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    • 4. 发明申请
    • SECURE PAYMENT METHOD AND APPARATUS
    • 安全支付方式和设备
    • WO0184509A3
    • 2002-05-16
    • PCT/GB0101880
    • 2001-04-27
    • CAST TECHNOLOGIES LTDARNDT MARTINJOHNSTON CHRISTOPER IAIN
    • ARNDT MARTINJOHNSTON CHRISTOPER IAIN
    • G06Q20/00G07F7/10
    • G06Q20/04G06Q20/12G06Q20/24G06Q20/351G06Q20/385G06Q20/40G06Q20/401
    • A secure transaction method and system is disclosed to allow for goods or services to be paid for using a limited use credit card number. A limited use credit card number is generated by a customer using a number generating device. The number and user identification information is sent to a validation apparatus to validate the generated number against the user identification information. If the validation process is successful, the limited use credit card number is stored to be used for later transaction authorisation. The successfully validated limited use credit card number is then used in a transaction authorisation process to obtain authorisation for a transaction. The validation apparatus receives a limited use credit card number in a request to authorise the transaction, compares the received number with stored numbers, and authorises the transaction in dependence upon the outcome of the comparison.
    • 公开了一种安全交易方法和系统,以允许使用有限使用的信用卡号码来支付商品或服务。 有限的使用信用卡号码是由使用号码产生装置的顾客产生的。 将号码和用户识别信息发送到验证装置以根据用户识别信息验证所生成的号码。 如果验证过程成功,则有限的使用信用卡号被存储以用于稍后的交易授权。 成功验证的有限使用信用卡号码然后用于交易授权过程以获得交易的授权。 验证装置在授权交易的请求中接收有限使用的信用卡号码,将接收的号码与存储的号码进行比较,并根据比较的结果授权交易。