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1. 发明申请

WO2006053200A3 MONEY TRANSFER NOTIFICATION SYSTEMS AND METHODS 审中-公开
标题翻译：货币转移通知系统和方法
公开(公告)号：WO2006053200A3
公开(公告)日：2006-10-26
申请号：PCT/US2005040895
申请日：2005-11-08
申请人： FIRST DATA CORP , MICHELSEN MICHAEL J , THOMPSON MARK , LAPKIN MARGARET
发明人： MICHELSEN MICHAEL J , THOMPSON MARK , LAPKIN MARGARET
IPC分类号： G06Q20/00
CPC分类号： G06Q20/10 , G06Q20/04 , G06Q20/20 , G06Q20/407 , G06Q40/02
摘要： A method of transferring funds from a sender to a recipient includes receiving, at a transfer location, a transfer request from the sender. The transfer request includes a notification request to notify the sender when the recipient receives the funds. The method also includes sending the transfer request to a host computer system, receiving, at a transfer location, a request from the recipient to receive the funds, receiving a message at the host computer system that the recipient received the funds, and sending from the host computer system a notification to the sender that the recipient received the funds.
摘要翻译：将资金从发送方转移到接收方的方法包括在传送位置接收来自发送者的转移请求。转移请求包括当收件人收到资金时通知发送者的通知请求。该方法还包括将传送请求发送到主计算机系统，在传送位置接收来自接收者接收资金的请求，在主计算机系统接收接收方接收到资金的消息，并从主机系统通知发送方收件人收到的资金。

2. 发明申请

WO2006017033A2 SYSTEM AND METHODS FOR DISCLOSING TRANSACTION INFORMATION TO CUSTOMERS 审中-公开
标题翻译：向客户披露交易信息的系统和方法
公开(公告)号：WO2006017033A2
公开(公告)日：2006-02-16
申请号：PCT/US2005023240
申请日：2005-06-28
申请人： FIRST DATA CORP , ALGIENE KENNETH , THOMPSON MARK
发明人： ALGIENE KENNETH , THOMPSON MARK
IPC分类号： G06G1/12 , G06Q20/00 , G06Q30/00 , G06Q40/00
CPC分类号： G06Q40/02 , G06Q20/04 , G06Q20/10 , G06Q20/14 , G06Q20/20 , G06Q20/202 , G06Q20/381 , G06Q20/407 , G06Q30/04 , G06Q40/00 , G06Q40/04
摘要： A method of disclosing transaction information to customers includes receiving at a host computer system a file comprising processing information. The processing information comprises a plurality of transaction categories and fee information associated with each transaction category. The method also includes receiving a message from a point-of-sale device requesting the fee information associated with at least one particular transaction category relating to a transaction with a customer and sending from the host computer system an electronic message comprising the fee information. The method further comprises displaying transaction information relating to the electronic message at the point-of-sale device and providing the customer the opportunity to cancel the transaction. The transaction may involve an exchange between at least two different forms of value.
摘要翻译：向客户披露交易信息的方法包括在主计算机系统处接收包括处理信息的文件。处理信息包括与每个交易类别相关联的多个交易类别和费用信息。该方法还包括从销售点设备接收请求与客户交易相关的至少一个特定交易类别的费用信息的消息，并从主计算机系统发送包括费用信息的电子消息。该方法还包括在销售点设备处显示与电子消息相关的交易信息，并为客户提供取消交易的机会。该交易可能涉及至少两种不同形式的价值之间的交换。

3. 发明申请

WO2004086170A8 SYSTEM AND METHODS FOR DISCLOSING TRANSACTION INFORMATION TO CUSTOMERS 审中-公开
标题翻译：向客户披露交易信息的系统和方法
公开(公告)号：WO2004086170A8
公开(公告)日：2005-10-06
申请号：PCT/US2004006633
申请日：2004-03-04
申请人： FIRST DATA CORP , ALGIENE KENNETH , THOMPSON MARK
发明人： ALGIENE KENNETH , THOMPSON MARK
IPC分类号： G06Q20/04 , G06Q20/20 , G06Q20/40 , G06Q40/02 , G06K15/00
CPC分类号： G06Q40/02 , G06Q20/04 , G06Q20/20 , G06Q20/407
摘要： A method of disclosing transaction information to customers includes receiving at a host computer system a file comprising processing information. The processing information comprises a plurality of transaction categories and fee information associated with each transaction category. The method also includes receiving a message from a point-of-sale device requesting the fee information associated with at least one particular transaction category relating to a transaction with a customer and sending from the host computer system an electronic message comprising the fee information. The method further comprises displaying transaction information relating to the electronic message at the point-of-sale device and providing the customer the opportunity to cancel the transaction. The transaction may involve an exchange between at least two different forms of value.
摘要翻译：向客户披露交易信息的方法包括在主计算机系统处接收包括处理信息的文件。处理信息包括与每个交易类别相关联的多个交易类别和费用信息。该方法还包括从销售点设备接收请求与客户交易相关的至少一个特定交易类别的费用信息的消息，并从主计算机系统发送包括费用信息的电子消息。该方法还包括在销售点设备处显示与电子消息相关的交易信息，并为客户提供取消交易的机会。该交易可能涉及至少两种不同形式的价值之间的交换。

