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    • 2. 发明申请
    • PHONE-ON-FILE
    • WO2014210375A2
    • 2014-12-31
    • PCT/US2014044432
    • 2014-06-26
    • BOKU INCBROWNE JOHN PPANKHUDI PANKHUDIELKANOVA NATALYAMCINTYRE JAMES CMA ANNIE MINH
    • BROWNE JOHN PPANKHUDI PANKHUDIELKANOVA NATALYAMCINTYRE JAMES CMA ANNIE MINH
    • G06Q20/12G06Q20/123G06Q20/16G06Q20/30G06Q20/32G06Q20/325G06Q20/42G06Q20/425
    • A phone-on-file opt-in method is described. A phone-on-file opt-in request is received at the billing server including a msisdn and a merchant supplied unique consumer identifier. The billing server confirms the phone-on-file opt-in with a consumer device and records a phone-on-file opt-in status as active if the first phone-on-file is confirmed. A charge method includes receiving, at the billing server, a charge API call from a merchant server including at least one identifier and an amount, determining a phone-on-file opt-in status corresponding to the identifier at the billing server and transmitting a request to charge a user account to a carrier server if the phone-on-file opt-in status is active, but not if the phone-on-file opt-in status is inactive, the request including an amount corresponding to the amount received in the charge API call.
    • 描述了一种电话号码选择加入方法。 在计费服务器处接收到电话号码选择加入请求,其中包括msisdn和商家提供的唯一消费者标识符。 计费服务器通过消费者设备确认电话号码选择加入,并且如果第一个电话号码被确认,则将电话号码选择加入状态记录为活动的。 收费方法包括在计费服务器处接收来自商家服务器的包括至少一个标识符和数量的费用API呼叫,确定与计费服务器上的标识符相对应的在文件选择加密状态,并发送 如果电话号码选择启用状态处于活动状态,则请求向用户帐户收取用户帐户,但是如果电话号码选择加入状态不活动,则该请求包括对应于接收到的金额的金额 在收费API调用。