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1. 发明申请

WO2006099004A3 CHECK ACCEPTING AND CASH DISPENSING AUTOMATED BANKING MACHINE SYSTEM AND METHOD 审中-公开
标题翻译：检查接管和现金分配自动化的银行系统和方法
公开(公告)号：WO2006099004A3
公开(公告)日：2007-11-01
申请号：PCT/US2006008332
申请日：2006-03-08
申请人： DIEBOLD INC , VANKIRK THOMAS A , WASHINGTON JON E , JONES BRIAN , BESKITT WILLIAM D , GRAEF HARRY THOMAS , PETERS DAVID A , BLACKFORD DAMON J , BLACKSON DALE H , LASKOWSKI EDWARD L , MA SONGTAO , CREWS TIM , TUROCY KENNETH , DOMINICK DOUGLAS T , SMOLK JASEN J , LUCAS BRIAN E , LIGHTNER BRADLEY
发明人： VANKIRK THOMAS A , WASHINGTON JON E , JONES BRIAN , BESKITT WILLIAM D , GRAEF HARRY THOMAS , PETERS DAVID A , BLACKFORD DAMON J , BLACKSON DALE H , LASKOWSKI EDWARD L , MA SONGTAO , CREWS TIM , TUROCY KENNETH , DOMINICK DOUGLAS T , SMOLK JASEN J , LUCAS BRIAN E , LIGHTNER BRADLEY
IPC分类号： G06K5/00
CPC分类号： B41J2/185 , B41J2/1714 , B41J29/02 , B41J29/38 , G06Q20/042 , G07F19/20 , G07F19/202
摘要： An automated banking machine system and method includes ATMs (11) which accept checks (26) and dispense cash (24) to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check The ATMs dispense cash to communications with a transaction host.
摘要翻译：自动银行机系统和方法包括接收支票（26）和向用户分发现金（24）的ATM（11）。操作ATM以从存放的检查中获取图像和磁性数据，以确定检查的真实性以及用户接收用于这种检查的现金的权限。现金可以从ATM分配给用户，以换取存入的支票。ATMs将现金分配给与交易主机的通信。

2. 发明申请

WO1998024041A1 AUTOMATED BANKING MACHINE APPARATUS AND SYSTEM 审中-公开
标题翻译：自动化机器设备及系统
公开(公告)号：WO1998024041A1
公开(公告)日：1998-06-04
申请号：PCT/US1997021422
申请日：1997-11-25
申请人： INTERBOLD , DIEBOLD, INCORPORATED , DRUMMOND, Jay, Paul , BLACKSON, Dale , CHEN, Lilei , CICHON, Bob, A. , COVERT, Mark, S. , LEPPER, Bradrick, Q. , MOALES, Mark, A. , SMITH, Mark, D. , LEMLEY, Robert, J. , CALIFF, Michael, E., Jr. , JOYCE, Shawn, D. , MOORE, Phillip, S. , SWINGLER, Steven, C.
发明人： INTERBOLD , DIEBOLD, INCORPORATED
IPC分类号： G06F17/60
CPC分类号： G06Q20/10 , G06Q20/1085 , G06Q20/18 , G06Q30/06 , G06Q40/00 , G07F19/20 , G07F19/201 , G07F19/211 , H04L67/02
摘要： The banking machine (12) include a computer (34) which reads (38) an indicia from a user's card corresponding to a system address and connects the banking machine (12) to the home or foreign servers (20, 22, 24, 26, 28, 90, 96) designated by the system address through the Internet (16) or a wide area network (18). Computer (34) then exchanges HTML documents and TCP/IP messages with servers (20, 22, 24, 26, 28, 90, 96) to conduct the user's transaction. The exchanged HTML documents and TCP/IP messages which are processed in a HTML document handling portion (76, 80, 82) are passed to a device application portion (84) and device interfacing software portion (64) in order to maintain local control of the operation of devices (30, 36) including user interfacing devices (30, 38, 40, 42, 44, 46, 44) in the automated banking machine (12). In this way the connected server (20, 22, 24, 26, 28, 90, 96) remotely operates the banking machine (12) until the completion of transactions by the user.
摘要翻译：银行机器（12）包括计算机（34），该计算机从相应于系统地址的用户卡读取（38）标记，并将银行机器（12）连接到家庭或外部服务器（20,22,24,26 ，28,90,96）由系统地址通过因特网（16）或广域网（18）指定。计算机（34）然后与服务器（20,22,24,26,28,90,96）交换HTML文档和TCP / IP消息以进行用户的交易。在HTML文档处理部分（76,80,82）中处理的交换的HTML文档和TCP / IP消息被传递到设备应用部分（84）和设备接口软件部分（64），以便保持对包括自动银行机（12）中的用户接口装置（30,38,40,42,44,46,44）的装置（30,36）的操作。以这种方式，所连接的服务器（20,22,24,26,28,90,96）远程地操作银行机器（12），直到用户完成交易。

