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1. 发明申请

WO2012083199A1 WRITING APPLICATION DATA TO A SECURE ELEMENT 审中-公开
标题翻译：将应用程序数据写入安全元素
公开(公告)号：WO2012083199A1
公开(公告)日：2012-06-21
申请号：PCT/US2011/065550
申请日：2011-12-16
申请人： GOOGLE INC. , VON BEHREN, Rob , WALL, Jonathan , PAYA, Ismail, Cem , MUEHLBERG, Elexej , MEYN, Hauke
发明人： VON BEHREN, Rob , WALL, Jonathan , PAYA, Ismail, Cem , MUEHLBERG, Elexej , MEYN, Hauke
IPC分类号： G07F7/10
CPC分类号： G06Q20/35765 , G06F21/62 , G06Q20/3552 , G06Q20/3563 , G07F7/1008 , H04L9/08 , H04L9/0897 , H04L2209/805 , H04W4/80
摘要： Systems, methods, computer programs, and devices are disclosed herein for partitioning the namespace of a secure element in contactless smart card devices and for writing application data in the secure element using requests from a software application outside the secure element. The secure element is a component of a contactless smart card incorporated into a contactless smart card device. A control software application resident in the same or a different secure element provides access types and access bits, for each access memory block of the secure element namespace, thereby portioning the namespace into different access types. Further, a software application outside the secure element manages the control software application by passing commands using a secure channel to the secure element, thereby enabling an end-user of the contactless smart card device or a remote computer to control the partitioning and use of software applications within the secure element.
摘要翻译：本文公开了系统，方法，计算机程序和设备，用于对非接触式智能卡设备中的安全元件的命名空间进行分区，以及使用来自安全元件之外的软件应用的请求将安全元件中的应用数据写入。安全元件是结合到非接触式智能卡设备中的非接触式智能卡的组件。驻留在相同或不同安全元件中的控制软件应用程序为安全元件命名空间的每个访问存储块提供访问类型和访问位，从而将命名空间分配到不同的访问类型。此外，安全元件之外的软件应用程序通过使用安全通道传递命令来管理控制软件应用程序到安全元件，从而使无接触智能卡设备或远程计算机的最终用户能够控制软件的分区和使用安全元件中的应用程序。

2. 发明申请

WO2012083221A1 LOCAL TRUSTED SERVICES MANAGER FOR A CONTACTLESS SMART CARD 审中-公开
标题翻译：本地互联智慧卡服务经理
公开(公告)号：WO2012083221A1
公开(公告)日：2012-06-21
申请号：PCT/US2011/065590
申请日：2011-12-16
申请人： GOOGLE INC. , VON BEHREN, Rob , WALL, Jonathan , PAYA, Ismail, Cem
发明人： VON BEHREN, Rob , WALL, Jonathan , PAYA, Ismail, Cem
IPC分类号： G07F7/10
CPC分类号： G06Q20/3552 , G06Q20/3278 , G06Q20/35765 , G06Q20/3823 , G07F7/1008 , G07F7/1016
摘要： Systems, methods, computer programs, and devices are disclosed herein for deploying a local trusted service manager within a secure element of a contactless smart card device. The secure element is a component of a contactless smart card incorporated into a contactless smart card device. An asymmetric cryptography algorithm is used to generate public-private key pairs. The private keys are stored in the secure element and are accessible by a trusted service manager (TSM) software application or a control software application in the secure element. A non-TSM computer with access to the public key encrypts and then transmits encrypted application data or software applications to the secure element, where the TSM software application decrypts and installs the software application to the secure element for transaction purposes.
摘要翻译：本文公开了系统，方法，计算机程序和设备，用于在非接触式智能卡设备的安全元件内部署本地可信服务管理器。安全元件是结合到非接触式智能卡设备中的非接触式智能卡的组件。使用非对称加密算法来生成公私密钥对。私有密钥存储在安全元件中，可由可信服务管理器（TSM）软件应用程序或安全元件中的控制软件应用程序访问。访问公共密钥的非TSM计算机加密然后将加密的应用数据或软件应用程序发送到安全元件，其中TSM软件应用程序解密并将软件应用程序安装到安全元件以用于交易目的。

