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1. 发明授权

US07228291B2 Automated trust negotiation 失效
标题翻译：自动信任协商
公开(公告)号：US07228291B2
公开(公告)日：2007-06-05
申请号：US09800641
申请日：2001-03-07
申请人： Kent E. Seamons , William H. Winsborough
发明人： Kent E. Seamons , William H. Winsborough
IPC分类号： G06Q4/00
CPC分类号： H04L63/102 , G06F21/445 , G06F2221/2113 , G06Q20/3821 , G06Q40/04 , H04L9/3265 , H04L63/0823 , H04L2209/56 , H04L2209/60 , H04L2209/80
摘要： A method and data processing apparatus for performing automated trust negotiations between first and second parties connected over a network can include providing each party with a set of credentials. The method also can include classifying one or more credentials in the set of credentials for the first party as sensitive, such that they can only be disclosed to another party subject to certain predetermined criteria. The method further can include establishing negotiations over the network between the first and second parties in order to complete a desired transaction, wherein the transaction is only authorized to proceed if at least one of the parties receives certain predetermined credentials from the other party. Finally, the method can include transmitting at least one of the one or more sensitive credentials from the first party to the second party as part of said negotiations, subject to the first party previously receiving from the second party one or more credentials that satisfy said certain predetermined criteria.
摘要翻译：一种用于在通过网络连接的第一方和第二方之间执行自动信任协商的方法和数据处理装置可以包括向每个方提供一组凭证。该方法还可以包括将第一方的一组凭证中的一个或多个凭证分类为敏感的，使得它们只能在受到某些预定标准的情况下被公开给另一方。该方法还可以包括在第一方和第二方之间通过网络建立谈判，以便完成期望的交易，其中如果双方中的至少一方从另一方接收到某些预定凭证，则交易仅被授权进行。最后，所述方法可以包括将所述一个或多个敏感凭证中的至少一个从所述第一方传送到所述第二方作为所述协商的一部分，受所述第一方先前从所述第二方接收到满足所述一定预定标准。

2. 发明授权

US07739172B2 Stop-loss system enabling a plurality of investment protection levels 失效
标题翻译：止损系统能够实现多个投资保护水平
公开(公告)号：US07739172B2
公开(公告)日：2010-06-15
申请号：US10919426
申请日：2004-08-16
申请人： Jeffrey O. Voudrie
发明人： Jeffrey O. Voudrie
IPC分类号： G06Q4/00
CPC分类号： G06Q40/06 , G06Q40/00 , G06Q40/04 , G06Q40/12
摘要： The present invention discloses the use of an improved stop-loss and trailing stop-loss order system. Existing systems only allow one stop-loss or trailing stop-loss value to be used resulting in the complete liquidation of the investment once the value is breached. The improved system of the present invention involves the use of two or more different protection levels per security, some of which may adjust based on the current share price of an investment and some which remain static. Thus, the stop-loss and trailing stop-loss system of the present invention allows for an investment to be liquidated over time in an incremental fashion as opposed to complete liquidation of an investment at one time. The improved stop-loss and trailing stop-loss order system is completely adjustable based on the risk tolerance of the client and is based on an amount instead of a percentage. In a preferred embodiment is used in conjunction with an electronic portfolio management system.
摘要翻译：本发明公开了使用改进的止损和止损止损订单系统。现有制度只允许使用一个止损或拖欠止损值，导致一旦违反该价值，就完全清算投资。本发明的改进的系统涉及每种安全性使用两种或更多种不同的保护等级，其中一些可以根据投资的当前股价进行调整，并且一些保持不变。因此，本发明的止损和止损止损系统允许以一种递增方式随着时间推移投资，而不是一次投资完全清算。改进的止损和止损止损订单系统可以根据客户的风险承受能力进行完全调整，并且基于数量而不是百分比。在优选实施例中，与电子投资组合管理系统结合使用。

