YODER JEANETTE , AMARO LEIGH , HAGEY RYAN , GEBBIE JAMES MICHAEL , BANKSTON MICHAEL STEVEN
IPC分类号： G06Q50/00 , G06Q20/00 , G06Q30/00
CPC分类号： G06Q30/02 , G06Q30/0215 , G06Q30/0251
摘要： In one aspect, a computing apparatus is configured to receive an input specifying a set of users, identify a set of triggers, each of which corresponds to a set of one or more conditions which when satisfied cause transmission of a message to the set of users, rank the triggers based at least in part on transaction data of the users that was recorded by a transaction handler, and generate a ranked list of the triggers based on the ranking.
摘要翻译：在一个方面中，计算装置被配置为接收指定一组用户的输入，识别一组触发器，其中每一个触发器对应于一组一个或多个条件，当满足时该组条件导致向该组用户发送消息至少部分基于由交易处理器记录的用户的交易数据对触发器进行排序，并且基于排名生成触发器的排名列表。

3. 发明申请

WO2012018841A3 SYSTEMS AND METHODS TO OPTIMIZE MEDIA PRESENTATIONS USING A CAMERA 审中-公开
标题翻译：用相机优化媒体演示的系统和方法
公开(公告)号：WO2012018841A3
公开(公告)日：2012-05-10
申请号：PCT/US2011046300
申请日：2011-08-02
申请人： VISA USA INC , YODER JEANETTE , BYCE CHARLES RAYMOND , WINTERS MICHELLE ENG
发明人： YODER JEANETTE , BYCE CHARLES RAYMOND , WINTERS MICHELLE ENG
IPC分类号： G06Q10/00 , G06Q20/00 , G06Q30/00
CPC分类号： G06Q30/0241 , G06Q30/0201 , G06Q30/0202 , G06Q30/0207 , G06Q30/0242 , G06Q30/06 , G06Q50/01
摘要： In one aspect, a computing apparatus is configured to: capture first images of customers who have watched a digital sign, using a digital camera attached to the digital sign positioned in vicinity of a retail location; identify characteristics of the customers based on the first images; identify, using the characteristics, a subset of customers who have made payment transactions at the retail location through a transaction handler; determine an aggregated spending profile based on transactions of the subset of customers recorded by the transaction handler; and arrange content on the digital sign based on the aggregated spending profile. The computing apparatus may be further configured to capture second images of the customers who have made payment transactions at the retail location through the transaction handler, using a digital camera attached to a point of sale (POS) station at the retail location, and to correlate the first and second images to identify the subset.
摘要翻译：在一个方面，计算装置被配置为：使用附接到位于零售地点附近的数字标牌的数码相机来捕获已经观看数字标牌的客户的第一图像; 基于第一图像来识别顾客的特征; 使用所述特征识别已经通过交易处理程序在零售地点进行了支付交易的客户子集; 基于所述交易处理程序记录的所述客户子集的交易来确定聚合消费简档; 并基于聚集的消费简档在数字标牌上安排内容。计算装置可以进一步配置为使用附接到零售地点的销售点（POS）站的数字相机通过交易处理器捕获在零售地点进行了支付交易的客户的第二图像，并且关联第一和第二图像来识别子集。

4. 发明申请

WO2012018841A2 SYSTEMS AND METHODS TO OPTIMIZE MEDIA PRESENTATIONS USING A CAMERA 审中-公开
公开(公告)号：WO2012018841A2
公开(公告)日：2012-02-09
申请号：PCT/US2011046300
申请日：2011-08-02
申请人： VISA USA INC , YODER JEANETTE , BYCE CHARLES RAYMOND , WINTERS MICHELLE ENG
发明人： YODER JEANETTE , BYCE CHARLES RAYMOND , WINTERS MICHELLE ENG
IPC分类号： G06Q10/00 , G06Q20/00 , G06Q30/00
CPC分类号： G06Q30/0241 , G06Q30/0201 , G06Q30/0202 , G06Q30/0207 , G06Q30/0242 , G06Q30/06 , G06Q50/01
摘要： In one aspect, a computing apparatus is configured to: capture first images of customers who have watched a digital sign, using a digital camera attached to the digital sign positioned in vicinity of a retail location; identify characteristics of the customers based on the first images; identify, using the characteristics, a subset of customers who have made payment transactions at the retail location through a transaction handler; determine an aggregated spending profile based on transactions of the subset of customers recorded by the transaction handler; and arrange content on the digital sign based on the aggregated spending profile. The computing apparatus may be further configured to capture second images of the customers who have made payment transactions at the retail location through the transaction handler, using a digital camera attached to a point of sale (POS) station at the retail location, and to correlate the first and second images to identify the subset.

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