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1. 发明申请

WO0139581A3 SYSTEM FOR DISTRIBUTING INSURANCE POLICIES 审中-公开
标题翻译：分配保险政策制度
公开(公告)号：WO0139581A3
公开(公告)日：2001-11-01
申请号：PCT/RU0000491
申请日：2000-11-29
申请人： ALEXANDROV KONSTANTIN EVGENIEV , MALOV ANDREI DMITRIEVICH
发明人： MALOV ANDREI DMITRIEVICH
IPC分类号： G06Q30/00 , G06Q40/00 , G06F17/60 , A63F3/06 , G06F161/00 , G07C15/00
CPC分类号： G06Q30/02 , G06Q40/02
摘要： The system relates to the methods for distributing the insurance products and is intended to enlarge the number of insured parties and to increase the interest thereof while concluding insurance contracts of various types The technical result is the growth of the distributed policies and a possibility to obtain an expensive policy against a lesser fee. The technical result is achieved by grouping the insurance policies in packages, the value of which is a function of parameters of mentioned insurance policies. The number of insurance policies in the package N package= n1+n2+ +nI +nk, where k the number of policy types in the package, ni number of insurance policies of type I (i= 1, 2, k), the cost of the package Cpackage = c1*n1 + c2*n2 + + ci*ni + ck*nk, where cI the cost of the insurance policy of type i. The system contains sets of tickets, the cost of each being a function of the cost of the insurance policies package and the number of the insurance policies in each package. Each ticket is intended for drawing the insurance policies contained in the package, for confirming the payment of the insurance policy and for personalizing the winning insurance policy in an authorized institution.
摘要翻译：该制度涉及分配保险产品的方法，旨在扩大被保险人的数量，增加利益，同时缔结各种保险合同。技术成果是分配政策的增长和获得保险的可能性昂贵的政策反对较少的费用。技术效果是通过将保险单分组在一起，其价值是上述保险单参数的函数来实现的。 N包中的保险单数N包= n1 + n2 + + nI + nk，其中k包中的策略类型数，ni类型I（i = 1,2，k）的保险单数，成本的包装Cpackage = c1 * n1 + c2 * n2 + + ci * ni + ck * nk，其中cI是i类保险单的成本。该系统包含一套门票，每个费用是保险单费用和每个保险单中保险单数量的函数。每张票用于提取包裹中包含的保险单，用于确认保险单的付款和个人化授权机构的获胜保险单。

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