3. 发明授权

US07343338B2 Matching program and system for corporate meeting planners and hospitality providers 失效
公开(公告)号：US07343338B2
公开(公告)日：2008-03-11
申请号：US09740371
申请日：2000-12-19
申请人： James M. Etkin
发明人： James M. Etkin
IPC分类号： G06Q4/00 , G06Q10/00
CPC分类号： G06Q30/08 , G06Q10/02 , G06Q30/02 , G06Q40/04
摘要： The computerized bidding method matches hospitality facility data and meeting requirement data, permits the posting of offers and responsive bidding by both hospitality facility vendors and meeting planners, and facilitates the exchange of data and enables an auction between multiple parties. The hospitality facility data represents vendors for hotel facilities, meeting room facilities or other hospitality facilities. Meeting requirement data represents the necessities of a plurality of meeting planners for a corresponding plurality of meetings or events. The system and the method stores data in a database. Meeting planner offers (meeting requirement data) are posted to the database. The system matches the meeting requirement data with previously stored hospitality facility data Meeting requirement data (offers) is typically truncated or blinded to all parties except the posting party. The blinded offer is sent to hospitality vendors which match the meeting requirements. The hospitality vendors then submit specific hospitality facility data or bids. The system and method permits the meeting planner offeror to select a predetermined number (typically 3) of vendor bids. Thereafter, the system and the method exchanges contact data and a full details of the offer and the selected bids to the offeror and the selected bidders. The meeting planner offeror can reject all bids and request new bids. The system and the method also enables the hospitality vendor to offer hospitality facilities. Blinded facilities offer data is presented to one or more inquiring meeting planners. Meeting planners can bid by submitting specific facilities requirement data (bid data). The meeting planner bids are typically, initially blinded (to remove bidder name, etc.). The hospitality vendor offeror is permitted to select a predetermined number (3) of the blinded meeting planner bids (specific requirement data) and, upon selection, the system enables direct communication.

4. 发明授权

US08428974B2 Retirement consumption strategy with drawdown account and option annuity 有权
标题翻译：退休消费策略与提取账户和期权年金
公开(公告)号：US08428974B2
公开(公告)日：2013-04-23
申请号：US12698730
申请日：2010-02-02
申请人： Trevor T. S. Oliver
发明人： Trevor T. S. Oliver
IPC分类号： G06Q4/00
CPC分类号： G06Q40/02 , G06Q40/08
摘要： In a drawdown strategy for an investor's retirement fund, assets from the fund are allocated between a drawdown account and an option annuity. The drawdown account contains assets that are invested in the markets, and the option annuity contains annuities that begin to pay at the end of a deferral period. In a first phase of investor's retirement, funds are drawn down from the drawdown account and paid to the investor, and the value of the option annuity grows as proceeds from the option annuity are accumulated by the option annuity. At some point the drawdown account is depleted, which corresponds to the end of the deferral period for the option annuity. At this time, a second phase of the retirement begins wherein the investor receives payments from the option annuity, and this continues for the remainder of the investor's life.
摘要翻译：在投资者退休基金的下降策略中，基金的资产分配在提取账户和期权年金之间。提取账户包含投资于市场的资产，期权年金包含在延期结束时开始支付的年金。在投资者退休的第一阶段，资金从提取账户中扣除并支付给投资者，期权年金的价值随着期权年金累计的收益而增加。在某些时候，下调账户已经耗尽，这对应于期权年金的延期期限结束。在这个时候，退休的第二阶段开始，投资者从期权年金中收到付款，而持续投资者的生命的剩余时间。

5. 发明授权

US08352348B2 Generating and providing information about expected future prices of assets 失效
标题翻译：生成和提供有关资产预期未来价格的信息
公开(公告)号：US08352348B2
公开(公告)日：2013-01-08
申请号：US13088124
申请日：2011-04-15
申请人： Philip A. Cooper , Lisette Cooper , Stewart Myers , G. David Forney, Jr. , Leonard L. Scott, Jr.
发明人： Philip A. Cooper , Lisette Cooper , Stewart Myers , G. David Forney, Jr. , Leonard L. Scott, Jr.
IPC分类号： G06Q4/00
CPC分类号： G06Q40/06
摘要： Data are received that represents current prices of options on a given asset. An estimate is derived from the data of a corresponding implied probability distribution of the price of the asset at a future time. Information about the probability distribution is made available within a time frame that is useful to investors, for example, promptly after the current option price information becomes available.
摘要翻译：收到的数据代表给定资产的期权价格。估计来自资产在未来时间的对应隐含概率分布的数据。关于概率分布的信息在对投资者有用的时间范围内可用，例如在当前期权价格信息变得可用之后。

