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1. 发明申请

WO2013025468A3 METHODS AND SYSTEMS FOR ACTIVATING AN ELECTRONIC PAYMENTS INFRASTRUCTURE 审中-公开
标题翻译：用于激活电子支付基础设施的方法和系统
公开(公告)号：WO2013025468A3
公开(公告)日：2014-05-15
申请号：PCT/US2012050263
申请日：2012-08-10
申请人： CITIBANK NA , GREENWALD GARY , CHU DICKSON
发明人： GREENWALD GARY , CHU DICKSON
IPC分类号： G06Q40/00
CPC分类号： G06Q20/32 , G06Q20/20 , G06Q20/36 , G06Q20/3672
摘要： Methods and systems for activating an electronic payments infrastructure employ, for example, a token consisting at least in part of a unique identifier assigned to an inactive header account which is provided on a customer's electronic device. The unique identifier is processable via a transaction processing network. A request, which includes customer information, is received to verify that activation of the header account for the customer is compliant with predefined customer identification rules. A determination is made that activation of the header account for the customer is compliant with the predefined customer identification rules. An activation message is sent to the customer's device using the interface processor, the header account is linked to a digital wallet on a database, and the customer's designation of a source account for the digital wallet is received on the database.
摘要翻译：用于激活电子支付基础设施的方法和系统例如使用令牌，其至少部分地包括分配给客户的电子设备上提供的非活动头部帐户的唯一标识符。唯一标识符可通过事务处理网络进行处理。收到包含客户信息的请求，以验证客户的标题帐户的激活是否符合预定义的客户识别规则。确定客户的标题帐户的激活符合预定义的客户识别规则。使用接口处理器将消息发送到客户的设备，头部帐户被链接到数据库上的数字钱包，并且在数据库上接收客户对数字钱包的源帐户的指定。

2. 发明申请

WO2013025468A2 METHODS AND SYSTEMS FOR ACTIVATING AN ELECTRONIC PAYMENTS INFRASTRUCTURE 审中-公开
标题翻译：用于激活电子支付基础设施的方法和系统
公开(公告)号：WO2013025468A2
公开(公告)日：2013-02-21
申请号：PCT/US2012/050263
申请日：2012-08-10
申请人： CITIBANK, N.A. , GREENWALD, Gary , CHU, Dickson
发明人： GREENWALD, Gary , CHU, Dickson
IPC分类号： G06Q20/36
CPC分类号： G06Q20/32 , G06Q20/20 , G06Q20/36 , G06Q20/3672
摘要： Methods and systems for activating an electronic payments infrastructure employ, for example, a token consisting at least in part of a unique identifier assigned to an inactive header account which is provided on a customer's electronic device. The unique identifier is processable via a transaction processing network. A request, which includes customer information, is received to verify that activation of the header account for the customer is compliant with predefined customer identification rules. A determination is made that activation of the header account for the customer is compliant with the predefined customer identification rules. An activation message is sent to the customer's device using the interface processor, the header account is linked to a digital wallet on a database, and the customer's designation of a source account for the digital wallet is received on the database. The header account can be used in transactions with either on-us or off-us source accounts.
摘要翻译：用于激活电子支付基础设施的方法和系统例如使用令牌，其至少部分地包括分配给在客户的电子设备上提供的非活动头部帐户的唯一标识符。唯一标识符可以通过事务处理网络进行处理。接收到包括客户信息的请求，以验证客户的标题帐户的激活是否符合预定义的客户识别规则。确定客户的标题帐户的激活符合预定义的客户识别规则。使用接口处理器向客户的设备发送激活消息，头部帐户被链接到数据库上的数字钱包，并且在数据库上接收客户对数字钱包的源帐户的指定。标头帐户可以用于与我们或离线源帐户的交易。

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