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1. 发明申请

WO2018022342A1 RESOURCE-RELATED CONTENT DISTRIBUTION HUB 审中-公开
标题翻译：资源相关的内容分发集线器
公开(公告)号：WO2018022342A1
公开(公告)日：2018-02-01
申请号：PCT/US2017/042348
申请日：2017-07-17
申请人： VISA INTERNATIONAL SERVICE ASSOCIATION
发明人： FRIEND, Erik , BLACKHURST, Jason , WANG, Quan
IPC分类号： G06Q50/10 , G06Q30/02
摘要： Described herein are systems and methods in which resource-related content is provided to a number of mobile devices. In some embodiments, as a content provider streams a media presentation or a live real-world event occurs, it may also provide an indication of a resource to a content distribution hub. Upon receiving that indication of the resource, the content distribution hub may identify and/or generate resource-related content relevant to the indicated resource. The resource-related content may then be distributed to a number of subscriber devices according to subscription data maintained by the content distribution hub. In some embodiments, the content hub is also configured to initiate transactions related to the resources.
摘要翻译：这里描述的是其中资源相关内容被提供给多个移动设备的系统和方法。在一些实施例中，当内容提供商流媒体呈现或现场现实世界事件发生时，其还可以向内容分发集线器提供资源的指示。在接收到资源的该指示后，内容分配中心可以识别和/或生成与所指示的资源相关的资源相关内容。然后可以根据由内容分发集线器维护的订阅数据将资源相关内容分发到多个订户设备。在一些实施例中，内容集线器还被配置为发起与资源有关的交易。

2. 发明申请

WO2020091841A1 ACCOUNT ASSERTION 审中-公开
公开(公告)号：WO2020091841A1
公开(公告)日：2020-05-07
申请号：PCT/US2019/031996
申请日：2019-05-13
申请人： VISA INTERNATIONAL SERVICE ASSOCIATION
发明人： BANKSTON, Michael Steven , FRIEND, Erik , WALD, Jerry
IPC分类号： H04L29/06 , G06F21/45
摘要： Methods and systems for processing interactions with account assertions are disclosed. A method includes receiving, by an assertions model manager, a first request from a resource provider computer for a set of assertions including an account assertion, related to a digital identity of a user. The method then includes responding, by the assertions model manager, to the first request with a response message, comprising a set of assertions, wherein one of the plurality of assertions is an account assertion. Then the method includes receiving, by the assertions model manager, a second request from the resource provider for a value interaction from the user and initiating, by the assertions model manager, the value interaction.

3. 发明申请

WO2020076845A1 TOKENIZED CONTACTLESS TRANSACTION ENABLED BY CLOUD BIOMETRIC IDENTIFICATION AND AUTHENTICATION 审中-公开
公开(公告)号：WO2020076845A1
公开(公告)日：2020-04-16
申请号：PCT/US2019/055220
申请日：2019-10-08
申请人： VISA INTERNATIONAL SERVICE ASSOCIATION
发明人： CHEN, Yuexi , VONDRAK, Nicholas , FRIEND, Erik
IPC分类号： G06Q20/40 , G06Q20/38 , G06Q20/32
摘要： Described herein are a system and techniques for conducting transactions upon receiving a biometric sample from a user. In some embodiments, a security device obtains a biometric sample from a user. The security device then provides the biometric sample, or a biometric template derived therefrom, to a service provider, which is able to identify and authenticate the user based on the biometric sample. The service provider then obtains access credential and/or supplemental information for the user and provides it to the security device. The security device is then capable of completing a transaction using the received access credential data. In some embodiments, this may involve generating a cryptogram to be used in the transaction.

4. 发明申请

WO2018022342A9 RESOURCE-RELATED CONTENT DISTRIBUTION HUB 审中-公开
公开(公告)号：WO2018022342A9
公开(公告)日：2018-02-01
申请号：PCT/US2017/042348
申请日：2017-07-17
申请人： VISA INTERNATIONAL SERVICE ASSOCIATION
发明人： FRIEND, Erik , BLACKHURST, Jason , WANG, Quan
IPC分类号： G06Q50/10 , G06Q30/02
摘要： Described herein are systems and methods in which resource-related content is provided to a number of mobile devices. In some embodiments, as a content provider streams a media presentation or a live real-world event occurs, it may also provide an indication of a resource to a content distribution hub. Upon receiving that indication of the resource, the content distribution hub may identify and/or generate resource-related content relevant to the indicated resource. The resource-related content may then be distributed to a number of subscriber devices according to subscription data maintained by the content distribution hub. In some embodiments, the content hub is also configured to initiate transactions related to the resources.

5. 发明申请

WO2020167317A1 IDENTITY-BASED TRANSACTION PROCESSING 审中-公开
公开(公告)号：WO2020167317A1
公开(公告)日：2020-08-20
申请号：PCT/US2019/018268
申请日：2019-02-15
申请人： VISA INTERNATIONAL SERVICE ASSOCIATION
发明人： BANKSTON, Michael , FRIEND, Erik , WALD, Jerry
IPC分类号： G06Q30/06 , G06Q20/40
摘要： Methods and systems disclosed herein related to analyzing the risk of an identity-based transaction and offering the identity-based transaction to a risk exchange. An identity-based transaction may be a transaction that is initiated with a digital identity, and an assertions model manager may provide assertions about the digital identity for completing the identity-based transaction. The assertions model manager may use the assertions and information about the identity-based transaction to analyze transaction risk. A risk score for the identity-based transaction can be calculated, and then the identity-based transaction may be offered on a risk exchange.

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