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1. 发明申请

WO2007022788A1 MODEM WITH ACOUSTIC COUPLING 审中-公开
标题翻译：具有声学耦合的调制解调器
公开(公告)号：WO2007022788A1
公开(公告)日：2007-03-01
申请号：PCT/EP2005/009063
申请日：2005-08-22
申请人： ULTRA PROIZVODNJA ELEKTRONSKIH NAPRAV D.O.O. , PAVLIC, Bogdan , URBANIJA, Milos , CHOWDHURY, Amor
发明人： PAVLIC, Bogdan , URBANIJA, Milos , CHOWDHURY, Amor
IPC分类号： H04M1/215 , H04M11/06
CPC分类号： H04M11/066 , G07C5/008 , G07C5/0808 , H04M1/2155
摘要： The present invention relates to a terminal interface and an arrangement including the terminal interface to enable interfacing between an electronic device and a service provider. The terminal interface comprises at least a data interface arranged for coupling the terminal interface to the electronic device, a processing means adapted to operate the terminal device, and modem means enabling data communication between the interface terminal and a terminal device enabled for voice conmutation in a public land mobile communications network. The data processing means coupled to the data interface and the modem means is further configured for processing data received from either of the data interface and the modem means and for generating data to be transmitted via the data interface and/or the modem means. Data is communicated between the interface terminal and the service provider via the terminal device on a voice communication through the public land mobile communications network.
摘要翻译：本发明涉及一种终端接口和包括端子接口的布置，以使得能够在电子设备和服务提供商之间进行接口。终端界面至少包括一个用于将终端接口耦合到电子设备的数据接口，适用于操作终端设备的处理装置，以及允许在接口终端和终端设备之间进行数据通信的调制解调器装置，公共陆地移动通信网络。耦合到数据接口和调制解调器装置的数据处理装置还被配置用于处理从数据接口和调制解调器装置中的任一个接收的数据，并且用于生成要通过数据接口和/或调制解调器装置发送的数据。在通过公共陆地移动通信网络的语音通信中，经由终端装置在接口终端和服务提供者之间传送数据。

2. 发明申请

WO2008007162A1 CUSTOMER IDENTIFICATION AND AUTHENTICATION PROCEDURE FOR ONLINE INTERNET PAYMENTS USING MOBILE PHONES 审中-公开
标题翻译：使用移动电话的在线互联网付款的客户识别和认证程序
公开(公告)号：WO2008007162A1
公开(公告)日：2008-01-17
申请号：PCT/IB2006/001904
申请日：2006-07-11
申请人： ULTRA PROIZVODNJA ELEKTRONSKIH NAPRAV D.O.O , CHOWDHURY, Amor , BREZNIK, Gregor , VERDNIK, Klemen , PRIHAVEC, Bor
发明人： CHOWDHURY, Amor , BREZNIK, Gregor , VERDNIK, Klemen , PRIHAVEC, Bor
IPC分类号： G06Q20/00
CPC分类号： G06Q20/12 , G06Q20/02 , G06Q20/32 , G06Q20/322 , G06Q20/40 , G06Q20/425
摘要： This invention shows a mobile terminal device (3) having a memory unit (3 a) and an interface device (3b) which is releasably connectable to a multiple partner system (7,9,15) and capable for a communication therein, wherein said communication is provided by a front-end formed by said mobile terminal device (3) in combination with a personal computer device (2) and a back-end formed by a partner of said multiple partner system via communication ways, said communication being suitable for performing data transactions with variant security requirements, such that complementary parts of, or parts within a distributed application, running within a multi partner system, are performed dependent on their current security requirements, wherein said communication is used to exchange information by using said communication ways of different and variant characteristics (4,6,12,17,13) by using different communication channels and different interface standards or protocols.
摘要翻译：本发明示出了具有存储单元（3a）和可释放地连接到多伙伴系统（7,9,15）并且能够在其中进行通信的接口设备（3b）的移动终端设备（3），其中所述通过由所述移动终端设备（3）形成的前端与个人计算机设备（2）和由所述多个伙伴系统的伙伴通过通信方式形成的后端组成的通信提供通信，所述通信适合于执行具有变体安全性要求的数据事务，使得在多伙伴系统内运行的分布式应用程序的补充部分或部分内容根据其当前安全性要求而执行，其中所述通信用于通过使用所述通信方式来交换信息不同的和不同的特征（4,6,12,17,13）通过使用不同的通信信道和不同的接口标准或协议。

