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    • 1. 发明申请
    • METHODS AND SYSTEMS FOR CONTEXT-BASED CHECK-OUT FLOWS USING A PASS-THROUGH PAYMENT GATEWAY
    • 基于上下文的检查流程的方法和系统使用通过支付网关
    • US20140365358A1
    • 2014-12-11
    • US13915592
    • 2013-06-11
    • Yuji HigakiDeborah LiuJohn AndersonMichael Vernal
    • Yuji HigakiDeborah LiuJohn AndersonMichael Vernal
    • G06Q20/10
    • G06Q20/027G06Q20/20G06Q20/227
    • Methods and systems for context-based check-out flows using a pass-through payment gateway (PTPG) are described. One method in a user computing device includes transmitting a probability request for a user to a network application seeking an indication of whether the user would likely utilize payment information stored by the network application while placing an order using a commerce application. Upon receiving a response, the commerce application presents a UI element indicating that the user may utilize the stored payment information to complete the order. Another method in a PTPG includes receiving a request from a commerce application to charge a user for an order. In response, the gateway transmits a charge request to an identified payment gateway system for the commerce application on behalf of the commerce application such that a monetary amount is credited to an account of the commerce application directly by the payment gateway system.
    • 描述了使用直通支付网关(PTPG)进行基于上下文的检出流的方法和系统。 用户计算设备中的一种方法包括:向网络应用程序发送用户的概率请求,该网络应用程序在使用商业应用程序下达订单的同时寻求用户是否可能利用网络应用程序存储的支付信息的指示。 在接收到响应时,商务应用呈现UI元素,指示用户可以利用所存储的支付信息来完成订单。 PTPG中的另一种方法包括接收来自商业应用的请求以向用户收取订单费用。 作为响应,网关代表商务应用向商务应用的识别支付网关系统发送费用请求,使得货币金额直接由支付网关系统记入商业应用的帐户。