3. 发明申请

WO2006099004A2 CHECK ACCEPTING AND CASH DISPENSING AUTOMATED BANKING MACHINE SYSTEM AND METHOD 审中-公开
标题翻译：检查接管和现金分配自动化的银行系统和方法
公开(公告)号：WO2006099004A2
公开(公告)日：2006-09-21
申请号：PCT/US2006/008332
申请日：2006-03-08
申请人： DIEBOLD, INCORPORATED , VANKIRK, Thomas A. , WASHINGTON, Jon E. , JONES, Brian , BESKITT, William D. , GRAEF, Harry Thomas , PETERS, David A. , BLACKFORD, Damon J. , BLACKSON, Dale H. , LASKOWSKI, Edward L. , MA, Songtao , CREWS, Tim , TUROCY, Kenneth , DOMINICK, Douglas T. , SMOLK, Jasen J. , LUCAS, Brian E. , LIGHTNER, Bradley
发明人： VANKIRK, Thomas A. , WASHINGTON, Jon E. , JONES, Brian , BESKITT, William D. , GRAEF, Harry Thomas , PETERS, David A. , BLACKFORD, Damon J. , BLACKSON, Dale H. , LASKOWSKI, Edward L. , MA, Songtao , CREWS, Tim , TUROCY, Kenneth , DOMINICK, Douglas T. , SMOLK, Jasen J. , LUCAS, Brian E. , LIGHTNER, Bradley
IPC分类号： G07F19/00 , G06F7/08
CPC分类号： B41J2/185 , B41J2/1714 , B41J29/02 , B41J29/38 , G06Q20/042 , G07F19/20 , G07F19/202
摘要： An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host.
摘要翻译：自动银行机系统和方法包括接收对用户的支票和现金的ATM。操作ATM以从存放的检查中获取图像和磁性数据，以确定检查的真实性以及用户接收用于这种检查的现金的权限。现金可以从ATM分配给用户，以换取押金支票。自动取款机响应于与交易主机的通信分配现金。

4. 发明申请

WO2005001598A3 AUTOMATED BANKING MACHINE WITH IMPROVED RESISTANCE TO FRAUD 审中-公开
标题翻译：自动化银行机具有改进的抵押能力
公开(公告)号：WO2005001598A3
公开(公告)日：2005-07-28
申请号：PCT/US2004014477
申请日：2004-05-07
申请人： DIEBOLD INC , RAMACHANDRAN NATARAJAN , ENRIGHT JEFFERY M , BLACKSON DALE
发明人： RAMACHANDRAN NATARAJAN , ENRIGHT JEFFERY M , BLACKSON DALE
IPC分类号： G07F19/00 , G06F17/60
CPC分类号： G07F19/20 , G07F19/205 , G07F19/207
摘要： An automated banking machine (10) includes a lockable first fascia portion (20) which when unlocked enables access to a chest lock input device (104), inputs to which enable opening a chest door (18) of the machine. Opening the first fascia portion also enables access to an actuator (116) which enables moving a second fascia portion (22) for conducting service activities. A controller (72) in the machine selectively illuminates light emitting devices (118, 126) for purposes of facilitating user operation of the machine. Sensing devices (128) adjacent a card reader slot (28) on the machine enables the controller to detect the presence of a fraud device or unauthorized card reading devices. Sensing devices (254) adjacent a keypad (32) enables the controller to detect the presence of an unauthorized manual input intercepting device.
摘要翻译：自动银行机器（10）包括可锁定的第一面板部分（20），当被解锁时，可以访问胸锁锁输入装置（104），输入能够打开机器的胸部门（18）。打开第一面板部分还使得能够进入能够移动第二面板部分（22）以进行服务活动的致动器（116）。机器中的控制器（72）为了便于用户操作机器而选择性地照亮发光装置（118,126）。与机器上的读卡器插槽（28）相邻的传感设备（128）使得控制器能够检测到欺诈设备或未经授权的读卡设备的存在。邻近键盘（32）的传感装置（254）使得控制器能够检测未经授权的手动输入拦截装置的存在。

