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1. 发明申请

WO2023091271A1 ACCOUNT LINKING INDEX STRUCTURE IN A NETWORK 审中-公开
公开(公告)号：WO2023091271A1
公开(公告)日：2023-05-25
申请号：PCT/US2022/047531
申请日：2022-10-24
申请人： MASTERCARD INTERNATIONAL INCORPORATED
发明人： HAMDAN, Husham
IPC分类号： G06Q20/38 , G06Q20/40 , G06Q20/02
摘要： A computer-implemented method is disclosed for constructing an index structure in a real-time payment network, comprising: identifying a first primary account number, PAN, from a first user account belonging to a user; creating a data record in the index structure for the user; adding first user account information to the data record, the first user account information comprising the first PAN; searching the network using the first PAN to identify one or more transactions to and/or from the first user account; identifying one or more accounts associated with the one or more transactions respectively; determining one or more additional user accounts from the one or more accounts, where the one or more additional user accounts belong to the user; and storing information associated with the first user account and the one or more additional user accounts to the data record.

2. 发明申请

WO2023091270A1 ACCOUNT LINKING INDEX STRUCTURE IN A NETWORK 审中-公开
公开(公告)号：WO2023091270A1
公开(公告)日：2023-05-25
申请号：PCT/US2022/047529
申请日：2022-10-24
申请人： MASTERCARD INTERNATIONAL INCORPORATED
发明人： NOE, James, Christian , HAMDAN, Husham
IPC分类号： G06Q20/36 , G06Q20/40 , G06Q20/32 , G06Q20/34
摘要： A computer-implemented method is disclosed for constructing an index structure in a real-time payment network, comprising: receiving a first set of transaction information comprising data field entries relating to a user; creating a data record in the index structure for the user, the data record comprising a plurality of data fields for data field entries; inserting the data field entries in the first set of transaction information into the data record; receiving a second set of transaction information comprising data field entries; determining if the second set of transaction information is associated with the user, wherein at least one data field entry in the second set of transaction information is different to a corresponding data field entry in the first set of transaction information; and inserting the data field entries in the second set of transaction information into the data record if the second set of transaction information is determined to be associated with the user.

3. 发明申请

WO2022020015A1 AUTHENTICATION METHOD AND SYSTEM 审中-公开
公开(公告)号：WO2022020015A1
公开(公告)日：2022-01-27
申请号：PCT/US2021/035585
申请日：2021-06-03
申请人： MASTERCARD INTERNATIONAL INCORPORATED
发明人： DUFFY, Colum , HAMDAN, Husham
IPC分类号： H04L29/06 , H04W12/02 , H04W12/06
摘要： A method of authenticating, at an authentication server, a communications session between a user device and a third party device, the method comprising: receiving a connection notification from the third party device, the connection notification indicating the intention of the third party device to initiate a communications session with the user device, the connection notification comprising a user identifier and identification of a communications channel that will be used for the communications session; retrieving a user profile in dependence on the received user identifier, the user profile comprising a user device identifier; generating a communications identifier; sending, to the user device, a communications notification, the communications notification comprising data relating to the communications channel that the third party device will use to connect to the user device, third party identification data and the communications identifier; sending, to the third party device, the communications identifier such that the third party device can include the communications identifier when initiating the communications session with the user device in order to indicate that the communications session is genuine.

4. 发明申请

WO2022240611A1 CONTENT VERIFICATION 审中-公开
公开(公告)号：WO2022240611A1
公开(公告)日：2022-11-17
申请号：PCT/US2022/027380
申请日：2022-05-03
申请人： MASTERCARD INTERNATIONAL INCORPORATED
发明人： HAMDAN, Husham , DUFFY, Colum
IPC分类号： G06Q20/12 , G06Q20/10 , G06Q20/40 , G06Q20/42 , G06Q20/38 , G06Q30/00 , G06Q20/02 , G06Q20/027 , G06Q20/384 , G06Q20/4014 , G06Q20/425 , G06Q30/018 , G06Q30/0609
摘要： A method of processing, at an authentication server, content data provided during an interaction between a user and a third party platform, the method comprising: receiving, at the authentication server, user verification data and content data from the third party platform; verifying the identity of the user by comparing the received user verification data against verification data stored in a user profile in order to generate a user identity status; analysing received content data against pre¬ existing user data in order to generate a content data notification message; sending, from the authentication server to the third party platform, an authentication message, the authentication message comprising the user identity status and the content data notification message.

