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    • 4. 发明申请
    • SYSTEMS AND METHODS FOR REAL-TIME AND DISCRETE ANALYTICS FOR WEB-MEDIATED CONTENT AND EVENTS
    • 用于网络媒体内容和事件的实时和离散分析的系统和方法
    • US20130252222A1
    • 2013-09-26
    • US13850857
    • 2013-03-26
    • Steven FoxPaul StubbsChris Garrison
    • Steven FoxPaul StubbsChris Garrison
    • G09B7/00
    • G09B7/00G06Q30/02
    • During a presentation, a question is emitted over a network connection to a plurality of audience members, who utilize a computing device to respond. Client software for the audience members' heterogeneous computing devices may receive questions and upload answers. Answers from the audience are collected and aggregated, including optionally aggregating demographic information associated with each respondent and the answer of the respondent. Real-time analytics are provided to the presenter, which facilitates formulation or selection of further content and/or further questions. The timing of the questions can be synchronized with a content by linking the question to particular portions of the content, by tying the question to a particular slide or frame, by setting a length of time after which the question should be emitted, by offering a question on-demand, or some other method. A website maintains content, questions, user credentials of audience members, responses, and aggregated data, among other aspects.
    • 在演示过程中,通过网络连接发送一个问题,这个问题是通过利用计算设备来响应的多个观众成员。 用于观众成员的异构计算设备的客户端软件可能会收到问题并上传答案。 收集和汇总观众的答案,包括可选地汇总与每个受访者相关的人口统计信息和答辩人的答案。 向演示者提供实时分析,这有助于制定或选择进一步的内容和/或其他问题。 问题的时间可以通过将问题链接到内容的特定部分,通过将问题设置为特定的幻灯片或框架来设置问题应该被发射的时间长度,通过提供一个 问题按需或其他方法。 网站维护观众成员的内容,问题,用户凭据,回复和聚合数据等。
    • 9. 发明申请
    • System and Method for Linked Account Having Sweep Feature
    • 具有扫描功能的链接帐户的系统和方法
    • US20130238505A1
    • 2013-09-12
    • US13851322
    • 2013-03-27
    • Jeffrey HirkaSteven Fox
    • Jeffrey HirkaSteven Fox
    • G06Q20/22
    • G06Q20/40G06Q20/04G06Q20/10G06Q20/102G06Q20/20G06Q20/204G06Q20/207G06Q20/403G06Q30/02G06Q30/06G06Q40/00G06Q40/02G07G1/12
    • A linked account instrument is used to access funds in an existing demand deposit account held at a financial institution. Merchant or other transactions are first processed against a demand deposit account via an electronic authorization network. If the demand deposit account does not have sufficient funds, the transactions may be processed as a credit charge against an designated credit account. The demand deposit account may subsequently be swept at predetermined times in search of funds to defray the overdraft. If adequate funds are present, they will be withdrawn from the demand deposit account, and the credit account will be cleared. Otherwise, the instrument holder's daily purchasing abilities may be temporarily suspended until the credit account is settled. The processing of overdraft amounts may be on a FIFO, smallest-first or other basis.
    • 联系账户工具用于存入在金融机构持有的现有存款账户中的资金。 商家或其他交易首先通过电子授权网络针对定期存款账户进行处理。 如果定期存款账户没有足够的资金,交易可能会被视为指定的信用账户的信用费。 定期存款账户随后可以按预定时间扫描,以寻找资金来支付透支。 如果存在足够的资金,他们将从定期存款账户中退出,信用账户将被清算。 否则,仪器持有人的日常购买能力可能暂时中止,直到信用账户结算为止。 透支金额的处理可以是FIFO,最小或最初的。