5. 发明申请

WO2005001598A2 AUTOMATED BANKING MACHINE WITH IMPROVED RESISTANCE TO FRAUD 审中-公开
标题翻译：自动银行机具有改进抵抗欺诈
公开(公告)号：WO2005001598A2
公开(公告)日：2005-01-06
申请号：PCT/US2004/014477
申请日：2004-05-07
申请人： DIEBOLD, INCORPORATED , RAMACHANDRAN, Natarajan , ENRIGHT, Jeffery, M. , BLACKSON, Dale
发明人： RAMACHANDRAN, Natarajan , ENRIGHT, Jeffery, M. , BLACKSON, Dale
IPC分类号： G06F
CPC分类号： G07F19/20 , G07F19/205 , G07F19/207
摘要： An automated banking machine (10) includes a lockable first fascia portion (20) which when unlocked enables access to a chest lock input device (104), inputs to which enable opening a chest door (18) of the machine. Opening the first fascia portion also enables access to an actuator (116) which enables moving a second fascia portion (22) for conducting service activities. A controller (72) in the machine selectively illuminates light emitting devices (118, 126) for purposes of facilitating user operation of the machine. Sensing devices (128) adjacent a card reader slot (28) on the machine enables the controller to detect the presence of a fraud device or unauthorized card reading devices. Sensing devices (254) adjacent a keypad (32) enables the controller to detect the presence of an unauthorized manual input intercepting device.
摘要翻译：一种自动银行业务机（10）包括可锁定的第一招牌部分（20），当其解锁时能够进入胸部锁定输入装置（104），能够打开胸部门（18）的输入装置的机器。打开第一面板部分还能够接近致动器（116），该致动器能够移动第二面板部分（22）以进行维修活动。为了便于用户操作机器，机器中的控制器（72）选择性地照亮发光装置（118,126）。与机器上的读卡器槽口（28）相邻的感测设备（128）使得控制器能够检测欺诈设备或未授权读卡设备的存在。与键盘（32）相邻的感测设备（254）使得控制器能够检测未授权的手动输入拦截设备的存在。

6. 发明申请

WO2005001598A8 AUTOMATED BANKING MACHINE WITH IMPROVED RESISTANCE TO FRAUD 审中-公开
标题翻译：自动银行机具有改进抵抗欺诈
公开(公告)号：WO2005001598A8
公开(公告)日：2005-09-01
申请号：PCT/US2004014477
申请日：2004-05-07
申请人： DIEBOLD INC , RAMACHANDRAN NATARAJAN , ENRIGHT JEFFERY M , BLACKSON DALE
发明人： RAMACHANDRAN NATARAJAN , ENRIGHT JEFFERY M , BLACKSON DALE
IPC分类号： G07F19/00 , G06F17/60
CPC分类号： G07F19/20 , G07F19/205 , G07F19/207
摘要： An automated banking machine (10) includes a lockable first fascia portion (20) which when unlocked enables access to a chest lock input device (104), inputs to which enable opening a chest door (18) of the machine. Opening the first fascia portion also enables access to an actuator (116) which enables moving a second fascia portion (22) for conducting service activities. A controller (72) in the machine selectively illuminates light emitting devices (118, 126) for purposes of facilitating user operation of the machine. Sensing devices (128) adjacent a card reader slot (28) on the machine enables the controller to detect the presence of a fraud device or unauthorized card reading devices. Sensing devices (254) adjacent a keypad (32) enables the controller to detect the presence of an unauthorized manual input intercepting device.
摘要翻译：一种自动化银行业务机（10）包括可锁定的第一招牌部分（20），当其解锁时能够进入胸部锁定输入装置（104），所述输入装置能够打开机器的胸部门（18）。打开第一面板部分还能够接近致动器（116），该致动器能够移动第二面板部分（22）以进行维修活动。为了便于用户操作机器，机器中的控制器（72）选择性地照亮发光装置（118,126）。与机器上的读卡器槽口（28）相邻的感测设备（128）使得控制器能够检测欺诈设备或未授权读卡设备的存在。与键盘（32）相邻的感测设备（254）使得控制器能够检测未授权的手动输入拦截设备的存在。

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