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    • 1. 发明申请
    • BLOCKCHAIN-BASED DIGITAL LOAN NETWORK
    • WO2022147243A1
    • 2022-07-07
    • PCT/US2021/065675
    • 2021-12-30
    • TRADOVE, INC.YAN, Jun
    • YAN, Jun
    • G06Q40/02
    • Systems and methods are provided for minting payment loan tokens to conduct digital loan transactions within a blockchain-based digital loan payment network. The payment loan tokens are pegged to fiat currency or digital currency. The computing system is a node in the blockchain-based digital loan payment network. A number of payment loan tokens to be provided to a borrower can be determined based on a digital loan transaction. The borrower is a network participant associated with the blockchain-based digital loan payment network. The number of payment loan tokens can be provided for deposit in a digital wallet associated with the borrower based on the digital loan transaction. Payees that receive payment loan tokens from the borrower can redeem the payment loan tokens as fiat or digital currency. A data record that represents the digital loan transaction can be generated. The data record is posted to a blockchain associated with the blockchain-based digital loan payment network.