3. 发明申请

WO2013028646A2 POINT OF SALE PROCESSING INITIATED BY A SINGLE TAP 审中-公开
标题翻译：销售处理点由一个单一的开始
公开(公告)号：WO2013028646A2
公开(公告)日：2013-02-28
申请号：PCT/US2012/051641
申请日：2012-08-20
申请人： GOOGLE INC. , WALL, Jonathan , VON BEHREN, Rob , PAYA, Ismail, Cem
发明人： WALL, Jonathan , VON BEHREN, Rob , PAYA, Ismail, Cem
IPC分类号： G06Q20/40 , H04B5/02 , H04W12/00 , G06Q20/20
CPC分类号： G06Q30/06 , G06Q20/3278 , G06Q30/0238
摘要： Point of sale processing of multiple options is possible with a single tap of a contactless device. The user taps the contactless device in the device reader's radio frequency field. The device reader and the contactless device establish a secure communication channel. Once a secure communication channel is established, the device reader communicates the purchase to the contactless device. The contactless device presents value-added services available to the user. The contactless device communicates the user's selected value-added service(s) to the device reader, and the reader communicates the purchase price of the transaction. The contactless device communicates payment options to the user and then communicates the user-selected payment options to the device reader. The device reader communicates a digital receipt to the contactless device, and the secure communication is terminated.
摘要翻译：可以通过一个非接触式设备点击多个选项的销售点处理。用户在设备读取器的射频字段中点击非接触式设备。设备读取器和非接触式设备建立安全通信通道。一旦建立了安全通信信道，设备读取器就将购买通信给非接触式设备。非接触式设备提供可用于用户的增值服务。非接触式设备将用户选择的增值服务传送到设备阅读器，并且读者传达交易的购买价格。非接触式设备向用户传送支付选项，然后将用户选择的支付选项传送给设备读取器。设备读取器将数字收据传送到非接触式设备，并且终止安全通信。

4. 发明申请

WO2012083204A1 PARTITIONING THE NAMESPACE OF A SECURE ELEMENT 审中-公开
标题翻译：分配安全元素的名称
公开(公告)号：WO2012083204A1
公开(公告)日：2012-06-21
申请号：PCT/US2011/065557
申请日：2011-12-16
申请人： GOOGLE INC. , VON BEHREN, Rob , WALL, Jonathan , PAYA, Ismail Cem , MUEHLBERG, Alexej , MEYN, Hauke
发明人： VON BEHREN, Rob , WALL, Jonathan , PAYA, Ismail Cem , MUEHLBERG, Alexej , MEYN, Hauke
IPC分类号： G07F7/10
CPC分类号： G06Q20/35765 , G06F21/62 , G06Q20/3552 , G06Q20/3563 , G07F7/1008 , H04L9/08 , H04L9/0897 , H04L2209/805 , H04W4/80
摘要： Systems, methods, computer programs, and devices are disclosed herein for partitioning the namespace of a secure element in contactless smart card devices and for writing application data in the secure element using requests from a software application outside the secure element. The secure element is a component of a contactless smart card incorporated into a contactless smart card device. A control software application resident in the same or a different secure element provides access types and access bits, for each access memory block of the secure element namespace, thereby portioning the namespace into different access types. Further, a software application outside the secure element manages the control software application by passing commands using a secure channel to the secure element, thereby enabling an end-user of the contactless smart card device or a remote computer to control the partitioning and use of software applications within the secure element.
摘要翻译：本文公开了系统，方法，计算机程序和设备，用于对非接触式智能卡设备中的安全元件的命名空间进行分区，以及使用来自安全元件之外的软件应用的请求将安全元件中的应用数据写入。安全元件是结合到非接触式智能卡设备中的非接触式智能卡的组件。驻留在相同或不同安全元件中的控制软件应用程序为安全元件命名空间的每个访问存储块提供访问类型和访问位，从而将命名空间分配到不同的访问类型。此外，安全元件之外的软件应用程序通过使用安全通道传递命令来管理控制软件应用程序到安全元件，从而使无接触智能卡设备或远程计算机的最终用户能够控制软件的分区和使用安全元件中的应用程序。

