专利快速检索-快速检索全球专利，免费商用专利数据库-IPRDB

标题翻译：实施银行交易的改进方法和系统，包括家庭银行

公开(公告)号：WO1997041498A2

公开(公告)日：1997-11-06

申请号：PCT/US1997006245

申请日：1997-04-18

申请人： CITIBANK, N.A. , ANTHONY, Wendell, W. , HUANG, Jundar , NGUYEN, Truc , DOSHI, Ashwin , MOSS, Leslie , WILLIAMS, Michael , THOMPSON, David , LAW, Hock , EICHENSEER, Donald , SAUSSY, Stephen, Edward , DO, Khanh , LUONG, Binh

发明人： CITIBANK, N.A.

IPC分类号： G06F00/00

CPC分类号： H04L63/0428 , G07F19/20 , G07F19/201 , H04L63/0853 , H04L67/42 , H04L69/04

摘要： The Home Services Delivery System will provide multi-function financial services to a user accessible through a Personal Computer System. The Home Services Delivery System is based on a Client-Server architecture and is designed to run under the Microsoft Windows environment. The Home Services Delivery System Client (Client) is a software program provided to the user that runs on the user's PC and accesses a Home Services Delivery System Server via a dial-up line. The Client supports local functions such as installation and configuration, and once on-line, displays screens sent from the Home Services Delivery System Server that handles user input to those screens. The Client infrastructure software provides the basic functions needed to connect to the Server, provides information to authenticate the user, and maintains the connection until the user concludes it. The Client infrastructure software also provides basic help screens on how to configure the software. The Client Software incorporates a Graphical User Interface, which provides a user-friendly method of interaction with the System for the user at their personal computer. This interface allows for the design of a global "look and feel" for consistency of interaction between the user and the underlying Systems, either through the use of this invention at home or through other Systems such as a "customer activated terminal" (CAT) or ATM at a kiosk or bank branch. This global "look and feel" can also provide consistency of interaction when a user travels to other countries and accesses the System. The System can be configured by users for use with a preferred language during the installation and configuration of the Client Software. In subsequent sessions, the user will interface with the System using that preferred language. A Home Services Delivery System Server is the collection of one or more computers that connects Home Services Delivery System Clients to the business host and to other external service providers. The Home Services Delivery System Server executes both infrastructure as well as business or region-specific application software on SUN systems hardware. The Server supports encryption key downloading, personal identification number (PIN) unscrambling and PIN encryption. Security is instituted at the hardware level. Services provided include Account Information, Transfer, Customer Service, Payment, Payee List, Direct Debit, Mutual Funds, and transfers of funds between different accounts. The Server configuration allows for subsequent addition of applications to the System as they are developed for future expansion to support new functions.

摘要翻译：家庭服务交付系统将为通过个人计算机系统访问的用户提供多功能金融服务。家庭服务交付系统基于客户端 - 服务器架构，旨在在Microsoft Windows环境下运行。家庭服务交付系统客户机（客户端）是向用户运行的用户提供的软件程序，并通过拨号线访问家庭服务交付系统服务器。客户端支持本地功能，如安装和配置，一旦在线，显示从家庭服务交付系统服务器发送的屏幕，用于将用户输入处理到这些屏幕。客户端基础架构软件提供连接到服务器所需的基本功能，提供用于验证用户的信息，并维护连接，直到用户得出结论。客户端基础架构软件还提供了有关如何配置软件的基本帮助屏幕。客户端软件包含图形用户界面，它为个人计算机上的用户提供了一种用户友好的与系统交互的方法。该界面允许通过在家中或通过其他系统（例如“客户激活终端”（CAT））使用本发明来设计全局“外观和感觉”，用于用户和底层系统之间的交互的一致性，或ATM在信息亭或银行分行。当用户前往其他国家访问系统时，这种全球“外观”也可以提供交互的一致性。在安装和配置客户端软件期间，系统可以由用户配置为使用首选语言。在随后的会话中，用户将使用该首选语言与系统进行接口。家庭服务交付系统服务器是将家庭服务交付系统客户端连接到业务主机和其他外部服务提供商的一台或多台计算机的集合。家庭服务交付系统服务器在SUN系统硬件上执行基础设施以及业务或区域特定应用软件。服务器支持加密密钥下载，个人识别码（PIN）解密和PIN加密。安全性是在硬件层面上建立的。提供的服务包括帐户信息，转账，客户服务，付款，收款人列表，直接付款，共同基金和不同账户之间的资金转移。服务器配置允许随后将应用程序添加到系统，因为它们被开发用于将来扩展以支持新功能。

IPRDB

热门服务

关于我们

友情链接

联系方式