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    • 3. 发明申请
    • SYSTEM AND METHOD FOR SECURE COMMUNICATION
    • 用于安全通信的系统和方法
    • WO2004107700A1
    • 2004-12-09
    • PCT/CH2003/000341
    • 2003-05-30
    • PRIVASPHERE GMBHHAUSER, Ralf
    • HAUSER, Ralf
    • H04L29/06
    • H04L63/0407H04L51/00H04L63/0428H04L63/08H04L63/10H04L63/18
    • A system for secure communication comprises a secure electronic messaging server which is accessible by the public and a database for storing data of subscribers. The data comprise subscriber-based instructions related to the handling of incoming mails, wherein the instructions comprise information related to an at least one security level chosen by the subscriber. The system comprises means to automatically handle in- and outgoing mails according to these instructions. This system allows transmitting messages privately and securely with minimum prerequisites for its users. The inventive system allows a secure transmitting of messages between a sender and a recipient, wherein only one of the two parties is a subscriber.
    • 用于安全通信的系统包括可由公众访问的安全电子消息传送服务器和用于存储用户数据的数据库。 数据包括与传入邮件的处理有关的基于订户的指令,其中指令包括与用户选择的至少一个安全级别相关的信息。 该系统包括根据这些说明自动处理输入和输出邮件的装置。 该系统允许私有和安全地发送消息,其用户的最低先决条件。 本发明的系统允许在发送者和接收者之间安全地发送消息,其中双方中只有一方是订户。
    • 4. 发明申请
    • SYSTEM AND METHOD FOR SECURE COMMUNICATION
    • 用于安全通信的系统和方法
    • WO2004107687A1
    • 2004-12-09
    • PCT/CH2004/000329
    • 2004-06-01
    • PRIVASPHERE GMBHHAUSER, Ralf
    • HAUSER, Ralf
    • H04L12/58
    • H04L63/0407H04L51/00H04L63/0428H04L63/08H04L63/10H04L63/18
    • A system (1) for secure communication comprises a secure electronic messaging server (11) which is accessible by the public and a database (12) for storing data of messaging users. The data comprise the tracking of trust establishing out-of-band verification and the monitoring of the trust relations derived thereof, messaging user-based instruc­tions related to the handling of incoming mails, wherein the instructions comprise information related to an at least one security level chosen by the messaging user. The system (1) comprises means to automatically handle in- and outgoing mails according to these instructions. This system (1) allows transmitting messages privately and securely with minimum prerequisites for its users. The inventive system (1) allows a secure transmitting of messages between a sender (S) and a recipient (R), wherein only one of the two parties is a messaging user.
    • 用于安全通信的系统(1)包括可由公众访问的安全电子消息服务器(11)和用于存储消息传递用户的数据的数据库(12)。 该数据包括对建立带外验证的信任的跟踪以及从其导出的信任关系的监视,与传入邮件的处理相关的基于消息的基于用户的指令,其中所述指令包括与至少一个安全级别相关的信息 由消息传递用户选择。 系统(1)包括根据这些指令自动处理内外邮件的装置。 该系统(1)允许私有和安全地发送消息,其用户的最低先决条件。 本发明的系统(1)允许在发送者(S)和接收方(R)之间安全地发送消息,其中双方中只有一方是消息传递用户。
    • 6. 发明申请
    • A METHOD FOR PERFORMING A SECURE CASH-FREE PAYMENT TRANSACTION AND A CASH-FREE PAYMENT SYSTEM
    • 执行安全无偿支付交易和无现金支付系统的方法
    • WO2002097684A2
    • 2002-12-05
    • PCT/CH2002/000280
    • 2002-05-29
    • HAUSER, Ralf
    • HAUSER, Ralf
    • G06F17/60
    • G06Q20/02G06Q20/04G06Q20/10G06Q20/12
    • A method for performing a cash-free payment transaction that comprises: a) a provider (PPPP) receives a pre-authorization message (2') for a payment to be made by a buyer (B), the pre-authorization message being authenticated for example by a personal identification number; b) the provider (PPPP) generates a payment nonce in response to this pre-authorization message; c) the provider (PPPP) forwards this payment nonce (3') to the buyer (B) and the provider (PPPP) approves the payment when asked or when being debited by a seller (S') interface. The method further comprises that the above mentioned steps are performed by a private pre-authorization and payment provider (PPPP) and that the provider (PPPP) accepts a pre-authorization message being sent by a buyer's personal trusted device (PTD) being independent of the seller's interface and that the provider (PPPP) generates the payment nonce in a form which can be read by the seller's interface. This method using a personal trusted device (PTD) to obtain a nonce that protects privacy and prevents fraud being at the same time flexible enough to be used in different kinds of transactions, even in off-line transactions and not requiring downloads, special hardware, certificates, or pre-registration by the buyer.
    • 一种用于执行无现金支付交易的方法,包括:a)提供商(PPPP)接收由买方(B)进行的支付的预授权消息(2'),所述预授权消息被认证 例如通过个人识别号码; b)提供商(PPPP)响应于该预授权消息生成付款余额; c)提供商(PPPP)将此付款通行证(3')转发给买方(B),并且提供商(PPPP)在被要求或由卖方(S')接口借记时批准付款。 该方法还包括上述步骤由私人预授权和支付提供商(PPPP)执行,并且提供商(PPPP)接受由买方的个人可信设备(PTD)独立发送的预授权消息 卖方的接口,并且提供商(PPPP)以可由卖方界面读取的形式生成付款余额。 该方法使用个人信任设备(PTD)来获得保护隐私并防止欺诈的同时具有足够灵活性以用于不同类型的交易的即时事件,即使在离线交易中也不需要下载,特殊硬件, 证书或买方预注册。