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1. 发明申请

WO2009117618A3 PAYMENT PROCESSING SYSTEM TRUSTED AGENT IDENTIFICATION 审中-公开
标题翻译：付款处理系统可信代理识别
公开(公告)号：WO2009117618A3
公开(公告)日：2009-11-12
申请号：PCT/US2009037729
申请日：2009-03-19
申请人： VISA USA INC , RODRIGUEZ HECTOR JAVIER , PERL MARC H
发明人： RODRIGUEZ HECTOR JAVIER , PERL MARC H
IPC分类号： G06Q20/00
CPC分类号： H04L9/321 , G06Q20/02 , G06Q20/04 , G06Q20/10 , G06Q20/3821 , G06Q20/385 , G06Q20/405 , H04L9/3242 , H04L2209/56
摘要： Compliance with data security requirements is determined for an agent that processes transactions for merchants. An authorization request received from the agent for a transaction on an account that includes a bank identification number (BIN) licensed to an acquirer and an agent unique account result (AUAR) for the agent. The AUAR is valid when a primary account number (PAN) corresponding to the account and an agent identifier can be derived from the AUAR. The AUAR is invalid when the PAN lacks such correspondence or when the agent identifier lacks uniqueness among other agent identifiers. The acquirer receives the identify of the agent and the BIN when the AUAR is invalid, when the agent isn't registered to use the BIN, and when the agent identifier is invalid. When the agent is not registered to use the BIN, the acquirer will be informed.
摘要翻译：对于处理商家交易的代理商确定符合数据安全要求。从代理处接收的帐户中的交易的授权请求，该帐户包括授予收单方的银行标识号（BIN）和代理商的代理商唯一帐户结果（AUAR）。当该帐户对应的主帐号（PAN）和代理标识符可以从AUAR中导出时，AUAR有效。当PAN缺少这种对应关系时，或者代理标识符在其他代理标识符中缺乏唯一性时，AUAR无效。收单行在AUAR无效时，当代理未注册使用BIN时以及代理标识符无效时，接收代理和BIN的标识。代理未注册使用BIN时，收单方将被告知。

2. 发明申请

WO2009117618A2 PAYMENT PROCESSING SYSTEM TRUSTED AGENT IDENTIFICATION 审中-公开
标题翻译：付款处理系统认证代理商识别
公开(公告)号：WO2009117618A2
公开(公告)日：2009-09-24
申请号：PCT/US2009/037729
申请日：2009-03-19
申请人： VISA U.S.A. INC. , RODRIGUEZ, Hector, Javier , PERL, Marc, H.
发明人： RODRIGUEZ, Hector, Javier , PERL, Marc, H.
IPC分类号： G06Q20/00
CPC分类号： H04L9/321 , G06Q20/02 , G06Q20/04 , G06Q20/10 , G06Q20/3821 , G06Q20/385 , G06Q20/405 , H04L9/3242 , H04L2209/56
摘要： Compliance with data security requirements is determined for an agent that processes transactions for merchants. An authorization request received from the agent for a transaction on an account that includes a bank identification number (BIN) licensed to an acquirer and an agent unique account result (AUAR) for the agent. The AUAR is valid when a primary account number (PAN) corresponding to the account and an agent identifier can be derived from the AUAR. The AUAR is invalid when the PAN lacks such correspondence or when the agent identifier lacks uniqueness among other agent identifiers. The acquirer receives the identify of the agent and the BIN when the AUAR is invalid, when the agent isn't registered to use the BIN, and when the agent identifier is invalid. When the agent is not registered to use the BIN, the acquirer will be informed.
摘要翻译：为处理商家交易的代理确定符合数据安全要求。从代理处收到的用于在包括向获取方许可的银行识别号码（BIN）和代理的代理唯一帐户结果（AUAR）的帐户上的交易的授权请求。当与AUAR相对应的主帐号（PAN）和代理标识符可以从AUAR导出时，AUAR有效。当PAN缺少这种对应时或当代理标识符在其他代理标识符之间没有唯一性时，AUAR无效。当AUAR无效时，当代理没有注册使用BIN，代理标识符无效时，获取方收到代理和BIN的标识。当代理商未注册使用BIN时，将通知收单方。

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