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    • 3. 发明申请
    • SYSTEMS AND METHODS OF AGGREGATING SPLIT PAYMENTS USING A SETTLEMENT ECOSYSTEM
    • 使用沉降生态系统聚集分期付款的系统和方法
    • WO2013023224A3
    • 2013-03-28
    • PCT/US2012050654
    • 2012-08-13
    • VISA INT SERVICE ASSGUPTA RAJIV
    • GUPTA RAJIV
    • G06Q20/14
    • G06Q20/14G06Q40/00
    • Systems, apparatuses and methods for enabling a group of people to share the cost of an event, such as a meal, the purchase of a gift, or the rental of a car. Embodiments of the invention provide the tools needed to enable a group to participate in a shared event or activity, where one of the participants pays for the event or activity using their payment device and the other members of the group pay their portion of the cost to the participant who made the payment. Embodiments of the invention provide an ecosystem where a person can pay for an event, goods, or services using a single payment device (such as a credit or debit card) and then settle the amounts owed to them by other members of a group using the tools provided by the invention.
    • 使一群人能够分担事件的费用(例如餐,购买礼物或汽车的租金)的系统,设备和方法。 本发明的实施例提供了使组能够参与共享事件或活动所需的工具,其中参与者之一使用其支付设备支付事件或活动,并且该组的其他成员支付其部分成本 付款的参与者。 本发明的实施例提供一种生态系统,其中人可以使用单个支付设备(例如信用卡或借记卡)来支付事件,商品或服务,然后使用以下方式来解决组的其他成员欠下的金额 本发明提供的工具。