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1. 发明申请

WO2011016911A1 METHODS AND SYSTEMS FOR AUTHENTICATING USERS 审中-公开
标题翻译：认证用户的方法和系统
公开(公告)号：WO2011016911A1
公开(公告)日：2011-02-10
申请号：PCT/US2010/039148
申请日：2010-06-18
申请人： DAON HOLDINGS LIMITED , WHITE, Conor, Robert
发明人： WHITE, Conor, Robert , PEIRCE, Michael , CRAMER, Jason, Scott , STEINER, Chet, Bradford , DIEBES, Suzanna
IPC分类号： H04L9/32 , G06F21/00
CPC分类号： H04L63/0838 , G06Q20/3674 , H04L63/0861 , H04L63/18
摘要： A method of authenticating users to reduce transaction risks includes indicating a desire to conduct a transaction and determining whether the transaction requires access to protected resources. Moreover, the method determines whether inputted information is known, determines a state of a communications device when the inputted information is known, and transmits a biometric authentication request from a server to an authentication system when the state of the communications device is enrolled. Additionally, the method includes validating the communications device, capturing biometric authentication data in accordance with a biometric authentication data capture request with the communications device, biometrically authenticating the user, generating a one-time pass-phrase and storing the one-time pass-phrase on the authentication system when the user is authenticated, comparing the transmitted one-time pass-phrase against the stored one-time pass-phrase, and granting access to the protected resources when the transmitted and stored one-time pass-phrases match.
摘要翻译：用于认证用户以减少交易风险的方法包括指示进行交易的期望并确定交易是否需要对受保护资源的访问。此外，该方法确定输入的信息是否已知，当输入的信息是已知的时候确定通信设备的状态，并且当通信设备的状态被登记时，从服务器向认证系统发送生物认证请求。此外，该方法包括验证通信设备，根据生物认证数据捕获请求与通信设备捕获生物认证数据，生物测定用户身份，生成一次密码短语并存储一次性密码短语在用户被认证的认证系统上，将所发送的一次通行短语与所存储的一次通行短语进行比较，并且当发送和存储的一次通行短语匹配时授予对受保护资源的访问。

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