4. 发明申请

WO2007061505A3 INTERNET FUNDS TRANSFER SYSTEM USING ATM PICKUP 审中-公开
标题翻译：互联网基金转账系统采用ATM取款
公开(公告)号：WO2007061505A3
公开(公告)日：2007-07-12
申请号：PCT/US2006037888
申请日：2006-09-27
申请人： FIRST DATA CORP , TULLURI GUPTA SESHA RAGHAVENDR , THOMPSON MARK , SEIFERT DEAN
发明人： TULLURI GUPTA SESHA RAGHAVENDR , THOMPSON MARK , SEIFERT DEAN
IPC分类号： G06Q20/00
CPC分类号： G06Q20/1085 , G06Q20/10 , G06Q20/18 , G07F19/20 , G07F19/211
摘要： One method for transferring funds includes receiving at a web server computer a request to transfer funds from a sender to a receiver. The request includes information identifying the sender and a payment vehicle for providing funds to transfer. The payment vehicle is validated and a transaction identifier is generated or assigned. The transaction identifier may be transmitted from the web server computer to the sender. When ready to receive the funds, the transaction identifier is entered into an ATM. If the transaction identifier is validated, the funds are dispensed from the ATM.
摘要翻译：用于转移资金的一种方法包括在网络服务器计算机处接收从发送者转移到接收者的资金的请求。该请求包括识别发送者和用于提供资金转移的支付工具的信息。支付车辆被验证并生成或分配交易标识符。交易标识符可以从web服务器计算机发送到发送者。当准备好接收资金时，交易标识符被输入到ATM中。如果交易标识符被验证，则资金从ATM分配。

5. 发明申请

WO2004086170A2 SYSTEM AND METHODS FOR DISCLOSING TRANSACTION INFORMATION TO CUSTOMERS 审中-公开
标题翻译：向客户披露交易信息的系统和方法
公开(公告)号：WO2004086170A2
公开(公告)日：2004-10-07
申请号：PCT/US2004006633
申请日：2004-03-04
申请人： FIRST DATA CORP , ALGIENE KENNETH , THOMPSON MARK
发明人： ALGIENE KENNETH , THOMPSON MARK
IPC分类号： G06Q20/04 , G06Q20/20 , G06Q20/40 , G06Q40/02 , G06F
CPC分类号： G06Q40/02 , G06Q20/04 , G06Q20/20 , G06Q20/407
摘要： A method of disclosing transaction information to customers includes receiving at a host computer system a file comprising processing information. The processing information comprises a plurality of transaction categories and fee information associated with each transaction category. The method also includes receiving a message from a point-of-sale device requesting the fee information associated with at least one particular transaction category relating to a transaction with a customer and sending from the host computer system an electronic message comprising the fee information. The method further comprises displaying transaction information relating to the electronic message at the point-of-sale device and providing the customer the opportunity to cancel the transaction. The transaction may involve an exchange between at least two different forms of value.
摘要翻译：向客户公开交易信息的方法包括在主计算机系统处接收包括处理信息的文件。处理信息包括与每个交易类别相关的多个交易类别和费用信息。该方法还包括接收来自销售点设备的消息，该消息请求与关于与顾客的交易有关的至少一个特定交易类别相关联的费用信息，并且从主计算机系统发送包括费用信息的电子消息。该方法进一步包括在销售点设备处显示与电子消息有关的交易信息，并向客户提供取消交易的机会。交易可能涉及至少两种不同形式的价值之间的交换。