5. 发明申请

WO2013040605A3 ONE-CLICK OFFLINE BUYING 审中-公开
公开(公告)号：WO2013040605A3
公开(公告)日：2013-03-21
申请号：PCT/US2012/055951
申请日：2012-09-18
申请人： GOOGLE INC. , WALL, Jonathan , VON BEHREN, Rob , COLLINE, Raymond Emmett, II
发明人： WALL, Jonathan , VON BEHREN, Rob , COLLINE, Raymond Emmett, II
IPC分类号： G06Q20/16 , G06Q20/40 , H04B5/00
摘要： Contactless payment transactions are initiated through single input activation of a mobile device's secure element and contactless communication system. Activation of the secure element and the contactless communication system is coupled to the activation status of the mobile device's screen. Activation of the secure element may be further coupled to the activation status of an electronic wallet application. Where activation of the electronic wallet application is required, one-click activation of the electronic wallet application and secure element is provided.

6. 发明申请

WO2012083113A3 DIGITAL WALLET 审中-公开
公开(公告)号：WO2012083113A3
公开(公告)日：2012-06-21
申请号：PCT/US2011/065363
申请日：2011-12-16
申请人： GOOGLE INC. , WALL, Jonathan , VON BEHREN, Rob
发明人： WALL, Jonathan , VON BEHREN, Rob
IPC分类号： G06Q20/40 , G06Q20/36
摘要： A digital wallet that facilitates fast, convenient, and secure commerce using a mobile electronic device (or non-mobile electronic device) and stores information associated with transactions, such as purchase confirmations and receipts. The digital wallet can store information for use in transactions, including information associated with one or more financial accounts, user information, and shipping information. To complete an online purchase, the digital wallet can interact with a merchant's website to obtain information regarding the purchase. The digital wallet provides a user interface for the user to review and confirm the purchase information. The user interface also allows the user to select from multiple payment options, customize shipping information, or provide information requested by the merchant. The digital wallet can transmit user confirmation to the merchant's website and receive a receipt for the purchase. The digital wallet can store the receipt and synchronize the receipt with a remote storage location.

7. 发明申请

WO2012075410A1 MULTIPLE CONTACTLESS DEVICE INTERACTIONS AND COMMUNICATION PROTOCOLS PER TAP 审中-公开
标题翻译：多个无缝设备交互和通信协议
公开(公告)号：WO2012075410A1
公开(公告)日：2012-06-07
申请号：PCT/US2011/063091
申请日：2011-12-02
申请人： GOOGLE INC. , WALL, Jonathan , VON BEHREN, Rob
发明人： WALL, Jonathan , VON BEHREN, Rob
IPC分类号： G06Q20/32 , G06K7/00 , G06K19/07 , H04B5/02 , H04M1/725
CPC分类号： H04M15/858 , G06Q20/20 , G06Q20/3278 , G06Q30/00 , H04B5/0056 , H04L69/24 , H04W4/80
摘要： Enabling multiple contactless interactions and communication protocols with a single tap of a contactless device. A device reader generates a polling loop and detects a contactless device using an RF field. The device reader identifies the contactless device's communication protocols and initiates a first communication protocol via ISO/IEC 18092 protocol. The device reader initiates a stored value communication via MIFARE protocol. The device reader then initiates an EMV communication via ISO/EIC 14443 protocol. A contactless device can function for both an EMV compliant payment transaction and an alternative peer-to-peer type transaction. The EMV based payment application and transaction is retained as an independent payment application, thereby keeping the additional data exchange process of EMV technology from influencing the peer-to-peer technology and avoiding re-certification of EMV technology.
摘要翻译：通过单击非接触式设备启用多个非接触式交互和通信协议。设备读取器产生轮询循环并使用RF场来检测非接触式设备。设备读取器识别非接触式设备的通信协议，并通过ISO / IEC 18092协议启动第一个通信协议。设备读取器通过MIFARE协议启动存储值通信。然后，设备读取器通过ISO / EIC 14443协议启动EMV通信。非接触式设备可用于符合EMV的支付交易和替代的对等类型交易。基于EMV的支付应用和交易保留为独立的支付应用，从而保持EMV技术的附加数据交换过程不影响对等技术，避免EMV技术的重新认证。

