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1. 发明申请

US20070239670A1 OPTIMIZATION-BASED DATA CONTENT DETERMINATION 有权
标题翻译：基于优化的数据内容确定
公开(公告)号：US20070239670A1
公开(公告)日：2007-10-11
申请号：US11763132
申请日：2007-06-14
申请人： Vikram Aggarwal , Michelle Zhou
发明人： Vikram Aggarwal , Michelle Zhou
IPC分类号： G06F17/30
CPC分类号： G06F17/30 , Y10S707/946
摘要： Improved data content determination techniques are disclosed for use in accordance with information-seeking systems. For example, in one illustrative aspect of the invention, a technique for determining data content for a response to a query comprises obtaining a user query, and dynamically determining data content suitable for generating a response to the query, wherein data content determination is modeled as an optimization operation which attempts to balance context-based selection constraints. Further, the step of dynamically determining data content may further comprise modeling the context-based selection constraints as feature-based metrics. The feature-based metrics may be formulated using contextual information. Still further, the step of dynamically determining data content may further comprise performing the optimization operation such that one or more desirability metrics are maximized and one or more cost metrics are minimized, thus balancing the various constraints.
摘要翻译：公开了根据信息寻求系统使用的改进的数据内容确定技术。例如，在本发明的一个说明性方面，用于确定用于对查询的响应的数据内容的技术包括获得用户查询，以及动态地确定适于生成对查询的响应的数据内容，其中数据内容确定被建模为尝试平衡基于上下文的选择约束的优化操作。此外，动态确定数据内容的步骤还可以包括将基于上下文的选择约束建模为基于特征的度量。基于特征的度量可以使用上下文信息来制定。此外，动态确定数据内容的步骤还可以包括执行优化操作，使得一个或多个期望度量被最大化并且一个或多个成本度量被最小化，从而平衡各种约束。

2. 发明申请

US20090049124A1 Real estate information exchange process and system 审中-公开
公开(公告)号：US20090049124A1
公开(公告)日：2009-02-19
申请号：US12286604
申请日：2008-09-30
申请人： David Allen Faudman
发明人： David Allen Faudman
IPC分类号： G06F15/16
CPC分类号： G06Q30/02 , G06Q10/06311 , G06Q30/0601 , G06Q50/16 , Y10S707/922 , Y10S707/946 , Y10S707/99933 , Y10S707/99939 , Y10S707/99945
摘要： A system and process includes a computer that is operatively connected to an area network, such as to the Internet. A database of MLS properties that are for sale is maintained that is accessible to the computer. Real estate agents must subscribe in order to use the system and are then included in the database. Clients may be either prospective buyers or sellers of the MLS properties. Each client is required to complete a client commitment form whereby the client elects to have a currently subscribing real estate agent represent them before they are allowed access to the information and services provided. Current client files are also included in the database. Real estate agents are given the full functionality that is offered to the clients in that they may view any of the client's files and activities and they are also allowed to post upcoming MLS properties that are to be offered for sale and to FAX property defects that are made available only to other real estate agents. Agents are also able to view the activity of any of their own listings.

3. 发明申请

US20030187756A1 Electronic realty and transaction system and method therein 失效
标题翻译：电子物业及其交易系统及方法
公开(公告)号：US20030187756A1
公开(公告)日：2003-10-02
申请号：US10329921
申请日：2002-12-27
发明人： Eva T. Klivington , Margit E. Klivington
IPC分类号： G06F017/60
CPC分类号： G06Q30/06 , G06Q30/0601 , G06Q50/16 , Y10S707/945 , Y10S707/946
摘要： The electronic realty transaction system (ERTS) automates real estate processes and provides web-based accessibility to residential, commercial, and land markets. The system will provide a nullone-stop-shopnull for all real estate related transactions and will include a detailed tracking and history of customer transactions for the realtors. The system will provide the ability to charge, collect, and track payments for real estate related transactions. ERTS includes an electronic contract generator (ECG) that pulls information from multiple sources and automatically identifies end-user requests for services and ultimately enables a property request (i.e. contract) to be developed using auto populating techniques.
摘要翻译：电子物业交易系统（ERTS）自动化房地产流程，并为住宅，商业和土地市场提供基于网络的可访问性。该系统将为所有房地产相关交易提供“一站式”，并将为房地产经纪人提供详细的跟踪和客户交易历史记录。该系统将提供对房地产相关交易的收费，收取和追踪付款的能力。 ERTS包括电子合同生成器（ECG），其从多个源提取信息，并自动识别最终用户对服务的请求，并最终使用自动填充技术来开发属性请求（即契约）。

