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1. 发明申请

WO2021150452A1 METAL, CERAMIC, OR CERAMIC-COATED TRANSACTION CARD WITH WINDOW OR WINDOW PATTERN AND OPTIONAL BACKLIGHTING 审中-公开
公开(公告)号：WO2021150452A1
公开(公告)日：2021-07-29
申请号：PCT/US2021/013796
申请日：2021-01-18
申请人： COMPOSECURE, LLC
发明人： LOWE, Adam , ESAU, John
IPC分类号： G06K19/02 , G06K19/07 , G06K19/077 , G06K19/0709 , G06K19/0713 , G06K19/07705 , G06K19/0772 , G06K19/07749
摘要： A transaction card (1900) includes at least one metal layer (1910) having one or more apertures (1920, 1930) therein. A light guide (1933) is disposed beneath the metal layer. The light guide has a light output and a light input. The light output is positioned to transmit light through at least the one or more apertures of the metal layer. At least one LED (1935) is positioned to transmit light into the light guide light input.

2. 发明申请

WO2019051191A1 TRANSACTION CARD WITH EMBEDDED ELECTRONIC COMPONENTS AND PROCESS FOR MANUFACTURE 审中-公开
公开(公告)号：WO2019051191A1
公开(公告)日：2019-03-14
申请号：PCT/US2018/049899
申请日：2018-09-07
申请人： COMPOSECURE, LLC
发明人： LOWE, Adam , HUSSAIN, Syeda
IPC分类号： G06K19/077 , G06K19/02
摘要： A transaction card and a process of making the transaction card are described. The transaction card includes a core having first and second faces, a core thickness therebetween, and an opening, and embedded electronics disposed in the opening.

3. 发明申请

WO2019036412A1 CARD WITH DYNAMIC SHAPE MEMORY ALLOY TACTILE FEATURE 审中-公开
公开(公告)号：WO2019036412A1
公开(公告)日：2019-02-21
申请号：PCT/US2018/046608
申请日：2018-08-14
申请人： COMPOSECURE, LLC
发明人： LOWE, Adam
IPC分类号： G06K19/02 , G06K19/077
摘要： A transaction or identification card has a width, a length, and at least one planar surface extending across the width and length. The card includes a dynamic feature including an actuator having an inactivated position and an activated position, wherein the inactivated position has at least one reversible difference from the inactivated position relative to the planar surface of the card.

4. 发明申请

WO2016073473A1 CERAMIC-CONTAINING AND CERAMIC COMPOSITE TRANSACTION CARDS 审中-公开
标题翻译：陶瓷和陶瓷复合材料交易卡
公开(公告)号：WO2016073473A1
公开(公告)日：2016-05-12
申请号：PCT/US2015/058820
申请日：2015-11-03
申请人： COMPOSECURE LLC
发明人： HERSLOW, John , LOWE, Adam
IPC分类号： G06K19/02 , B42D25/45
CPC分类号： B42D25/45 , B42D25/00 , B42D25/351 , B42D25/41 , G06K19/02 , G06K19/06187 , G06K19/07 , G06K19/0723 , G06K19/077
摘要： A transaction card includes a monolithic ceramic card body having one or more pockets, and at least one of a magnetic stripe, a barcode, and a laser signature portion. The one or more pockets may be configured to receive at least one of the magnetic stripe, the barcode, a contact chip module, a contactless chip module, a dual interface chip module, a booster antenna, a hologram or commercial indicia. A transaction card may also include a substrate layer having a first side and a second side. A first ceramic layer is connected to the first side of the substrate layer.
摘要翻译：交易卡包括具有一个或多个口袋的单片陶瓷卡体，以及磁条，条形码和激光签名部分中的至少一个。一个或多个口袋可以被配置为接收磁条，条形码，接触芯片模块，非接触芯片模块，双接口芯片模块，增强天线，全息图或商业标记中的至少一个。交易卡还可以包括具有第一侧和第二侧的基底层。第一陶瓷层连接到基底层的第一侧。

5. 发明申请

WO2014113765A1 METAL CARD WITH RADIO FREQUENCY (RF) TRANSMISSION CAPABILITY 审中-公开
标题翻译：具有无线电频率（RF）传输能力的金属卡
公开(公告)号：WO2014113765A1
公开(公告)日：2014-07-24
申请号：PCT/US2014/012222
申请日：2014-01-20
申请人： COMPOSECURE, LLC , HERSLOW, John , LOWE, Adam
发明人： HERSLOW, John , LOWE, Adam
IPC分类号： G06K19/077
CPC分类号： G06K19/02 , G06K19/07771 , G06K19/07794
摘要： A smart card with a metal layer which can capture radio-frequency (RF) signals via an antenna system is made operable by modifying the metal layer to enable passage of RF signals through the metal layer and/or by introducing a ferrite layer to enhance the efficient reception/transmission of RF signals by the antenna system. In one embodiment apertures are formed in and through the metal layer to allow RF signals to pass through the metal layer without negatively impacting the decorative or esthetic and/or reftective nature of the metal Iayer. These modifications allow for dual interface and contactless smart card formats. In other embodiments of the invention, a ferrite layer is formed between the metal layer and the inductors/antennas mounted within the smart card to enhance the efficient reception/transmission of RF signals.
摘要翻译：具有能够通过天线系统捕获射频（RF）信号的金属层的智能卡通过修改金属层而可操作，以使得RF信号能够通过金属层和/或通过引入铁氧体层来增强通过天线系统有效地接收/发射RF信号。在一个实施例中，在金属层中并穿过金属层形成孔，以允许RF信号通过金属层，而不会不利地影响金属层的装饰性或美观性和/或延性性质。这些修改允许双接口和非接触式智能卡格式。在本发明的其它实施例中，在金属层和安装在智能卡内的电感器/天线之间形成铁氧体层，以增强RF信号的有效接收/传输。