3. 发明申请

WO2011112158A1 WIRELESS MOBILE TRANSACTION SYSTEM AND THE PROCEDURE FOR CARRYING OUT TRANSACTIONS WITH A MOBILE PHONE 审中-公开
标题翻译：无线手机交易系统及用移动电话进行交易的程序
公开(公告)号：WO2011112158A1
公开(公告)日：2011-09-15
申请号：PCT/SI2010/000044
申请日：2010-07-16
申请人： MARGENTO R&D d.o.o. , CHOWDHURY, Amor , URBANIJA, Milos , KOTNIK, Bojan , ALYAMOUR, Dani
发明人： CHOWDHURY, Amor , URBANIJA, Milos , KOTNIK, Bojan , ALYAMOUR, Dani
IPC分类号： G06Q20/00
CPC分类号： G06Q20/3226 , G06Q20/22 , G06Q20/32 , G06Q20/325 , G06Q20/327 , G06Q20/4012 , G06Q2220/00
摘要： The invention belongs to the field of systems for provision of computer-supported transactions with the use of a mobile phone, more exactly to the field of enabling universal communication between a telephone device, different transaction terminals and different servers including bank servers for carrying out certain transactions, considering all the security requirements against unauthorised access to an individual bank account or other user account. The core of the wireless mobile transaction system and the procedure for carrying out transactions with the mobile phone according to the invention is in the fact that the transfer of the transaction data between the user's mobile phone and the transaction processing centre is done using a secure connection based on GPRS or UMTS data package transfer, whereas between the user's mobile phone and the shop's POS terminal the data is transferred using sound-modulated data transfer through an acoustic coupling or on the basis of infrared data association (IrDA) or Bluetooth wireless data connection or NFC contactless short-range communication technology or wireless internet connection WLAN. This way the user's mobile phone becomes a simple, safe and handy transaction instrument for carrying out financial transactions, such as electronic payment and transfer of funds, as well as non-financial transactions, such as using bonuses, collecting loyalty points and allowing and/or controlling access to secured areas, premises, buildings and similar. According to the invention the system is using operator's existent dedicated wireless data-transfer technology, such as GPRS or UMTS, for transferring data between the transaction processing centre and the mobile phone, and is performing identification of the user with the certificate which is securely stored on the user's SIM card or in another secure memory of the mobile phone.
摘要翻译：本发明属于提供使用移动电话的计算机支持的交易的系统领域，更准确地说是在电话设备，不同的交易终端和包括银行服务器在内的不同服务器之间进行通用的领域，用于执行某些考虑到针对未经授权访问个人银行帐户或其他用户帐户的所有安全要求。根据本发明的无线移动交易系统的核心和用于执行与移动电话的交易的过程的事实是，使用安全连接完成用户的移动电话和交易处理中心之间的交易数据的传送基于GPRS或UMTS数据包传输，而在用户的手机和商店的POS终端之间，通过声耦合或基于红外数据关联（IrDA）或蓝牙无线数据连接的声音调制数据传输来传送数据或NFC无接触式短距离通信技术或无线互联网连接WLAN。这样，用户的手机成为一种简单，安全和方便的交易工具，用于执行金融交易，如电子支付和资金转移以及非金融交易，如使用奖金，收集忠诚度积分和允许和/ 或控制进入安全区域，房舍，建筑物等。根据本发明，该系统使用运营商现有的专用无线数据传输技术，例如GPRS或UMTS，用于在交易处理中心和移动电话之间传送数据，并且正在使用安全存储的证书进行用户的识别在用户的SIM卡或手机的另一个安全存储器中。

4. 发明申请

WO2011115587A1 A SYSTEM OF WIRELESS TRANSMISSION OF INFORMATION FROM TRAFFIC SIGNS, DIRECTION SIGNS AND INFORMATION PANELS IN ROAD TRAFFIC 审中-公开
标题翻译：交通信号无线传输系统，道路交通中的方向标识和信息面板
公开(公告)号：WO2011115587A1
公开(公告)日：2011-09-22
申请号：PCT/SI2011/000014
申请日：2011-03-14
申请人： MARGENTO R&D d.o.o. , CHOWDHURY, Amor , KOTNIK, Bojan
发明人： CHOWDHURY, Amor , KOTNIK, Bojan
IPC分类号： G08G1/017
CPC分类号： G08G1/017
摘要： The presented invention belongs to the field of automation of traffic information and signalization on the basis of computer-supported systems, more precisely to the field of traffic signalization systems, information and navigation devices, inbuilt into traffic signalization and automobile electronic equipment, and the field of remote management of traffic signalization. The core of the system of wireless transmission of information from the traffic signs, direction signs and information panels in road traffic according to the invention is the fact that the system enables automatic detection, recognition and driver warning of the approaching traffic signs, direction signs and information panels as well as adaptive navigation and transmission of correction navigation data to an external navigation unit. The system also enables updating or changing the content of the traffic signalization remotely from the processing control centre. The system according to the invention consists of three basic modules. The first is the traffic module, which can be a traffic sign, a direction sign, an information panel or another traffic signalization equipped with a special radiofrequency identification and communication device. The second is the radiofrequency identification and processing unit inbuilt in a car, and the third module is the processing centre.
摘要翻译：本发明属于交通信息和信号化自动化领域，在计算机辅助系统的基础上，更准确地说是交通信号系统，信息和导航设备，内置交通信号灯和汽车电子设备等领域的远程管理交通信号灯。根据本发明的道路交通交通标志，方向标志和信息面板信息无线传输系统的核心是系统实现对接近的交通标志，方向标志的自动检测，识别和驾驶员警告，信息面板以及校正导航数据的自适应导航和传输到外部导航单元。该系统还能够从处理控制中心远程更新或更改交通信号灯的内容。根据本发明的系统由三个基本模块组成。第一种是交通模块，它可以是交通标志，方向标志，信息面板或其他具有特殊射频识别和通信设备的交通信号灯。第二个是车载内置的射频识别和处理单元，第三个模块是加工中心。

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