专利快速检索-快速检索全球专利，免费商用专利数据库-IPRDB

2. 发明申请

WO0017794A3 LOYALTY FILE STRUCTURE FOR SMART CARD 审中-公开
标题翻译：智能卡忠诚文件结构
公开(公告)号：WO0017794A3
公开(公告)日：2000-08-10
申请号：PCT/US9921253
申请日：1999-09-22
申请人： VISA INT SERVICE ASS , CHEN ANN PIN
发明人： CHEN ANN-PIN
IPC分类号： G06Q20/10 , G06Q20/34 , G06Q20/40 , G06Q30/02 , G07F7/10 , G06F17/60
CPC分类号： G07F7/1008 , G06Q20/105 , G06Q20/341 , G06Q20/35765 , G06Q20/40 , G06Q30/02 , Y10S707/99945 , Y10S707/99948
摘要： A loyalty file structure for a smart card (104) includes any number of loyalty files (106-112) preinstalled by a card manufacturer. Each loyalty file (300) has a password (302), a file number (304), a label (306), an indicator of whether or not the file is currently being rented by a merchant (308), a length indicator (310), a data format indicator (312), and a data region (314). An issuer (102) creates a unique password for each loyalty file on a card and then issues cards to customers (514). For customer enrollment at a point-of-sale, a merchant determines if a loyalty file is available (FIG. 8A). The merchant password is sent to the issuer on-line in real time (FIG. 8B) and is returned along with authorization from the issuer to replace the password of the loyalty file with the merchant password (FIG. 8C). The file label (306) is changed to a merchant identifier and the file (300) is indicated as being rented. The merchant sends payment or a credit transaction to the issuer (102) for use of the loyalty file (300). For use with a loyalty program, a merchant terminal (202) finds the loyalty file (300) of a customer's card (104) for that merchant and reads or updates information within that file. The loyalty file on a card (926) is also used with electronic ticketing to store information pertaining to a purchased ticket. Upon later presentation of the card (926) at an airline boarding gate (930), stored information in the loyalty file is compared with the same information downloaded from the airline host computer (910). A match indicates a valid purchase and a boarding pass is issued.
摘要翻译：智能卡（104）的忠诚度文件结构包括由卡制造商预先安装的任意数量的忠诚度文件（106-112）。每个忠诚度文件（300）具有密码（302），文件号码（304），标签（306），文件当前是否由商家租用的指示符（308），长度指示符（310 ），数据格式指示符（312）和数据区域（314）。发行者（102）为卡上的每个忠诚度文件创建唯一密码，然后向客户发放卡（514）。对于在销售点处的顾客登记，商家确定忠诚文件是否可用（图8A）。商家密码实时在线发送给发行者（图8B），并与发行者的授权一起返回以用商家密码替换忠诚度文件的密码（图8C）。文件标签（306）被改变为商家标识符，并且文件（300）被指示为正在出租。商家向发行者（102）发送支付或信用交易以使用忠诚度文件（300）。为了与忠诚度计划一起使用，商家终端（202）找到该商家的顾客卡（104）的忠诚度文件（300）并读取或更新该文件内的信息。卡上的忠诚度文件（926）也用于电子票务以存储与购买的票有关的信息。在稍后在航空公司登机口（930）处呈现卡（926）时，将忠诚度文件中存储的信息与从航空公司主机（910）下载的相同信息进行比较。一场比赛表示有效购买并且签发登机牌。

IPRDB

热门服务

关于我们

友情链接

联系方式