4. 发明申请

US20100106629A1 AUTOMATIC DELINQUENCY ITEM PROCESSING WITH CUSTOMIZATION FOR LENDERS 有权
标题翻译：自动化项目处理与定制为提供者
公开(公告)号：US20100106629A1
公开(公告)日：2010-04-29
申请号：US12651137
申请日：2009-12-31
申请人： John M. GILBERTI , Rick Holcomb , Nancy Walker , Shane Jones , Bobbie Johannes , Ben Agenbag , Paul Comer
发明人： John M. GILBERTI , Rick Holcomb , Nancy Walker , Shane Jones , Bobbie Johannes , Ben Agenbag , Paul Comer
IPC分类号： G06Q40/00 , G06Q10/00 , G06Q50/00
CPC分类号： G06Q10/00 , G06Q20/10 , G06Q40/00 , G06Q40/025 , G06Q40/123 , Y10S707/946
摘要： A method of processing delinquency items associated with taxes on properties may include receiving preferences from two or more lenders. Delinquency items may be automatically processed according to the preferences of each lender for their respective loans. The preferences may include business rules for whether to process a delinquency item. A lender preference may include specific criteria for a determination process (e.g., criteria for when to act on delinquencies with respect to particular states).
摘要翻译：处理与财产税相关的违法事项的方法可以包括从两个或多个贷款人接收偏好。可以根据各贷款人各自的贷款的偏好自动处理违法所得。偏好可能包括是否处理违法项目的业务规则。贷款人偏好可以包括确定过程的具体标准（例如，关于何时对特定状态的拖欠行为的标准）。

5. 发明授权

US07451150B2 Real estate information exchange process and system 有权
标题翻译：房地产信息交流流程与制度
公开(公告)号：US07451150B2
公开(公告)日：2008-11-11
申请号：US11072221
申请日：2005-03-03
申请人： David Allen Faudman
发明人： David Allen Faudman
IPC分类号： G06F17/30 , G06Q30/00
CPC分类号： G06Q30/02 , G06Q10/06311 , G06Q30/0601 , G06Q50/16 , Y10S707/922 , Y10S707/946 , Y10S707/99933 , Y10S707/99939 , Y10S707/99945
摘要： A system and process includes a computer that is operatively connected to an area network, such as to the Internet. A database of MLS properties that are for sale is maintained that is accessible to the computer. Real estate agents must subscribe in order to use the system and are then included in the database. Clients may be either prospective buyers or sellers of the MLS properties. Each client is required to complete a client commitment form whereby the client elects to have a currently subscribing real estate agent represent them before they are allowed access to the information and services provided. Current client files are also included in the database. Real estate agents are given the full functionality that is offered to the clients in that they may view any of the client's files and activities and they are also allowed to post upcoming MLS properties that are to be offered for sale and to FAX property defects that are made available only to other real estate agents. Agents are also able to view the activity of any of their own listings.
摘要翻译：系统和过程包括可操作地连接到诸如互联网的区域网络的计算机。用于销售的MLS属性的数据库被维护，该计算机是可访问的。房地产代理商必须订阅才能使用该系统，然后将其包含在数据库中。客户可能是MLS物业的潜在买家或卖家。每个客户需要完成一个客户承诺表，客户选择当前订阅的房地产代理代表他们，然后才能访问所提供的信息和服务。当前客户端文件也包含在数据库中。给房地产经纪人提供给客户的全部功能，因为他们可能会查看客户的任何文件和活动，并且他们也可以发布即将出售的MLS属性，这些属性将被提供出售，以及FAX属性缺陷仅供其他房地产经纪人使用。代理商也可以查看任何自己的列表的活动。