5. 发明申请

WO2021252125A1 IOT DEVICES 审中-公开
公开(公告)号：WO2021252125A1
公开(公告)日：2021-12-16
申请号：PCT/US2021/032240
申请日：2021-05-13
申请人： MASTERCARD INTERNATIONAL INCORPORATED
发明人： RICHARDSON, Gary , DUFFY, Colum , HAMDAN, Husham
IPC分类号： H04L29/08 , G06Q20/308 , G06Q20/3674 , G06Q20/401 , G06Q20/405 , G06Q20/4093
摘要： A method of operating an Internet of Things (IoT) device, the IoT device capable of communicating with a third-party system in order to perform an autonomous task subject to authorisation by an IoT authorisation device, the method comprising: sending operating parameters relating to the autonomous task to a user for approval; receiving user-approved operating parameters for the autonomous task; configuring the IoT device to perform the autonomous task within the user approved operating parameters; registering the user approved operating parameters with the IoT device management server to enable the IoT authorisation device to check that the IoT device is operating within the user-approved operating parameters when it performs an autonomous task with the third-party system.

6. 发明申请

WO2021034410A1 IOT DEVICES 审中-公开
公开(公告)号：WO2021034410A1
公开(公告)日：2021-02-25
申请号：PCT/US2020/040206
申请日：2020-06-30
申请人： MASTERCARD INTERNATIONAL INCORPORATED
发明人： DUFFY, Colum , HAMDAN, Husham , JOSE, Sherene, Sera , TIERNEY, John
IPC分类号： G06Q20/30 , G06Q20/40 , G06Q20/38 , H04L29/08 , H04L29/06
摘要： A method of performing transactions using an Internet of Things (IoT) device, the method comprising: providing a payment application on the IoT device: provisioning a payment card within the payment application on the IoT device in order to allow the IoT device to operate as a payment device; initiating a transaction with a merchant using the payment card within the payment application; sending transaction data comprising payment card data relating to the payment device to the merchant; sending a device identifier for the IoT device, for use in identifying the IoT device as an IoT device, to the merchant.

7. 发明申请

WO2017053688A1 MOBILE APPLICATION PERFORMANCE 审中-公开
标题翻译：移动应用性能
公开(公告)号：WO2017053688A1
公开(公告)日：2017-03-30
申请号：PCT/US2016/053286
申请日：2016-09-23
申请人： MASTERCARD INTERNATIONAL INCORPORATED
发明人： DU CHENE, Arnaud , VENOT, Claire , BACIOCCOLA, Andrea , HAMDAN, Husham , DUFFY, Colum
IPC分类号： G06Q10/00 , G06Q20/00 , G06Q20/20 , G06Q20/22 , G06Q20/32 , G06Q20/38
CPC分类号： G06Q20/3221 , G06F11/3409 , G06F11/3466 , G06Q20/102 , G06Q20/3278 , H04L67/125
摘要： A method of monitoring performance for transactions performed by a mobile computing device with a transaction system is described. A set of performance metrics related to a transaction is defined. For a transaction, at least some of the set of performance metrics from that transaction are captured at the mobile computing device and provided so that a report on the set of performance metrics can be provided for the transaction. This report may be provided by a monitoring service external to the mobile computing device.
摘要翻译：描述了一种监视由具有交易系统的移动计算设备执行的交易的性能的方法。定义了与事务相关的一组性能指标。对于事务，来自该事务的一组性能指标中的至少一些在移动计算设备处被捕获，并被提供以使得可以为该事务提供关于一组性能度量的报告。该报告可以由移动计算设备外部的监视服务来提供。

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