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1. 发明授权

US06604679B2 Payment management method and system using an IC card 失效
标题翻译：支付管理方法和使用IC卡的系统
公开(公告)号：US06604679B2
公开(公告)日：2003-08-12
申请号：US10184916
申请日：2002-07-01
申请人： Yoshitsugu Morooka , Tomohiro Umezawa , Masatoshi Hino
发明人： Yoshitsugu Morooka , Tomohiro Umezawa , Masatoshi Hino
IPC分类号： G06F1760
CPC分类号： G07F7/1008 , G06Q20/04 , G06Q20/14 , G06Q20/20 , G06Q20/204 , G06Q20/24 , G06Q20/341 , G06Q20/3678 , G06Q20/4093 , G06Q30/04
摘要： A payment management method and system for performing suitable payment management, wherein a user of a credit IC card can store a transaction history in the IC card, collate the transaction history with charged amount data possessed by a credit company, quickly confirm a payment due date, judge an illegal demand for purchase by a non-authorized user, and know charged amounts claimed for the next time. The system includes the IC car which stores the transaction history data therein, a terminal device for accessing the data within the IC card, and a serve of the credit company connected to the terminal device via network for storing credit user data demanded by a credit member store therein. The terminal device stores transaction history data at the time of a purchase into the IC card, extracts the credit user data from the server of the credit company, and collates the transaction history data read out from the IC card with the credit user data extracted from the server. The terminal device displays the collated result.
摘要翻译：用于执行适当的支付管理的支付管理方法和系统，其中信用IC卡的用户可以将交易历史存储在IC卡中，将交易历史与信用公司拥有的收费金额数据进行整理，快速确认支付到期日判断非授权用户的非法购买需求，并知道下次收取的金额。该系统包括存储交易历史数据的IC汽车，用于访问IC卡内的数据的终端设备，以及经由网络连接到终端设备的信用公司的服务，用于存储信用成员要求的信用用户数据存储在其中。终端设备在购买IC卡时存储交易历史数据，从信用公司的服务器中提取信用用户数据，并将从IC卡读出的交易历史数据与从服务器。终端设备显示整理结果。

2. 发明授权

US06488204B1 Payment management method and system using an IC card 失效
标题翻译：支付管理方法和使用IC卡的系统
公开(公告)号：US06488204B1
公开(公告)日：2002-12-03
申请号：US09648614
申请日：2000-08-28
申请人： Yoshitsugu Morooka , Tomohiro Umezawa , Masatoshi Hino
发明人： Yoshitsugu Morooka , Tomohiro Umezawa , Masatoshi Hino
IPC分类号： G06F1760
CPC分类号： G07F7/1008 , G06Q20/04 , G06Q20/14 , G06Q20/20 , G06Q20/204 , G06Q20/24 , G06Q20/341 , G06Q20/3678 , G06Q20/4093 , G06Q30/04
摘要： A payment management method and system for performing suitable payment management, wherein a user of a credit IC card can store a transaction history in the IC card, collate the transaction history with charged amount data possessed by a credit company, quickly confirm a payment due date, judge an illegal demand for purchase by a non-authorized user, and know charged amounts claimed for the next time. The system includes the IC card which stores the transaction history data therein, a terminal device for accessing the data within the IC card, and a server of the credit company connected to the terminal device via a network for storing credit user data demanded by a credit member store therein. The terminal device stores transaction history data at the time of a purchase into the IC card, extracts the credit user data from the server of the credit company, and collates the transaction history data read out from the IC card with the credit user data extracted from the server. The terminal device displays the collated result.
摘要翻译：用于执行适当的支付管理的支付管理方法和系统，其中信用IC卡的用户可以将交易历史存储在IC卡中，将交易历史与信用公司拥有的收费金额数据进行整理，快速确认支付到期日判断非授权用户的非法购买需求，并知道下次收取的金额。该系统包括存储交易历史数据的IC卡，用于访问IC卡内的数据的终端设备，以及经由网络连接到终端设备的信用公司的服务器，用于存储信用要求的信用用户数据会员店。终端设备在购买IC卡时存储交易历史数据，从信用公司的服务器中提取信用用户数据，并将从IC卡读出的交易历史数据与从服务器。终端设备显示整理结果。

3. 发明申请

US20060010055A1 Business evaluation supporting method 审中-公开
标题翻译：业务评估配套方式
公开(公告)号：US20060010055A1
公开(公告)日：2006-01-12
申请号：US10975401
申请日：2004-10-29
申请人： Mayumi Morita , Tomohiro Umezawa , Osamu Kubo
发明人： Mayumi Morita , Tomohiro Umezawa , Osamu Kubo
IPC分类号： G06Q40/00
CPC分类号： G06Q30/02 , G06Q40/00
摘要： A method and an apparatus for easily and efficiently setting an evaluation index suitable for an evaluation purpose when a business or a business portfolio is evaluated. In the method and apparatus, investment distribution is easily and visually confirmed during computation of the evaluation index when an object to be computed is the business portfolio. A table for defining a computation expression model for the evaluation index and a correspondence relationship between the evaluation index and the evaluation purpose is managed by a database to extract and provide an evaluation index model conforming to the evaluation purpose specified by a user. When the business portfolio is evaluated, business investment distributions are represented by a pie chart. The investment distribution information is updated and the evaluation index is computed, by adjusting a distribution surface of the represented pie chart.
摘要翻译：一种方法和装置，用于在评估业务或业务组合时，容易且有效地设置适于评估目的的评估指标。在该方法和装置中，当要计算的对象是业务组合时，投资分配在计算评估指数期间容易且可视地确认。用于定义用于评价指标的计算表达式模型的表和评估指标与评估目的之间的对应关系由数据库管理以提取并提供符合用户指定的评估目的的评估指数模型。当业务组合被评估时，商业投资分配由饼图表示。更新投资分配信息，并通过调整表示的饼图的分布面来计算评价指标。

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