8. 发明申请

WO2013152331A1 SECURE RESET OF PERSONAL AND SERVICE PROVIDER INFORMATION ON MOBILE DEVICES 审中-公开
标题翻译：移动设备上个人和服务提供者信息的安全重新安装
公开(公告)号：WO2013152331A1
公开(公告)日：2013-10-10
申请号：PCT/US2013/035521
申请日：2013-04-05
申请人： GOOGLE INC.
发明人： WALL, Jonathan , VON BEHREN, Rob
IPC分类号： G06Q20/38 , H04L9/00
CPC分类号： G06Q20/3829 , G06Q20/3226 , G06Q20/3227 , G06Q20/3278 , G06Q20/3672 , G06Q20/3825 , H04L9/0894 , H04L9/0897 , H04L9/3263 , H04L2209/12 , H04L2209/50 , H04L2209/56 , H04L2209/805 , H04M15/48 , H04W12/04
摘要： Systems and methods are described herein for supporting end users of a mobile device, such as a mobile phone, to reset a secure element associated with the communication device. The reset process may include clearing the secure element, associated memories, and storage devices of any user specific or personalized information associated with the user. The reset process may also include removing or resetting keys or other identifiers within the secure element that associate the mobile device with a particular secure service provider. According to various embodiments, a computer-implemented method for resetting a secure element within a network device may include receiving an encrypted reset request message at the secure element, decrypting the encrypted reset request message using a communication key, verifying authorization for the reset request message, and atomically clearing parameters associated with the secure element.
摘要翻译：这里描述了用于支持诸如移动电话的移动设备的最终用户来重置与通信设备相关联的安全元件的系统和方法。重置过程可以包括清除与用户相关联的任何用户特定或个性化信息的安全元件，相关联的存储器和存储设备。重置过程还可以包括移除或重置密钥或安全元件内的与移动设备与特定安全服务提供商相关联的其他标识符。根据各种实施例，用于重置网络设备内的安全元件的计算机实现的方法可以包括在安全元件处接收加密的重置请求消息，使用通信密钥解密加密的重置请求消息，验证重置请求消息的授权并且原子地清除与安全元件相关联的参数。

9. 发明申请

WO2013112931A1 FRAUD PROTECTION FOR ONLINE AND NFC PURCHASES 审中-公开
标题翻译：在线和NFC购买的FRAUD保护
公开(公告)号：WO2013112931A1
公开(公告)日：2013-08-01
申请号：PCT/US2013/023290
申请日：2013-01-25
申请人： GOOGLE INC.
发明人： WALL, Jonathan , VON BEHREN, Rob , NOWKA, Andy
IPC分类号： G06Q20/40 , G06Q40/02 , H04B5/00
CPC分类号： G06Q20/3278 , G06Q20/4016 , G06Q20/425
摘要： A fraud protection application can allow a user to safely purchase goods without a physical account verifier such as a credit card. These types of purchases are common when purchasing items online and also when making NFC purchases. The purchaser can install a Fraud Prevention Application on a device that can recognize that the purchaser is using their device to make a purchase making a transaction. The application can initiate an independent connection with the financial institution's server and submit to the server verification data to validate the purchase. In response, the server can compare the data with identification data previously submitted by that purchaser's device and also with transaction data submitted by the merchant. If the verification data is validated then the server can approve the purchase and the transaction may proceed. If the verification data is not validated then the FPA can cause refuse the transaction.
摘要翻译：欺诈保护应用程序可以允许用户安全地购买商品，而无需使用诸如信用卡的实体帐户验证者。这些购买类型在购买在线商品时也是购买NFC时常见的。购买者可以在可以识别购买者正在使用其设备进行交易购买的设备上安装防欺诈应用程序。应用程序可以启动与金融机构的服务器的独立连接，并提交给服务器验证数据以验证购买。作为响应，服务器可以将数据与由该购买者设备先前提交的识别数据以及商家提交的交易数据进行比较。如果验证数据被验证，则服务器可以批准购买，并且可以进行交易。如果验证数据未被验证，则FPA可能会导致拒绝交易。

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