6. 发明申请

WO2022108959A1 METHOD AND SYSTEM FOR GENERATING A DYNAMIC CARD VERIFICATION VALUE FOR PROCESSING A TRANSACTION 审中-公开
公开(公告)号：WO2022108959A1
公开(公告)日：2022-05-27
申请号：PCT/US2021/059607
申请日：2021-11-17
申请人： COMPOSECURE, LLC
发明人： LOWE, Adam , NUZUM, Todd
IPC分类号： G06Q20/34 , G06Q20/32
摘要： Systems, methods, transaction cards, mobile devices, processors, and computer memory programmed with machine-readable instructions, for providing a dynamic Card Verification Value (dCVV) to a user of a transaction card. A mobile device associated with the user and with the transaction card initiates a non-payment near field communication (NFC) with the transaction card, receives a message from the transaction card in the non-payment NFC communication, transmits a prompt to an IP address or web address over a global computer information network, and receives a secure communication from containing the dCVV from a server accessible from the IP address or web address in response to the prompt. The dCVV code is then provided to the user. In embodiments, the non-payment NFC may be initiated via a card tap, a user interface, or a communication from a website.

7. 发明申请

WO2022094021A1 TRANSACTION CARD WITH PARTIAL GLASS LAYER 审中-公开
公开(公告)号：WO2022094021A1
公开(公告)日：2022-05-05
申请号：PCT/US2021/056967
申请日：2021-10-28
申请人： COMPOSECURE, LLC
发明人： LOWE, Adam , POTOCKI, Kristin
IPC分类号： G06K19/077 , G06K19/02
摘要： A transaction card having a partial glass layer including an interior glass member connected to a non-glass frame. The frame defines opposite planar surfaces, has an outer periphery coextensive with the outer periphery of the card, and has a frame inner periphery spaced radially inward from the frame outer periphery. The frame inner periphery defines an interior area occupied by the glass member. The transaction card further includes at least one additional layer having a periphery coextensive with the periphery of the card, and a payment module configured for contactless operation or dual interface contact/ contactless operation.

8. 发明申请

WO2021081175A1 METAL CARD WITH BIOMETRIC FEATURES 审中-公开
公开(公告)号：WO2021081175A1
公开(公告)日：2021-04-29
申请号：PCT/US2020/056814
申请日：2020-10-22
申请人： COMPOSECURE, LLC
发明人： LOWE, Adam
IPC分类号： G06K19/07 , G06K19/077 , G06K19/10
摘要： Metal transaction cards and methods of making metal transaction cards are disclosed. One metal transaction card includes at least one metal layer and an inlay layer comprising a biometric sensor and one or more payment interface components configured to interface with a card reader, a secure element configured to exchange information with the card reader pursuant to processing a financial transaction, and at least one logic component connected to the biometric sensor. The logic component is configured to compare information detected by the biometric sensor to stored information and to enable processing of the financial transaction only upon a detected match between the detected and stored information.

9. 发明申请

WO2020243148A1 RFID DEVICE 审中-公开
公开(公告)号：WO2020243148A1
公开(公告)日：2020-12-03
申请号：PCT/US2020/034661
申请日：2020-05-27
申请人： COMPOSECURE, LLC
发明人： LOWE, Adam
IPC分类号： G06K19/077 , G06K19/07722 , G06K19/07794
摘要： A process for manufacturing a transaction card includes forming an opening in a card body of the transaction card; inserting an electronic component into the opening; and disposing a non-conductive material about the electronic component. A transaction card includes a molded electronic component.

10. 发明申请

WO2015073984A3 CARD WITH A METAL LAYER AND AN ANTENNA 审中-公开
标题翻译：卡与金属层和天线
公开(公告)号：WO2015073984A3
公开(公告)日：2015-11-12
申请号：PCT/US2014065986
申请日：2014-11-17
申请人： COMPOSECURE LLC
发明人： HERSLOW JOHN , LOGAN MICHELE , FINN DAVID
IPC分类号： G06K19/077
CPC分类号： G06K19/07722 , G01B7/06 , G06K19/07783 , H01Q1/2225 , H01Q1/38 , H01Q7/00 , Y10T29/49016
摘要： In a smart card having an antenna structure and a metal layer, an insulator layer is formed between the antenna structure and the metal layer to compensate for the attenuation due to the metal layer. The thickness of the insulator layer affects the capacitive coupling between the antenna structure and the metal layer and is selected to have a value which optimizes the transmission/reception of signals between the card and a card reader.
摘要翻译：在具有天线结构和金属层的智能卡中，在天线结构和金属层之间形成绝缘体层，以补偿由金属层引起的衰减。绝缘体层的厚度影响天线结构和金属层之间的电容耦合，并且被选择为具有优化卡和读卡器之间的信号的发送/接收的值。

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