6. 发明申请

WO2004019155A3 MULTI-PURPOSE KIOSK AND METHODS 审中-公开
标题翻译：多目的使用KIOSK和方法
公开(公告)号：WO2004019155A3
公开(公告)日：2004-07-08
申请号：PCT/US0318614
申请日：2003-06-11
申请人： FIRST DATA CORP
发明人： BLAIR PAUL A , ALGIENE KENNETH , THOMPSON MARK
IPC分类号： G06Q20/10 , G06Q20/14 , G07F19/00 , G06F17/60
CPC分类号： G07F19/20 , G06Q20/10 , G06Q20/102 , G06Q20/1085 , G06Q20/14 , G07F19/203
摘要： A method and apparatus to dispense an amount of funds from a Kiosk, where after verification of funds source (702), a request to remit a first portion of the amount in a first form is made (704). A set of options may be displayed for receiving a second portion of the amount of funds (706, 708). The second portion may be in a second form different from the first form.
摘要翻译：（704）在验证资金来源（702）之后分配来自信息站的资金的方法和装置（702），提出以第一形式汇出第一部分金额的请求（704）。可以显示一组选项以接收资金量的第二部分（706,708）。第二部分可以是与第一形式不同的第二形式。

7. 发明申请

WO03054664A3 METHODS AND SYSTEMS FOR PROCESSING TRANSACTION REQUESTS 审中-公开
标题翻译：处理交易要求的方法和系统
公开(公告)号：WO03054664A3
公开(公告)日：2003-09-25
申请号：PCT/US0240401
申请日：2002-12-17
申请人： FIRST DATA CORP
发明人： CACHEY JOSEPH , SEIFERT DEAN A , THOMPSON MARK , DARLAND CAROL , ALGIENE KENNETH
IPC分类号： G06Q20/02 , G06Q20/04 , G06Q20/10 , G06F17/60
CPC分类号： G06Q20/02 , G06Q20/04 , G06Q20/10
摘要： Methods and systems (figure 3) are provided for processing money-order requests and other transactions. A list of prohibited persons is maintained, such as a copy of an OFAC SDN list. When a request is made to execute the transaction (304), name information is collected from a customer and compared with the list (312). If the name information matches an entry on the list, the transaction request is declined (340).
摘要翻译：提供方法和系统（图3）用于处理汇票请求和其他交易。维护禁止人员名单，例如OFAC SDN名单的副本。当执行交易（304）的请求时，从客户收集名称信息并与列表（312）进行比较。如果名称信息与列表中的条目匹配，则事务请求被拒绝（340）。

8. 发明申请

WO03027794A3 SYSTEMS AND METHODS TO FACILITATE PAYMENT FOR SHIPPED GOODS 审中-公开
标题翻译：促进运输货物付款的制度和方法
公开(公告)号：WO03027794A3
公开(公告)日：2003-08-14
申请号：PCT/US0228952
申请日：2002-09-10
申请人： FIRST DATA CORP
发明人： THOMPSON MARK
IPC分类号： G06Q20/02 , G06Q20/10 , G06Q20/12 , G06Q30/04 , G06Q30/06 , G07F7/08 , G06F17/60
CPC分类号： G06Q30/04 , G06Q20/02 , G06Q20/10 , G06Q20/102 , G06Q20/12 , G06Q30/0601 , G06Q40/04 , G07F7/08
摘要： A system is provided for managing logistics for the sale of goods. The system (10) further implements a geography-based and time-based strategy for executing the logistics of shipping time sensitive goods from the seller (82) to the buyer (84) via controls (102). A buyer accesses the system and searches for tickets to purchase (94) and selects tickets (96). The seller (82) accesses system (10) and navigates through the site and locates the event for which the seller may have tickets (86). After the seller (82) selects the event, the system (10) requires the seller to register and login (88). After a purchase is made, ticket information is provided with available courier pickup and dropoff options, as shown in step (90). Once the delivery of the tickets (100) has been completed, system (10) provides tracking information (98), payment to the seller minus an operating fee (92) and option for feedback.
摘要翻译：提供一种管理物流销售货物的系统。系统（10）进一步实施基于地理和时间的策略，用于通过控制（102）从卖方（82）到买方（84）执行将时间敏感商品运送的物流。买家访问系统并搜索要购买的票（94）并选择票证（96）。卖方（82）访问系统（10）并浏览该站点并查找卖方可能有票的事件（86）。卖方（82）选择事件后，系统（10）要求卖方注册登录（88）。在购买之后，机票信息将提供可用的快递取件和退出选项，如步骤（90）所示。一旦票据（100）的交付完成，系统（10）提供跟踪信息（98），向卖方支付减去运营费用（92）和反馈选项。

