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    • 4. 发明授权
    • Systems and methods to provide and adjust offers
    • 提供和调整报价的系统和方法
    • US09443253B2
    • 2016-09-13
    • US13774139
    • 2013-02-22
    • Visa International Service Association
    • Mark CarlsonPatrick Stan
    • G06Q30/00G06Q30/02
    • G06Q30/0221G06F17/30592G06Q30/0244
    • In one aspect, a computing apparatus is configured to allow merchants to initiate offers in an offer campaign based on a spending pattern specified by the merchant, such as the lack of transactions in a predetermined period of time of the day, in a recent time period, and/or in a particular merchant category. The offer campaign can be adjusted between offer delivery/announcement and fulfillment for a limited time period. The benefit of a further purchase may be announced via a message scheduled to be transmitted in response to an event identifying the arrival of a particular time instance, in response to a qualification notification of a transaction satisfying the requirements of a purchase event required in the offer campaign, or in response to the detection of a required spending pattern.
    • 一方面,一种计算装置被配置为允许商家基于由商家指定的消费模式来发起提供活动中的优惠,例如在最近的时间段内的预定时间段内的交易不足 ,和/或在特定商家类别中。 报价活动可以在有限时间内在报价发布/公告和履行之间进行调整。 响应于满足报价所要求的交易要求的交易的资格通知,可以通过响应于识别特定时间实例的到达的事件而计划发送的消息来宣布进一步购买的好处。 或响应检测所需的支出模式。
    • 10. 发明授权
    • System and method for distributing information through cooperative communication network sites
    • 通过合作通信网站分发信息的系统和方法
    • US08224691B1
    • 2012-07-17
    • US09505632
    • 2000-02-16
    • Michael C. ScroggieDavid A. RochonDavid W. BankerWill Gardenswartz
    • Michael C. ScroggieDavid A. RochonDavid W. BankerWill Gardenswartz
    • G06Q99/00
    • G06Q30/0257G06Q30/02G06Q30/0207G06Q30/0208G06Q30/0221G06Q30/0222G06Q30/0236G06Q30/0239G06Q30/0241G06Q30/0601G06Q30/0625
    • Information pertaining to products made by manufacturers and sold to consumers through retailers, is distributed to consumers through a communication network that connects consumer communication nodes to a cooperative network site having an accumulation of information about manufacturer product offers and retailer special deals. A consumer can obtain selected items of this information without knowledge of how to reach the cooperative network site, by simply logging in to a manufacturer network site or to a retailer network site. At a manufacturer site, the consumer can obtain a list of local retailers carrying the manufacturer offers and can then select from among the offers and receive complete details of the selected offers. At a retailer site, the consumer can obtain a list of manufacturer offers available at the retailer stores in the consumer's area, and can then select from among the available offers and receive their complete details. An additional feature of the invention makes use of a consumer “personal page,” which is an individualized database in which consumer shopping preferences are defined, both by information that the consumer expressly provides and by the consumer's past shopping activity. Use of the personal page allows the consumer to receive product offers that are more targeted to the individual consumer, thus saving the consumer time and effort. Another embodiment of the invention provides for distribution of a product purchase incentive directly to the consumer in response to his or her selection of an advertising banner displayed on an independent commercial network site.
    • 有关制造商生产的产品和通过零售商销售给消费者的信息,通过将消费者通信节点连接到具有关于制造商产品报价和零售商特别交易信息的合作网站的通信网络分发给消费者。 消费者可以通过简单地登录到制造商网站或零售商网站,获得该信息的选定项目,而不知道如何到达合作网站。 在制造商的网站上,消费者可以获取携带制造商报价的当地零售商名单,然后从优惠中选择并收到所选优惠的完整详情。 在零售商网站,消费者可以在消费者区域的零售商店获取可用的制造商报价清单,然后从可用报价中选择并收到其完整的详细信息。 本发明的另外的特征是利用消费者“个人页面”,消费者“个人页面”是通过消费者明确提供的信息和消费者过去的购物活动来定义消费者购物偏好的个性化数据库。 个人页面的使用允许消费者接收更多针对个人消费者的产品报价,从而节省消费者的时间和精力。 本发明的另一实施例提供了响应于他或她选择在独立商业网站上显示的广告横幅而直接向消费​​者分发产品购买激励。