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    • 5. 发明申请
    • PERSONAL ELECTRONIC SETTLEMENT SYSTEM, ITS TERMINAL, AND MANAGEMENT APPARATUS
    • 个人电子沉降系统及其终端和管理装置
    • WO1998021677A1
    • 1998-05-22
    • PCT/JP1997004161
    • 1997-11-14
    • MATSUSHITA ELECTRIC INDUSTRIAL CO., LTD.TAKAYAMA, Hisashi
    • MATSUSHITA ELECTRIC INDUSTRIAL CO., LTD.
    • G06F17/60
    • G06Q20/327G06Q20/04G06Q20/0425G06Q20/10G06Q20/102G06Q20/12G06Q20/204G06Q20/32G06Q20/3227G06Q20/363G06Q30/06G06Q40/02G07F7/0866
    • A settlement means which is excellent in view of safety and convenience is provided. A paying means, a charging means and the settlement means have a plurality of communication means respectively and use different communication systems. The paying means is, for instance, a personal credit terminal (100) which also functions as a digital wireless telephone, and is used for communication with a credit settlement device (101) at a shop by means of an infrared communication port. At the time of payment, the paying means carries out infrared communication with the credit settlement device, and carries out the direct wireless telephone communication with a service providing system (102) which is also a settlement means. Since payment information is exchanged also through the settlement means, wrong charging by the shop side can be avoided. Further, since information acquired by the shop side is limited, the privacy of customers can be secured. Moreover, the sales efficiency can be improved by utilizing electronic receipts.
    • 提供了一种从安全性和方便性方面出色的安置手段。 付费手段,收费手段和结算手段分别具有多个通信手段,使用不同的通信系统。 支付手段是例如也用作数字无线电话的个人信用终端(100),并且用于通过红外通信端口与商店处的信用结算设备(101)通信。 在支付时,支付手段与信用结算装置进行红外通信,并且与也是结算手段的服务提供系统(102)进行直接无线电话通信。 由于支付信息也通过结算方式交换,所以可以避免商店侧的错误收费。 此外,由于商店所获取的信息受到限制,可以确保顾客的隐私。 此外,可以通过利用电子收据来提高销售效率。