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1. 发明申请

WO2003005149A2 SYSTEMS AND METHODS FOR PROVIDING PURCHASE TRANSACTION INCENTIVES 审中-公开
标题翻译：用于提供采购交易激励的系统和方法
公开(公告)号：WO2003005149A2
公开(公告)日：2003-01-16
申请号：PCT/US2002/019802
申请日：2002-07-05
申请人： CAPITAL ONE FINANCIAL CORPORATION
发明人： NORRIS, Jeffrey
IPC分类号： G06F
CPC分类号： G06Q30/02 , G06Q20/20 , G06Q30/0226 , G06Q30/0601
摘要： A method, system, and computer are disclosed for providing purchase transaction incentives using a financial product having an identification code that may be scanned at a point-of-sale terminal. The method comprises tracking a purchase transaction by a consumer based on identification data obtained from scanning of the identification code on the financial product. Data relating to the transaction and identification data relating to the identification code are received for storage in a transaction database. A purchase transaction incentive is provided based on the stored data relating to the plurality of transactions and the stored identification data relating to the identification code. The purchase transaction incentive provides an incentive to a particular consumer to make a purchase.
摘要翻译：公开了一种方法，系统和计算机，用于提供使用具有可在销售点终端（804）扫描的识别码的金融产品的购买交易激励（808）。该方法包括基于从金融产品上的识别码的扫描获得的识别数据，消费者跟踪购买交易（804）。接收与交易有关的数据和与识别代码有关的识别数据以存储在交易数据库（806）中。基于与多个交易相关的存储数据和存储与识别码有关的识别数据，提供购买交易激励。购买交易激励措施鼓励特定消费者进行购买（808）。

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