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    • 5. 发明申请
    • RISK IDENTIFICATION SYSTEM AND METHODS
    • 风险识别系统和方法
    • WO2005029231A3
    • 2005-06-16
    • PCT/US2004029730
    • 2004-09-10
    • MOEBS DOLLAR ERVICES INCMOEBS G MICHAELWILLIAMS KENNETH A
    • MOEBS G MICHAELWILLIAMS KENNETH A
    • G06Q10/00G06Q40/00G06F17/60
    • G06Q10/10G06Q40/00G06Q40/025G06Q40/06G06Q40/08
    • The present invention relates to a system and methods by which the risk associated with a new opportunity or new or ongoing relationship may be assessed. An example of such new opportunity or new relationship for which the present invention may be used to assess the risk is that concerning a potential new customer of a financial institution. The risk assessment of the present invention may be used to assess whether a new customer should be taken on as a customer and, if so, to what extent should the possible full range of account benefits be provided to the new customer. Other applications include assessing risk regarding a candidate for employment, assessing casualty loss and/or repayment risk in the insurance industry, and assessing risk in a landlord tenant relationship to determine whether or not to rent to the prospective tenant and if so, the amount of the security deposit.
    • 本发明涉及可以评估与新机会或新的或正在进行的关系相关联的风险的系统和方法。 本发明可用于评估风险的这种新机会或新关系的一个例子是关于金融机构的潜在新客户。 本发明的风险评估可用于评估新客户是否应当作为客户服务,如果是,则应在多大程度上向新客户提供可能的全方位的帐户利益。 其他应用包括评估就业候选人的风险,评估保险业中的人员伤亡和/或还款风险,以及评估业主租客关系中的风险,以确定是否向潜在租户租赁,如果是, 保证金。
    • 7. 发明申请
    • RISK IDENTIFICATION SYSTEM AND METHODS
    • 风险识别系统和方法
    • WO2005029231A2
    • 2005-03-31
    • PCT/US2004/029730
    • 2004-09-10
    • MOEBS $ERVICES, INC.MOEBS, G., MichaelWILLIAMS, Kenneth, A.
    • MOEBS, G., MichaelWILLIAMS, Kenneth, A.
    • G06F
    • G06Q10/10G06Q40/00G06Q40/025G06Q40/06G06Q40/08
    • The present invention relates to a system and methods by which the risk associated with a new opportunity or new or ongoing relationship may be assessed. An example of such new opportunity or new relationship for which the present invention may be used to assess the risk is that concerning a potential new customer of a financial institution. The risk assessment of the present invention may be used to assess whether a new customer should be taken on as a customer and, if so, to what extent should the possible full range of account benefits be provided to the new customer. Other applications include assessing risk regarding a candidate for employment, assessing casualty loss and/or repayment risk in the insurance industry, and assessing risk in a landlord tenant relationship to determine whether or not to rent to the prospective tenant and if so, the amount of the security deposit.
    • 本发明涉及一种系统和方法,通过该系统和方法可以评估与新机会或新的或正在进行的关系相关联的风险。 可以使用本发明来评估风险的这种新机会或新关系的例子是涉及金融机构的潜在新客户。 本发明的风险评估可以用来评估是否应该将新客户作为客户,如果是,应该在多大程度上向新客户提供全范围的帐户收益。 其他应用包括评估就业候选人的风险,评估保险行业的伤亡损失和/或偿还风险,以及评估房东租户关系中的风险,以确定是否向潜在租户出租租金,如果是,租金 保证金。
    • 8. 发明申请
    • INTERNAL COMBUSTION ENGINE WITH OPTIMUM TORQUE OUTPUT
    • 具有最佳扭矩输出的内燃机
    • WO1998020268A1
    • 1998-05-14
    • PCT/US1997019920
    • 1997-10-31
    • WILLIAMS, Kenneth, A.
    • F16H25/14
    • F16H21/28F02B41/04F02B75/22F02B75/32Y10T74/2162
    • An improved engine output shaft (106) includes a crankpin assembly (104) for operatively connecting the shaft (106) to each reciprocating piston for translating the reciprocating motion of each piston to rotary motion of the shaft (106) through a leverage arm between the axis of rotation (108) of the shaft (106) and the point of operative connection between each piston and the shaft (106). The crankpin assembly (104) is fixed to rotate with the shaft (106) and defines a plurality of fixed crankpin offsets and transition offsets (TOA1/2) which sequentially vary the moment arm in a predetermined manner during the rotation of the shaft (106) to produce a substantially constant total engine torque output during each increment of rotational movement.
    • 改进的发动机输出轴(106)包括曲柄销组件(104),用于将轴(106)可操作地连接到每个往复活塞,用于将每个活塞的往复运动转换成轴(106)的旋转运动,通过杠杆臂 轴(106)的旋转轴线(108)和每个活塞与轴(106)之间的操作连接点。 曲柄销组件(104)被固定以与轴(106)一起旋转,并且限定多个固定的曲柄销偏置和过渡偏移(TOA1 / 2),其在轴(106)的旋转期间以预定方式顺序地改变力矩臂 )以在每次旋转运动增量期间产生基本恒定的总发动机转矩输出。