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    • 4. 发明申请
    • TECHNIQUES FOR USER-CONTROLLED REAL-TIME DATA PROCESSING
    • 用户控制的实时数据处理技术
    • WO2017151890A1
    • 2017-09-08
    • PCT/US2017/020405
    • 2017-03-02
    • BOOTH, Brian
    • BOOTH, Brian
    • G06Q30/00
    • An automated method adapted to associate a consumer with a rewards program is described. The method includes: providing a bill to the consumer using a processing device; receiving payment information regarding the consumer; receiving biographical information regarding the consumer; and updating information regarding a user account associated with the rewards program. A software application adapted to process a payment and update rewards program information includes sets of instructions for: generating a bill for a set of goods or services provided to a consumer; receiving a method of payment from the consumer; determining an account associated with the method of payment; and updating the rewards program information associated with the account. An automated method of facilitating a redemption associated with a rewards program includes: receiving a bill associated with a consumer purchase; receiving payment information from the consumer; and applying at least a portion of a redemption balance to the bill.
    • 描述了适用于将消费者与奖励计划相关联的自动化方法。 该方法包括:使用处理设备向消费者提供账单; 接收关于消费者的支付信息; 接收关于消费者的传记信息; 以及更新关于与奖励程序相关联的用户账户的信息。 适用于处理支付和更新奖励程序信息的软件应用程序包括用于以下操作的指令集:为提供给消费者的一组货物或服务生成帐单; 接收来自消费者的支付方法; 确定与支付方法相关的账户; 并更新与账户相关的奖励计划信息。 促进与奖励计划相关联的兑换的自动化方法包括:接收与消费者购买相关联的账单; 接收来自消费者的支付信息; 并将至少一部分赎回余额应用于账单。