6. 发明申请

US20020138485A1 Real estate information exchange process and system 有权
标题翻译：房地产信息交流流程与制度
公开(公告)号：US20020138485A1
公开(公告)日：2002-09-26
申请号：US09817946
申请日：2001-03-26
发明人： David Allen Faudman
IPC分类号： G06F007/00
CPC分类号： G06Q30/02 , G06Q10/06311 , G06Q30/0601 , G06Q50/16 , Y10S707/922 , Y10S707/946 , Y10S707/99933 , Y10S707/99939 , Y10S707/99945
摘要： A system and process includes a computer that is operatively connected to an area network, such as to the Internet. A database of MLS properties that are for sale is maintained that is accessible to the computer. Real estate agents must subscribe in order to use the system and are then included in the database. Clients may be either prospective buyers or sellers of the MLS properties. Each client is required to complete a client commitment form whereby the client elects to have a currently subscribing real estate agent represent them before they are allowed access to the information and services provided. Current client files are also included in the database. Real estate agents are given the full functionality that is offered to the clients in that they may view any of the client's files and activities and they are also allowed to post upcoming MLS properties that are to be offered for sale and to FAX property defects that are made available only to other real estate agents. Agents are also able to view the activity of any of their own listings.
摘要翻译：系统和过程包括可操作地连接到诸如互联网的区域网络的计算机。用于销售的MLS属性的数据库被维护，该计算机是可访问的。房地产代理商必须订阅才能使用该系统，然后将其包含在数据库中。客户可能是MLS物业的潜在买家或卖家。每个客户需要完成一个客户承诺表，客户选择当前订阅的房地产代理代表他们，然后才能访问所提供的信息和服务。当前客户端文件也包含在数据库中。给房地产经纪人提供给客户的全部功能，因为他们可能会查看客户的任何文件和活动，并且他们也可以发布即将出售的MLS属性，这些属性将被提供出售，以及FAX属性缺陷仅供其他房地产经纪人使用。代理商也可以查看任何自己的列表的活动。

7. 发明授权

US08224745B2 Automatic delinquency item processing with customization for lenders 有权
标题翻译：自动欠款项目处理与定制贷款人
公开(公告)号：US08224745B2
公开(公告)日：2012-07-17
申请号：US12651137
申请日：2009-12-31
申请人： John M. Gilberti , Rick Holcomb , Nancy Walker , Shane Jones , Bobbie Johannes , Ben Agenbag , Paul Comer
发明人： John M. Gilberti , Rick Holcomb , Nancy Walker , Shane Jones , Bobbie Johannes , Ben Agenbag , Paul Comer
IPC分类号： G06Q40/00
CPC分类号： G06Q10/00 , G06Q20/10 , G06Q40/00 , G06Q40/025 , G06Q40/123 , Y10S707/946
摘要： A method of processing delinquency items associated with taxes on properties may include receiving preferences from two or more lenders. Delinquency items may be automatically processed according to the preferences of each lender for their respective loans. The preferences may include business rules for whether to process a delinquency item. A lender preference may include specific criteria for a determination process (e.g., criteria for when to act on delinquencies with respect to particular states).
摘要翻译：处理与财产税相关的违法事项的方法可以包括从两个或多个贷款人接收偏好。可以根据各贷款人各自的贷款的偏好自动处理违法所得。偏好可能包括是否处理违法项目的业务规则。贷款人偏好可以包括确定过程的具体标准（例如，关于何时对特定状态的拖欠行为的标准）。

8. 发明申请

US20110251967A1 ELECTRONIC REALTY AND TRANSACTION SYSTEM AND METHOD THEREIN 有权
标题翻译：电子有限和交易系统及其方法
公开(公告)号：US20110251967A1
公开(公告)日：2011-10-13
申请号：US12901503
申请日：2010-10-09
申请人： Eva T. Klivington , Margit E. Klivington
发明人： Eva T. Klivington , Margit E. Klivington
IPC分类号： G06Q50/00
CPC分类号： G06Q30/06 , G06Q30/0601 , G06Q50/16 , Y10S707/945 , Y10S707/946
摘要： The electronic realty transaction system (ERTS) automates real estate processes and provides web-based accessibility to residential, commercial, and land markets. The system will provide a “one-stop-shop” for all real estate related transactions and will include a detailed tracking and history of customer transactions for the realtors. The system will provide the ability to charge, collect, and track payments for real estate related transactions. ERTS includes an electronic contract generator (ECG) that pulls information from multiple sources and automatically identifies end-user requests for services and ultimately enables a property request (i.e. contract) to be developed using auto populating techniques.
摘要翻译：电子物业交易系统（ERTS）自动化房地产流程，并为住宅，商业和土地市场提供基于网络的可访问性。该系统将为所有房地产相关交易提供“一站式”，并将为房地产经纪人提供详细的跟踪和客户交易历史记录。该系统将提供对房地产相关交易的收费，收取和追踪付款的能力。 ERTS包括电子合同生成器（ECG），其从多个源提取信息，并自动识别最终用户对服务的请求，并最终使用自动填充技术来开发属性请求（即契约）。