6. 发明授权

US07286686B2 Method and system for delivery of alternative or supplemental material to a designated recipient of a mail piece 有权
标题翻译：将替代或补充材料交付给邮件的指定收件人的方法和系统
公开(公告)号：US07286686B2
公开(公告)日：2007-10-23
申请号：US11009742
申请日：2004-12-10
申请人： Theresa Biasi , Andrei Obrea
发明人： Theresa Biasi , Andrei Obrea
IPC分类号： G06K9/00 , G06Q4/00 , G06F17/00
CPC分类号： G06Q10/08 , G06K9/2054 , G06K2209/01
摘要： A method and system for delivering alternative material to a designated recipient of a mail piece. A user system scans a mail piece to read an identifier affixed thereto. The system uses information in the identifier to access a database and download alternative digital material provided by a mailer. The alternative material is then delivered electronically to a designated recipient of the mail piece.
摘要翻译：用于将替代材料递送到邮件的指定接收者的方法和系统。用户系统扫描邮件以读取附于其上的标识符。系统使用标识符中的信息来访问数据库并下载由邮寄者提供的替代数字资料。然后将替代材料电子地递送到邮件的指定接收者。

7. 发明授权

US07264150B1 Computerized drop safe and control software 有权
标题翻译：计算机下载安全和控制软件
公开(公告)号：US07264150B1
公开(公告)日：2007-09-04
申请号：US10896414
申请日：2004-07-22
申请人： Flynt Moreland , Douglas Busch , James Hoffmaster , Todd Dillen , Doug Powers
发明人： Flynt Moreland , Douglas Busch , James Hoffmaster , Todd Dillen , Doug Powers
IPC分类号： G06Q4/00
CPC分类号： E05G7/001 , G07F9/06 , G07F17/10 , G07G1/0009 , G07G1/0027
摘要： A computerized drop safe running control and security software on a central processing unit controlling (CPU) operating features on and access to the drop safe. A user hierarchy has different access policies for making different transactions into the safe. Vault door access is controlled by the CPU to allow user access according to enabled policies. Transactions into and out of the safe vaults, motovend tube dispenser, and currency recyclers are recorded by the amounts and the user making the transaction into a memory coupled to the CPU. This data is also reported to a point of sale control interface at another location using a modem or Ethernet connection. The CPU can also receive data and control inputs by the modem and Ethernet, permitting centralized accounting and vending control options. A back office at the store can also easily access the safe for data retrieval or control inputs into the CPU using an Ethernet local area network computer system.A unique report script subprogram is also operated on the CPU. This subprogram is a report script program that allows a user lacking computer language knowledge and code writing expertise to design customized report formats. The report script program executes instructions to generate the specified reports as a stream of Unicode characters at the specified times using the transaction data stored in the memory.
摘要翻译：控制（CPU）中央处理单元的计算机化安全运行控制和安全软件，可对操作功能进行操作并访问下载保险箱。用户层次结构具有不同的访问策略，用于将不同的事务置入保险箱。保险柜门访问由CPU控制，以允许用户根据启用的策略进行访问。通过数量和用户将交易记录到与CPU相连的存储器中，记录进出安全保险库，摩托车管分配器和货币回收商的交易。该数据也可以使用调制解调器或以太网连接报告给另一个位置的销售点控制接口。 CPU还可以通过调制解调器和以太网接收数据和控制输入，从而允许集中的会计和自动售货机控制选项。商店的后台还可以使用以太网局域网计算机系统轻松访问保险箱以进行数据检索或控制输入到CPU。一个独特的报告脚本子程序也在CPU上运行。该子程序是一个报告脚本程序，允许用户缺乏计算机语言知识和代码写作专业知识来设计自定义的报告格式。报告脚本程序执行指令，以使用存储在内存中的事务数据在指定时间生成指定的报告作为Unicode字符流。

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