9. 发明申请

WO03060635A2 MONEY TRANSFER SYSTEMS AND METHODS 审中-公开
标题翻译：货币转移系统和方法
公开(公告)号：WO03060635A2
公开(公告)日：2003-07-24
申请号：PCT/US0240556
申请日：2002-12-16
申请人： FIRST DATA CORP
发明人： HANSEN KURT , SEIFERT DEAN A , THOMPSON MARK , MICHELSEN MIKE , JERONIMUS MIKE , FRAZIER PATRICIA A
IPC分类号： G06Q20/00 , G06Q30/00 , G06F
CPC分类号： G06Q30/06 , G06Q20/00 , G06Q20/10 , G06Q20/20 , G06Q20/381
摘要： One method involves payment of money to a recipient traveling to one or more foreign countries by entering into a remote computer money transfer information from a sender. The money transfer information comprises recipient identification information, at least one country where the money is to be received, and a payment amount in an originating currency. The money transfer information is transmitted to a host computer system. When ready to receive payment in the designated country, recipient identification information along with a request to withdraw a portion of a possible payment amount is entered into a payout computer. The recipient identification information and the request to withdraw is transmitted to a host computer system, and the requested withdrawal is provided to the recipient in the local currency.
摘要翻译：一种方法涉及通过从发送者输入远程计算机货币转移信息向通过一个或多个外国旅行的接收者支付金钱。货币转移信息包括收件人识别信息，要接收货币的至少一个国家和原始货币的支付金额。汇款信息被传送到主计算机系统。当准备在指定国家接收付款时，收件人身份信息以及提取可能的支付金额的一部分的请求被输入到支付计算机中。接收方识别信息和撤回请求被发送到主机系统，并且以本地货币向接收方提供所请求的提款。

10. 发明申请

WO2010096663A3 WIRELESS BROADBAND COMMUNICATIONS NETWORK FOR A UTILITY 审中-公开
标题翻译：无线宽带通信网络实现
公开(公告)号：WO2010096663A3
公开(公告)日：2010-12-16
申请号：PCT/US2010024752
申请日：2010-02-19
申请人： ACLARA POWER LINE SYSTEMS INC , SMITH RONALD , THOMPSON MARK
发明人： SMITH RONALD , THOMPSON MARK
IPC分类号： H04W24/04 , H04L12/24
CPC分类号： G01D4/004 , Y02B90/242 , Y02B90/246 , Y04S20/322 , Y04S20/42
摘要： A communications network (12) for use by a utility (10) for communication, command, and control of the utility's distribution area for gas, water and electrical services including the utility's distribution system, security, workforce, and asset management. The network includes apparatus for obtaining information and data concerning usage of the electricity, gas, or water by each of the utility's customers, the operation of installations throughout the system, and how electricity, gas, or water is being distributed throughout the system. The information and data from each source (16) is processed to provide an up-to-date overview of the system and its operation to the utility's management and operating personnel. This includes identification of any current problems, including distribution or security, within the system, and asset monitoring and management to identify possible future problems which may occur within a predetermined period of time. Reports generated as a result of processing the information and data, besides providing current status information, also provide management and operating personnel with information as to ways of alleviating any current problems identified within the system, and steps which can be taken to forestall possible future problems which are identified.
摘要翻译：一种用于公用事业（10）用于通信，指挥和控制燃气，水和电力服务的公用事业分销区域的通信网络（12），包括公用事业的分销系统，安全性，劳动力和资产管理。该网络包括用于获得关于每个公用事业的客户使用电，气或水的信息和数据的装置，整个系统中的装置的操作，以及如何在整个系统中分配电力，气体或水。处理来自每个来源（16）的信息和数据，以便向公用事业的管理和运营人员提供系统及其操作的最新概述。这包括识别系统内的任何当前问题，包括分发或安全，以及资产监控和管理，以识别可能在预定时间段内发生的未来问题。由于处理信息和数据而产生的报告除了提供当前状态信息外，还为管理和运营人员提供了有关缓解系统中确定的任何当前问题的方法的信息，以及可以采取的措施来防止将来的未来问题被识别。

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