9. 发明申请

US20110010302A1 Real estate information exchange process and system 审中-公开
标题翻译：房地产信息交流流程与制度
公开(公告)号：US20110010302A1
公开(公告)日：2011-01-13
申请号：US12807789
申请日：2010-09-13
申请人： David Allen Faudman
发明人： David Allen Faudman
IPC分类号： G06Q50/00
CPC分类号： G06Q30/02 , G06Q10/06311 , G06Q30/0601 , G06Q50/16 , Y10S707/922 , Y10S707/946 , Y10S707/99933 , Y10S707/99939 , Y10S707/99945
摘要： A system and process includes a computer that is operatively connected to an area network, such as to the Internet. A database of MLS properties that are for sale is maintained that is accessible to the computer. Real estate agents must subscribe in order to use the system and are then included in the database. Clients may be either prospective buyers or sellers of the MLS properties. Each client is required to complete a client commitment form whereby the client elects to have a currently subscribing real estate agent represent them before they are allowed access to the information and services provided. Current client files are also included in the database. Real estate agents are given the full functionality that is offered to the clients in that they may view any of the client's files and activities and they are also allowed to post upcoming MLS properties that are to be offered for sale and to FAX property defects that are made available only to other real estate agents. Agents are also able to view the activity of any of their own listings.
摘要翻译：系统和过程包括可操作地连接到诸如互联网的区域网络的计算机。用于销售的MLS属性的数据库被维护，该计算机是可访问的。房地产代理商必须订阅才能使用该系统，然后将其包含在数据库中。客户可能是MLS物业的潜在买家或卖家。每个客户需要完成一个客户承诺表，客户选择当前订阅的房地产代理代表他们，然后才能访问所提供的信息和服务。当前客户端文件也包含在数据库中。给房地产经纪人提供给客户的全部功能，因为他们可能会查看客户的任何文件和活动，并且他们也可以发布即将出售的MLS属性，这些属性将被提供出售，以及FAX属性缺陷仅供其他房地产经纪人使用。代理商也可以查看任何自己的列表的活动。

10. 发明申请

US20050149574A1 Real estate information exchange process and system 有权
标题翻译：房地产信息交流流程与制度
公开(公告)号：US20050149574A1
公开(公告)日：2005-07-07
申请号：US11072221
申请日：2005-03-03
申请人： David Faudman
发明人： David Faudman
IPC分类号： G06F7/00 , G06F17/00 , G06F17/30 , G06Q10/06 , G06Q30/02 , G06Q30/06 , G06Q50/16
CPC分类号： G06Q30/02 , G06Q10/06311 , G06Q30/0601 , G06Q50/16 , Y10S707/922 , Y10S707/946 , Y10S707/99933 , Y10S707/99939 , Y10S707/99945
摘要： A system and process includes a computer that is operatively connected to an area network, such as to the Internet. A database of MLS properties that are for sale is maintained that is accessible to the computer. Real estate agents must subscribe in order to use the system and are then included in the database. Clients may be either prospective buyers or sellers of the MLS properties. Each client is required to complete a client commitment form whereby the client elects to have a currently subscribing real estate agent represent them before they are allowed access to the information and services provided. Current client files are also included in the database. Real estate agents are given the full functionality that is offered to the clients in that they may view any of the client's files and activities and they are also allowed to post upcoming MLS properties that are to be offered for sale and to FAX property defects that are made available only to other real estate agents. Agents are also able to view the activity of any of their own listings.
摘要翻译：系统和过程包括可操作地连接到诸如互联网的区域网络的计算机。用于销售的MLS属性的数据库被维护，该计算机是可访问的。房地产代理商必须订阅才能使用该系统，然后将其包含在数据库中。客户可能是MLS物业的潜在买家或卖家。每个客户需要完成一个客户承诺表，客户选择当前订阅的房地产代理代表他们，然后才能访问所提供的信息和服务。当前客户端文件也包含在数据库中。给房地产经纪人提供给客户的全部功能，因为他们可能会查看客户的任何文件和活动，并且他们也可以发布即将出售的MLS属性，这些属性将被提供出售，以及FAX属性缺陷仅供其他房地产经纪人使用。代理商也可以查看任何自己的列表的活动。

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